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American Express Credit Cards

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1658 Reviews
Pros & Cons
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Explore Cards
1658 Reviews
Pros & Cons
More Details
USP
Zero Joining Fee for a limited period only at chqbook
American Express Membership Rewards® Credit Card
Redeem your Points from the fabulous 18 and 24 Karat Gold Collection
₹1,000 ₹0
Saved ₹1,000
Joining Fee
INSTANT  APPLY lock
airplanemode_active
Travel
restaurant
Dining
USP
Zero Joining Fee for a limited period only at chqbook
American Express Membership Rewards® Credit Card
keyboard_arrow_right
₹1,000
₹0
Joining Fee
₹1,000
Saved
Redeem your Points from the fabulous 18 and 24 Karat Gold Collection
USP
Get up to 20% off* every time you dine at select restaurants
American Express® Gold Card
Use the card 3 times in First 60 days to get 4000 Bonus MR Points*
₹1,000
Joining Fee
INSTANT  APPLY lock
shopping_cart
Shopping
restaurant
Dining
USP
Get up to 20% off* every time you dine at select restaurants
American Express® Gold Card
keyboard_arrow_right
₹1,000
Joining Fee
Use the card 3 times in First 60 days to get 4000 Bonus MR Points*
USP
Welcome Gift* – Bonus MR™ Points worth ₹4000 Travel Vouchers
American Express® Platinum Travel Credit Card
Enjoy 4 complimentary visits per year to 29 domestic airport lounges in 12 cities
₹3,500
Joining Fee
INSTANT  APPLY lock
card_membership
Premium
airplanemode_active
Travel
USP
Welcome Gift* – Bonus MR™ Points worth ₹4000 Travel Vouchers
American Express® Platinum Travel Credit Card
keyboard_arrow_right
₹3,500
Joining Fee
Enjoy 4 complimentary visits per year to 29 domestic airport lounges in 12 cities
USP
Complimentary Lounge access* at 13 Domestic Airports in India
Jet Airways American Express® Platinum Credit Card
Welcome gift* – 10,000 JPMiles + one–way Base Fare Waived Domestic Ticket
₹5,000
Joining Fee
INSTANT  APPLY lock
shopping_cart
Shopping
airplanemode_active
Travel
USP
Complimentary Lounge access* at 13 Domestic Airports in India
Jet Airways American Express® Platinum Credit Card
keyboard_arrow_right
₹5,000
Joining Fee
Welcome gift* – 10,000 JPMiles + one–way Base Fare Waived Domestic Ticket
* Terms & Conditions Apply

American Express Bank Credit Cards

Credit cards are the instrument which one can use to buy goods or services instead of carrying cash with them, anytime and anywhere. Gone are the days when one had to carry loads of cash with them while going to shopping or while travelling. Credit cards or plastic money, are the next important invention after money in the form of token notes or legal tenders, which enables you to purchase anything around the world. A credit card is basically a plastic card which is provided by the bank or the financial institution which will enable you to borrow an amount to a certain limit in a given time period from the bank to buy any goods or services anywhere around the world, for which the bank will not charge anything extra unless you fail to repay the borrowed amount before the next billing cycle.

Almost all banks or financial institutions in India offer various types of credit cards to their customers according to their needs, such as the travel, lifestyle, entertainment credit cards and et cetera. Also, different credit cards are given by the banks to different customers, classifying them on their annual income. Based on this, different customers get different rewards for the purchases made by them through their credit cards. One such bank is American Express (Amex) which provides a wide range of credit cards in India with many privileges, rewards, offers and discounts based on the needs of their customers.


Why choose Amex Credit Cards?

What makes Amex credit cards better than the credit cards of other banks? It is the first question which comes to a person’s mind and it’s normal. American Express offers a wide range of credit cards based on the different needs of their customers. With internet, one can easily do their research on the type of credit card they require on the basis of their needs.

What makes Amex credit cards better than the credit cards of other banks? It is the first question which comes to a person’s mind and it’s normal. American Express offers a wide range of credit cards based on the different needs of their customers. With internet, one can easily do their research on the type of credit card they require on the basis of their needs.


Apply for Amex Credit cards

One can easily apply for an Amex credit card in either of the following two methods- offline or online. One can use either of the option, whichever is convenient for them. In this segment, we shall discuss about the ways one can apply for a credit card if they opt for the offline method, in which, one has to physically visit the branch of the bank and apply for it then and there. We shall be discussing about its merits and demerits as well and also the necessary documents for the application of your credit card, which has to be carried.

