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HDFC Bank Easy Emi Credit Card
HDFC Bank Easy Emi Credit Card
Fees
Pros/Cons
Joining Perk
Eligibility
USP
HDFC Bank Easy Emi Credit Card

HDFC Bank Easy Emi Credit Card

Welcome and renewal benefit of 1000 cash points (applicable only on payment of membership fee)
₹500
Joining Fee

Available in 3096 cities
Min Income - 15K/month
Fees
Pros/Cons
Joining Perk
Eligibility

Fees

₹500
Joining Fee
₹500
Annual Fee
Get 2000 Chqbook Coins

Other Fee Benefits

  • Welcome and renewal benefit of 1000 cash points (applicable only on payment of membership fee)
  • 1% fuel surcharge waiver
  • All cashback benefits available on EMI payments
  • Spend Rs. 20,000 within first 90 days and get first year fee waived off

Chqbook Review

A one–of–a–kind card that helps you experience the best things in life without the tension of a one time big payment

  PROS

  • Converts all transactions worth ₹10000 and above into EMI.
  • Cashback offer with Amazon, Flipkart, flight and hotel bookings
  • Contact less payment for faster and easier payment

  CONS

  • Everybody loves fuel change waiver but not when cashback is limited to ₹250 per statement

Joining Perks

    Eligibility

    • 21 years and above
    • Should have an Indian or MNC bank account – Savings or Current account
    • Annual Income above ₹6 Lakhs/year – for Self–Employed customers
    • Gross Monthly Income above ₹10K/Month – for Salaried customers
    • Should have a permanent India Residential Address
    • You should not have any EMI bounces
    • Self–employed – Your company should have been trading for more than 6 months

    Documents Required


      Rewards

      • 5% cashback on PayZapp/Smartbuy spends (Minimum bill amount: 2000)
      • 2.5% cashback on all online spends (Minimum bill amount: 2000)
      • 1% cashback on all other spends (Minimum bill amount: 100)
      • Fuel surcharge waiver of 1 % capped at Rs. 250