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ICICI Bank™ HPCL Coral American Express™ Credit Card
ICICI Bank™ HPCL Coral American Express™ Credit Card
Fees
Pros/Cons
Joining Perk
Eligibility
USP
2.5% cashback and 1% surcharge waiver on fuel at HPCL pumps*
ICICI Bank™ HPCL Coral American Express™ Credit Card

ICICI Bank™ HPCL Coral American Express™ Credit Card

Earn 3X or 6 Payback™ Points per ₹100 spent on fuel at HPCL pumps
₹199
Joining Fee

Available in 277 cities
Min Income - 17.5K/month
Fees
Pros/Cons
Joining Perk
Eligibility

Fees

₹199
Joining Fee
₹199
Annual Fee
Spend ₹50,000 or more annually on your Card and ICICI Bank will reverse your Annual Fee (₹199) for that year

Other Fee Benefits

  • Earn 3X or 6 Payback™ Points per ₹100 spent on fuel at HPCL pumps
  • Enjoy ₹100 discount on up to 2 movie tickets per month at bookmyshow™
  • Limited number of tickets are issued every day under this scheme and successful booking is on first come first serve basis until the daily limit is available.
  • Minimum 15% savings on dining at over 800 restaurants courtesy our Culinary Treats program.
  • Redeem 2,000 Payback Points for fuel worth ₹500
  • 2.5% cashback on fuel purchases at HPCL fuel pumps are applicable on minimum transaction value of ₹500
  • Save on 1% fuel surcharge – Waived for you at HPCL pumps. 1% fuel surcharge waiver can be availed on fuel transactions of maximum ₹4,000 at HPCL pumps when the Card is swiped on ICICI Merchant Services swipe machines.
  • Up to ₹100 Cashback on fuel purchases at HPCL pumps month on month, year on year can be availed when the Card is swiped on ICICI Merchant Services swipe machines.
  • Just ensure you spend ₹50,000 or more annually on your Card and ICICI Bank will reverse your Annual Fee (₹199) for that year.
  • All valid transactions in an anniversary year will be counted; any fee / charges will not be counted. The Card should not be canceled or delinquent at the time of positing the annual Fee reversal to be eligible for this offer. This is applicable for Annual Fee levy at the end of the first year and subsequent years.

Chqbook Review

The ICICI Bank™ HPCL American Express™ Credit Card has the same features as the Visa variant but also packs Domestic Airport lounge access which is missing in the Visa variant. The fee is low and other features are powerful – with 2.5% cashback on fuel purchases and a wiaver of the 1% fuel surcharge at HPCL pumps. The only downside with the Amex version is that it will operate only with American Express™ swipe machines, but the airport lounge access more than makes up for it.

  PROS

  • This is a great credit card to start out with – the low fee of ₹199 + GST is easily recovered
  • We like that you can earn Payback™ points on the credit card. These can be clubbed with other Payback™ points on other cards you might have and used together.
  • Getting free movie tickets is always great – ₹100 off each time twice a month is just superb. That's a saving of ₹2400 per year!
  • Save a minimum of 15% on your dining bill at participating restaurants through the ICICI Bank Culinary Treats programme.
  • You also get 2.5% cashback every time you fill fuel at an HPCL pump for more than ₹500 each time
  • Not only that, you also get the 1% surcharge on fuel transactions waived off for a maximum single transaction of ₹4000
  • Enrich your travel experience with complimentary access to select lounges at airports in India with your ICICI Bank HPCL Coral American Express® Credit Card. To avail, please present your Card at the lounge reception.

  CONS

  • The ICICI Bank HPCL Coral American Express® Credit Card does not provide statement credit – a feature we would have loved to see in this economical credit card

Joining Perks

  • Immediately start getting the benefit of a 2.5% cashback on all fuel transactions above ₹500
  • Get ₹100 off on movie tickets any day of the week, through bookmyshow™ website. You can avail this discount twice each month or save ₹2,400 each year!
  • Get a supplementary card with no charges

Terms

Eligibility

  • 23 years and above
  • Personal Annual Income above INR 1.8 Lakhs – for Salaried and INR 3 Lakhs for Self–Employed
  • Should have a permanent India Residential Address
  • You should not have any EMI bounces and have outstanding credit

Documents Required

  • Post applying for a credit card, you application will be conditionally approved. However, the Bank will verify income and KYC documents. The bank executive will contact you and pick up the documents required below. The card will be issued once the documents provided are verified
  • Last 6 Months bank statements
  • Pan Card and Aadhar Card
  • Address Proof (Any one) – Voter Card, Aadhar Card, Driving License, Passport Copy

Rewards

  • Payback™ is India's largest multi-brand loyalty programme. Your ICICI Bank Credit Card entitles you to earn Payback™ Points on your transactions.
  • Earn 2 Payback™ Points on every ₹100 spent on retail purchases except fuel.
  • Now you can swipe your Payback™ membership card at select HPCL pumps to instantly redeem points for fuel at the pump itself !
  • Every 2,000 Payback™ Points earn you fuel worth ₹500
  • This redemption option is available through Payback™ whose Terms & Conditions apply. To redeem or for more details, visit the website of payback.in

Terms

590 Reviews Sort
Newest

Average

2 months ago | PINKEY KUMARI PATEL
I am using ICICI Bank HPCL Coral American Express Credit Card, the credit card services are not up to the mark in this bank. There is a EMI conversion offer in this card. U can use it for buying anything.

good

2 months ago | bimlesh jha
They have given me a low limit of Rs.22000. The process of getting the Credit card was pretty smooth. Other than they offer good reward points in it. Also they provide you with good amount petrol surcharge waiver. Their customer care are time bound though,

Great

2 months ago | Bhavik Shah
I hold a credit card with ICICI Bank HPCL Coral American Express Credit Card,The limit which i hold is 85000. I am satisfied with my limit. I have received reward points with the card but have not yet received any cash back.

Excellent

2 months ago | Ajay
I have taken a credit card with ICICI Bank HPCL Coral American Express Credit Card.The limit on the card is 1.13 lakhs. The card is two months old.I am happy with the card features. I had submitted documents to process my card. Net banking is very much convenient to make payment

good

2 months ago | sanjay singh
Overall good experience with ICICI Bank HPCL Coral American Express Credit Card,u can get rs.100 off on movie tickets any day of the week, through bookmyshow. You can also avail this discount twice each month or save rs2,400 each year

very good

2 months ago | sahajad ali
It is a best experience with ICICI Bank HPCL Coral American Express Credit Card sofar. The customer support is prompt and the credit limit offer by ICICI Bank HPCL Coral American Express Credit Card is 2 L which is comfortable for me.

very good

2 months ago | Satyam Jha
whenever I had query the executive called and give me proactive and quick solution on my queries. The website is user friendly to access, the comparison tool is good rather going to the bank, I can find all the options in ICICI Bank HPCL Coral American Express Credit Card

Great

2 months ago | ankit Mohanty
I hold a credit card with ICICI Bank HPCL Coral American Express Credit Card and the offers are good. The credit limit is also satisfactory and there are no issues in the process. The statements are clear and the billing is also convenient. It has been a good experience till date. In all no issues.

very good

2 months ago | Neeraj Pandey
When ever I contacted I got Overall good response from the team of ICICI Bank HPCL Coral American Express Credit Card,very happy with the card

good

2 months ago | BHUMESHWAR MONDAL
I am using ICICI Bank HPCL Coral American Express Credit Card for the last 3 years. The helpline number was provided to contact the customer service. They provide good cash back in all my bill payments and I got my cash back amount very coviniently.

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