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Voucher of ₹ 750 on your Credit Card issuance
HDFC Bank Platinum Plus Credit Card
HDFC Bank Platinum Plus Credit Card
Fees
Pros/Cons
Joining Perk
Eligibility
USP
2 Reward Points for ₹150 spends up to ₹50K per bill cycle
HDFC Bank Platinum Plus Credit Card

HDFC Bank Platinum Plus Credit Card

Save up to ₹1500 a year on fuel with the Platinum Plus Credit Card
₹1,000
Joining Fee

Available in 272 cities
Min Income - 40K/month
Fees
Pros/Cons
Joining Perk
Eligibility

Fees

₹1,000
Joining Fee
₹0
Annual Fee
Spends ₹50,000 in a year and get a waiver of next year's annual membership fee

Other Fee Benefits

  • Save up to ₹1500 a year on fuel with the Platinum Plus Credit Card
  • If you lose your Credit Card, report it immediately to HDFC Bank's 24–hour call centre. After reporting the loss, you carry zero liability on any fraudulent transactions made with your card.
  • Get Upto 50 days interest free Credit with your HDFC Bank Platinum Plus Card
  • Share your Platinum Plus Credit Card with your loved ones. Get up to 3 lifetime free add–on cards, which you can give to your spouse, children (above 18 years of age), parents, brothers or sisters.

Chqbook Review

When at airports in India or abroad, avail privileged lounge access and relax in style. Also, we like that you get 10000 Jet Privelege miles (5000 Jet Privelege miles on first swipe within 3 months and 5000 Jet Privelege miles on 75k spends in 3 months) pretty much after you get the card

thumb_up   PROS

  • Save up to ₹1,500 each year on fuel transactions with your Platinum Plus credit card.
  • You can also accumulate Reward Points and redeem them later against air miles
  • Once you cross the ₹50,000 limit, enjoy 50% more points for every ₹150 spent on your card
  • Set aside a part of your credit limit for online spends per statement cycle, within the available limit on your primary Credit Card

thumb_down   CONS

  • Not the best credit card for travel – you can redeem against Air Miles, but if you are a frequent traveller, there are better options
  • While HDFC Bank's Smart buy™ allows you to get great deals, this card is still suited for the first time premium card buyer

Joining Perks

    Eligibility

    • 18 years and above
    • Annual Income above 4.5 Lakhs/year – for both Salaried and Self–Employed
    • Should have an Indian or MNC bank account – Savings or Current account
    • Should have a permanent India Residential Address
    • You should not have any EMI bounces
    • Self–employed – Your company should have been trading for more than 6 months

    Documents Required

    • Last 6 Months bank statements
    • PAN Card
    • Address Proof (Any one) – Aadhar, Bank Statement, Passport, Gas Connection, Driving license

    Rewards

    • HDFC Platinum Plus Credit Card offers 2 Reward Points for every ₹150 spent.
    • If your credit card spending is more than ₹50,000 per statement cycle (monthly) then you will be able to earn 50% more Reward Points – that is, 3 Reward Points per ₹150 spent.
    • Reward Points are valid for 2 years from the date of accumulation
    • Redeem your accumulated rewards from a large array of products available in the MyRewards catalogue of HDFC Bank
    1140 Reviews Sort
    Newest

    Less credit limit with this card

    2 weeks ago | Hiren Gamit
    If you take this card then you will have to pay a lot unnecessarily. The credit limit is less. The joining fee is very high. Worthless to take this card.

    Not satisfied with this card

    2 weeks ago | Neetu Bala Goel
    I hold HDFC Bank Platinum Plus Credit card and the credit limit is 60,000 which is not satisfactory at all and I am not aware of the benefits also.

    Surely recommended to others

    2 weeks ago | Rajeshwar Rana
    Happy with the services and great offers provided by HDFC Bank Platinum Plus Credit Card. Would surely recommend to others.

    Great customer support

    2 weeks ago | A K Rajalakshmi
    I have applied this card via online channel. Post applying receive good customer support from the bank personnals and receive my credit card well in time with less paper work.

    Getting many points with this card

    2 weeks ago | Rajkumar Rathore
    The benefit are pay back points and cash back offers. I had been holding this card for the last five years and i had been using the card for shopping and all other purchases.

    Great card

    2 weeks ago | Satya Parkash
    This card can be use to dispense cash. If you are a frequent traveller then this card will be a great help. You can also avail the lounge access at international airports.

    Good experience witht this card

    2 weeks ago | Shashikant Ramachandra Karmadi
    I have been using the HDFC Bank Platinum Plus Credit card for the past 7 Months. I haven't faced any issues with the card so far and it also has got reward points. Overall it has been a very good experience with the card and their services.

    Wastage of money

    3 weeks ago | Laxmi Chand
    Using this card is just the waste of money. While selling this card bank personnals show you all the good features and big offers, but by the time you use this card, you won't be able to get much offers. Also, the customer care of the bank is not at all satisfactory.

    Good card

    3 weeks ago | Rakesh Kumar Rehni
    The overall experience with this card is really good. The payment gets updated within 1 day. The overall experience with them has been quite good with HDFC Bank Platinum Plus credit card.

    Bad service with this card

    3 weeks ago | Jagmohan Rana
    I have ended up my relation ship with HDFC Bank. I have closed the HDFC Bank Platinum Plus Credit card because of the bad service which is provided by them.

    Reason: