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Voucher of ₹ 750 on your Credit Card issuance
HDFC Bank Visa Signature Credit Card
HDFC Bank Visa Signature Credit Card
Fees
Pros/Cons
Joining Perk
Eligibility
USP
Free Priority Pass™ & Fuel surcharge waiver – Save ₹8K /Year
HDFC Bank Visa Signature Credit Card

HDFC Bank Visa Signature Credit Card

Relax at airports in India or overseas with the?best Lounge Program
₹1,000
Joining Fee

Available in 272 cities
Min Income - 20K/month
Fees
Pros/Cons
Joining Perk
Eligibility

Fees

₹1,000
Joining Fee
₹0
Annual Fee
Renewal Fee reversal if you spend ₹ 75,000 in a year prior to the renewal date

Other Fee Benefits

  • Relax at airports in India or overseas with the?best Lounge Program
  • Save up to ₹8300 every year – Complimentary Priority Pass (worth ₹99) & Fuel Surcharge Waiver (assuming ₹6,000 spends on fuel per month)
  • Priority Pass is Priced at ₹500/annum which gives you access to more than 600 airport lounges in more than 300 cities across the globe.
  • You also get your first-year fee reversed if you spend ₹15,000 in the first 90 days of card set–up date and renewal fee reversed if you spend ₹75,000 in a year prior to renewal date.
  • Share the joy of owning the Credit Card with your family members – Get Upto 3 supplementary cards free of charge
  • Cashback Benefit – 1% Cashback on all International transactions (Upto ₹1,000/– per statement cycle).
  • Get ₹2,000/– worth Clear Trip voucher once you accumulate International spends of ₹1,50,000/– in a year. This feature is available once in a year.

Chqbook Review

This is one of the most popular cards from the largest Private Bank in the Country - you just can't go wrong here. Apart from Shopping and Dining benefits, there is complementary Lounge access and lot more. It?s a All-in-One and works very well too

thumb_up   PROS

  • Excellent All-rounder of a Premium Credit Card – save on shopping, get Lounge benefits and more – we couldnt ask for more
  • Fee waiver condition of ₹ 15,000 in the first 90 days of the card setup date works really well – you must make sure you get the fee reversed
  • Getting Lounge access at over 300 airports and over 900 lounges globally is a great plus
  • Getting the Priority Pass™ for just ₹ 500 instead of the ₹ 6500 fee is another great saving
  • Joining the GLOBAL VALUE™ program gets you free Cleartrip™ vouchers & 1% Cash back on all International transactions

thumb_down   CONS

  • Rewards are valid only for 2 years – we like unlimited rewards
  • You need to fill a form and send it to HDFC Bank to enrol in the Priority Pass™ program – so you should remember doing that else get stranded without Lounge access

Joining Perks

    Eligibility

    • 21 years and above
    • Should have an Indian or MNC bank account – Savings or Current account
    • Annual Income above 4.5 Lakhs/year – for both Salaried and Self–Employed
    • Should have a permanent India Residential Address
    • You should not have any EMI bounces
    • Self–employed – Your company should have been trading for more than 6 months

    Documents Required

    • Last 6 Months bank statements
    • PAN Card
    • Address Proof (Any one) – Aadhar, Bank Statement, Passport, Gas Connection, Driving license

    Rewards

    • Earn 2 Reward Points for every ₹150 spent on your card
    • Get 50% more Reward Points (total 3 Reward Points) for every ₹150 spent above ₹75,000 per statement cycle
    • Redeem your Reward Points for exciting gifts from HDFC Bank's exclusive MyRewards Catalogue
    • You can transfer your outstanding balance on your existing Credit Card to HDFC Bank and start saving immediately
    • Reward points are valid only for 2 years from the date of accumulation. Ex: – if you receive reward points in May 2015, same will expire in May 2017
    1253 Reviews Sort
    Newest

    Cost effective card

    1 week ago | Simi Sivan
    I got the HDFC Bank Visa Signature Credit Card. In this card, the charges are nominal and i am getting reward points as benefits.

    Getting good rewards points on this card

    1 week ago | Ashwani Kumar
    I get good reward points on this credit card and even the value is good.

    Close this card

    1 week ago | Blaisea Esperance Mascarenhas
    There was some dispute going on with the HDFC Bank Visa Signature Credit Card hence I had close this account.

    Getting cashback offer and discount

    1 week ago | Ganapathy Muthukannan N
    I am getting cash back offers and discounts. The interest rate and charges are nominal. With every fuel purchase, you get the fuel surcharge waived off which is capped at Rs.250 for every billing cycle.

    Credit limit is very less

    1 week ago | Vipul R Chaudhary
    I am using HDFC Bank Visa Signature Credit Card with HDFC bank from last 2 years, the credit limit is very less and there are no annual charges.

    Good card

    2 weeks ago | Pankaj Kumar Sharma
    I have a HDFC Bank Visa Signature Credit Card with HDFC bank from last 10 months, offers like reward points are good and also the value is good.

    Not sufficient credit limit for me

    2 weeks ago | Rajesh Kumar
    They have offered privilege card and the credit limit is 50,000 which is not sufficient so i am looking for a higher limit.

    Good feature of this card

    2 weeks ago | Thanammal S
    I had been holding the HDFC Bank Visa Signature Credit Card from the last two months and the credit limit with the card has been satisfactory. There also had been good benefits and features with the card as well.

    Good card

    2 weeks ago | Biju V
    Having this card has its own preliviges. You can enjoy lounge access at premium airports in India or overseas if you are a frequent air traveller.

    Good credit limit with this card

    2 weeks ago | Gulab Singh
    I've been using the HDFC Bank Visa Signature Credit Card for a while. I bought the card online and the Limit is good. I expected 1.25 lacs an they only provided 60000 . I never had any issues with the services.

    Reason: