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HDFC Bank Platinum Plus Credit Card
HDFC Bank Platinum Plus Credit Card
Fees
Pros/Cons
Joining Perk
Eligibility
USP
2 Reward Points for ₹150 spends up to ₹50K per bill cycle
HDFC Bank Platinum Plus Credit Card

HDFC Bank Platinum Plus Credit Card

Save up to ₹1500 a year on fuel with the Platinum Plus Credit Card
₹1,000
Joining Fee

Fees
Pros/Cons
Joining Perk
Eligibility

Fees

₹1,000
Joining Fee
₹0
Annual Fee
Spends ₹50,000 in a year and get a waiver of next year's annual membership fee

Other Fee Benefits

  • Save up to ₹1500 a year on fuel with the Platinum Plus Credit Card
  • If you lose your Credit Card, report it immediately to HDFC Bank's 24–hour call centre. After reporting the loss, you carry zero liability on any fraudulent transactions made with your card.
  • Get Upto 50 days interest free Credit with your HDFC Bank Platinum Plus Card
  • Share your Platinum Plus Credit Card with your loved ones. Get up to 3 lifetime free add–on cards, which you can give to your spouse, children (above 18 years of age), parents, brothers or sisters.

Chqbook Review

When at airports in India or abroad, avail privileged lounge access and relax in style. Also, we like that you get 10000 Jet Privelege miles (5000 Jet Privelege miles on first swipe within 3 months and 5000 Jet Privelege miles on 75k spends in 3 months) pretty much after you get the card

thumb_up   PROS

  • Save up to ₹1,500 each year on fuel transactions with your Platinum Plus credit card.
  • You can also accumulate Reward Points and redeem them later against air miles
  • Once you cross the ₹50,000 limit, enjoy 50% more points for every ₹150 spent on your card
  • Set aside a part of your credit limit for online spends per statement cycle, within the available limit on your primary Credit Card

thumb_down   CONS

  • Not the best credit card for travel – you can redeem against Air Miles, but if you are a frequent traveller, there are better options
  • While HDFC Bank's Smart buy™ allows you to get great deals, this card is still suited for the first time premium card buyer

Joining Perks

    Eligibility

    • 18 years and above
    • Annual Income above 4.5 Lakhs/year – for both Salaried and Self–Employed
    • Should have an Indian or MNC bank account – Savings or Current account
    • Should have a permanent India Residential Address
    • You should not have any EMI bounces
    • Self–employed – Your company should have been trading for more than 6 months

    Documents Required

    • Last 6 Months bank statements
    • PAN Card
    • Address Proof (Any one) – Aadhar, Bank Statement, Passport, Gas Connection, Driving license

    Rewards

    • HDFC Platinum Plus Credit Card offers 2 Reward Points for every ₹150 spent.
    • If your credit card spending is more than ₹50,000 per statement cycle (monthly) then you will be able to earn 50% more Reward Points – that is, 3 Reward Points per ₹150 spent.
    • Reward Points are valid for 2 years from the date of accumulation
    • Redeem your accumulated rewards from a large array of products available in the MyRewards catalogue of HDFC Bank
    100 Reviews Sort
    Newest

    good

    2 months ago | Devender k Garg
    I am not much satisfied with my credit limit. I am not sure about the reward points and cash back with the card. The net banking facility is fine. Not sure about the annual charge.

    Excellent

    2 months ago | Sharad Sehgal
    I love to travell a lot and this HDFC Bank Platinum Plus Credit Card is really benificial for me, they really have good offers and rewards for their card holders

    Excellent

    3 months ago | Ashish Nagpal
    Excellent service from HDFC Bank Platinum Plus Credit Card .Highly recommended

    very good

    3 months ago | Atul Nagar
    The services are good inHDFC Bank Platinum Plus Credit Card and am using the card for more than 7 to 8 months I hold a Platinum credit card. They do not charge annual fee on the credit card. The credit limit was not that good. I get some pay back points on all transactions.

    Excellent

    3 months ago | Venkata Satya Narayana
    I am really happy with the HDFC Bank Platinum Plus Credit Card. I have been using the website for past 6 months. I had a very good experience.

    Excellent

    3 months ago | Pawan Tanwar
    I have been using HDFC Bank Platinum Plus Credit Card for the last couple of months. The credit limit was not good. It is a life time free credit card. The customer service and response was average. I don't know about the interest rate. I am using the card for online shopping and etc.

    Satisfied

    3 months ago | Binod Pariyar
    Its a good bank, they gave me good credit limit as well but they are charging high interest rate on the credit card transaction. They recently enhance the credit limit of Rs. 40 to 90k I am using HDFC Bank Platinum Plus Credit Card its good, still I didn't get any benefits, their features should be improved.

    Excellent

    3 months ago | Gaurav Gupta
    It is a best experience with HDFC Bank Platinum Plus Credit Card service. The customer support is prompt and the credit limit offer by HDFC is 90k which is comfortable for me. The documents have been collected from my door step which is a easy process. It is a good experience with HDFC credit card department.

    Excellent

    3 months ago | Ashwani Kumar
    I hold a credit card with HDFC Bank Platinum Plus Credit Card . The limit which i hold is 60000. I am satisfied with my limit. I do get reward points with the card. Net banking is much comfortable .

    good

    3 months ago | Amit Bhardwaj
    I am having the HDFC bank credit card from the last four years of time.the online portal is good too with the HDFC Bank Platinum Plus Credit Card. Everything is fine with HDFC Bank Platinum Plus Credit Card.

    Reason: