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ICICI Bank™ HPCL Coral Credit Card
ICICI Bank™ HPCL Coral Credit Card
Fees
Pros/Cons
Joining Perk
Eligibility
USP
2.5% cashback and 1% surcharge waiver on fuel at HPCL pumps*
ICICI Bank™ HPCL Coral Credit Card

ICICI Bank™ HPCL Coral Credit Card

Enjoy ₹100 discount on up to 2 movie tickets per month at bookmyshow™
₹199
Joining Fee

Available in 2497 cities
Min Income - 17.5K/month
Fees
Pros/Cons
Joining Perk
Eligibility

Fees

₹199
Joining Fee
₹199
Annual Fee
Get 1000 Chqbook Coins
Spend ₹50,000 or more annually on your Card and ICICI Bank will reverse your Annual Fee (₹199) for that year

Other Fee Benefits

  • Enjoy ₹100 discount on up to 2 movie tickets per month at bookmyshow™
  • Get ₹100 off on movie tickets any day of the week, through bookmyshow™. You can avail this discount twice each month or save ₹2,400 each year!
  • Limited number of tickets are issued every day under this scheme and successful booking is on first come first serve basis until the daily limit is available.
  • Minimum 15% savings on dining at over 800 restaurants courtesy our Culinary Treats program.
  • Save a minimum of 15% on your dining bill at participating restaurants through the ICICI Bank Culinary Treats programme.
  • 2.5% cashback on fuel purchases at HPCL fuel pumps are applicable on minimum transaction value of ₹500.
  • Save on 1% fuel surcharge – Waived for you at HPCL pumps. 1% fuel surcharge waiver can be availed on fuel transactions of maximum ₹4,000 at HPCL pumps when the Card is swiped on ICICI Merchant Services swipe machines.
  • Up to ₹100 Cashback on fuel purchases at HPCL pumps month on month, year on year can be availed when the Card is swiped on ICICI Merchant Services swipe machines.
  • Just ensure you spend ₹50,000 or more annually on your Card and ICICI Bank will reverse your Annual Fee (₹199) for that year.
  • All valid transactions in an anniversary year will be counted; any fee / charges will not be counted. The Card should not be canceled or delinquent at the time of positing the annual Fee reversal to be eligible for this offer. This is applicable for Annual Fee levy at the end of the first year and subsequent years.

Chqbook Review

The ICICI Bank™ HPCL Coral Credit Card is one of the cheapest cards you can get. With a fee of ₹199, and a cashback every time you fill fuel at a HPCL pump, you will recover this small amount very quickly. You also save on the 1% surcharge every time. We think this is one of the best Credit Cards to take if it's your first credit card.

  PROS

  • This is a great credit card to start out with – the low fee of ₹199 + GST is easily recovered
  • We like that you can earn Payback™ points on the credit card. These can be clubbed with other Payback™ points on other cards you might have and used together.
  • Getting free movie tickets is always great – ₹100 off each time twice a month is just superb. That's a saving of ₹2400 per year!
  • Save a minimum of 15% on your dining bill at participating restaurants through the ICICI Bank Culinary Treats programme.
  • You also get 2.5% cashback every time you fill fuel at an HPCL pump for more than ₹500 each time
  • Not only that, you also get the 1% surcharge on fuel transactions waived off for a maximum single transaction of ₹4000
  • Just ensure you spend ₹50,000 or more annually on your Card and ICICI Bank will reverse your Annual Fee (₹199) for that year.

  CONS

  • The ICICI Bank HPCL Coral Credit Card does not provide statement credit – a feature we would have loved to see in this economical credit card

Joining Perks

  • Immediately start getting the benefit of a 2.5% cashback on all fuel transactions above ₹500
  • Get ₹100 off on movie tickets any day of the week, through bookmyshow™ website. You can avail this discount twice each month or save ₹2,400 each year!
  • Get a supplementary card with no charges

Terms

  • 1.
    For other charges, please refer to https://www.chqbook.com/api/providers/files?contentType=pdf&url=https://www.icicibank.com/managed-assets/docs/personal/cards/MITC_cc.pdf (MITC)
  • 2.
    For details on the insurance cover, https://www.chqbook.com/api/providers/files?contentType=pdf&url=https://www.icicibank.com/managed-assets/docs/personal/cards/insurance_cover.pdf

