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Voucher of ₹ 750 on your Credit Card issuance
IndianOil Citi™ Platinum Credit Card
IndianOil Citi™ Platinum Credit Card
Fees
Pros/Cons
Joining Perk
Eligibility
USP
IndianOil Citi™ Platinum Credit Card

IndianOil Citi™ Platinum Credit Card

Get Upto 71 litres of free fuel each year
₹1,000
Joining Fee

Available in 20 cities
Min Income - 25K/month
Fees
Pros/Cons
Joining Perk
Eligibility

Fees

₹1,000
Joining Fee
₹0
Annual Fee
The annual fee waived off if the spends per year spends are more than ₹30,000

Other Fee Benefits

  • Get Upto 71 litres of free fuel each year
  • Credit Card fee waived off if spends per year are more than ₹30,000
  • Up to 3,000 savings on booking domestic hotels on MakeMyTrip™
  • Enjoy up to 15% discounts at around 2,000 restaurants using Indian Oil Citi Platinum Credit Card.
  • Fill fuel in any Indian Oil petrol bunk and get 5% discount on fuel bill.
  • Get an EMI option when you purchase for more than ₹2,500
  • Full waiver of the fuel surcharge (1%) on fuel purchases
  • Adjust your Points against your Credit Card bill – 1 Point is equal to ₹0.35 and you need to redeem at least 5000 Points

Chqbook Review

CitiBank has launched The IndianOil Citi Platinum Card which will benefit people who use their vehicle frequently. This card offers excellent rewards for fuel transactions.

  PROS

  • Outstanding Card for Fuel points and a must if you drive a car
  • You will love the sheer number of Restaurants, Airlines and Outlets this card lets you accumulate Points on
  • Another key point is that your turbo points never expire, so you can use them anytime you want
  • With the 24*7 helpline at your aid, you can check your turbo point's balance anytime
  • You are entitled for an exclusive concierge service with this card
  • The contactlesscardis very easy to use as well – for transactions up to ₹2000 you don?t even need to use PIN
  • The card comes with flexible interest rate of about 3.25% per month. The user can also avail the supplementary card without any additional cost
  • You can also avail the emergency card replacement benefit
  • With the card you can avail services such as Citibank online, mobile banking, sms banking and cityphone banking while on the go
  • You will get all your card statements both online and delivered to your address by post
  • There is a large variety of way in which the payment can be sorted out such as Citibank online, Citibank e-pay, NEFT/RTGS, Electronic clearing services, Drop box
  • You can get instant information regarding the card from your phone by SMS
  • Converting Payments to EMI's at Retail outlets & Online is a strong feature

  CONS

  • To get the Fuel Turbo Points, the Indian Oil Citi Platinum Credit Card must be Swiped only on Citibank swipe machines
  • The Turbo Points when you fill Fuel at participating outlets, would be capped to a purchase amount of ₹10,000 (or 267 Turbo Points) per transaction. On transactions exceeding ₹10,000, customers would not earn any points
  • Card members with annual spends of less than ₹30,000 on their Cards are charged an Annual Fee of ₹1000

Joining Perks

    Eligibility

    • 18 years and above
    • Should have a Indian or MNC bank account – Savings or Current account
    • Annual Income above 6 Lakhs/year – for both Salaried and Self–employed
    • Should have a permanent India Residential Address
    • You should not have any EMI bounces and have outstanding credit
    • Self–employed – Your Company should have been trading for more than 6 months

    Documents Required

    • Last 6 Months bank statements
    • PAN Card
    • Address Proof (Any one) – Aadhar, Bank Statement, Passport, Gas Connection, Driving license

    Rewards

    • 4 Turbo Points on ₹150 of fuel purchases at authorized Indian Oil Retail Outlets across the country.
    • Earn 2 Turbo Points for every ₹150 spent on grocery spends
    • Earn 1 turbo point for every ₹150 spent on all other spends
    • 0.75% cashback on fuel purchases
    • Redeem your Turbo Points for free fuel at over 1200+ authorized Indian Oil Retail Outlets across the country. 1 Turbo Point gives you ₹1 of free fuel
    • Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e–retailers
    651 Reviews Sort
    Newest

    So much offers for fuel

    3 months ago | Naveen Mittal
    I've been using the CITI Indian Oil Platinum Credit card for a while. The limit is very good, Offers are also good. It offers discounts on fuel filling. I never had any issues with their services so far. It is a very good card to use

    Expercience is okkay

    3 months ago | Poonam Ravee
    My experience is okay with this card. I am getting some offers on my credit card. Limit is satisfied what they have provided. I am getting some cash back and rewards points.

    Not upto mark

    3 months ago | Ditesh Aggarwal
    My experience with this credit card was not up to the mark, the credit is very less in this credit card and the customer support experience was also not good.

    Donõt receive any bonus point snd rewards points

    3 months ago | Aarushi Sharma
    I have taken IndianOil Citi Platinum Credit Card. I do receive bonus points as well as reward points. Customer service is good.

    Good customer service

    3 months ago | Ram Kumar
    Overall experience is good. The customer service experience is very good with this card. They have a dedicated timeline for all the queries raised by the customers.

    Good

    3 months ago | Sumitra Dangi
    The annual fee on the card is Rs.0 when you spend Rs.30,000 or more on your Card in a membership year. Cardmembers with annual spends of less than Rs.30,000 on their Cards are charged an Annual Fee of Rs.1,000.

    Useful for travelling lovers

    3 months ago | Afjal Sidqui
    Its a very useful Card, Basically useful for the people who is driving or travelling a lot with their own car.Its 2.5% Reward Points earned basis on your transaction at the Indian Oil Petrol Pump and also the card should be swiped with the Citibank Machine only.

    Satisfied

    3 months ago | bishun
    I have applied for IndianOil Citi Platinum Credit Card. Sad to say that it took a process of four months to get my card and I had to follow up a lot for it. Not very satisfied.

    Cheerful experience

    3 months ago | Nivedita Ranot
    Not just the reward points but You can also use your accrued reward points in merchant outlets like Shoppers Stop LTD. Go shopping and enjoy.

    various options

    3 months ago | Kiran Kumari
    This credit card provides for ample amount of options. Rewards on fuel charges to low EMI schemes and easy loan provided with excellent credit facilities are some of them. Indeed a great card and vivid opportunities to grab and benefit from.

    Reason: