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Citi™ Cash Back Credit Card
Citi™ Cash Back Credit Card
Fees
Pros/Cons
Joining Perk
Eligibility
USP
Get CashBack conveniently & automatically as statement credit
Citi™ Cash Back Credit Card

Citi™ Cash Back Credit Card

Get Upto 15% savings across participating restaurants
₹500
Joining Fee

Fees
Pros/Cons
Joining Perk
Eligibility

Fees

₹500
Joining Fee
₹0
Annual Fee
Spending ₹25,000 a month get you more than ₹1,000 per month in Savings

Other Fee Benefits

  • Get Upto 15% savings across participating restaurants
  • Simply tap–and–pay at merchant terminals for purchases up to ₹2000 without entering the PIN
  • Get your cash back conveniently and automatically as statement credit.
  • Shopping Privileges – Enjoy Discounts and Offers at Hundreds of stores in your City
  • Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e–retailers.

Chqbook Review

5% Cash Back on all your utility bill payments made online through Citibank Online Bill Pay

thumb_up   PROS

  • Cash Back on almost all categories has us hooked to the Citi Cash Back Credit Card
  • Spending ₹25,000 a month get you more than ₹1,000 per month in Savings
  • Statement Credit is a great feature and allows you to set off Points against your Monthly Credit Card bill
  • Citi Cash Back Credit Card has great in–store offers and allows for easy conversion to EMI's

thumb_down   CONS

  • Your Savings are capped at ₹100 for Movies, Telephone payments etc. – so if you pay more than ₹2,000 in a year on these, you wont get savings beyond ₹100
  • This Card is for people who use it primarily for Shopping and other day to day purchases – not great if you Fly or use Hotels a lot

Joining Perks

    Eligibility

    • 18 years and above
    • Annual Income above 6 Lakhs/year – for both Salaried and Self–Employed
    • Should have a Indian or MNC bank account – Savings or Current account
    • Should have a permanent India Residential Address
    • You should not have any EMI bounces and have outstanding credit
    • Self–employed – Your company should have been trading for more than 6 months

    Documents Required

    • Last 6 Months bank statements
    • PAN Card
    • Address Proof (Any one) – Aadhar, Bank Statement, Passport, Gas Connection, Driving license

    Rewards

    • 5% Cash Back on movie ticket purchases.
    • 5% Cash Back on all your telephone bill payments.
    • 5% Cash Back on all your utility bill payments made online through Citibank Online Bill Pay.
    • 0.5% Cash Back on all other spends.
    • Cash back earned gets auto credited on accumulation of a minimum of 500, and thereafter, in multiples of 500
    • 0.75% cashback on fuel purchases with your Citi credit card
    200 Reviews Sort
    Newest

    very good

    1 month ago | Yojna Upmanue
    The immediate response has been given by the bank Citi Cash Back Credit Card customer care team in regards to my credit card application. The customer support service is prompt with the citi bank team, The mobile application of Citi Cash Back Credit Card is easy to use.

    Excellent

    1 month ago | Anant Singh
    I hold a credit with Citi Cash Back Credit Card with a limit of 25000. I am not satisfied with the limit .I have not received any reward points and cash back with the card.The customer service and response is good. The mobile banking is comfortable.

    Satisfied

    1 month ago | Gaurav Goel
    My credit card was taken withCiti Cash Back Credit Card. They have offered movie and more card. The given credit limit was 40,000 which is satisfactory . The customer service and responses was up to the mark. I am getting cash back offers and reward points. My overall experience was very good.

    Excellent

    1 month ago | Mudita Mehrotra
    Citi Cash Back Credit Cardc harges are nominal and they are providing good offers like cash back and they dont have any annual fee . I got a good limit with my Citi Cash Back Credit Card I have received my first month bill, the interest and charges are nominal I am fine with minimum amount due.

    good

    1 month ago | Mrinal Barooah
    I have taken a credit card withCiti Cash Back Credit Card,.The limit on the card is 92,000.The card is active for last one year.I have good reward points as well as redemption options are good.Customer service is good.Net banking as well the mobile App are working fine.

    very good

    1 month ago | Sushank Bhandari
    I am fully satisfied withCiti Cash Back Credit Card.would deffinetly recommend this to others.

    very good

    1 month ago | Sudhanshu Bhandari
    I am having the Citi Cash Back Credit Card from the last 1year I would like to say that the customer service is good one and the online portal is good too .no annual fee

    poor

    1 month ago | Sonia Gupta
    I have taken Citi Cash Back Credit Card with a limit of 70,000,,the card has no offers till date,Net banking is convenient to make payments.The card was processed within 20 days of time.

    very good

    1 month ago | Ram Naresh Jha
    I have been using Citi Cash Back Credit Card for the last couple of months. The credit limit was not good. It is a life time free credit card.

    good

    1 month ago | Kunal Malik
    I am using Citi Cash Back Credit Card from last 8 months, i find this credit card is very convenient to use.mo annual charge. I get offers like reward points and cash back in this credit card.

    Reason: