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ICICI Bank™ Coral Credit Card
ICICI Bank™ Coral Credit Card
Fees
Pros/Cons
Joining Perk
Eligibility
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card

ICICI Bank™ Coral Credit Card

One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
₹500
Joining Fee

Available in 2497 cities
Min Income - 17.5K/month
Fees
Pros/Cons
Joining Perk
Eligibility

Fees

₹500
Joining Fee
₹500
Annual Fee
Get 2000 Chqbook Coins
Annual fee is waived off if you spend more than ₹1,50,000 in the previous year.

Other Fee Benefits

  • One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
  • Get up to 2 free tickets per month¹ valued at up to ₹250 per ticket on the bookmyshow website or app
  • Save a minimum of 15% on your dining bill at over 2,500 participating restaurants spread across 12 major cities with the ICICI Bank Culinary Treats programme.
  • One complimentary domestic airport lounge² visit and one complimentary railway lounge visit⁴ per quarter
  • Access to Airport lounges and Railway lounges will be applicable only for primary cardholders.
  • Unrestricted chargeable access for yourself and your accompanying guests.
  • A complete waiver of 1% on fuel surcharge every time you refuel – The offer is valid on a maximum spend of ₹4000 per transaction at all HPCL pumps. To avail of the offer, payment should be made by swiping the card on ICICI Merchant Services swipe machines only.

Chqbook Review

The ICICI Bank's Coral Credit Card comes in cheap – at just a Rs. 500 annual fee, you can actually get this back in the first month itself by going for the 1+1 movie offer from BookMyShow™. Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.

  PROS

  • We love the 1+1 movie offer from bookmyshow™. It also helps that you can book tickets any day of the week.
  • For someone who travels once in a while, the free access to domestic airport lounges with the ICICI Bank Coral Credit Card is a great plus. Also, its one of the few cards to throw in free access at Railway lounges too once in a quarter
  • You can redeem your Payback™ points in cash which gets credited to your card account. With each Payback™ point worth ₹0.25, you are going to want to count each point!
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Coral Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

  • The 1+1 movie offer from bookmyshow is on a first come first serve basis. If the quota for the day gets over, it can get frustrating.

Joining Perks

  • One complimentary domestic airport lounge visit² per quarter.
  • Get the all new feature of one complimentary domestic railway lounge visit⁴ per quarter.
  • 2 complimentary movie tickets every month¹ under the Buy One Get One free offer through bookmyshow
  • Minimum 15% savings on dining bills at over 2500+ restaurants across India through ICICI Bank's Culinary Treats Programme.

Terms

  • 1.
    A maximum of two tickets through the portal per month and the ticket price not exceeding ₹250 per ticket through bookmyshow. Free movie tickets a month are assumed to be valued at ₹250 per ticket and are subject to availability. The actual rate of ticket may vary for every movie theatre.
  • 2.
    https://www.chqbook.com/api/providers/files?contentType=pdf&url=https://www.icicibank.com/managed-assets/docs/personal/cards/List_of_participating_airport_lounges.pdf for a complete list of lounges
  • 3.
    For other charges, please refer to https://www.chqbook.com/api/providers/files?contentType=pdf&url=https://www.icicibank.com/managed-assets/docs/personal/cards/MITC_cc.pdf (MITC)
  • 4.
    https://www.chqbook.com/api/providers/files?contentType=pdf&url=https://www.icicibank.com/managed-assets/docs/personal/cards/credit-cards/railway-lounge-programme.pdf for FAQs on railway lounges.
  • 5.
    Based on the assumption that the cardholder will spend 10% of the total spending on utilities and insurance. On these categories, one PAYBACK point is accrued on per Rs. 100 spent on card. Also on the assumption that the cardholder is visiting 1 MasterCard/Visa affiliated airport lounges every quarter, and getting 24 free movie tickets from BookMyShow each year

Eligibility

  • 21 years and above
  • Personal Annual Income above INR 1.8 Lakhs – for Salaried and INR 3 Lakhs for Self–Employed
  • Should have a permanent India Residential Address
  • You should not have any EMI bounces and have outstanding credit

Documents Required

  • Post applying for a credit card, you application will be conditionally approved. However, the Bank will verify income and KYC documents. The bank executive will contact you and pick up the documents required below. The card will be issued once the documents provided are verified
  • Last 6 Months bank statements
  • Pan Card and Aadhar Card
  • Address Proof (Any one) – Voter Card, Aadhar Card, Driving License, Passport Copy

Rewards

  • 1 Reward Point for every ₹100 spent
  • Earn PAYBACK™ points PAYBACK™ is India's largest and one of Europe's most successful multi-partner loyalty programme for all your spends.
  • Earn 2 PAYBACK points on every Rs. 100 spent on your card (except fuel).
  • Earn 1 PAYBACK point on every Rs.100 spent on utilities and insurance categories.
  • Under the new ICICI Bank Milestone Rewards program, get 2000 PAYBACK points on spending ₹2,00,000 on your card and 1000 PAYBACK points each time you cross ₹1,00,000 spend thereafter in an anniversary year; maximum of 10,000 PAYBACK points per year.
  • Each PAYBACK point is equivalent to ₹0.25. You can call ICICI Bank's helpline to redeem. The equivalent cash amount will be credited to your credit card account within 7 working days.
  • You can also choose from Payback's™ large catalogue and redeem your points against gifts – you will get your gift within 10 working days
  • You can save as much as ₹18,375 on spends of ₹3.5 Lakhs per year⁶

Terms

  • 1.
    A maximum of two tickets through the portal per month and the ticket price not exceeding ₹250 per ticket through bookmyshow. Free movie tickets a month are assumed to be valued at ₹250 per ticket and are subject to availability. The actual rate of ticket may vary for every movie theatre.
  • 2.
    https://www.chqbook.com/api/providers/files?contentType=pdf&url=https://www.icicibank.com/managed-assets/docs/personal/cards/List_of_participating_airport_lounges.pdf for a complete list of lounges
  • 3.
    For other charges, please refer to https://www.chqbook.com/api/providers/files?contentType=pdf&url=https://www.icicibank.com/managed-assets/docs/personal/cards/MITC_cc.pdf (MITC)
  • 4.
    https://www.chqbook.com/api/providers/files?contentType=pdf&url=https://www.icicibank.com/managed-assets/docs/personal/cards/credit-cards/railway-lounge-programme.pdf for FAQs on railway lounges.
  • 5.
    Based on the assumption that the cardholder will spend 10% of the total spending on utilities and insurance. On these categories, one PAYBACK point is accrued on per Rs. 100 spent on card. Also on the assumption that the cardholder is visiting 1 MasterCard/Visa affiliated airport lounges every quarter, and getting 24 free movie tickets from BookMyShow each year
537 Reviews Sort
Newest

Good

1 year ago | rahul khurana
The website is good and it is very easy to navigate through. The customer services are also good. It was easy to get connected with the banks. Overall good experience.

Got my card really quick

1 year ago | Vipin Kumar
I got the ICICI Bank Coral credit card within a month time . ICICI Bank Coral credit card charges are nominal and they are providing good offers like cash back and they dont have any annual fee .

Excellent online portal

1 year ago | G PRIYA G
I am using ICICI Bank Coral credit card. I would like to say that the customer service is not yet experienced and the online portal is really easy to access. Mobile application is good to access and am happy with them till now. So i can recommend the card to everyone.

good

1 year ago | kumargaurav n.shinde
I hold a Coral platinum credit card with ICICI bank with a limit of 2.5 lakhs. I am satisfied with the limit but i wish to increase the limit. I do get cash back and reward points with the card. There is no annual charge with the card.The customer service and response is good.

Satisfy with this card

1 year ago | Nitesh Jain
I hold a ICICI Bank coral credit card and i hold a limit of 45000. I am satisfied with my limit.

Good

1 year ago | Manoj Jena
I have been using the card for more than two years now. It has been so good with all the services which they had provided me. And the credit limit provided by them was good and it satisfied my needs. There has been some good reward points for certain purchases.

very good

1 year ago | Deepak
It is a ICICI Bank Coral Credit Card and the process was good to receive the same. The customer services and response is good and there are no hassles in the process. I am okay with the credit limit and the offers are also the credit card.

Good

1 year ago | Francis Adward
I hold a credit card with ICICIBANK with a limit of 50000. But I wish to in crease the limit for now.I do get cashback points with the card and. The annual charge is 500. Also i am very much comfortable using the net banking of ICICI.

very good

1 year ago | Mohan
I have taken ICICI Bank Coral Credit Card through online channel. They offered a limit of 30K which am not happy about. I was expecting more, it would be great if they can increase the limit. . I have been using the card for past 2 months.

good

1 year ago | Phirdos Alam
The time which was taken by ICICI Bank Coral Credit Card was longer than normal time. They took time to generate the credentials . The customer support service is average with the ICICI bank . They took around a month time to disburse my ICICI Bank Coral Credit Card