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ICICI Bank™ HPCL Coral American Express™ Credit Card
ICICI Bank™ HPCL Coral American Express™ Credit Card
Fees
Pros/Cons
Joining Perk
Eligibility
USP
2.5% cashback and 1% surcharge waiver on fuel at HPCL pumps*
ICICI Bank™ HPCL Coral American Express™ Credit Card

ICICI Bank™ HPCL Coral American Express™ Credit Card

Earn 3X or 6 Payback™ Points per ₹100 spent on fuel at HPCL pumps
₹199
Joining Fee

Available in 889 cities
Min Income - 17.5K/month
Fees
Pros/Cons
Joining Perk
Eligibility

Fees

₹199
Joining Fee
₹199
Annual Fee
Get 1000 Chqbook Coins
Spend ₹50,000 or more annually on your Card and ICICI Bank will reverse your Annual Fee (₹199) for that year

Other Fee Benefits

  • Earn 3X or 6 Payback™ Points per ₹100 spent on fuel at HPCL pumps
  • Enjoy ₹100 discount on up to 2 movie tickets per month at bookmyshow™
  • Limited number of tickets are issued every day under this scheme and successful booking is on first come first serve basis until the daily limit is available.
  • Minimum 15% savings on dining at over 800 restaurants courtesy our Culinary Treats program.
  • Redeem 2,000 Payback Points for fuel worth ₹500
  • 2.5% cashback on fuel purchases at HPCL fuel pumps are applicable on minimum transaction value of ₹500
  • Save on 1% fuel surcharge – Waived for you at HPCL pumps. 1% fuel surcharge waiver can be availed on fuel transactions of maximum ₹4,000 at HPCL pumps when the Card is swiped on ICICI Merchant Services swipe machines.
  • Up to ₹100 Cashback on fuel purchases at HPCL pumps month on month, year on year can be availed when the Card is swiped on ICICI Merchant Services swipe machines.
  • Just ensure you spend ₹50,000 or more annually on your Card and ICICI Bank will reverse your Annual Fee (₹199) for that year.
  • All valid transactions in an anniversary year will be counted; any fee / charges will not be counted. The Card should not be canceled or delinquent at the time of positing the annual Fee reversal to be eligible for this offer. This is applicable for Annual Fee levy at the end of the first year and subsequent years.

Chqbook Review

The ICICI Bank™ HPCL American Express™ Credit Card has the same features as the Visa variant but also packs Domestic Airport lounge access which is missing in the Visa variant. The fee is low and other features are powerful – with 2.5% cashback on fuel purchases and a wiaver of the 1% fuel surcharge at HPCL pumps. The only downside with the Amex version is that it will operate only with American Express™ swipe machines, but the airport lounge access more than makes up for it.

  PROS

  • This is a great credit card to start out with – the low fee of ₹199 + GST is easily recovered
  • We like that you can earn Payback™ points on the credit card. These can be clubbed with other Payback™ points on other cards you might have and used together.
  • Getting free movie tickets is always great – ₹100 off each time twice a month is just superb. That's a saving of ₹2400 per year!
  • Save a minimum of 15% on your dining bill at participating restaurants through the ICICI Bank Culinary Treats programme.
  • You also get 2.5% cashback every time you fill fuel at an HPCL pump for more than ₹500 each time
  • Not only that, you also get the 1% surcharge on fuel transactions waived off for a maximum single transaction of ₹4000
  • Enrich your travel experience with complimentary access to select lounges at airports in India with your ICICI Bank HPCL Coral American Express® Credit Card. To avail, please present your Card at the lounge reception.

  CONS

  • The ICICI Bank HPCL Coral American Express® Credit Card does not provide statement credit – a feature we would have loved to see in this economical credit card

Joining Perks

  • Immediately start getting the benefit of a 2.5% cashback on all fuel transactions above ₹500
  • Get ₹100 off on movie tickets any day of the week, through bookmyshow™ website. You can avail this discount twice each month or save ₹2,400 each year!
  • Get a supplementary card with no charges

Terms

Eligibility

  • 23 years and above
  • Personal Annual Income above INR 1.8 Lakhs – for Salaried and INR 3 Lakhs for Self–Employed
  • Should have a permanent India Residential Address
  • You should not have any EMI bounces and have outstanding credit

Documents Required

  • Post applying for a credit card, you application will be conditionally approved. However, the Bank will verify income and KYC documents. The bank executive will contact you and pick up the documents required below. The card will be issued once the documents provided are verified
  • Last 6 Months bank statements
  • Pan Card and Aadhar Card
  • Address Proof (Any one) – Voter Card, Aadhar Card, Driving License, Passport Copy

Rewards

  • Payback™ is India's largest multi-brand loyalty programme. Your ICICI Bank Credit Card entitles you to earn Payback™ Points on your transactions.
  • Earn 2 Payback™ Points on every ₹100 spent on retail purchases except fuel.
  • Now you can swipe your Payback™ membership card at select HPCL pumps to instantly redeem points for fuel at the pump itself !
  • Every 2,000 Payback™ Points earn you fuel worth ₹500
  • This redemption option is available through Payback™ whose Terms & Conditions apply. To redeem or for more details, visit the website of payback.in

Terms

1267 Reviews Sort
Newest

Good customer service

5 months ago | Yuvaraj Thimmappa
ICICI bank gives a very good customer services to it's customers. ICICI bank is always proactive and proactively asks their points card customer to upgrade their card to Prestige Card.

Average

5 months ago | SHUBHENDU NAYAK
I have taken a credit card withCiti Cash Back Credit Card,.The limit on the card is 65k have been banking with them for last two years.Customer service is good. Net banking is convenient and handy.

Good card

5 months ago | Varun Kumar Manhas
With this card you can enjoy 4 rounds of complementary green fees access and up to 50% off on golf games along with 1 complementary lesson per month at selected golf courses across India.

Satisfied

5 months ago | Bhanu Yadav
I am using ICICI Bank HPCL Coral American Express Credit Card from the last eight months of time. Customer service is an awesome, also the response is good too. I would like to say that the online portal is easy to access and everything is going well sofar.

poor

5 months ago | Virender Vicky
I am using ICICI Bank HPCL Coral American Express Credit Card from last 7-8 months, the credit card services are not up to the mark in this bank as there are too many charges on transactions. There is a EMI conversion offer in this card but they charge extra for every month.

Excellent

5 months ago | T VAMSI GOKUL REDDY
The overall experience with this card is really good. The payment gets updated within 1 day. The overall experience with them has been quite good with ICICI Bank HPCL Coral American Express Credit Card.

Not good card for me

5 months ago | Uttam Kumar Prasad
This card has very good offers but how can you use this card when you get issues for its access for some unknown reason. I have requested to replace this card. But it is not done till now.

bad

5 months ago | RAJA NAYAK
I had applied and got a Credit card from top most bank i.e ICICI bank through on line partner. They are not providing attractive rewards points. I faced lot of issues with the card,little dissappointed

Average

5 months ago | Patras Massey
The services are good in ICICI Bank HPCL Coral American Express Credit Card,and am using the card for more than 2 years.The credit limit was not that good. I get some pay back points on all transactions.

Average

5 months ago | nitu
I feel the customer support is not as I expected from ICICI Bank HPCL Coral American Express Credit Card. . The credit limit quoted by Citi Cash Back Credit Card is 1.40 lakhs ,it is a average service