HDFC Bank Regalia Credit Card
HDFC Bank Regalia Credit Card
Joining Perk
Complimentary Club Vistara™ Silver membership
HDFC Bank Regalia Credit Card

HDFC Bank Regalia Credit Card

Free Priority Pass™ Membership – at over 1000+ airport lounges worldwide
Joining Fee

Available in 272 cities
Min Income - 20K/month
Joining Perk


Joining Fee
Annual Fee
Renewal benefit of 2500 Reward Points or the fee is waived off in case of spends in the year of ₹3 Lakhs

Other Fee Benefits

  • Free Priority Pass™ Membership – at over 1000+ airport lounges worldwide
  • 2 free domestic lounge visits per quarter (through Visa or MasterCard) & 6 free international lounge visits per year (Priority Pass)
  • Primary and add on card member can jointly enjoy the complimentary cap on Priority Pass™
  • Lowest Foreign Currency Mark–up Fee of 2% on international transactions
  • Exclusive dining privileges with up to 15% discount at leading 5 star hotels
  • Protection worth up to ₹15 lakhs against any medical emergency when you are travelling, and are outside your home country
  • In case of death in an Air accident, your nominated kin will receive a compensation of ₹1 Crore
  • 1% fuel surcharge waived off on fuel transactions. (Minimum transaction of INR 400. Maximum cash back of INR 500 per statement cycle). Fuel surcharge varies from 2.5% to 1% of fuel transaction amount. The rate of surcharge may vary depending on the fuel station and their acquiring bank. GST applicable.

Chqbook Review

Enjoy a host of special rewards, discounts and benefits with the complimentary Taj Epicure plus Membership Card.


  • The HDFC Bank Regalia Credit Card literally pays for itself – this is true Value for Money and it gives you something back on almost every transaction
  • We love the 2 free domestic lounge visits a quarter – and the 6 free international lounge visits per year
  • The Rewards story is very strong – and getting ₹0.60 for each Reward point is great
  • Post GST – this card still gives the 1% fuel surcharge waiver. Go for it.


  • If you use the HDFC Bank Regalia Credit Card for Priority Pass™ access to International lounges more than 6 times a year – there's a ₹27 fee
  • The Vistara Airlines™ Silver membership is valid for one year only – after that, its Upto Vistara™ to renew it based on your usage

Joining Perks


    • 21 years and above
    • Should have an Indian or MNC bank account – Savings or Current account
    • Annual Income above 12 Lakhs/year – for Self–Employed customers
    • Gross Monthly Income above 1.2 Lakhs/Month – for Salaried customers
    • Should have a permanent India Residential Address
    • You should not have any EMI bounces
    • Self–employed – Your company should have been trading for more than 6 months

    Documents Required

    • Last 6 Months bank statements
    • PAN Card
    • Address Proof (Any one) – Aadhar, Bank Statement, Passport, Gas Connection, Driving license


    • Redeem your Reward Points (1 RP= 0.75) for Booking Flights, Hotels and Movies at the hdfcbankregalia website
    • Get 1,000 points & up to ₹1,000 cashback per year each year
    • 8 points / 150 spent at the hdfcbankregalia website, the airvistara website and dining
    • Reward Points can be converted into Air Miles of leading domestic and international airlines.
    • Each Reward Point is worth Rs 0.60 when redeemed on the hdfcbankregalia website
    922 Reviews Sort

    Good card

    5 months ago | Daljit Singh
    I am using this from quite a long time. There are lots of offers you can avail with this card. It's a very good card if you like shopping. Because you get quite a good amount of payback points.

    Customer service is very bad

    5 months ago | Lalit Mohan Gupta
    I got no response from the customer service center after frequent call to the customer care. They don't respond properly.

    Average card

    5 months ago | Arun B
    It was a very nice experience with state bank of india. I had applied the HDFC credit card and i got the card with in a period of one month. But when it comes to the charges, this is kind of a average card.

    Average card

    5 months ago | Kalpana Gopalakrishnan
    The HDFC credit card service is good . I use this card from past one year. The customer support service and the response is quite good from the HDFC bank . The credit limit value is average with this card.

    Satisfy with credit limit

    5 months ago | Sandeep Shyamsundar Dhabekar Shyamsundar
    The credit limit was 30,000 which is satisfactory . The customer service and responses was really good with HDFC Bank Regalia Credit Card,this card i very useful for them who love to shopping .

    Needs to improve this card

    5 months ago | Manjula B
    HDFC Bank Regalia Credit Card is good but I feel the bank needs to improve their customer support. The credit limit is quite satisfactory for me. It is a good experience with the HDFC bank.

    Impreesive card

    5 months ago | Sadanand Paswan
    I hold a credit with HDFC Bank Regalia Credit Card. I am very much comfortable with this card. I am very impressed.

    Good customer support provider

    5 months ago | Raya Srinivasa
    The customer support service and the response is good with the HDFC bank team. The mobile application is easy to use and user friendly. I would say i am satisfied withHDFC Bank Regalia Credit Card.

    Bad customer service

    5 months ago | Alexander K Muthalali
    I hold a HDFC Bank Regalia Credit Card and i have earned good points. I am unable to to utilize the points and the customer care is not reachable as well.

    You can redeem your points from payback points

    5 months ago | Amarjeet Singh
    My credit card was taken with HDFC Bank Regalia Credit Card 10 months ago. You can also choose from payback's large catalogue and redeem your points against gifts you will get your gift within 10 working days.