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Voucher of ₹ 750 on your Credit Card issuance
American Express Membership Rewards® Credit Card
American Express Membership Rewards® Credit Card
Fees
Pros/Cons
Joining Perk
Eligibility
USP
Zero Joining Fee for a limited period only at chqbook
American Express Membership Rewards® Credit Card

American Express Membership Rewards® Credit Card

Redeem your Points from the fabulous 18 and 24 Karat Gold Collection
₹1,000
₹0
Joining Fee
Saved ₹1,000

Available in 20 cities
Min Income - 50K/month
Fees
Pros/Cons
Joining Perk
Eligibility

Fees

₹1,000
₹0
Joining Fee
₹1,000
Saved
₹4,500
Annual Fee
The Annual Membership Renewal fee will be 100% waived off on an annual spend of ₹1,50,000; else 50% waiver is available on an annual spend of ₹90,000 in the immediately preceding membership year

Other Fee Benefits

  • Redeem your Points from the fabulous 18 and 24 Karat Gold Collection
  • Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of annual membership fee. Points to be credited within 90 days of Card renewal
  • Pick from the Fabulous Rewards from the 18 carat and 24 carat Gold Collection, specially chosen for you
  • Enjoy up to 20% off every time you dine at select restaurant partners.

Chqbook Review

Getting a cash back in the form of points which you can redeem for cash is pretty good - even better that you can just do it with a swipe at participating stores - we liked that. We did a quick calculation and if you spend approx 60K in the first year, you get rewards worth ₹6300 - we think that's a winner!

  PROS

  • Earn 1000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of ₹1000 and above in a calendar month
  • Redeem your Points from the fabulous 18 and 24 Karat Gold Collection
  • Split the payment and not the joy. Use your American Express™ Credit Card for your next big purchase & pay in easy EMI
  • Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of annual membership fee. Points to be credited within 90 days of Card renewal
  • Earn 1 Membership Rewards Point for every1 ₹50 spent except for spends at Fuel, Insurance, Utilities and Cash Transactions.
  • Enjoy exciting privileges every time you book your travel through MakeMyTrip2

  CONS

  • Rewards can only be redeemed at Participating Amex outlets
  • Contactless Card payments are restricted to ₹2,000 only at one time

Joining Perks

  • Get as much as 12,000 Bonus Membership Rewards Points per year – Earn 1000 Bonus Membership Rewards Points for simply using your Card 4 times for transactions of ₹1000 and above in a calendar month

Terms

  • 1.
    With effect from 20th October 2014, you will no longer earn Membership Rewards Points on your American Express Card for all your spending on fuel, insurance and utility (electricity, water and gas bills) payments. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations, public housing societies and apartment associations.
  • 2.
    MakeMyTrip.com Offer Terms and Conditions apply

Eligibility

  • 21 years and above
  • You must have a Net Monthly salary or income of atleast ₹50000 per month to qualify
  • You must have an existing credit card with another Bank in India
  • Have a good credit history and no payment defaults
  • Should have a permanent India Residential Address
  • American Express Cards are currently issued to residents of Delhi/NCR, Mumbai, Bangalore, Chennai, Pune, Hyderabad, Jaipur, Indore, Coimbatore, Chandigarh, Ahmedabad, Surat & Vadodra subject to conditions.

Documents Required

  • Post applying for a credit card, you application will be approved instantly. However, the Bank will verify income and KYC documents. The bank executive will contact you and pick up the documents required below. The card will be issued once the documents provided are verified
  • Last 6 Months bank statements
  • PAN Card and Aadhar Card
  • Address Proof (Any one) – Voter Card, Aadhar Card, Driving License, Passport Copy

Rewards

  • Earn 1,000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of ₹1,000 and above in a calendar month
  • Earn 1 Membership Rewards Point for every1 ₹50 spent except for spends on Fuel, Insurance, Utilities and Cash Transactions
  • Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of annual membership fee. Points to be credited within 90 days of Card renewal
  • Redeem your Points from the Fabulous 18 and 24 Karat Gold Collection

Terms

  • 1.
    With effect from 20th October 2014, you will no longer earn Membership Rewards Points on your American Express Card for all your spending on fuel, insurance and utility (electricity, water and gas bills) payments. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations, public housing societies and apartment associations.
  • 2.
    MakeMyTrip.com Offer Terms and Conditions apply
1586 Reviews Sort
Newest

EASy to use card

2 weeks ago | Mayurbhai Sureshbhai Solanki
Net banking as well as mobile banking is user friendly and easy to use. You can use the card every where and when ever you want.

Unhappy with the offer of this card

2 weeks ago | Shashipal Suryappa Bharmannavar
I got this card a year back and not very much happy with the offers they provided. They are providing very less offers which we can't avail on most of the branded products and outlets.

Good customer services

3 weeks ago | Pankaj Kumar
When ever i contacted AMEX bank in regards to my card, they were responsive and they sorted out my queries. The website is good and it is very easy to navigate through. The customer services are also good. It was easy to get connected with the banks. Overall good experience.

Great card

3 weeks ago | Mandavi Shukla
Get 1000 Reward Points as Welcome benefit and another 1000 Reward Points each time you renew your card membership.

Get good payback points

3 weeks ago | SUMAN KUMAR SINHA
I have taken a credit card with American Express Membership Rewards Credit Card bank.I have good payback points as well as redemption options are good.Customer service is good.

Enjoying the flexibility of this card

3 weeks ago | Anjali Singh
Enjoy the flexibility and convenience to pay your Credit Card bill, fully or partially. You can also convert your spends into easy monthly instalments with the American Express EMI.

Not up to mark

3 weeks ago | Sajeesh K V
The credit card services are not up to the mark. There is a emi conversion offer in this card but they charge very high for this. Its not a wise decision to take this card. Dissappointed.

Good Credit Limit

3 weeks ago | Prem Kumar
Process of getting this card is very easy and I received this card quite well in time after applying. They had given me a good credit limit with the card. This is a good card for the travelling purpose.

Average card

3 weeks ago | Benny Eldo Elias
I have a American Express Membership Rewards Credit Card, and the card is quite average. I haven't received the quoted credit limit at the time of applying the card which was 1 lakh,instead of that I have received the limit of only 50000, which is quite disappointing.

Best offers for hotel booking

3 weeks ago | Rakesh Kumar
With the use of this card, I got extra points on dinning as well as on hotel bookings, which is a good feature. Earned points can be redeemed easily.

Reason: