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ICICI Bank™ Coral Credit Card
ICICI Bank™ Coral Credit Card
Fees
Pros/Cons
Joining Perk
Eligibility
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card

ICICI Bank™ Coral Credit Card

One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
₹500
Joining Fee

Fees
Pros/Cons
Joining Perk
Eligibility

Fees

₹500
Joining Fee
₹500
Annual Fee
Annual fee is waived off if you spend more than ₹1,50,000 in the previous year.

Other Fee Benefits

  • One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
  • Get up to 2 free tickets per month1 valued at up to ₹250 per ticket on the bookmyshow website or app
  • Save a minimum of 15% on your dining bill at over 2,500 participating restaurants spread across 12 major cities with the ICICI Bank Culinary Treats programme.
  • One complimentary domestic airport lounge2 visit and one complimentary railway lounge visit4 per quarter
  • Access to Airport lounges and Railway lounges will be applicable only for primary cardholders.
  • Unrestricted chargeable access for yourself and your accompanying guests.
  • A complete waiver of 1% on fuel surcharge every time you refuel – The offer is valid on a maximum spend of ₹4000 per transaction at all HPCL pumps. To avail of the offer, payment should be made by swiping the card on ICICI Merchant Services swipe machines only.

Chqbook Review

The ICICI Bank's Coral Credit Card comes in cheap – at just a Rs. 500 annual fee, you can actually get this back in the first month itself by going for the 1+1 movie offer from BookMyShow™. Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.

thumb_up   PROS

  • We love the 1+1 movie offer from bookmyshow™. It also helps that you can book tickets any day of the week.
  • For someone who travels once in a while, the free access to domestic airport lounges with the ICICI Bank Coral Credit Card is a great plus. Also, its one of the few cards to throw in free access at Railway lounges too once in a quarter
  • You can redeem your Payback™ points in cash which gets credited to your card account. With each Payback™ point worth ₹0.25, you are going to want to count each point!
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Coral Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

thumb_down   CONS

  • The 1+1 movie offer from bookmyshow is on a first come first serve basis. If the quota for the day gets over, it can get frustrating.

Joining Perks

  • One complimentary domestic airport lounge visit2 per quarter.
  • Get the all new feature of one complimentary domestic railway lounge visit4 per quarter.
  • 2 complimentary movie tickets every month1 under the Buy One Get One free offer through bookmyshow
  • Minimum 15% savings on dining bills at over 2500+ restaurants across India through ICICI Bank's Culinary Treats Programme.

Terms

  • 1.
    A maximum of two tickets through the portal per month and the ticket price not exceeding ₹250 per ticket through bookmyshow. Free movie tickets a month are assumed to be valued at ₹250 per ticket and are subject to availability. The actual rate of ticket may vary for every movie theatre.
  • 2.
    Click here for a complete list of lounges
  • 3.
    For other charges, please refer to the Most Important Terms & Conditions (MITC)
  • 4.
    Click here for FAQ's on railway lounges.
  • 5.
    Based on the assumption that the cardholder will spend 10% of the total spending on utilities and insurance. On these categories, one PAYBACK point is accrued on per Rs. 100 spent on card. Also on the assumption that the cardholder is visiting 1 MasterCard/Visa affiliated airport lounges every quarter, and getting 24 free movie tickets from BookMyShow each year

Eligibility

  • 21 years and above
  • Personal Annual Income above INR 1.8 Lakhs – for Salaried and INR 3 Lakhs for Self–Employed
  • Should have a permanent India Residential Address
  • You should not have any EMI bounces and have outstanding credit

Documents Required

  • Post applying for a credit card, you application will be conditionally approved. However, the Bank will verify income and KYC documents. The bank executive will contact you and pick up the documents required below. The card will be issued once the documents provided are verified
  • Last 6 Months bank statements
  • Pan Card and Aadhar Card
  • Address Proof (Any one) – Voter Card, Aadhar Card, Driving License, Passport Copy

Rewards

  • 1 Reward Point for every 100 spent
  • Earn PAYBACK™ points PAYBACK™ is India's largest and one of Europe's most successful multi-partner loyalty programme for all your spends.
  • Earn up to 10,000 PAYBACK points every anniversary year.
  • Earn 2 PAYBACK points on every Rs. 100 spent on your card (except fuel).
  • Earn 1 PAYBACK point on every Rs.100 spent on utilities and insurance categories.
  • Under the new ICICI Bank Milestone Rewards program, get 2000 PAYBACK points on spending ₹2,00,000 on your card and 1000 PAYBACK points each time you cross ₹1,00,000 spend thereafter in an anniversary year; maximum of 10,000 PAYBACK points per year.
  • Each PAYBACK point is equivalent to ₹0.25. You can call ICICI Bank's helpline to redeem. The equivalent cash amount will be credited to your credit card account within 7 working days.
  • You can also choose from Payback's™ large catalogue and redeem your points against gifts – you will get your gift within 10 working days
  • You can save as much as ₹18,375 on spends of ₹3.5 Lakhs per year6

Terms

  • 1.
    A maximum of two tickets through the portal per month and the ticket price not exceeding ₹250 per ticket through bookmyshow. Free movie tickets a month are assumed to be valued at ₹250 per ticket and are subject to availability. The actual rate of ticket may vary for every movie theatre.
  • 2.
    Click here for a complete list of lounges
  • 3.
    For other charges, please refer to the Most Important Terms & Conditions (MITC)
  • 4.
    Click here for FAQ's on railway lounges.
  • 5.
    Based on the assumption that the cardholder will spend 10% of the total spending on utilities and insurance. On these categories, one PAYBACK point is accrued on per Rs. 100 spent on card. Also on the assumption that the cardholder is visiting 1 MasterCard/Visa affiliated airport lounges every quarter, and getting 24 free movie tickets from BookMyShow each year
480 Reviews Sort
Newest

Bad

2 weeks ago | ehsaan Alam
I am not happy with ICICI Bank for the credit card as they do not offer what they promise. The offers are not up to the mark, the credit limit is okay.

Average

2 weeks ago |  Disha R.Patel
The customer services and response is good and there are no hassles in the process. I am okay with the credit limit and the offers are also good on the credit card. I have received reward points with the card but have not yet received any cash back.

Poor

2 weeks ago | tinu dhami
I have my credit card with ICICI Bank which was taken 5 years back.I am holding coral card and the credit limit was not satisfactory . The customer service and responses was not up to the mark so I have canceled the card. There were many hidden charges also.

Great

3 weeks ago | rahil Ahmad
I got a quick call, everything went fast on credit card process, whenever I had query the executive called and give me proactive and quick solution on my queries. The website is userfriendly to access

Good

3 weeks ago | Ranu Saha
the credit card issuing process is very fast. I got the card in hand within 10 days of my application. And its online use is very hasslefree.

Good

3 weeks ago | Adalarasu
I hold a credit card with ICICI bank with a limit of 45000.I am satisfied with my limit .There might be some reward points and cash back. I am not much using the card.I have not done any EMI conversion.The customer service and response

Average

1 month ago | Soumya Ran
I am using ICICI bank credit card from last 4 years, the credit card services are not up to the mark as there are no good offers on this credit card. I have to pay an annual fee every year for this credit card. The credit limit is very less when compared to other cards.

Excellent

1 month ago | Uday kumar
I hold a credit card with ICICI Bank and the banking process is good. The customer services and response is good and there are no hassles in the process. The credit limit is satisfactory and the offers as well. When ever I use the card, the transactions are smooth.

very good

1 month ago | Punit Kumar
I got the ICICI Bank Coral Credit Card within 15 days of time . , they gave me immediate response in regards to my credit card application. The credit limit value is average with this ICICI Bank Coral Credit Card .I am satisfied with it.

very good

1 month ago | Satish Kumar
The credit limit on my ICICI Bank Coral Credit Card was 67,000 which is satisfactory . The annual fees and charges are nominal . The customer service and responsivness was up to the mark.

Reason: