Indian Oil Citi Credit Card
Indian Oil Citi Credit Card
Joining Perk
Indian Oil Citi Credit Card

Indian Oil Citi Credit Card

Get up to 71 litres of free Fuel every year.
Joining Fee

Available in 95 cities
Min Income - 25K/month
Joining Perk


Joining Fee
Annual Fee
Get 4000 Chqbook Coins

Other Fee Benefits

  • Get up to 71 litres of free Fuel every year.
  • Annual fee reversal on minimum spends of ₹30,000 and above
  • Enjoy up to 15% discounts at 2,000 restaurants using Indian Oil Citi Platinum Credit card.
  • Get an EMI option when you purchase for more than ₹2,500
  • Reversal of fuel surcharge up to 1% on fuel purchases at authorized Indian Oil outlets.
  • Get 250 Turbo Points on your first spend within 30 days of card issuance.1 Turbo Point = Re. 1 of fuel redemption.
  • Get up to 15% cashback on duty-free shopping with Citi cards.
  • Get up to 15% savings on restaurants at Mumbai & Hyderabad airport with Citi cards.
  • Adjust your Points against your Credit Card bill – 1 Point is equal to ₹0.35, and you need to redeem at least 10000 points.

Chqbook Review

If you drive a car, this Card is the right fit for you as this Card offers reward points based on fuel expenditure.


  • This Card offers free fuel redemption with turbo points.
  • A contactless card that is very easy to use which means you don't need a PIN for transactions up to ₹2000
  • The Card comes with a flexible interest rate of about 3.25% per month. The user can also avail the supplementary Card without any additional cost.
  • You can also avail the emergency card replacement benefit.
  • Redeem your points for Cashback against Card outstanding as per the details given below
  • Convert Payments into EMI's at Retail outlets & Online stores is a vital feature


  • This Card must be swiped only on Citibank swipe machines to earn turbo points.
  • This might not be the right Card if your fuel spends are low.
  • The Turbo points on fuel transactions would be capped to purchase amount of INR 10,000 (or 267 Turbo points) per transaction. On transactions exceeding INR 10000, customers would not earn any points.

Joining Perks


    • 18 years and above
    • Only for Salaried.
    • Should have a permanent India Residential Address
    • You should not have any EMI bounces and have outstanding credit.

    Documents Required

    • Proof of Address
    • PAN Card
    • Address Proof (any one) – Aadhar, Bank Statement, Passport, Gas Connection, Driving license
    • Two months payslip


    • 4 Turbo Points on ₹150 of fuel purchases at authorized Indian Oil Retail outlets across the country.
    • Earn 4 Turbo points per ₹150 spent on Fuel
    • Earn 2 Turbo Points for every ₹150 spent on grocery spends
    • 1% fuel surcharge reversal on fuel purchase at authorized Indian Oil outlets.
    • Earn 1 turbo point for every ₹150 spent on all other spends
    • Earn 2 Turbo points per ₹150 spent on groceries and supermarkets
    • 0.75% cashback on fuel purchases
    • Earn 1 Turbo point per ₹150 on all other spends
    • Redeem your Turbo Points for free Fuel at over 1200+ authorized Indian Oil Retail Outlets across the country. 1 Turbo Point gives you ₹1 of free Fuel
    • Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e–retailers