Before the internet was so widely used, one had to personally visit the branch of the bank in order to apply for their credit card and even today we find people who prefer the offline mode more than the online method and thus, like many other banks, American Express bank still provides the offline option for application. One has to visit the bank and fill out the prescribed forms given by the bank for the application of the credit card and also has to submit the necessary documents to the bank which are required for the application of the credit card. The bank will sanction or accept your application once it is satisfied with your application and documents, once they are done scrutinizing all the given details. The bank will then mail your credit card through post or courier to the given residential address of the applicant.

There are a few pros and cons when it comes to the offline method of application. The main advantage of the applying through the offline method is that it minimizes the chances of fraud since the applicant personally and physically present in the bank branch, applying for the credit card. The staff of the bank branch, on the other hand also recognizes the applicant as he or she is their bona fide customer. This makes the whole process a lot faster as they can verify the information one provides and thus, makes the whole process a lot smoother.

The main disadvantage of the offline method is that one has to be physically present in the branch of the bank, which usually means that one has to stand in a queue and wait for their turn to collect the forms, filling it up and finally submitting it with the required documents. Thus, it involves the investment of a lot of one’s time to finish the whole process and is also wastes a lot of energy as well. This is the reason why many people who work in offices or have a busy schedule, do not opt for this method of application.

Thus, the documents required when one is opting for the offline method which the bank officials would require to examine and investigate are the proof of identity for which one can submit their Pan Card, an address proof, for which one can easily submit their Aadhar card and a proof of income. The proof of income can vary widely for different categories of employment- if you are a salaried employee, you need to produce a salary slip, a certificate of salary or a letter of employment. If one is self employed, a profit and loss statement or a copy of the balance is sufficient in this case.

All these information will be taken into account, scrutinized by bank officials and based on this, the bank will determine that whether a person is eligible for that specific credit card or not.


Apply for Amex Credit Card Online

With the advent of the internet, a lot of things can be done by just simply clicking on a button. Almost everything is being digitized and the banks are not too far behind as well. Now, you can visit the bank by not visiting the bank at all! All you have to do is visit the designated website of American Express. One can also apply for a credit card there as well by visiting the website. This mode of application for credit cards is getting popularized in the recent times for its convenience as it saves both time and money. Here are a few ways in which one can simply apply for credit cards online-

a. By visiting the designated website of the bank and applying for the card in one of the given options from the main menu.

b. If you are a customer of a bank, you can simply send an email to the bank, stating your need and application for the credit card.

Do remember to keep a scanned copy of all your important documents which might be required to be mailed for the application of the credit card.

The only disadvantage of applying for your Amex credit card online is the security of your data and information which is being shared over the internet. Many banks, including American Express, have security systems in the websites for the protection of your information but there are certain malwares and viruses which are capable enough to crack through the system. One can always use anti malware software which can detect the presence of such malwares in the website when you visit it online. Also, the practice of phishing can further jeopardize the information you put out, and malicious activities can be committed using your own identity. Always be safe regarding your information as it could be misused by anyone. It is always preferred to be safe than to be sorry.

Thus, with the above two stated options, there is a third option available to apply for your very own Amex credit card, that too, online which can guarantee you for its smoothness, efficiency and security. With this, you can also compare different Amex credit cards and do your research as to check which Amex credit card serves your purpose and is the most compatible to your needs. By visiting Chqbook, all your problems will be solved when it comes to credit cards. But why Chqbook?


Why apply for credit cards through Chqbook?

This is the first question which comes to a person’s mind that why should they go with Chqbook when there are hundreds of other websites providing the same type of service? The answer is quite simple, which we will be discussing in the next few lines-

a. An easy navigation system and user friendly interface which enables a person to seamlessly navigate through the page dealing with Amex credit cards and also allows you to view several exciting Amex credit card offers.

b. While applying for the specific credit card one requires, they can easily go through all the options of the available Amex credit cards to choose from and also determine which one is the best for them as all the details regarding the credit cards are available there on the website.

c. One can easily apply for a credit card as Chqbook makes the whole process a lot easier and convenient by making all the process more simplified. It will just take some time to apply for your credit card without any complications to face.

d. One can easily avail the latest news regarding credit cards and the financial market on Chqbook which will enable the prospective credit card owners to determine the type of card they require or the type of Amex credit card which will benefit them the most in the current condition of the fiscal market.

All these features together at a single place is a rare thing to find on the internet which makes it all the more viable as an option to apply for your Amex credit card online through Chqbook as the severs and the security is secured which is very hard to be breached by most malwares or viruses. We, at Chqbook, always try our best to make the experience for our viewers visiting our website more convenient and problem free.

Thus, these are the way through which one can apply for their Amex credit card but, it is recommended that you do it through Chqbook as it happens to be lot more than a mere website about credit cards.


Features and Benefits of Amex credit cards

a. All Amex credit cards can be used can be used in India and also in other countries as well, if you are planning to carry your Amex credit card for your international trip.

b. American Express credit cardholders enjoy the benefits of one of the most powerful reward system program for its members which enable them to earn reward points whenever they use their card to pay their bill.

c. American Express cards have a special safety feature known as the Chip and Pin Technology which provides the cardholder a safe and secure environment for all transactions, preventing any type fraud. The card has a microchip on it which has the personal data of the cardholder which is provided by them. Thus, this makes the duplication of the card more difficult if it is being misused when stolen.

d. The Amex credit cardholders can also enjoy a wide range of offers and insurance services which has been specially created for them by ICICI Lombard. These offers include Travel insurance which provides coverage up to 85 years only for the total number of days being travelled. Other offers include Motor insurance, Personal accident insurance (Provides coverage of up to Rs. 2 crores till the age of 65 years without any medical checkups) and Health insurance as well.

e. The Amex credit cardholders also enjoy the benefit of “Pay-in-parts” privilege program which helps the members to convert their payments to easy installment plans.

f. One of the best features of owning an Amex credit card is that in case it gets lost, stolen or misplaced, one will get a zero lost card liability once the authorities have been informed with their 24/7 platinum assist feature.

g. Almost all the services of the American Express bank are available online which makes banking more easy and convenient.

All these features and benefits are available in all the Amex credit cards irrespective of their type or the service they provide. There are other specific features and benefits as well which differs from one card to the other. All the benefits mentioned above helps an Amex credit cardholder’s experience better and smoother.

As mentioned above, different Amex credit cards have their own benefits which differ from one another. Customers are given the free will to choose the type of credit card they want, given their choices and lifestyle preferences about which, we will be talking under the next heading.


Different types of cards and their benefits

Different Types of American Express® Credit Cards and TypesJoining FeeAnnual Fee
American Express Membership Rewards® Credit Card04500.00
American Express® Gold Card10004500.00
American Express® Platinum Travel Credit Card35005000.00
Jet Airways American Express® Platinum Credit Card500010000.00

American Express bank provides a wide range of credit cards for its customers to choose from, given their preferences and their certain requirements. Whatever your need may be, there is a wide list of Amex credit cards types to choose from. Here is a list of the different cards offered by American Express bank with its features and benefits, listed side by side-

a. The American Express Membership Reward Credit Card

The Amex Membership Reward Credit Card offers a wide range of choices for offers and discounts for its members to enjoy. The holders of this specific card can avail a 4000 Bonus Membership Reward Points on using the card three times from day it has been issued to a limit of 60 days of the membership. The customers can also avail 1000 Bonus Membership Points if they use their card for at least 4 transactions, given that the minimum amount for the bill should be Rs. 1000 and over for every month. Upon the renewal of your credit card for the first year, one can also earn a reward of 5000 points upon the payment of their annual membership fee.

b. The American Express Platinum Reserve Credit Card

This is the perfect card for you if you enjoy travelling to different places and go to fine dining as well without carrying much cash around with you. The cardholders of this specific card get a Welcome Gift of 11,000 Bonus Membership Reward Points and a cashback from MakeMyTrip which amounts to Rs. 10,000 with special healthcare and wellness privileges from Texas Medical Concierge, Max Healthcare and Fortis Healthcare. With this card, one can even get elite benefits at Taj Hotels and resorts, if you are planning to go for a trip and if you are a foodie or a fine dining connoisseur, you can go to any restaurant under the American Express Selects Dining programme to enjoy its food and amazing offers as well. Amex Platinum Reserve customers can also enjoy getting complimentary access to leading golf courses in India. Thus, with all these features, one can enjoy all the elite tier memberships all over the world.