Eligibility

  • 23 years and above
  • Personal Annual Income above INR 1.8 Lakhs – for Salaried and INR 3 Lakhs for Self–Employed
  • Should have a permanent India Residential Address
  • You should not have any EMI bounces and have outstanding credit

Documents Required

  • Post applying for a credit card, you application will be conditionally approved. However, the Bank will verify income and KYC documents. The bank executive will contact you and pick up the documents required below. The card will be issued once the documents provided are verified
  • Last 6 Months bank statements
  • Pan Card and Aadhar Card
  • Address Proof (Any one) – Voter Card, Aadhar Card, Driving License, Passport Copy

Rewards

  • Payback™ is India's largest multi-brand loyalty programme. Your ICICI Bank Credit Card entitles you to earn Payback™ Points on your transactions.
  • Earn 2 Payback™ Points on every ₹100 spent on retail purchases except fuel.
  • Now you can swipe your Payback™ membership card at select HPCL pumps to instantly redeem points for fuel at the pump itself !
  • Every 2,000 Payback™ Points earn you fuel worth ₹500
  • This redemption option is available through Payback™ whose Terms & Conditions apply. To redeem or for more details, visit the website of payback.in

Terms

  • 1.
    For other charges, please refer to https://www.chqbook.com/api/providers/files?contentType=pdf&url=https://www.icicibank.com/managed-assets/docs/personal/cards/MITC_cc.pdf (MITC)
  • 2.
    For details on the insurance cover, https://www.chqbook.com/api/providers/files?contentType=pdf&url=https://www.icicibank.com/managed-assets/docs/personal/cards/insurance_cover.pdf
983 Reviews Sort
Newest

good

1 year ago | Chander Sekher
I have ICICI Bank HPCL Coral Credit Card,by using this cardI can aave on 1% fuel surcharge,Waived for you at HPCL pumps. 1% fuel surcharge waiver can be availed on fuel transactions of maximum 4,000 at HPCL pumps when the Card is swiped on ICICI Merchant Services swipe machines

Amazing service

1 year ago | Mohit Rane
I have a ICICI Bank HPCL Coral Credit Card and am using it for last 10 months.The rate of interest is a little bit high as compared to others. But the service is really amazing with the card.

Great in credit card service

1 year ago | S Priya
I feel ICICI Bank HPCL Coral Credit Card needs to improve on the response. The rest services of the bank is great.

Excellent card

1 year ago | Shakti Mohan
I had applied for ICICI bank hpcl coral credit card through online channel. It was a good experience. The credit limit was satisfactory. I am getting lot of offer onfuel and resturants.

Discount on movie tickets

1 year ago | Olankar Chaudhury
I have ICICI Bank HPCL Coral Credit Card,the service is good . They offer me with credit limit of 60k which is good. I can use this card to get discount on movie ticket.

Bank has many services

1 year ago | Ramesh Bhanoth
The bank has many services. Customers can access any information regarding their credit cards using ICICIbank's mobile banking, online banking, sms banking or phone banking services.

Outstanding card

1 year ago | Shevantilal K
The limit on the card is 50,000,i donot have to pay any annual fee.I make card payment through mobile banking,the card has good offers for shopping i normally do it for fuel transactions.I am happy using this card.

Gtting good offers with this card

1 year ago | Sanjana Patsani
I am using icici bank hpcl coral credit card from last 8 months, i find this credit card is very convenient to use. I get offers like reward points and cash back in this credit card. They also gives you discount on resturant bills.

Cofortable with this card

1 year ago | Shweta Patra
I have icici bank hpcl coral credit card. Do get reward points with the card but didn?t get any cash back till now.I am very much comfortable using the net banking of icici bank hpcl coral credit card.

They have exciting offers

1 year ago | Chetan Mehta
My credit card was taken with icici bank hpcl coral credit card 1 year back. It would be great if they can increase the credit limit value. They have very good offers.