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HDFC Bank Visa Signature Credit Card
HDFC Bank Visa Signature Credit Card
Fees
Pros/Cons
Joining Perk
Eligibility
USP
Free Priority Pass™ & Fuel surcharge waiver – Save ₹8K /Year
HDFC Bank Visa Signature Credit Card

HDFC Bank Visa Signature Credit Card

Relax at airports in India or overseas with the?best Lounge Program
₹1,000
Joining Fee

Available in 9288 cities
Min Income - 20K/month
Fees
Pros/Cons
Joining Perk
Eligibility

Fees

₹1,000
Joining Fee
₹0
Annual Fee
Get 4000 Chqbook Coins
Renewal Fee reversal if you spend ₹ 75,000 in a year prior to the renewal date

Other Fee Benefits

  • Relax at airports in India or overseas with the?best Lounge Program
  • Save up to ₹8300 every year – Complimentary Priority Pass (worth ₹99) & Fuel Surcharge Waiver (assuming ₹6,000 spends on fuel per month)
  • Priority Pass is Priced at ₹500/annum which gives you access to more than 600 airport lounges in more than 300 cities across the globe.
  • You also get your first-year fee reversed if you spend ₹15,000 in the first 90 days of card set–up date and renewal fee reversed if you spend ₹75,000 in a year prior to renewal date.
  • Share the joy of owning the Credit Card with your family members – Get Upto 3 supplementary cards free of charge
  • Cashback Benefit – 1% Cashback on all International transactions (Upto ₹1,000/– per statement cycle).
  • Get ₹2,000/– worth Clear Trip voucher once you accumulate International spends of ₹1,50,000/– in a year. This feature is available once in a year.
  • Please click here to view the product features and pricing

Chqbook Review

This is one of the most popular cards from the largest Private Bank in the Country - you just can't go wrong here. Apart from Shopping and Dining benefits, there is complementary Lounge access and lot more. It?s a All-in-One and works very well too

  PROS

  • Excellent All-rounder of a Premium Credit Card – save on shopping, get Lounge benefits and more – we couldnt ask for more
  • Fee waiver condition of ₹ 15,000 in the first 90 days of the card setup date works really well – you must make sure you get the fee reversed
  • Getting Lounge access at over 300 airports and over 900 lounges globally is a great plus
  • Getting the Priority Pass™ for just ₹ 500 instead of the ₹ 6500 fee is another great saving
  • Joining the GLOBAL VALUE™ program gets you free Cleartrip™ vouchers & 1% Cash back on all International transactions

  CONS

  • Rewards are valid only for 2 years – we like unlimited rewards
  • You need to fill a form and send it to HDFC Bank to enrol in the Priority Pass™ program – so you should remember doing that else get stranded without Lounge access

Joining Perks

    Terms

    • 1.
      For detailed Terms & Conditions, please click here

    Eligibility

    • 21 years and above
    • Should have an Indian or MNC bank account – Savings or Current account
    • Annual Income above 4.5 Lakhs/year – for both Salaried and Self–Employed
    • Should have a permanent India Residential Address
    • You should not have any EMI bounces
    • Self–employed – Your company should have been trading for more than 6 months

    Documents Required

    • Last 6 Months bank statements
    • PAN Card
    • Address Proof (Any one) – Aadhar, Bank Statement, Passport, Gas Connection, Driving license

    Rewards

    • Earn 2 Reward Points for every ₹150 spent on your card
    • Get 50% more Reward Points (total 3 Reward Points) for every ₹150 spent above ₹75,000 per statement cycle
    • Redeem your Reward Points for exciting gifts from HDFC Bank's exclusive MyRewards Catalogue
    • You can transfer your outstanding balance on your existing Credit Card to HDFC Bank and start saving immediately
    • Reward points are valid only for 2 years from the date of accumulation. Ex: – if you receive reward points in May 2015, same will expire in May 2017

    Terms

    • 1.
      For detailed Terms & Conditions, please click here