c. Jet Airways American Express Platinum Credit Card

This is one of the most famous and most rewarding co-branded credit card which offers its cardholders with a wide range of travel privileges. The cardholders can earn about 8JPMiles for every Rs. 150 which is spent using the card in a few specific transactions, which excludes paying for insurance, utilities and cash transactions. The welcome gift includes 10,000 bonus JPMiles and also a one-way complimentary Jet Airways base fare waiver on the first domestic flight ticket which is purchased using this credit card with many add-on benefits, for example, one can avail complimentary visits to 13 Domestic Airport Lounges which are spread across India in 11 cities. The cardholder can also enjoy the privilege of a complimentary iPrefer Elite Tier membership along with a complimentary night stay at selected Oberoi Hotels.

d. The American Express Platinum Travel Credit Card

This card is specifically designed for people who travel frequently. The holder of the credit card has access to many travel benefits and advantages which will make their journey smoother with also the benefit of earning rewards. The cardholder can earn about 1 membership reward point per Rs 50 spent on any transaction except for the purchase of utilities and also for cash transactions plus, will also travel vouchers from MakeMyTrip worth Rs. 11,800. One can also earn the Milestone bonus which will enable them to claim travel deals and stays at renowned hotels with more added benefits.

e. American Express PAYBACK Credit Card

Holders of the American Express PAYBACK Credit Card enjoy many benefits which includes earning multiple points from around 40 PAYBACK partner merchants and also 3 PAYBACK points from Amex PAYBACK credit card every time the cardholder spends Rs.100, which excludes transactions which are on fuel, utilities, Insurance and simple cash transactions. With this, the cardholders can also avail a bonus of 900 PAYBACK points when they spend Rs. 15,000 within a period of 60 days, starting their day when the card gets approved. Further discounts are also available for online shopping, dining and traveling.


Here is a list of questions which gets asked frequently asked (as the name suggests) by potential Amex credit cardholders before applying for the same. Going through the given questions and their answers, one can easily understand the basics and also will get an idea about what is to be done, what is required and how it is done.

1. What is the eligibility criterion to apply for an American Express Credit Card?

The applicant must be a citizen of India with the minimum age of 18 years to apply in accordance to the current laws regarding the legal age. The applicant should either have a clear credit history or clean records regarding the repayments of a loan taken and should not have filed for bankruptcy in the last 7 years from the day he/she has applied for the credit card.

2. Can a person apply for American Express credit cards online?

Yes, a person can apply for an American Express credit card online by following any of the three methods-

i. By visiting the official website of American Express and applying for a credit card there.

ii. By e-mailing an application to the official e-mail address of the bank

iii. By applying through Chqbook, which makes the whole process faster and simpler.

3. What does APR stands for and what does it mean?

APR or the Annual Percentage Rate is a yearly interest rate which is calculated on the outstanding credit card balance from each month. APRs have different interest rate for different transactions. For example, the interest rate for the transaction made for purchases is different than that of balance transfers.

4. What are the documents which are required for the application of an American Express credit card?

There are 4 basic documents which are required for the application for an American Express credit card-

i. A valid photo identity document (Pan card or Aadhar card).

ii. A valid residence proof document (Aadhar card, Electricty bill or a BSNL phone bill).

iii. A recently taken passport sized photograph.

iv. You are either required to submit your salary slips, income tax returns a fill up the details in the given Form 16.

5. What are the features of the American Express credit cards?

The cardholder of an American Express credit card receives a guaranteed protection from online fraud with zero lost card liability and also provides with Emergency Card Replacement services with many other online services.

6. What are the benefits and rewards of having an American Express credit card?

An Amex credit cardholder enjoys the benefit of receiving bonus reward points once their application has been sanctioned for the credit card and also the opportunity to earn reward points almost on all purchases with 24/7 customer care and a strong security system to prevent frauds.

7. Can a cardholder convert purchases into EMI available with American Express credit card?

Yes, a cardholder possessing any Amex credit card can convert any transaction above Rs. 5000 into EMIs with the nominal interest rate flexible tenures of 6 or 12 months which will be applicable.

Thus, after going through the information regarding the Amex credit cards, we can conclude that there are various way through which one can apply for a Amex credit card, whichever is convenient for them and the benefits of the different cards and also the features which will allow the prospective cardholders to compare and select the right credit card for themselves. The basic documents which are required and the whole process for the application of Amex credit card is also mentioned above which will make the experience for any applicant much faster and smoother. To conclude, we would like to wish you the best for your future and hope that the given information or this article will be useful to you while you choose your very own American Express credit card.


