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HDFC Bank Regalia Credit Card
HDFC Bank Regalia Credit Card
Fees
Pros/Cons
Joining Perk
Eligibility
USP
Complimentary Club Vistara™ Silver membership
HDFC Bank Regalia Credit Card

HDFC Bank Regalia Credit Card

Free Priority Pass™ Membership – at over 1000+ airport lounges worldwide
₹1,000
Joining Fee

Fees
Pros/Cons
Joining Perk
Eligibility

Fees

₹1,000
Joining Fee
₹0
Annual Fee
Renewal benefit of 2500 Reward Points or the fee is waived off in case of spends in the year of ₹3 Lakhs

Other Fee Benefits

  • Free Priority Pass™ Membership – at over 1000+ airport lounges worldwide
  • 2 free domestic lounge visits per quarter (through Visa or MasterCard) & 6 free international lounge visits per year (Priority Pass)
  • Primary and add on card member can jointly enjoy the complimentary cap on Priority Pass™
  • Lowest Foreign Currency Mark–up Fee of 2% on international transactions
  • Exclusive dining privileges with up to 15% discount at leading 5 star hotels
  • Protection worth up to ₹15 lakhs against any medical emergency when you are travelling, and are outside your home country
  • In case of death in an Air accident, your nominated kin will receive a compensation of ₹1 Crore
  • 1% fuel surcharge waived off on fuel transactions. (Minimum transaction of INR 400. Maximum cash back of INR 500 per statement cycle). Fuel surcharge varies from 2.5% to 1% of fuel transaction amount. The rate of surcharge may vary depending on the fuel station and their acquiring bank. GST applicable.

Chqbook Review

Enjoy a host of special rewards, discounts and benefits with the complimentary Taj Epicure plus Membership Card.

thumb_up   PROS

  • The HDFC Bank Regalia Credit Card literally pays for itself – this is true Value for Money and it gives you something back on almost every transaction
  • We love the 2 free domestic lounge visits a quarter – and the 6 free international lounge visits per year
  • The Rewards story is very strong – and getting ₹0.60 for each Reward point is great
  • Post GST – this card still gives the 1% fuel surcharge waiver. Go for it.

thumb_down   CONS

  • If you use the HDFC Bank Regalia Credit Card for Priority Pass™ access to International lounges more than 6 times a year – there's a ₹27 fee
  • The Vistara Airlines™ Silver membership is valid for one year only – after that, its Upto Vistara™ to renew it based on your usage

Joining Perks

    Eligibility

    • 21 years and above
    • Should have an Indian or MNC bank account – Savings or Current account
    • Annual Income above 12 Lakhs/year – for Self–Employed customers
    • Gross Monthly Income above 1.2 Lakhs/Month – for Salaried customers
    • Should have a permanent India Residential Address
    • You should not have any EMI bounces
    • Self–employed – Your company should have been trading for more than 6 months

    Documents Required

    • Last 6 Months bank statements
    • PAN Card
    • Address Proof (Any one) – Aadhar, Bank Statement, Passport, Gas Connection, Driving license

    Rewards

    • Redeem your Reward Points (1 RP= 0.75) for Booking Flights, Hotels and Movies at the hdfcbankregalia website
    • Get 1,000 points & up to ₹1,000 cashback per year each year
    • 8 points / 150 spent at the hdfcbankregalia website, the airvistara website and dining
    • Reward Points can be converted into Air Miles of leading domestic and international airlines.
    • Each Reward Point is worth Rs 0.60 when redeemed on the hdfcbankregalia website
    79 Reviews Sort
    Newest

    good

    2 months ago | Drashti Shah
    The HDFC Bank Regalia Credit Card is a pretty good one to have. They have provided me with a good limit in it. thiscard provides you with 10 times reward points.. They have been no issues at all in..Payment system of them is good and is easy to make the payment.

    good

    3 months ago | SUNIL SANTOSH MINZ
    I am overall satisfied with HDFC Bank Regalia Credit Card card and its features.

    very good

    3 months ago | Ravish Ramkrishna Shetty
    The credit limit is satisfactory and there are no issues in the process. The statements are clear and the billing is also convenient. It has been a good experience till date. In all no issues.

    good

    3 months ago | MANOJ MAHARA
    I hold a credit with HDFC Bank Regalia Credit Card with a limit of 25000. I am not satisfied with the limit .I have not received any reward points and cash back with the card.. The customer service and response is good. The mobile banking is comfortable.

    very good

    3 months ago | Brijesh sham amkare
    The given credit limit was 40,000 which is satisfactory . The customer service and responses was up to the mark. I am getting cash back offers and reward points. My overall experience was very good.

    Excellent

    3 months ago | rohan jadhav
    I own a make my trip credit card with HDFC I generally use this card only for hotel bookings. They offered credit limit more than my expectations and requirement. Their services are really fantastic and no issues with them. Would fully recommend

    very good

    3 months ago | Abhishek Mishra
    My experience with HDFC Bank Regalia Credit Card Card was good, only the process was very lengthy and it took 2 months to receive the credit card. Verification process took long time and they provided door step service to collect the documents. I have a credit limit of Rs 2.5 Lacs

    very good

    3 months ago | atul vikram singh
    The limit on the card is 1.13 lakhs. The card is two months old.I am happy with the card features. . I had submitted documents to process my card. Net banking is very much convenient to make payment

    Satisfied

    3 months ago | Irfan Ansari
    I feel the customer support is not as I expected from HDFC credit card service.. The credit limit quoted by HDFC credit service is 1.40 lakhs ,it is a average service from HDFC credit card department.

    Excellent

    3 months ago | Vikki kumar singh
    I got a quick call, everything went fast on credit card process, whenever I had query the executive called and give me proactive and quick solution on my queries. The website is userfriendly to access, the comparison tool is good rather going to the bank, I can find all the options in HDFC Bank Platinum Edge Credit Card

    Reason: