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Voucher of ₹ 750 on your Credit Card issuance
American Express® Platinum Travel Credit Card
American Express® Platinum Travel Credit Card
Fees
Pros/Cons
Joining Perk
Eligibility
USP
Welcome Gift* – Bonus MR™ Points worth ₹4000 Travel Vouchers
American Express® Platinum Travel Credit Card

American Express® Platinum Travel Credit Card

Enjoy 4 complimentary visits per year to 29 domestic airport lounges in 12 cities
₹3,500
Joining Fee

Available in 20 cities
Min Income - 50K/month
Fees
Pros/Cons
Joining Perk
Eligibility

Fees

₹3,500
Joining Fee
₹5,000
Annual Fee
Spend ₹4 Lacs in a year and get Travel Vouchers3 worth up to Rs. 11,8004. Also get a voucher worth Rs. 10,000 from the Taj Group5

Other Fee Benefits

  • Enjoy 4 complimentary visits per year to 29 domestic airport lounges in 12 cities
  • Spend Rs. 1.90 lacs in a year and get Travel Vouchers3 worth up to Rs. 7,700
  • Spend ₹4 lacs in a year and additionally get Travel Vouchers3 worth up to ₹11,8004
  • Spend ₹4 lacs in a year and additionally get a voucher5 worth ₹10,000 from the Taj Group5
  • Enjoy 4 complimentary visits per year to 29 airport lounges in Delhi, Mumbai, Bengaluru and 9 other cities
  • Enjoy benefits on your travel bookings with MakeMyTrip.com11
  • Enjoy complimentary membership6 to Priority Pass, with the USD 99 annual membership fee waived off – Cardmember/accompanied guest has to pay a usage fee of USD 27 for every visit

Chqbook Review

The American Express® Platinum Travel Credit Card has it all - from Vouchers on spends to free access to Domestic Airport lounges. This card is great for travel - get travel vouchers worth Rs. 4000 as a Welcome gift and if you spend Rs. 4 Lakhs/year you get travel and hotel vouchers worth almost Rs. 30K.

  PROS

  • Enjoy complimentary membership to Priority Pass, with the USD 99 annual membership fee waived off exclusively for you – Cardmember/accompanied guest has to pay a usage fee of USD 32 for every visit
  • American Express Selects Dining Programme – Enjoy up to 20% discount10 at select premium restaurants, multiple cuisines & more.
  • Spend ₹1.90 lacs in a year and get Travel Vouchers3 worth up to ₹7700
  • Split the payment and not the joy. Use your American Express™ Credit Card for your next big purchase & pay in easy EMI.

  CONS

  • Welcome Gift can be availed only in the 1st year of Card membership on payment of the Annual Fee and after using the Card once
  • If you end up not using the card and earning points, the renewal fee of ₹5000 can pinch

Joining Perks

  • Enjoy exciting privileges every time you book your travel through MakeMyTrip.com11
  • American Express Selects Dining Programme - Enjoy up to 20% discount10 at select premium restaurants, multiple cuisines & more.
  • 2 Complimentary Supplementary add–on credit cards with no extra cost

Terms

  • 1.
    The Membership Rewards Points on your American Express Platinum Travel Credit Card that have been accrued in any particular enrolment year and have not yet been redeemed can be carried over for up to three further enrolment years. Points not redeemed by the end of the third enrolment year will expire. For example, if your enrolment date is 15th Jan 2017, then the first enrolment year is 15th Jan 2017 to 14th Jan 2018. Any points earned in this enrolment year will expire on 15th Jan 2021. With effect from 20th October 2014, you will no longer earn Membership Rewards Points on your American Express Card for all your spending on fuel, insurance and utility (electricity, water and gas bills) payments. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations, public housing societies and apartment associations.
  • 2.
    Welcome Gift is available only in the 1st year of Cardmembership on payment of the Annual Fee and after taking the first charge on the Card
  • 3.
    For Travel Voucher Terms & Conditions, click here
  • 4.
    These benefits are over and above the benefits you get on spending ₹1.9 lacs in a year
  • 5.
    For Taj Voucher Terms & Conditions, click here
  • 6.
    Cardmember/accompanied guest has to pay a usage fee of USD 27 for every visit
  • 7.
    Year is defined as 12 months from the date of card issuance/renewal
  • 8.
    Assuming that 10% of the total spend was at Fuel, Insurance and Utilities (which includes Water, Gas and Electricity bill payments) categories where-in you will not earn any Membership Rewards Points.
  • 9.
    For details of the Bonus offers, participating merchants, outlets, offer validity and applicable Terms and Conditions please click here
  • 10.
    To view all offers, click here
  • 11.
    MakeMyTrip.com Offer Terms and Conditions apply

Eligibility

  • 21 years and above
  • Personal Annual Income above INR 6 Lakhs – for both Salaried and Self–Employed
  • Should have a permanent India Residential Address
  • You should not have any EMI bounces and have outstanding credit

Documents Required

  • Post applying for a credit card, you application will be approved instantly. However, the Bank will verify income and KYC documents. The bank executive will contact you and pick up the documents required below. The card will be issued once the documents provided are verified
  • Last 6 Months bank statements
  • Pan Card and Aadhar Card
  • Address Proof (Any one) – Voter Card, Aadhar Card, Driving License, Passport Copy

Rewards

  • Welcome Gift2 of 5,000 Milestone Bonus Membership Rewards Points that can be redeemed for Travel Vouchers worth Rs. 4000
  • Spend Rs. 1.90 lacs in a year and get Travel Vouchers3 worth up to Rs. 7,700
  • You earn 1 Membership Rewards Point on every1 ₹50 spent except for spend at Fuel, Utilities, Insurance and Cash Transactions.
  • You can further accelerate your Regular Membership Rewards Points and Earn up to 20 Bonus MR Points for every Rs. 100 charged to your Card at our EXTRA Membership Rewards Program Partners9
  • Spend Rs. 4 lacs in a year and get a voucher5 worth Rs. 10,000 from the Taj Group5
  • In case you don't want to redeem your rewards points for Travel Vouchers, you can redeem them by choosing from over 600 other redemption options. The redemption value will vary depending upon the item redeemed.
  • That's not all. You can continue to earn Membership Rewards points on all your spending with the American Express™ Platinum Travel Credit Card

Terms

  • 1.
    The Membership Rewards Points on your American Express Platinum Travel Credit Card that have been accrued in any particular enrolment year and have not yet been redeemed can be carried over for up to three further enrolment years. Points not redeemed by the end of the third enrolment year will expire. For example, if your enrolment date is 15th Jan 2017, then the first enrolment year is 15th Jan 2017 to 14th Jan 2018. Any points earned in this enrolment year will expire on 15th Jan 2021. With effect from 20th October 2014, you will no longer earn Membership Rewards Points on your American Express Card for all your spending on fuel, insurance and utility (electricity, water and gas bills) payments. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations, public housing societies and apartment associations.
  • 2.
    Welcome Gift is available only in the 1st year of Cardmembership on payment of the Annual Fee and after taking the first charge on the Card
  • 3.
    For Travel Voucher Terms & Conditions, click here
  • 4.
    These benefits are over and above the benefits you get on spending ₹1.9 lacs in a year
  • 5.
    For Taj Voucher Terms & Conditions, click here
  • 6.
    Cardmember/accompanied guest has to pay a usage fee of USD 27 for every visit
  • 7.
    Year is defined as 12 months from the date of card issuance/renewal
  • 8.
    Assuming that 10% of the total spend was at Fuel, Insurance and Utilities (which includes Water, Gas and Electricity bill payments) categories where-in you will not earn any Membership Rewards Points.
  • 9.
    For details of the Bonus offers, participating merchants, outlets, offer validity and applicable Terms and Conditions please click here
  • 10.
    To view all offers, click here
  • 11.
    MakeMyTrip.com Offer Terms and Conditions apply
1058 Reviews Sort
Newest

Overall good experience on this card

2 weeks ago | Tanushree Das
Overall experience with this card is good for me. I am using it from quite a long time. Though, it has some annual fee, but it can be waved off if you use this card beyond 75000 rupees per year.

Getting good amount of cashback points

2 weeks ago | Neethu Murukan
I am satisfied with the credit limit. Everything went fast on this credit card process. Got good amount of cashback.

Charges are very high

3 weeks ago | Manoj Kumar Dubey
The problem i have faced with this card is that the card has been having very less options where it has not been accepted everywhere. Moreover the charges are high too.

Not satisfied with this card

3 weeks ago | Naresh Ramesh Sayare
I am not completely satisfied with American Express Platinum Travel Credit Card customer service. I am using American Express Platinum Travel Credit Card for last 5 year. There are not much offers on this card.

Having great offer with this card

3 weeks ago | Jitendra Vinodkumar Jadav
You can order a bank draft any time by just making a local phone call to the Amex Customer Helpline. The amount of the draft will be billed directly to your credit Card.

Process was very lengthy

3 weeks ago | Nagabhushanam Vattiprolu
I have a credit limit of rs 1.5 Lacs. My experience with American Express Platinum Travel Credit Card was good. Verification process took long time and they provided door step service to collect the documents.Only the process was very lengthy and it took 2 months to receive the credit card.

Net banking is good option on this card

3 weeks ago | Mritunjay Dadhich
I have this card from last 2 years and i did not face any transaction issues while swiping this credit card. Net banking option is also good to make credit card bill payments. Offers like reward points are good in this credit card and there was no annual fee charged for this card.

Average card

3 weeks ago | Rajesh Kumar Kamboj
It was totally a average service from Amex bank. This card has a lots of offer but it is of no use for an ordinary person. So i mark it as an average card. Plz give some offers that everyone can use.

Good credit limit on this card

3 weeks ago | Kamal Jan J
It has been almost 7 months i have been holding this AMEX bank credit card and the services which they had been providing had been good so far. They also had been provided me with a very good credit limit as well and i had been using the card for shopping.

Can not use this card properly

3 weeks ago | Pallabi Kalita
I am using American Express Platinum Travel Credit Card. The credit limit given to me is very less. So i cannot use this card properly.

Reason: