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HDFC Bank Bharat Credit Card
HDFC Bank Bharat Credit Card
Fees
Pros/Cons
Joining Perk
Eligibility
USP
Enjoy Cashback on your everyday spends
HDFC Bank Bharat Credit Card

HDFC Bank Bharat Credit Card

Do minimum 4 transactions using Credit card every month and get free accidental death insurance upto ₹50Lakhs
₹500
Joining Fee

Available in 3627 cities
Min Income - 12K/month
Fees
Pros/Cons
Joining Perk
Eligibility

Fees

₹500
Joining Fee
₹0
Annual Fee
Get renewal fee waived on spends of ₹50,000 in a year prior to renewal date.

Other Fee Benefits

  • Do minimum 4 transactions using Credit card every month and get free accidental death insurance upto ₹50Lakhs
  • Do minimum 4 transactions using Credit card every month and get free Fire and Burglary protection for goods above ₹5000 for 180 days
  • Zero Lost Card liability post reporting of the loss of card
  • 1% fuel surcharge waived off on fuel transactions.(Minimum transaction of INR 400. Maximum cash back of INR 250 per statement cycle).
  • Please click here to view the product features and pricing

Chqbook Review

Enjoy Cashback on your everyday spends

  PROS

  • DIP your Chip Card at any Chip enabled POS or swipe your card at any non–chip POS (Regular POS).
  • Enjoy Revolving Credit on your Credit Card at nominal interest rate, refer Fees and Charges section.
  • Avail up to 50 days of interest free period from the date of purchase (subject to the submission of the charge by the Merchant).

  CONS

  • Fire and Burglary protection along with accidental death insurance upto ₹50Lakhs is provided only after doing 4 transactions every month

Joining Perks

    Terms

    • 1.
      For detailed Terms & Conditions, please click here

    Eligibility

    • 21 years and above
    • Personal Annual Income above INR 1.44 Lakhs – for Salaried and INR 2 Lakhs for Self–Employed

    Documents Required

    • Last 6 Months bank statements
    • PAN Card
    • Address Proof (Any one) – Aadhar, Bank Statement, Passport, Gas Connection, Driving license

    Rewards

    • Enjoy 5% CashBack on rail bookings through IRCTC website or mobile app
    • Enjoy 5% CashBack on Fuel Spends
    • Enjoy 5% CashBack on Grocery Spends
    • Enjoy 5% CashBack on all Bill pay and recharges done using the Bharat card
    • Enjoy 5% CashBack for all EasyEMI, PayZapp and SmartBUY transactions using the card
    • Fuel Surcharge Waiver upto ₹250 per billing cycle
    • Redeem Reward points as CashBack on your Bharat Credit Card (1 Reward Point = Re. 1)

    Terms

    • 1.
      For detailed Terms & Conditions, please click here