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HDFC Bank Platinum Plus Credit Card
HDFC Bank Platinum Plus Credit Card
Fees
Pros/Cons
Joining Perk
Eligibility
USP
2 Reward Points for ₹150 spends up to ₹50K per bill cycle
HDFC Bank Platinum Plus Credit Card

HDFC Bank Platinum Plus Credit Card

Save up to ₹1500 a year on fuel with the Platinum Plus Credit Card
₹1,000
Joining Fee

Available in 9288 cities
Min Income - 40K/month
Fees
Pros/Cons
Joining Perk
Eligibility

Fees

₹1,000
Joining Fee
₹0
Annual Fee
Get 4000 Chqbook Coins
Spends ₹50,000 in a year and get a waiver of next year's annual membership fee

Other Fee Benefits

  • Save up to ₹1500 a year on fuel with the Platinum Plus Credit Card
  • If you lose your Credit Card, report it immediately to HDFC Bank's 24–hour call centre. After reporting the loss, you carry zero liability on any fraudulent transactions made with your card.
  • Get Upto 50 days interest free Credit with your HDFC Bank Platinum Plus Card
  • Share your Platinum Plus Credit Card with your loved ones. Get up to 3 lifetime free add–on cards, which you can give to your spouse, children (above 18 years of age), parents, brothers or sisters.
  • Please click here to view the product features and pricing

Chqbook Review

When at airports in India or abroad, avail privileged lounge access and relax in style. Also, we like that you get 10000 Jet Privelege miles (5000 Jet Privelege miles on first swipe within 3 months and 5000 Jet Privelege miles on 75k spends in 3 months) pretty much after you get the card

  PROS

  • Save up to ₹1,500 each year on fuel transactions with your Platinum Plus credit card.
  • You can also accumulate Reward Points and redeem them later against air miles
  • Once you cross the ₹50,000 limit, enjoy 50% more points for every ₹150 spent on your card
  • Set aside a part of your credit limit for online spends per statement cycle, within the available limit on your primary Credit Card

  CONS

  • Not the best credit card for travel – you can redeem against Air Miles, but if you are a frequent traveller, there are better options
  • While HDFC Bank's Smart buy™ allows you to get great deals, this card is still suited for the first time premium card buyer

Joining Perks

    Terms

    • 1.
      For detailed Terms & Conditions, please click here

    Eligibility

    • 18 years and above
    • Annual Income above 4.5 Lakhs/year – for both Salaried and Self–Employed
    • Should have an Indian or MNC bank account – Savings or Current account
    • Should have a permanent India Residential Address
    • You should not have any EMI bounces
    • Self–employed – Your company should have been trading for more than 6 months

    Documents Required

    • Last 6 Months bank statements
    • PAN Card
    • Address Proof (Any one) – Aadhar, Bank Statement, Passport, Gas Connection, Driving license

    Rewards

    • HDFC Platinum Plus Credit Card offers 2 Reward Points for every ₹150 spent.
    • If your credit card spending is more than ₹50,000 per statement cycle (monthly) then you will be able to earn 50% more Reward Points – that is, 3 Reward Points per ₹150 spent.
    • Reward Points are valid for 2 years from the date of accumulation
    • Redeem your accumulated rewards from a large array of products available in the MyRewards catalogue of HDFC Bank

    Terms

    • 1.
      For detailed Terms & Conditions, please click here