Joining Perk
Rewards Credit Card

Rewards Credit Card

Reward points never expire – Redeem now or keep collecting for something big.
Joining Fee

Available in 95 cities
Min Income - 25K/month
Joining Perk


Joining Fee
Annual Fee
Get 4000 Chqbook Coins

Other Fee Benefits

  • Reward points never expire – Redeem now or keep collecting for something big.
  • Earn 1500 bonus points on the first spend made within 30 days of card activation.
  • Annual fee reversal on minimum spends of ₹30,000 and above
  • Save up to 20% at over 1000 Restaurants in the country – this will more than cover the cost of the Card
  • Instant redemption at over 1200 participating Indian Oil outlets – at a redemption rate of 1 Point for ₹0.25
  • In-Store Shopping – Instant redemption at select partner stores – at a redemption rate of 1 Point for ₹0.30
  • Convert your Points into Jet Airways or Air India Frequent Flyer Points – at a redemption rate of 1 Point for ₹0.75
  • Adjust your Points to pay credit card bill– at a redemption rate of 1 Point for ₹0.35
  • Reward points can be redeemed at over 700 outlets and e-shopping partners.
  • Loan-on-credit card facility.
  • You are also entitled to get gift vouchers if you buy using the Citi Rewards Credit Card

Chqbook Review

Enjoy 2500 reward points unpon joining


  • Instant redemption at shopping outlets is very satisfying, and the best way to make use of points.
  • With this Card, you are saving while you spend. The more you spend, the more you save. Hence, you could collect reward points quickly and use them at your convenience.
  • The redemption process of reward points is hassle-free. You can redeem your points to get merchandise in a smooth process.
  • Get lost card liability cover of up to ₹ 5 lakhs with Citibank credit shield plus.
  • Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.


  • This Card does not provide any fuel benefits.

Joining Perks


    • 18 years and above
    • Only for Salaried.
    • Should have a permanent India Residential Address
    • You should not have any EMI bounces and have outstanding credit.

    Documents Required

    • Proof of Address
    • PAN Card
    • Proof of Identity
    • Address Proof (any one) – Aadhar, Bank Statement, Passport, Gas Connection, Driving license
    • Two months payslip


    • Earn a minimum of 1 reward point for every Rs.125 spent on all purchases.
    • Earn 10X reward points at the online and physical department and apparel stores
    • If spends during a calendar quarter exceed ₹1 lakh earn 1000 bonus points. Get birthday bonus of 500 reward points
    • On renewal after the first year, earn 1000 bonus reward points
    • Cardholders can earn 10 reward points upon spending ₹125 at 50 plus partner stores
    741 Reviews Sort

    Optimum satisfaction

    1 year ago | Jagbir Singh
    The offers and rewards of the card are really good. I am immensely happy using it. Also, the customer care team is efficient enough to understand your problems and give remedy to it.

    Satisfy with this card

    1 year ago | Syamala Paruvada
    I have been using for almost 2 years now, the services had been excellent from their side. I can say it is the best in the market. There has been all the offers available for this card and i am satisfied with the credit limit which they had given me.

    Good cashback offer with this card

    1 year ago | Palani J
    I have a credit card with Citi rewards from last 2 years, the credit limit is very good in this credit card. I use this credit card for shopping and dining, also i get 10% discount in it. Cash back offers are also good .


    1 year ago | rizwan
    I had applied Citi Rewards Credit Card through online channel. It was a good experience. The credit limit was satisfactory. . I am getting 1000 rupees offer on the yatra flight bookings. It has free air lounge access.

    Off on resturant bills.

    1 year ago | Jivan Gupta
    I am using Citi Rewards Credit Card for the first time. I normally use this card for paying my resturant bills. With this card i am getting 20% off on that.

    Happy with this card

    1 year ago | Jagadeesh Polavarapu
    I have used the website which was easy to access. The Citi rewards Credit Card is easy to apply card through online. The process was very faster and quick. The customer service is very responsive. This is the first time i am using a credit card. I am happy with it.

    Fruitful result

    1 year ago | Sumit Chauhan
    On my friends recommendation I invested in this card and I am happy that I did. Extremely useful card. Rewards earned can be converted into vouchers and used for various purposes.

    Fantastic features

    1 year ago | Sanjeev Vashist
    Spend and save more with a Citi Rewards credit card and enjoy exciting benefits all year long. Yes, that’s absolutely true. Start using this card soon.

    Reward points at shopping

    1 year ago | Rashmi Bala
    I hold a reward credit card Citi bank and i am satisfied with my limit. I have received lots of reward points while using this at the time of shopping.


    1 year ago | vivek
    Great card for those who love Shopping both online and offline . Joining fee is nominal and there is no annual fee