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USP
Zero Joining Fee for a limited period only at chqbook
American Express Membership Rewards® Credit Card
Redeem your Points from the fabulous 18 and 24 Karat Gold Collection
₹1,000 ₹0
Saved ₹1,000
Joining Fee
INSTANT  APPLY lock
airplanemode_active
Travel
restaurant
Dining
USP
Zero Joining Fee for a limited period only at chqbook
American Express Membership Rewards® Credit Card
keyboard_arrow_right
₹1,000
₹0
Joining Fee
₹1,000
Saved
Redeem your Points from the fabulous 18 and 24 Karat Gold Collection

Chqbook Review

Getting a cash back in the form of points which you can redeem for cash is pretty good - even better that you can just do it with a swipe at participating stores - we liked that. We did a quick calculation and if you spend approx 60K in the first year, you get rewards worth ₹6300 - we think that's a winner!

thumb_up   PROS

  • Earn 1000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of ₹1000 and above in a calendar month
  • Redeem your Points from the fabulous 18 and 24 Karat Gold Collection
  • Split the payment and not the joy. Use your American Express™ Credit Card for your next big purchase & pay in easy EMI
  • Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of annual membership fee. Points to be credited within 90 days of Card renewal
  • Earn 1 Membership Rewards Point for every1 ₹50 spent except for spends at Fuel, Insurance, Utilities and Cash Transactions.
  • Enjoy exciting privileges every time you book your travel through MakeMyTrip2

thumb_down   CONS

  • Rewards can only be redeemed at Participating Amex outlets
  • Contactless Card payments are restricted to ₹2,000 only at one time

USP
Get up to 20% off* every time you dine at select restaurants
American Express® Gold Card
Use the card 3 times in First 60 days to get 4000 Bonus MR Points*
₹1,000
Joining Fee
INSTANT  APPLY lock
shopping_cart
Shopping
restaurant
Dining
USP
Get up to 20% off* every time you dine at select restaurants
American Express® Gold Card
keyboard_arrow_right
₹1,000
Joining Fee
Use the card 3 times in First 60 days to get 4000 Bonus MR Points*

Chqbook Review

This is one of our favourite Credit Cards – not only is it raining rewards, you also get the fabulous 18 karat and 24 karat Rewards redemption program. Statement credit is great too and let's you get instant gratification for the points you earn across almost all transactions. Lastly, the American Express® Gold Card just looks amazingly good and has great flaunt value – go for it!

thumb_up   PROS

  • Points don't expire – The Points you earn on the American Express Membership Rewards® Programme are yours forever.
  • Your Membership Rewards Points® are worth money – redeem it for Statement Credit or from over 100's of different items at the Amex redemption store online
  • Earn 1,000 Membership Rewards Points® every month on using your Card 6 times for transactions worth INR 1,000 or above, in a Calendar month

thumb_down   CONS

  • This is a charge card – which means you must pay the bill as soon as the billing cycle is over, which could be a cause for concern for some
  • In case of big purchases, its important to call Amex earlier, so that your charge will get authorized

USP
Welcome Gift* – Bonus MR™ Points worth ₹4000 Travel Vouchers
American Express® Platinum Travel Credit Card
Enjoy 4 complimentary visits per year to 29 domestic airport lounges in 12 cities
₹3,500
Joining Fee
INSTANT  APPLY lock
card_membership
Premium
airplanemode_active
Travel
USP
Welcome Gift* – Bonus MR™ Points worth ₹4000 Travel Vouchers
American Express® Platinum Travel Credit Card
keyboard_arrow_right
₹3,500
Joining Fee
Enjoy 4 complimentary visits per year to 29 domestic airport lounges in 12 cities

Chqbook Review

The American Express® Platinum Travel Credit Card has it all - from Vouchers on spends to free access to Domestic Airport lounges. This card is great for travel - get travel vouchers worth Rs. 4000 as a Welcome gift and if you spend Rs. 4 Lakhs/year you get travel and hotel vouchers worth almost Rs. 30K.

thumb_up   PROS

  • Enjoy complimentary membership to Priority Pass, with the USD 99 annual membership fee waived off exclusively for you – Cardmember/accompanied guest has to pay a usage fee of USD 27 for every visit
  • American Express Selects Dining Programme – Enjoy up to 20% discount10 at select premium restaurants, multiple cuisines & more.
  • Spend ₹1.90 lacs in a year and get Travel Vouchers3 worth up to ₹7700
  • Split the payment and not the joy. Use your American Express™ Credit Card for your next big purchase & pay in easy EMI.

thumb_down   CONS

  • Welcome Gift can be availed only in the 1st year of Card membership on payment of the Annual Fee and after using the Card once
  • If you end up not using the card and earning points, the renewal fee of ₹5000 can pinch

USP
Complimentary Lounge access* at 13 Domestic Airports in India
Jet Airways American Express® Platinum Credit Card
Welcome gift* – 10,000 JPMiles + one–way Base Fare Waived Domestic Ticket
₹5,000
Joining Fee
INSTANT  APPLY lock
shopping_cart
Shopping
airplanemode_active
Travel
USP
Complimentary Lounge access* at 13 Domestic Airports in India
Jet Airways American Express® Platinum Credit Card
keyboard_arrow_right
₹5,000
Joining Fee
Welcome gift* – 10,000 JPMiles + one–way Base Fare Waived Domestic Ticket

Chqbook Review

If you are a Jet Airways frequent flyer, this card is for you. Get 10000 points as a welcome gift and get 5000 points and a free ticket (base fare only) upon every renewal. We also liked the card's earn rate of 8 points for every Rs.150 spent (except on fuel, utilities, insurance & cash transactions) and the fact that Jet Airways lounges are complimentary. Go for it!

thumb_up   PROS

  • Welcome gift3– 10,000 Bonus JPMiles + one–way complimentary Jet Airways Base Fare Waived Domestic Ticket on first charge
  • Extend your holiday with a complimentary4 3rd/4th night's stay on booking 2/3 consecutive nights at select properties of Oberoi Hotels & Resorts
  • Enjoy 5% discount3 on Base Fare for revenue ticket bookings made on jetairways.com

thumb_down   CONS

  • Works beautifully if you are a Jet Airways frequent flyer, but if you keep using other Airlines, this may not be the card for you

1658 Reviews Sort
Newest

Having multiple offers with this card

5 months ago | Sony Singh
This card is one of the best options for the frequent travellers. Having this card you can avail multiple offers on your travel packages from ticket bookings to complementary airport facilities and lots more.llers. It's the best option for a regular traveller and shopoholics.

bad

5 months ago | VINAY KUMAR
I hold a credit with Jet Airways American Express Platinum Credit Card with a limit of 25000. I am not satisfied with the limit .not received any reward points and cash back with the card.

cool

5 months ago | Anamitra Jana
I hold a credit card with AMEX with a limit of 50000. I am not satisfied with the limit. I have not yet received any cash back or reward points with the card. They do provide air ticket benefits with the card.Annual charge is free for 1st year. Customer service is not up to the mark

No offers for travellers

5 months ago | Rukmini Singh
I like to travel much. That?s why I have taken this card. But this card don?t offer much for travellers.

Good customer service

5 months ago | Shyam Sankar
I am holding the AMEX credit card for more than a year. The customer support service and the response is good from the American express. The credit limit value is very good with this card and I am satisfied using this card.

Average card with some usual benefits

5 months ago | Krishna Sarkar
The American Express Gold Cardcredit card service is good . I use this for the past one year. The customer support service and the response is quite good from the American Express Gold Card. The credit limit value is average with this card.

Outstanding card with exepmplary benifits

5 months ago | JP SHARMA
When you pay the joining fee after signing up, you will receive a welcome vouchers on shopping and travel worth Rs.5,000 on payment of joining fee.

very good

5 months ago | NAGMANI SINGH
I am using this credit card rom last 1 years, this credit card is very convenient to use. Has to pay an annual fee but that?s totally ok. I get offers like reward points in this credit card.

Very costly

5 months ago | Aanand Ahuja
Using this card and availing offers and deals are very good. The bad thing about this card is they card extra amounts on purchases, and don't entertain your waive off requests.

Blown Away

5 months ago | Harish Lohana
I hold a platinum travel credit card with Amex Bank. The customer services are good and it is a free card for the first year. The credit limit is good and the process was also on time. There are airport lounges which I can use through this card. Good overall.


Reason: