FacebookTwitterLinkedIn
IndianOil Citi™ Platinum Credit Card
IndianOil Citi™ Platinum Credit Card
Fees
Pros/Cons
Joining Perk
Eligibility
USP
Fill fuel at any Indian Oil petrol pump and get 5% off on fuel bill
IndianOil Citi™ Platinum Credit Card

IndianOil Citi™ Platinum Credit Card

Credit Card fee waived off if spends per year are more than ₹30,000
₹1,000
Joining Fee

Fees
Pros/Cons
Joining Perk
Eligibility

Fees

₹1,000
Joining Fee
₹0
Annual Fee
The annual fee on the card is ₹0 when you spend ₹30,000 or more on your Card in a membership year. Card members with annual spends of less than ₹30,000 on their Cards are charged an Annual Fee of ₹1,000.

Other Fee Benefits

  • Credit Card fee waived off if spends per year are more than ₹30,000
  • Up to 3,000 savings on booking domestic hotels on MakeMyTrip™.
  • Enjoy up to 20% discounts at around 2,000 restaurants using Indian Oil Citi Platinum Credit Card.
  • Fill fuel in any Indian Oil petrol bunk and get 5% discount on fuel bill.
  • Get Upto 66 Litres of Free Fuel each year
  • Get an EMI option when you purchase for more than ₹2,500
  • Full waiver of the fuel surcharge (1%) on fuel purchases
  • Adjust your Points against your Credit Card bill – 1 Point is equal to ₹0.35 and you need to redeem at least 5000 Points

Chqbook Review

I save upto 5% on fuel bills with this card

thumb_up   PROS

  • Outstanding Card for Fuel points and a must if you drive a car.
  • You will love the sheer number of Restaurants, Airlines and Outlets this card lets you accumulate Points on
  • Getting 66 Litres of Fuel Free each year is a big Plus
  • Converting Payments to EMI's at Retail outlets & Online is a strong feature

thumb_down   CONS

  • To get the Fuel Turbo Points™, the Indian Oil™ Citi Platinum Credit Card must be Swiped ONLY on Citibank swipe machines
  • The Turbo Points when you fill Fuel at participating outlets?would be capped to a purchase amount of ₹10,000(or 267 Turbo Points) per transaction. On transactions exceeding ₹10,000, customers would not earn any points.
  • Card members with annual spends of less than ₹30,000 on their Cards are charged an Annual Fee of ₹1000.

Joining Perks

    Eligibility

    • 18 years and above
    • Annual Income above 6 Lakhs/year – for both Salaried and Self–Employed
    • Should have an Indian or MNC bank account – Savings or Current account
    • Should have a permanent India Residential Address
    • You should not have any EMI bounces and have outstanding credit
    • Self–employed – Your company should have been trading for more than 6 months

    Documents Required

    • Last 6 Months bank statements
    • PAN Card
    • Address Proof (Any one) – Aadhar, Bank Statement, Passport, Gas Connection, Driving license

    Rewards

    • 4 Turbo Points on ₹150 of fuel purchases at authorized Indian Oil Retail Outlets across the country.
    • Earn 2 Turbo Points for every 150 spent on grocery spends
    • Earn 1 turbo point for every 150 spent on all other spends
    • 0.75% cashback on fuel purchases
    • Redeem your Turbo Points for free fuel at over 1200+ authorized Indian Oil Retail Outlets across the country. 1 Turbo Point gives you ₹1 of free fuel.
    • Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e–retailers
    200 Reviews Sort
    Newest

    Excellent

    1 month ago | krisana braman
    IndianOil Citi Platinum Credit Card is also good in the credit card services and the credit limit is good. The customer support is satisfactory and they are responsive when I reach out to them. There are good offers and the card is accepted all over. The statements are sent to me on time.

    very good

    1 month ago | bharat
    The interest rate and services are good with IndianOil Citi Platinum Credit Card. This was my first credit card so they have given minimal limit. I am using the card for last 8 months. It is a life time free credit card. There is an good option Emi payment in electronics.

    poor

    1 month ago | satpal
    There is no point buying this card if you or someone in your family does not spending on fuel often. This card is focused only on frequent travellers . As a normal card, this is pretty much useless with low returns and vouchers that you wont use.

    Satisfied

    1 month ago | vipol
    I hold IndianOil Citi Platinum Credit Card.The limit which I hold is 85000. I am satisfied with my limit. I have received reward points with the card but have not yet received any cash back.

    Excellent

    1 month ago | kishan rai
    My credit card was taken with IndianOil Citi Platinum Credit Card for about 10 years. The credit limit was 1,80,000 which is satisfactory . The customer service and responses was good. Here the charges are nominal and I am getting reward points as benefits.

    Satisfied

    1 month ago | vishvash
    I have been using IndianOil Citi Platinum Credit Cardfor the last couple of months. The credit limit was not good. It is a life time free credit card. The customer service and response was average. I don't know about the interest rate. I am using the card for online shopping and fuel service

    poor

    1 month ago | rohit kumar
    I feel Citi bank needs to improve on the response. The rate of interest and charges are fine when compared to others. The customer service is good with IndianOil Citi Platinum Credit Card service. The interest and charges is fine. The credit limit is nominal,it is a average service that I received from IndianOil Citi Platinum Credit Card service.

    poor

    1 month ago | rustam shah
    I hold a credit card with IndianOil Citi Platinum Credit Card with a limit of 1.1 lakhs. Actually i was expecting 2 lakhs. I have got reward points but not the cash back with the card. There is an Joining charge applicable with the card but if i do a purchase above 30000 for an year it will be waived off.

    Excellent

    1 month ago | kayamuddin
    I had applied and got a IndianOil Citi Platinum Credit Card. They provided the credit limit as Rs.50,000/- which is satisfactory. The customer support is good . I did not undergo any difficult whilst reaching their customer support team.

    good

    1 month ago | sahil tigga
    I have taken a credit card with IndianOil Citi Platinum Credit Card.The card was taken six months ago.The customer service is good and prompt in responding to the customers.The process was quick and fast.I have no annual charges to hold this card.Net banking is good to make payments.

    Reason: