Citi™ Rewards Credit Card
Citi™ Rewards Credit Card
Joining Perk
Dining benefits – Save up to 20% at over 1000 Restaurants
Citi™ Rewards Credit Card

Citi™ Rewards Credit Card

Upon card activation, cardholders can get 2,500 points.
Joining Fee

Joining Perk


Joining Fee
Annual Fee
Save up to 20% at over 1000 Restaurants in the Country – this will more than cover the cost of the Card

Other Fee Benefits

  • Upon card activation, cardholders can get 2,500 points.
  • Redeem now or keep collecting for something big later – it's a choice you have because your reward points will never expire.
  • Instant redemption at over 1200 participating Indian Oil outlets – at a redemption rate of 1 Point for ₹0.25
  • In–Store Shopping – Instant redemption at select partner stores – at a redemption rate of 1 Point for ₹0.30
  • Convert your Points into Jet Airways or Air India Frequent Flyer Points – at a redemption rate of 1 Point for ₹0.75
  • Adjust your Points to get Statement Credit – at a redemption rate of 1 Point for ₹0.35
  • Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e–retailers.
  • With dining benefits, cardholders can save up to 20% at over 1000 restaurants in the country.
  • Citibank credit card also offers Credit Shield Plus which provides coverage of up to ₹5 lakhs on the outstanding and customers can also avail personal accident cover
  • Customers can borrow a loan on their credit card.
  • Reward points can be redeemed at over 700 outlets and e–shopping partners.

Chqbook Review

If spends during a calendar quarter exceeds Rs. 1 lac earn 1000 bonus points.Get birthday bonus of 500 reward points

thumb_up   PROS

  • Instant redemption at shopping outlets is very satisfying – and the best way to make use of Points
  • Redeeming to get Statement Credit is a great feature we are sure you will Love
  • The Citi Rewards Card gives a high number of Points on Apparel and Department Stores – probably one of the best
  • The Citibank Credit Shield Plus offers coverage of Upto ₹5 Lakhs on the outstanding – this is a great feature in case your card is lost or stolen

thumb_down   CONS

  • Though the Citi Rewards Card is great for Points and Redemption, it?s not so good when it comes to Lounge access, and perks at Airports

Joining Perks


    • 18 years and above
    • Annual Income above 6 Lakhs/year – for both Salaried and Self–Employed
    • Should have an Indian or MNC bank account – Savings or Current account
    • Should have a permanent India Residential Address
    • You should not have any EMI bounces and have outstanding credit
    • Self–employed – Your company should have been trading for more than 6 months

    Documents Required

    • Last 6 Months bank statements
    • PAN Card
    • Address Proof (Any one) – Aadhar, Bank Statement, Passport, Gas Connection, Driving license


    • For every ₹125 spent from the card, earn 1 reward point.
    • On spends at Apparel and Department Stores, earn 10 times the reward points
    • If spends during a calendar quarter exceeds ₹1 lac earn 1000 bonus points. Get birthday bonus of 500 reward points.
    • On renewal after the first year, earn 1000 bonus reward points.
    • Cardholders can earn 10 reward points upon spending RUPEE125 at 50 plus partner stores.
    400 Reviews Sort


    2 weeks ago | Gurmeet Bagga
    The experience at CITI Bank is good and I have no hassles in banking with them. The customer services and response is also satisfactory. The process has been good till date without any inconvenience.


    2 weeks ago | Pratap Sukla
    I had applied for the CITI REWARDS CREDIT CARD , but they haven't approved my card saying that the address verification was wrong. The customer support service is average with the RBI , they haven't given proper response with regards to my credit card application.


    2 weeks ago | Disha singh
    I feel the intrest charges are little high on Citi Rewards Credit Card . The customer support is quick . The response is good,it is totally a good experience with Citi Rewards Credit Card .


    2 weeks ago | pawan vohra
    I have been been using this card from last few months. you can choose easy emi options at near about all electronics shop .. And you can also take loan at the time of need. That makes it a good card


    2 weeks ago | Koyal Jha
    I have city visa rewards credit cards, and the cost of card is 1000 and customer service is excellent . Basic think is that if you are crazy about to shop online, city can provide you excellent benefit


    2 weeks ago | Kilimoli
    I am using Citi Rewards Credit Card from last few months, there is no joining fee as well as no annual fee in this card and they are providing really good offers.


    2 weeks ago | rahul mistry
    I got this card 3 months back. That time they told me that there is no joining fees. But after taking the card they charged me for the same. Which is not good for customer satisfaction.


    2 weeks ago | Kumar Shivam
    Its a good bank, they gave me good credit limit as well but they are charging high interest rate on the credit card transaction. The customer response is Great and satisfactory.


    2 weeks ago | pritam sindh
    I am having the CITI rewards credit card . The customer support service is good with the CITI bank service. The credit limit value is good from the credit card.The benefits and the offers are better with the credit card.


    3 weeks ago | rajnish jal
    The credit card issuing process is very fast. I got the card in hand within 10 days of my application. And its online use is very hasslefree.