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ICICI Bank™ HPCL Coral American Express™ Credit Card
ICICI Bank™ HPCL Coral American Express™ Credit Card
Fees
Pros/Cons
Joining Perk
Eligibility
USP
2.5% cashback and 1% surcharge waiver on fuel at HPCL pumps*
ICICI Bank™ HPCL Coral American Express™ Credit Card

ICICI Bank™ HPCL Coral American Express™ Credit Card

Earn 3X or 6 Payback™ Points per ₹100 spent on fuel at HPCL pumps
₹199
Joining Fee

Available in 889 cities
Min Income - 17.5K/month
Fees
Pros/Cons
Joining Perk
Eligibility

Fees

₹199
Joining Fee
₹199
Annual Fee
Get 1000 Chqbook Coins
Spend ₹50,000 or more annually on your Card and ICICI Bank will reverse your Annual Fee (₹199) for that year

Other Fee Benefits

  • Earn 3X or 6 Payback™ Points per ₹100 spent on fuel at HPCL pumps
  • Enjoy ₹100 discount on up to 2 movie tickets per month at bookmyshow™
  • Limited number of tickets are issued every day under this scheme and successful booking is on first come first serve basis until the daily limit is available.
  • Minimum 15% savings on dining at over 800 restaurants courtesy our Culinary Treats program.
  • Redeem 2,000 Payback Points for fuel worth ₹500
  • 2.5% cashback on fuel purchases at HPCL fuel pumps are applicable on minimum transaction value of ₹500
  • Save on 1% fuel surcharge – Waived for you at HPCL pumps. 1% fuel surcharge waiver can be availed on fuel transactions of maximum ₹4,000 at HPCL pumps when the Card is swiped on ICICI Merchant Services swipe machines.
  • Up to ₹100 Cashback on fuel purchases at HPCL pumps month on month, year on year can be availed when the Card is swiped on ICICI Merchant Services swipe machines.
  • Just ensure you spend ₹50,000 or more annually on your Card and ICICI Bank will reverse your Annual Fee (₹199) for that year.
  • All valid transactions in an anniversary year will be counted; any fee / charges will not be counted. The Card should not be canceled or delinquent at the time of positing the annual Fee reversal to be eligible for this offer. This is applicable for Annual Fee levy at the end of the first year and subsequent years.

Chqbook Review

The ICICI Bank™ HPCL American Express™ Credit Card has the same features as the Visa variant but also packs Domestic Airport lounge access which is missing in the Visa variant. The fee is low and other features are powerful – with 2.5% cashback on fuel purchases and a wiaver of the 1% fuel surcharge at HPCL pumps. The only downside with the Amex version is that it will operate only with American Express™ swipe machines, but the airport lounge access more than makes up for it.

  PROS

  • This is a great credit card to start out with – the low fee of ₹199 + GST is easily recovered
  • We like that you can earn Payback™ points on the credit card. These can be clubbed with other Payback™ points on other cards you might have and used together.
  • Getting free movie tickets is always great – ₹100 off each time twice a month is just superb. That's a saving of ₹2400 per year!
  • Save a minimum of 15% on your dining bill at participating restaurants through the ICICI Bank Culinary Treats programme.
  • You also get 2.5% cashback every time you fill fuel at an HPCL pump for more than ₹500 each time
  • Not only that, you also get the 1% surcharge on fuel transactions waived off for a maximum single transaction of ₹4000
  • Enrich your travel experience with complimentary access to select lounges at airports in India with your ICICI Bank HPCL Coral American Express® Credit Card. To avail, please present your Card at the lounge reception.

  CONS

  • The ICICI Bank HPCL Coral American Express® Credit Card does not provide statement credit – a feature we would have loved to see in this economical credit card

Joining Perks

  • Immediately start getting the benefit of a 2.5% cashback on all fuel transactions above ₹500
  • Get ₹100 off on movie tickets any day of the week, through bookmyshow™ website. You can avail this discount twice each month or save ₹2,400 each year!
  • Get a supplementary card with no charges

Terms

Eligibility

  • 23 years and above
  • Personal Annual Income above INR 1.8 Lakhs – for Salaried and INR 3 Lakhs for Self–Employed
  • Should have a permanent India Residential Address
  • You should not have any EMI bounces and have outstanding credit

Documents Required

  • Post applying for a credit card, you application will be conditionally approved. However, the Bank will verify income and KYC documents. The bank executive will contact you and pick up the documents required below. The card will be issued once the documents provided are verified
  • Last 6 Months bank statements
  • Pan Card and Aadhar Card
  • Address Proof (Any one) – Voter Card, Aadhar Card, Driving License, Passport Copy

Rewards

  • Payback™ is India's largest multi-brand loyalty programme. Your ICICI Bank Credit Card entitles you to earn Payback™ Points on your transactions.
  • Earn 2 Payback™ Points on every ₹100 spent on retail purchases except fuel.
  • Now you can swipe your Payback™ membership card at select HPCL pumps to instantly redeem points for fuel at the pump itself !
  • Every 2,000 Payback™ Points earn you fuel worth ₹500
  • This redemption option is available through Payback™ whose Terms & Conditions apply. To redeem or for more details, visit the website of payback.in

Terms

849 Reviews Sort
Newest

Good EMI option with this card

3 months ago | Ganesh Dhananjay Ubale
I am using this card from past 8 months. The good this about this card that it has the EMI options for any large purchases.

Excellent

3 months ago | VIPIN K
I am having the ICICI Bank HPCL Coral American Express Credit Card. I would like to say that the response is fine for me Every aspects are really up to the mark with the ICICI Bank HPCL Coral American Express Credit Card,

Satisfied

3 months ago | Nanni Yadav
Its convenient to use ICICI Bank HPCL Coral American Express Credit Card in most of the outlets,ICICI Bank HPCL Coral American Express Credit Card limit is good, it has an annual fee, if we spend rs.50k in a year that amount get waived off.

Great card

3 months ago | Ajay Kumar Bharti
ICICI Bank HPCL Coral American Express Credit Card is a good card and having lots of features with this card. So you can fly around the world without any problem.

Earn payback points on this card

3 months ago | Abhishek Anand
You can earn 3X or 6 PAYBACK Points per Rs. 100 spent on fuel at HPCL pumps. Also, redeem 2,000 PAYBACK Points for fuel worth Rs. 500.

good

3 months ago | nadim ansaree
I have been using ICICI Bank HPCL Coral American Express Credit Card for the past 6 to 7 Mnths. This is an excellent credit card for normal usage for an individual who is staying in India as it will be worth for them. I mostly use this credit card for shoppings and bill payments.

Awsome card

3 months ago | Amardip Vidhyadhar Kapse
This credit card is an awsome card and comes with variety of options. This allows you to earn air miles points along with the option to redeem them or get vouchers.

good

3 months ago | Kumari Meena
I am having the ICICI Bank HPCL Coral American Express Credit Card and the customer service is good Online portal is good too.

Overall experience has been good

3 months ago | Neha Singh
Reward points are available. Customer care calls up properly and gave me good amount of options. Online payment gets updated immediately. The overall experience has been good

Excellent

3 months ago | Hariom Singh
I feel ICICI Bank HPCL Coral American Express Credit Card needs to improve on the response. The rate of interest and charges are fine when compared to others. The customer service is good with ICICI Bank HPCL Coral American Express Credit Card. The interest and charges is fine with ICICI Bank, The credit limit is nominal,it is a average service that I received from ICICI Bank HPCL Coral American Express Credit Card.