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ICICI Bank™ HPCL Coral Credit Card
ICICI Bank™ HPCL Coral Credit Card
Fees
Pros/Cons
Joining Perk
Eligibility
USP
2.5% cashback and 1% surcharge waiver on fuel at HPCL pumps*
ICICI Bank™ HPCL Coral Credit Card

ICICI Bank™ HPCL Coral Credit Card

Enjoy ₹100 discount on up to 2 movie tickets per month at bookmyshow™
₹199
Joining Fee

Available in 277 cities
Min Income - 17.5K/month
Fees
Pros/Cons
Joining Perk
Eligibility

Fees

₹199
Joining Fee
₹199
Annual Fee
Spend ₹50,000 or more annually on your Card and ICICI Bank will reverse your Annual Fee (₹199) for that year

Other Fee Benefits

  • Enjoy ₹100 discount on up to 2 movie tickets per month at bookmyshow™
  • Get ₹100 off on movie tickets any day of the week, through bookmyshow™. You can avail this discount twice each month or save ₹2,400 each year!
  • Limited number of tickets are issued every day under this scheme and successful booking is on first come first serve basis until the daily limit is available.
  • Minimum 15% savings on dining at over 800 restaurants courtesy our Culinary Treats program.
  • Save a minimum of 15% on your dining bill at participating restaurants through the ICICI Bank Culinary Treats programme.
  • 2.5% cashback on fuel purchases at HPCL fuel pumps are applicable on minimum transaction value of ₹500.
  • Save on 1% fuel surcharge – Waived for you at HPCL pumps. 1% fuel surcharge waiver can be availed on fuel transactions of maximum ₹4,000 at HPCL pumps when the Card is swiped on ICICI Merchant Services swipe machines.
  • Up to ₹100 Cashback on fuel purchases at HPCL pumps month on month, year on year can be availed when the Card is swiped on ICICI Merchant Services swipe machines.
  • Just ensure you spend ₹50,000 or more annually on your Card and ICICI Bank will reverse your Annual Fee (₹199) for that year.
  • All valid transactions in an anniversary year will be counted; any fee / charges will not be counted. The Card should not be canceled or delinquent at the time of positing the annual Fee reversal to be eligible for this offer. This is applicable for Annual Fee levy at the end of the first year and subsequent years.

Chqbook Review

The ICICI Bank™ HPCL Coral Credit Card is one of the cheapest cards you can get. With a fee of ₹199, and a cashback every time you fill fuel at a HPCL pump, you will recover this small amount very quickly. You also save on the 1% surcharge every time. We think this is one of the best Credit Cards to take if it's your first credit card.

thumb_up   PROS

  • This is a great credit card to start out with – the low fee of ₹199 + GST is easily recovered
  • We like that you can earn Payback™ points on the credit card. These can be clubbed with other Payback™ points on other cards you might have and used together.
  • Getting free movie tickets is always great – ₹100 off each time twice a month is just superb. That's a saving of ₹2400 per year!
  • Save a minimum of 15% on your dining bill at participating restaurants through the ICICI Bank Culinary Treats programme.
  • You also get 2.5% cashback every time you fill fuel at an HPCL pump for more than ₹500 each time
  • Not only that, you also get the 1% surcharge on fuel transactions waived off for a maximum single transaction of ₹4000
  • Just ensure you spend ₹50,000 or more annually on your Card and ICICI Bank will reverse your Annual Fee (₹199) for that year.

thumb_down   CONS

  • The ICICI Bank HPCL Coral Credit Card does not provide statement credit – a feature we would have loved to see in this economical credit card

Joining Perks

  • Immediately start getting the benefit of a 2.5% cashback on all fuel transactions above ₹500
  • Get ₹100 off on movie tickets any day of the week, through bookmyshow™ website. You can avail this discount twice each month or save ₹2,400 each year!
  • Get a supplementary card with no charges

Terms

Eligibility

  • 23 years and above
  • Personal Annual Income above INR 1.8 Lakhs – for Salaried and INR 3 Lakhs for Self–Employed
  • Should have a permanent India Residential Address
  • You should not have any EMI bounces and have outstanding credit

Documents Required

  • Post applying for a credit card, you application will be conditionally approved. However, the Bank will verify income and KYC documents. The bank executive will contact you and pick up the documents required below. The card will be issued once the documents provided are verified
  • Last 6 Months bank statements
  • Pan Card and Aadhar Card
  • Address Proof (Any one) – Voter Card, Aadhar Card, Driving License, Passport Copy

Rewards

  • Payback™ is India's largest multi-brand loyalty programme. Your ICICI Bank Credit Card entitles you to earn Payback™ Points on your transactions.
  • Earn 2 Payback™ Points on every ₹100 spent on retail purchases except fuel.
  • Now you can swipe your Payback™ membership card at select HPCL pumps to instantly redeem points for fuel at the pump itself !
  • Every 2,000 Payback™ Points earn you fuel worth ₹500
  • This redemption option is available through Payback™ whose Terms & Conditions apply. To redeem or for more details, visit the website of payback.in

Terms

1193 Reviews Sort
Newest

they have offer movie and more on cards

2 weeks ago | Shruti Sinha
My credit card was taken from icici bank hpcl coral credit card. They have offered movie and more card. The given credit limit was 40,000 which is satisfactory . The customer service and responses was up to the mark. I am getting cash back offers . My overall experience was very good.

bad

2 weeks ago | Mohd. Shokat
totally dissapointed with the ICICI Bank HPCL Coral Credit Card and its facility

good

2 weeks ago | Firoj
I hold this credit card with ICICI Bank HPCL Coral Credit Card with a limit of 80000. But I wish to increase the limit for now.other than the credit limit everything is as I expected,payback points redemption is a boon for the shopping lover and a must have card

Unable to utilize my points

3 weeks ago | Jaggu Seth
I hold a ICICI bank hpcl coral credit card and i have earned good points. I am unable to to utilize the points and the customer care is not reachable as well. The credit limit is good. They need to have options to redeem the points. They should provide all info in website.

Good experience

3 weeks ago | Kiran Kumar
I am using this card from last 3 years. The experience is good. I find this credit card is very convenient to use. . I get offers like reward points and cash back in this credit card.

Getting huge benfits with this card

3 weeks ago | Deepali Sjharma
The customer service and responses was up to the mark. I am getting cash back offers and reward points. My overall experience was very good. I get lots of benefits with this card.

very good

3 weeks ago | Sanjay
I am using ICICI Bank HPCL Coral Credit Card from last 1 years, this credit card is very convenient to use. There is no annual fee I get offers like reward points in this credit card.

Got offers on petrol and movie

3 weeks ago | Tanvi Rana
They give me benefits on bookmyshow buy one and get one movie ticket and petrol surcharges. I am very much okay with that credit limit, but it would be great if they improve their customer service, remaining all good.

Excellent card

3 weeks ago | Roop Kumar
I have taken a credit card with ICICI bank hpcl coral credit card.The limit on the card is 1.2 Lakhs. The card is two months old.I am happy with the card features. I had submitted documents to process my card. Net banking is very much convenient to make payment

Happy with the service I got from ICICI Bank

3 weeks ago | Lavanya Das
I am very happy with the service. We like that you can earn payback points on the credit card. These can be clubbed with other payback points on other cards you might have and used together.

Reason: