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HDFC Bank Visa Signature Credit Card
HDFC Bank Visa Signature Credit Card
Fees
Pros/Cons
Joining Perk
Eligibility
USP
Free Priority Pass™ & Fuel surcharge waiver – Save ₹8K /Year
HDFC Bank Visa Signature Credit Card

HDFC Bank Visa Signature Credit Card

Relax at airports in India or overseas with the?best Lounge Program
₹1,000
Joining Fee

Fees
Pros/Cons
Joining Perk
Eligibility

Fees

₹1,000
Joining Fee
₹0
Annual Fee
Renewal Fee reversal if you spend ₹ 75,000 in a year prior to the renewal date

Other Fee Benefits

  • Relax at airports in India or overseas with the?best Lounge Program
  • Save up to ₹8300 every year – Complimentary Priority Pass (worth ₹99) & Fuel Surcharge Waiver (assuming ₹6,000 spends on fuel per month)
  • Priority Pass is Priced at ₹500/annum which gives you access to more than 600 airport lounges in more than 300 cities across the globe.
  • You also get your first-year fee reversed if you spend ₹15,000 in the first 90 days of card set–up date and renewal fee reversed if you spend ₹75,000 in a year prior to renewal date.
  • Share the joy of owning the Credit Card with your family members – Get Upto 3 supplementary cards free of charge
  • Cashback Benefit – 1% Cashback on all International transactions (Upto ₹1,000/– per statement cycle).
  • Get ₹2,000/– worth Clear Trip voucher once you accumulate International spends of ₹1,50,000/– in a year. This feature is available once in a year.

Chqbook Review

This is one of the most popular cards from the largest Private Bank in the Country - you just can't go wrong here. Apart from Shopping and Dining benefits, there is complementary Lounge access and lot more. It?s a All-in-One and works very well too

thumb_up   PROS

  • Excellent All-rounder of a Premium Credit Card – save on shopping, get Lounge benefits and more – we couldnt ask for more
  • Fee waiver condition of ₹ 15,000 in the first 90 days of the card setup date works really well – you must make sure you get the fee reversed
  • Getting Lounge access at over 300 airports and over 900 lounges globally is a great plus
  • Getting the Priority Pass™ for just ₹ 500 instead of the ₹ 6500 fee is another great saving
  • Joining the GLOBAL VALUE™ program gets you free Cleartrip™ vouchers & 1% Cash back on all International transactions

thumb_down   CONS

  • Rewards are valid only for 2 years – we like unlimited rewards
  • You need to fill a form and send it to HDFC Bank to enrol in the Priority Pass™ program – so you should remember doing that else get stranded without Lounge access

Joining Perks

    Eligibility

    • 21 years and above
    • Should have an Indian or MNC bank account – Savings or Current account
    • Annual Income above 4.5 Lakhs/year – for both Salaried and Self–Employed
    • Should have a permanent India Residential Address
    • You should not have any EMI bounces
    • Self–employed – Your company should have been trading for more than 6 months

    Documents Required

    • Last 6 Months bank statements
    • PAN Card
    • Address Proof (Any one) – Aadhar, Bank Statement, Passport, Gas Connection, Driving license

    Rewards

    • Earn 2 Reward Points for every ₹150 spent on your card
    • Get 50% more Reward Points (total 3 Reward Points) for every ₹150 spent above ₹75,000 per statement cycle
    • Redeem your Reward Points for exciting gifts from HDFC Bank's exclusive MyRewards Catalogue
    • You can transfer your outstanding balance on your existing Credit Card to HDFC Bank and start saving immediately
    • Reward points are valid only for 2 years from the date of accumulation. Ex: – if you receive reward points in May 2015, same will expire in May 2017
    199 Reviews Sort
    Newest

    Excellent

    1 month ago | deepak
    I am using HDFC Bank Visa Signature Credit Card for the first time. I would like to say that the customer service is not yet experienced and the online portal is really easy to access. Mobile application is good to access and am happy with them till now.

    good

    1 month ago | tekchand
    I am using HDFC Bank Visa Signature Credit Cardfor the last 3 years. Hassel free services .fully satisfied with the service of HDFC Bank

    very good

    1 month ago | saurabh
    I am using HDFC Bank Visa Signature Credit Card past 2 years and reward points are good and web access to make payments and check statements are good. I don't get much offer on this card however, I spend it for Departmental stores

    Excellent

    1 month ago | lalit kumar
    My credit card was taken with HDFC Bank Visa Signature Credit Card bank for about a year. the credit limit was 1,80,000 which is satisfactory . The customer service and responses was good. Here the charges are nominal and I am getting reward points as benefits.

    poor

    1 month ago | tejvir
    I had applied for the HDFC Bank Visa Signature Credit Card , but they haven't approved my card saying that the address verification was wrong. The customer support service is average with the HDFC , they haven't given proper response with regards to my credit card application.

    good

    1 month ago | aman bhatt
    The customer services and response is good and there are no hidden charges. The statements are also clear and on time.

    Satisfied

    1 month ago | sardar sarbjeet singh
    I hold a HDFC Bank Visa Signature Credit Card with a limit of 1 lakhs. I am not much satisfied with the limit. I am not sure about the reward points and cash back with the card. The net banking facility is fine. Not sure about the annual charge.

    Excellent

    2 months ago | om parkash
    I am really happy with the HDFC. I have been using the website for past 6 months. I had a very good experience. I have used both website and mobile application. I am comfortable with website and which was easy to access. It is easy to check the credit score.

    good

    2 months ago | deepak kumar mishra
    customer service is good one for me with them and the online portal is good too with the HDFC bank credit card.

    Excellent

    2 months ago | devender
    The HDFC Bank Visa Signature Credit Card service was quick and fast , I have got the credit card within10 days of time. The customer support service was helpful in regards to my credit card application. The credit limit value is high with this HDFC Bank Visa Signature Credit Card and I am satisfied with it.

    Reason: