Citi™ Cash Back Credit Card
Citi™ Cash Back Credit Card
Joining Perk
Citi™ Cash Back Credit Card

Citi™ Cash Back Credit Card

Get Upto 15% savings across participating restaurants
Joining Fee

Available in 95 cities
Min Income - 25K/month
Joining Perk


Joining Fee
Annual Fee
Get 2000 Chqbook Coins
Spending ₹25,000 a month get you more than ₹1,000 per month in Savings

Other Fee Benefits

  • Get Upto 15% savings across participating restaurants
  • Simply tap–and–pay at merchant terminals for purchases up to ₹2000 without entering the PIN
  • Get your cash back conveniently and automatically as statement credit
  • Shopping Privileges – Enjoy Discounts and Offers at Hundreds of stores in your City
  • Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e–retailers.
  • Using the new feature, the saving calculator you can easily figure out how much you can actually save using the card

Chqbook Review

The Citi Cash Back credit card offers a bundle of benefits, helping customers save while they shop their heart out. Customers can get 5% cash back on all movie ticket purchases.


  • Cash Back on almost all categories has us hooked to the Citi Cash Back Credit Card
  • Spending ₹25,000 a month get you more than ₹1,000 per month in savings
  • Statement Credit is a great feature and allows you to set off Points against your Monthly Credit Card bill
  • Citi Cash Back Credit Card has great in–store offers and allows for easy conversion to EMI's
  • Flexible interest rate ranging from 37.20% to 42% per annum
  • You get value added servicessuch as instant loan, EMI option on purchases above ₹2500
  • You can also avail the easy payment option to tacklecreditcard outstanding
  • With the card you can avail services such as Citibank online, mobile banking, sms banking and cityphone banking while on the go
  • The card is provided with a 24*7 customer support
  • You will get all your card statements both online and delivered to your address by post
  • There is a large variety of way in which the payment can be sorted out such as Citibank online, Citibank e-pay, NEFT/RTGS, Electronic clearing services, Drop box


  • Your Savings are capped at ₹100 for Movies, Telephone payments etc. – so if you pay more than ₹2,000 in a year on these, you won?t get savings beyond ₹100
  • This Card is for people who use it primarily for Shopping and other day to day purchases – not great if you fly or use hotels a lot

Joining Perks


    • 18 years and above
    • Should have a Indian or MNC bank account – Savings or Current account
    • Annual Income above 6 Lakhs/year – for both Salaried and Self–employed
    • Should have a permanent India Residential Address
    • You should not have any EMI bounces and have outstanding credit
    • Self–employed – Your Company should have been trading for more than 6 months

    Documents Required

    • Last 6 Months bank statements
    • PAN Card
    • Address Proof (Any one) – Aadhar, Bank Statement, Passport, Gas Connection, Driving license


    • 5% Cash Back on movie ticket purchases
    • 5% Cash Back on all your telephone bill payments
    • 5% Cash Back on all your utility bill payments made online through Citibank Online Bill Pay.
    • 0.5% Cash Back on all other spends
    • Cash back earned gets auto credited on accumulation of a minimum of 500, and thereafter, in multiples of 500
    • 0.75% cashback on fuel purchases with your Citi credit card
    896 Reviews Sort

    Web site is very user friendly

    1 year ago | Sumit Gupta
    I am really happy with the City cashback credit card i have been using the website for past 6 months. I have used both website and mobile application. I am comfortable with website and which was easy to access..

    Great card

    1 year ago | Manisha Singh
    This card offers a bunch of value-added services like instant loans, easy payment and balance transfer options from any other bank in India. Paylite from Citibank offers balance transfers at 12% interest rate per annum with convenient repayment plans.

    happy with the card services.

    1 year ago | Saurabh R Sonkhaskar
    I got the citi cashback card. Here the charges are nominal and I am getting reward points as benefits. .I get good offers for shopping online as well as offline. Happy with the card services.

    Helpyou in all possible way

    1 year ago | Sumeet Ray
    My overall experience is good with the Citybank credit card. They help you everytime you need. They have a 24/7 helpline no.

    Impressive card

    1 year ago | Rizwana Begum A
    The offers are very impressive with Citi cash back credit card. They give you discount on Hotels , and you are also getting upto 15% discount on dine in at selected resturants.

    Getting good rewards points

    1 year ago | Ram Dayal Sain
    I hold a credit card with Citi cash back credit card.I get good reward points with the card . And you can redeem 2000 reward points with 500 rs fuel.


    1 year ago | Harsh Jain
    The service was quite good with the Citi Cash Back Credit Card in regards to my credit card application , I had received the Citi Cash Back Credit Card within 20 days of time. I would say I had got good service from the Citi Cash Back Credit Card

    Quite influential card

    1 year ago | Priyank Verma
    Pretty good and descent discounts offer on probably every transaction made. I have no complaints against this card and I think that this was a worthwhile investment

    Splendid offers

    1 year ago | Seongwoo Jeong
    The process of getting the card has been hassle free and I received the card within 2 weeks. The documentation has been easy and smooth. They had provided a good credit limit with the card.

    It?s a great card to use.

    1 year ago | Gurmeet Bagga
    As I am using this citi cashback credit card for last 2 years . I got a lots of cashback points with this card. For every spend on the card you get some amount of cashback. I am very happy for this card.