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gift voucher
Voucher of ₹ 750 on your Credit Card issuance
American Express Membership Rewards® Credit Card
American Express Membership Rewards® Credit Card
Fees
Pros/Cons
Joining Perk
Eligibility
USP
Zero Joining Fee for a limited period only at chqbook
American Express Membership Rewards® Credit Card

American Express Membership Rewards® Credit Card

Redeem your Points from the fabulous 18 and 24 Karat Gold Collection
₹1,000
₹0
Joining Fee
Saved ₹1,000

Available in 20 cities
Min Income - 50K/month
Fees
Pros/Cons
Joining Perk
Eligibility

Fees

₹1,000
₹0
Joining Fee
₹1,000
Saved
₹4,500
Annual Fee
The Annual Membership Renewal fee will be 100% waived off on an annual spend of ₹1,50,000; else 50% waiver is available on an annual spend of ₹90,000 in the immediately preceding membership year

Other Fee Benefits

  • Redeem your Points from the fabulous 18 and 24 Karat Gold Collection
  • Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of annual membership fee. Points to be credited within 90 days of Card renewal
  • Pick from the Fabulous Rewards from the 18 carat and 24 carat Gold Collection, specially chosen for you
  • Enjoy up to 20% off every time you dine at select restaurant partners.

Chqbook Review

Getting a cash back in the form of points which you can redeem for cash is pretty good - even better that you can just do it with a swipe at participating stores - we liked that. We did a quick calculation and if you spend approx 60K in the first year, you get rewards worth ₹6300 - we think that's a winner!

  PROS

  • Earn 1000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of ₹1000 and above in a calendar month
  • Redeem your Points from the fabulous 18 and 24 Karat Gold Collection
  • Split the payment and not the joy. Use your American Express™ Credit Card for your next big purchase & pay in easy EMI
  • Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of annual membership fee. Points to be credited within 90 days of Card renewal
  • Earn 1 Membership Rewards Point for every1 ₹50 spent except for spends at Fuel, Insurance, Utilities and Cash Transactions.
  • Enjoy exciting privileges every time you book your travel through MakeMyTrip2

  CONS

  • Rewards can only be redeemed at Participating Amex outlets
  • Contactless Card payments are restricted to ₹2,000 only at one time

Joining Perks

  • Get as much as 12,000 Bonus Membership Rewards Points per year – Earn 1000 Bonus Membership Rewards Points for simply using your Card 4 times for transactions of ₹1000 and above in a calendar month

Terms

  • 1.
    With effect from 20th October 2014, you will no longer earn Membership Rewards Points on your American Express Card for all your spending on fuel, insurance and utility (electricity, water and gas bills) payments. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations, public housing societies and apartment associations.
  • 2.
    MakeMyTrip.com Offer Terms and Conditions apply

Eligibility

  • 21 years and above
  • You must have a Net Monthly salary or income of atleast ₹50000 per month to qualify
  • You must have an existing credit card with another Bank in India
  • Have a good credit history and no payment defaults
  • Should have a permanent India Residential Address
  • American Express Cards are currently issued to residents of Delhi/NCR, Mumbai, Bangalore, Chennai, Pune, Hyderabad, Jaipur, Indore, Coimbatore, Chandigarh, Ahmedabad, Surat & Vadodra subject to conditions.

Documents Required

  • Post applying for a credit card, you application will be approved instantly. However, the Bank will verify income and KYC documents. The bank executive will contact you and pick up the documents required below. The card will be issued once the documents provided are verified
  • Last 6 Months bank statements
  • PAN Card and Aadhar Card
  • Address Proof (Any one) – Voter Card, Aadhar Card, Driving License, Passport Copy

Rewards

  • Earn 1,000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of ₹1,000 and above in a calendar month
  • Earn 1 Membership Rewards Point for every1 ₹50 spent except for spends on Fuel, Insurance, Utilities and Cash Transactions
  • Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of annual membership fee. Points to be credited within 90 days of Card renewal
  • Redeem your Points from the Fabulous 18 and 24 Karat Gold Collection

Terms

  • 1.
    With effect from 20th October 2014, you will no longer earn Membership Rewards Points on your American Express Card for all your spending on fuel, insurance and utility (electricity, water and gas bills) payments. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations, public housing societies and apartment associations.
  • 2.
    MakeMyTrip.com Offer Terms and Conditions apply
922 Reviews Sort
Newest

Not up to mark

2 months ago | Kunal Soni
The credit card services are not up to the mark. There is a emi conversion offer in this card but they charge very high for this. Its not a wise decision to take this card. Dissappointed

Limited offer

2 months ago | Yukta Saha
I have a American expresses credit card . There is no offer. So i cannot use this card for normal shopping. Its only a travel card. In that case also they don't offer you much.

Not good for me

2 months ago | Saahid Kapoor
They are charging Rs. 5000 as a annual fee and it won't get waived off if i use more limit also. I'm not aware of the credit limit.

Huge amount of offers

2 months ago | Pardeep Kumar
I am using this from quite a long time. There are lots of offers you can avail with this card. It's a very good card if you like shopping. Because you get quite a good amount of payback points.

Extra charges

2 months ago | Rahul Sharma
I will not recommend this card to anyone. The service is too poor, they add extra charges in my monthly bill for the service which I haven't used.

Limited offer

2 months ago | Shorya Goel
Bank should have provided the notifications or reminders for the due date of payment, which they are not providing.

Easy mobile application

2 months ago | Rajeev Kumar Pandey
I am using amex CREDIT card for the first time. Mobile application is good to access and am happy with them till now.

Lots of access issue

2 months ago | Swraj Chandra
I had applied for a credit card of AMEX.I am not happy with the credit limit of 50,000 as i expected more than a lakh.I have an annual fees to use this card moreover the card is not accepted in most of the outlets and in online sites also

reward points

2 months ago | CG Nair
Almost every month I make transactions of Rs. 1000 above using the card and whenever I have done more than 4 transactions I have earned 1000 bonus membership rewards points.

good

2 months ago | Awadh bihari singh
My overall experience was very good.

Reason: