gift voucher
Voucher of ₹ 750 on your Credit Card issuance
Citi™ Cash Back Credit Card
Citi™ Cash Back Credit Card
Joining Perk
Citi™ Cash Back Credit Card

Citi™ Cash Back Credit Card

Get Upto 15% savings across participating restaurants
Joining Fee

Available in 20 cities
Min Income - 25K/month
Joining Perk


Joining Fee
Annual Fee
Spending ₹25,000 a month get you more than ₹1,000 per month in Savings

Other Fee Benefits

  • Get Upto 15% savings across participating restaurants
  • Simply tap–and–pay at merchant terminals for purchases up to ₹2000 without entering the PIN
  • Get your cash back conveniently and automatically as statement credit
  • Shopping Privileges – Enjoy Discounts and Offers at Hundreds of stores in your City
  • Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e–retailers.
  • Using the new feature, the saving calculator you can easily figure out how much you can actually save using the card

Chqbook Review

The Citi Cash Back credit card offers a bundle of benefits, helping customers save while they shop their heart out. Customers can get 5% cash back on all movie ticket purchases.


  • Cash Back on almost all categories has us hooked to the Citi Cash Back Credit Card
  • Spending ₹25,000 a month get you more than ₹1,000 per month in savings
  • Statement Credit is a great feature and allows you to set off Points against your Monthly Credit Card bill
  • Citi Cash Back Credit Card has great in–store offers and allows for easy conversion to EMI's
  • Flexible interest rate ranging from 37.20% to 42% per annum
  • You get value added servicessuch as instant loan, EMI option on purchases above ₹2500
  • You can also avail the easy payment option to tacklecreditcard outstanding
  • With the card you can avail services such as Citibank online, mobile banking, sms banking and cityphone banking while on the go
  • The card is provided with a 24*7 customer support
  • You will get all your card statements both online and delivered to your address by post
  • There is a large variety of way in which the payment can be sorted out such as Citibank online, Citibank e-pay, NEFT/RTGS, Electronic clearing services, Drop box


  • Your Savings are capped at ₹100 for Movies, Telephone payments etc. – so if you pay more than ₹2,000 in a year on these, you won?t get savings beyond ₹100
  • This Card is for people who use it primarily for Shopping and other day to day purchases – not great if you fly or use hotels a lot

Joining Perks


    • 18 years and above
    • Should have a Indian or MNC bank account – Savings or Current account
    • Annual Income above 6 Lakhs/year – for both Salaried and Self–employed
    • Should have a permanent India Residential Address
    • You should not have any EMI bounces and have outstanding credit
    • Self–employed – Your Company should have been trading for more than 6 months

    Documents Required

    • Last 6 Months bank statements
    • PAN Card
    • Address Proof (Any one) – Aadhar, Bank Statement, Passport, Gas Connection, Driving license


    • 5% Cash Back on movie ticket purchases
    • 5% Cash Back on all your telephone bill payments
    • 5% Cash Back on all your utility bill payments made online through Citibank Online Bill Pay.
    • 0.5% Cash Back on all other spends
    • Cash back earned gets auto credited on accumulation of a minimum of 500, and thereafter, in multiples of 500
    • 0.75% cashback on fuel purchases with your Citi credit card
    1484 Reviews Sort

    Collect lots of credit card

    2 months ago | Duddu Eswara Rao
    If you reguralry use this card you can collect lots of credit points because you can earn 3x points per rs.200 Spent on dining, movies, department stores, and groceries.

    Satisfy with this card

    2 months ago | Chandan Manoj Thakur
    I have taken CITI cash back Credit Card through online. They offered me a limit of rupees 100000 with which I am satisfied. The customer service and responsiveness was good. I have been using the card for last 12 months. They do charge an annual fee .

    Easy to access this card

    2 months ago | Avinash Kumar
    I am really happy with the Citi cashback Credit Card. I have used both website and mobile application. I am comfortable with website and which was easy to access.

    Bad customer service

    3 months ago | Prasan Kumar Baranwal
    I am facing a lots of issues while using this card offline. So i requested to change this card. But they are not responding to this issue .

    Cllose this card

    3 months ago | Madhuri Muddula
    I have used this card for 5 to 6 months. The service is so bad that i had to close the card.

    Not happy with this card

    3 months ago | Vishnukanth Phathepure
    I got this card a year back and not very much happy with the offers they provided. They are providing very less offers which we can't avail on most of the branded products and outlets.

    Good card

    3 months ago | Meena Kumari
    The Citi cash back allows you to get the credit card easily and quickly with minimal amout of paper work.

    High interest rate of this card

    3 months ago | Narsaiah Bhimanadula
    I am using Citi Cash Back Credit Card but it's not a good card. Interest rates are too high, think twice before choosing citibank. Overall bad experience with this card.

    Bad experiencewith thiscard

    3 months ago | Bhesaja Kumar Sa
    Some times I feel bad about the response of the customer care. To answer a simple query then take very long time hold.

    Great card

    3 months ago | Raj Kumar Meena
    CITI credit card is known for its value added offers, which makes it more suitable for shopaholic travellers. It's the best option for a regular traveller and shopoholics.