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ICICI Bank™ HPCL Coral American Express™ Credit Card
ICICI Bank™ HPCL Coral American Express™ Credit Card
Fees
Pros/Cons
Joining Perk
Eligibility
USP
2.5% cashback and 1% surcharge waiver on fuel at HPCL pumps*
ICICI Bank™ HPCL Coral American Express™ Credit Card

ICICI Bank™ HPCL Coral American Express™ Credit Card

Earn 3X or 6 Payback™ Points per ₹100 spent on fuel at HPCL pumps
₹199
Joining Fee

Available in 2497 cities
Min Income - 17.5K/month
Fees
Pros/Cons
Joining Perk
Eligibility

Fees

₹199
Joining Fee
₹199
Annual Fee
Get 1000 Chqbook Coins
Spend ₹50,000 or more annually on your Card and ICICI Bank will reverse your Annual Fee (₹199) for that year

Other Fee Benefits

  • Earn 3X or 6 Payback™ Points per ₹100 spent on fuel at HPCL pumps
  • Enjoy ₹100 discount on up to 2 movie tickets per month at bookmyshow™
  • Limited number of tickets are issued every day under this scheme and successful booking is on first come first serve basis until the daily limit is available.
  • Minimum 15% savings on dining at over 800 restaurants courtesy our Culinary Treats program.
  • Redeem 2,000 Payback Points for fuel worth ₹500
  • 2.5% cashback on fuel purchases at HPCL fuel pumps are applicable on minimum transaction value of ₹500
  • Save on 1% fuel surcharge – Waived for you at HPCL pumps. 1% fuel surcharge waiver can be availed on fuel transactions of maximum ₹4,000 at HPCL pumps when the Card is swiped on ICICI Merchant Services swipe machines.
  • Up to ₹100 Cashback on fuel purchases at HPCL pumps month on month, year on year can be availed when the Card is swiped on ICICI Merchant Services swipe machines.
  • Just ensure you spend ₹50,000 or more annually on your Card and ICICI Bank will reverse your Annual Fee (₹199) for that year.
  • All valid transactions in an anniversary year will be counted; any fee / charges will not be counted. The Card should not be canceled or delinquent at the time of positing the annual Fee reversal to be eligible for this offer. This is applicable for Annual Fee levy at the end of the first year and subsequent years.

Chqbook Review

The ICICI Bank™ HPCL American Express™ Credit Card has the same features as the Visa variant but also packs Domestic Airport lounge access which is missing in the Visa variant. The fee is low and other features are powerful – with 2.5% cashback on fuel purchases and a wiaver of the 1% fuel surcharge at HPCL pumps. The only downside with the Amex version is that it will operate only with American Express™ swipe machines, but the airport lounge access more than makes up for it.

  PROS

  • This is a great credit card to start out with – the low fee of ₹199 + GST is easily recovered
  • We like that you can earn Payback™ points on the credit card. These can be clubbed with other Payback™ points on other cards you might have and used together.
  • Getting free movie tickets is always great – ₹100 off each time twice a month is just superb. That's a saving of ₹2400 per year!
  • Save a minimum of 15% on your dining bill at participating restaurants through the ICICI Bank Culinary Treats programme.
  • You also get 2.5% cashback every time you fill fuel at an HPCL pump for more than ₹500 each time
  • Not only that, you also get the 1% surcharge on fuel transactions waived off for a maximum single transaction of ₹4000
  • Enrich your travel experience with complimentary access to select lounges at airports in India with your ICICI Bank HPCL Coral American Express® Credit Card. To avail, please present your Card at the lounge reception.

  CONS

  • The ICICI Bank HPCL Coral American Express® Credit Card does not provide statement credit – a feature we would have loved to see in this economical credit card

Joining Perks

  • Immediately start getting the benefit of a 2.5% cashback on all fuel transactions above ₹500
  • Get ₹100 off on movie tickets any day of the week, through bookmyshow™ website. You can avail this discount twice each month or save ₹2,400 each year!
  • Get a supplementary card with no charges

Terms

  • 1.
    For other charges, please refer to https://www.chqbook.com/api/providers/files?contentType=pdf&url=https://www.icicibank.com/managed-assets/docs/personal/cards/MITC_cc.pdf (MITC)
  • 2.
    For details on the insurance cover, https://www.chqbook.com/api/providers/files?contentType=pdf&url=https://www.icicibank.com/managed-assets/docs/personal/cards/insurance_cover.pdf

Eligibility

  • 23 years and above
  • Personal Annual Income above INR 1.8 Lakhs – for Salaried and INR 3 Lakhs for Self–Employed
  • Should have a permanent India Residential Address
  • You should not have any EMI bounces and have outstanding credit

Documents Required

  • Post applying for a credit card, you application will be conditionally approved. However, the Bank will verify income and KYC documents. The bank executive will contact you and pick up the documents required below. The card will be issued once the documents provided are verified
  • Last 6 Months bank statements
  • Pan Card and Aadhar Card
  • Address Proof (Any one) – Voter Card, Aadhar Card, Driving License, Passport Copy

Rewards

  • Payback™ is India's largest multi-brand loyalty programme. Your ICICI Bank Credit Card entitles you to earn Payback™ Points on your transactions.
  • Earn 2 Payback™ Points on every ₹100 spent on retail purchases except fuel.
  • Now you can swipe your Payback™ membership card at select HPCL pumps to instantly redeem points for fuel at the pump itself !
  • Every 2,000 Payback™ Points earn you fuel worth ₹500
  • This redemption option is available through Payback™ whose Terms & Conditions apply. To redeem or for more details, visit the website of payback.in

Terms

  • 1.
    For other charges, please refer to https://www.chqbook.com/api/providers/files?contentType=pdf&url=https://www.icicibank.com/managed-assets/docs/personal/cards/MITC_cc.pdf (MITC)
  • 2.
    For details on the insurance cover, https://www.chqbook.com/api/providers/files?contentType=pdf&url=https://www.icicibank.com/managed-assets/docs/personal/cards/insurance_cover.pdf
849 Reviews Sort
Newest

Getting good bouns points

1 year ago | Harika Ram Kolipaka
The good thing about this card is that I got 5000 bonus points as the welcome gift which only will be credited post first transaction.

Awsome card

1 year ago | Souravendra Narayan Ghosh
I have this card from last 2 years and i did not face any transaction issues while swiping this credit card. Net banking option is also good to make credit card bill payments. Offers like reward points are good in this credit card and there was no annual fee charged for this card.

Lifetime free card

1 year ago | SUMIT KUMAR
I am getting reward points and cash back points as benefits here. Its a life time free ICICI bank card.

Having good offer on this card

1 year ago | Suresh P
If you have this card with you and you want to refuel your vehicle its better to go to a hpcl petrol pump . Because with this card you can get 1% fuel surchase waver. Which is a good use. This card also very good other offers.

Happy with the service of this card

1 year ago | Manish Kumar Jaiswal
I am really happy with the services the bank is giving to me. At the time of joining my documents got collected from my home.

good

1 year ago | omi das gupta
ICICI Bank HPCL Coral American Express Credit Card service is good. I feel ICICI bank credit card team needs to improve their customer support. The credit limit is comfortable for me compared with others in the market. It is a good experience with ICICI bank credit card team.

Having lots of benefit on this card

1 year ago | Muralidhar V Pathala
I have a ICICI bank credit card. It has lots of benefits. With this card you can also get minimum 15% off on dining spend at more than 2,500 restaurants across 12 Cities through the ICICI bank culinary treats program.

Great

1 year ago | puran mal
I have my credit card approved with ICICI Bank HPCL Coral American Express Credit Card. and the experience was good, the process was smooth.

Satisfied with this card

1 year ago | Lavanya Bandamneni
The customer support service and the response is good with the ICICI team. The mobile application is easy to use and user friendly. I would say i am satisfied with ICICI Bank HPCL Credit Card.

good

1 year ago | Rohit Anand
My credit card was taken from ICICI Bank HPCL Coral American Express Credit Card. They have offered movie and more card. The given credit limit was 40,000 which is satisfactory . The customer service and responses was up to the mark. I am getting cash back offers and reward points. My overall experience was Great.