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ICICI Bank™ HPCL Coral Credit Card
ICICI Bank™ HPCL Coral Credit Card
Fees
Pros/Cons
Joining Perk
Eligibility
USP
2.5% cashback and 1% surcharge waiver on fuel at HPCL pumps*
ICICI Bank™ HPCL Coral Credit Card

ICICI Bank™ HPCL Coral Credit Card

Enjoy ₹100 discount on up to 2 movie tickets per month at bookmyshow™
₹199
Joining Fee

Available in 277 cities
Min Income - 17.5K/month
Fees
Pros/Cons
Joining Perk
Eligibility

Fees

₹199
Joining Fee
₹199
Annual Fee
Spend ₹50,000 or more annually on your Card and ICICI Bank will reverse your Annual Fee (₹199) for that year

Other Fee Benefits

  • Enjoy ₹100 discount on up to 2 movie tickets per month at bookmyshow™
  • Get ₹100 off on movie tickets any day of the week, through bookmyshow™. You can avail this discount twice each month or save ₹2,400 each year!
  • Limited number of tickets are issued every day under this scheme and successful booking is on first come first serve basis until the daily limit is available.
  • Minimum 15% savings on dining at over 800 restaurants courtesy our Culinary Treats program.
  • Save a minimum of 15% on your dining bill at participating restaurants through the ICICI Bank Culinary Treats programme.
  • 2.5% cashback on fuel purchases at HPCL fuel pumps are applicable on minimum transaction value of ₹500.
  • Save on 1% fuel surcharge – Waived for you at HPCL pumps. 1% fuel surcharge waiver can be availed on fuel transactions of maximum ₹4,000 at HPCL pumps when the Card is swiped on ICICI Merchant Services swipe machines.
  • Up to ₹100 Cashback on fuel purchases at HPCL pumps month on month, year on year can be availed when the Card is swiped on ICICI Merchant Services swipe machines.
  • Just ensure you spend ₹50,000 or more annually on your Card and ICICI Bank will reverse your Annual Fee (₹199) for that year.
  • All valid transactions in an anniversary year will be counted; any fee / charges will not be counted. The Card should not be canceled or delinquent at the time of positing the annual Fee reversal to be eligible for this offer. This is applicable for Annual Fee levy at the end of the first year and subsequent years.

Chqbook Review

The ICICI Bank™ HPCL Coral Credit Card is one of the cheapest cards you can get. With a fee of ₹199, and a cashback every time you fill fuel at a HPCL pump, you will recover this small amount very quickly. You also save on the 1% surcharge every time. We think this is one of the best Credit Cards to take if it's your first credit card.

  PROS

  • This is a great credit card to start out with – the low fee of ₹199 + GST is easily recovered
  • We like that you can earn Payback™ points on the credit card. These can be clubbed with other Payback™ points on other cards you might have and used together.
  • Getting free movie tickets is always great – ₹100 off each time twice a month is just superb. That's a saving of ₹2400 per year!
  • Save a minimum of 15% on your dining bill at participating restaurants through the ICICI Bank Culinary Treats programme.
  • You also get 2.5% cashback every time you fill fuel at an HPCL pump for more than ₹500 each time
  • Not only that, you also get the 1% surcharge on fuel transactions waived off for a maximum single transaction of ₹4000
  • Just ensure you spend ₹50,000 or more annually on your Card and ICICI Bank will reverse your Annual Fee (₹199) for that year.

  CONS

  • The ICICI Bank HPCL Coral Credit Card does not provide statement credit – a feature we would have loved to see in this economical credit card

Joining Perks

  • Immediately start getting the benefit of a 2.5% cashback on all fuel transactions above ₹500
  • Get ₹100 off on movie tickets any day of the week, through bookmyshow™ website. You can avail this discount twice each month or save ₹2,400 each year!
  • Get a supplementary card with no charges

Terms

Eligibility

  • 23 years and above
  • Personal Annual Income above INR 1.8 Lakhs – for Salaried and INR 3 Lakhs for Self–Employed
  • Should have a permanent India Residential Address
  • You should not have any EMI bounces and have outstanding credit

Documents Required

  • Post applying for a credit card, you application will be conditionally approved. However, the Bank will verify income and KYC documents. The bank executive will contact you and pick up the documents required below. The card will be issued once the documents provided are verified
  • Last 6 Months bank statements
  • Pan Card and Aadhar Card
  • Address Proof (Any one) – Voter Card, Aadhar Card, Driving License, Passport Copy

Rewards

  • Payback™ is India's largest multi-brand loyalty programme. Your ICICI Bank Credit Card entitles you to earn Payback™ Points on your transactions.
  • Earn 2 Payback™ Points on every ₹100 spent on retail purchases except fuel.
  • Now you can swipe your Payback™ membership card at select HPCL pumps to instantly redeem points for fuel at the pump itself !
  • Every 2,000 Payback™ Points earn you fuel worth ₹500
  • This redemption option is available through Payback™ whose Terms & Conditions apply. To redeem or for more details, visit the website of payback.in

Terms

1343 Reviews Sort
Newest

Not satisfied with this card

4 weeks ago | Banibrata Jana
I am not completely satisfied with ICICI Bank HPCL Coral Credit Card customer service. I am using ICICI Bank HPCL Coral Credit Card for last 5 year. There are not much offers on this card.

Good card for shopping

1 month ago | Supriya Maram
I normally use this card for purchase of food and dress material. The reward points i get that also i can redeem at any time. The fuel refilling discount is also on the plate.

So many benefit with this card

1 month ago | Laldeo Prasad
ICICI bank has promised to offer me so many benifits and they are giving me all the service and benefits they are commited.

Impressive card

1 month ago | Prashant Kumar Sharma
I had applied and got a ICICI Bank HPCL Coral Credit Card . The impressive thing is the customer service is good and well responsive. They explained each and every product with in the call itself.

Credit limit is very high

1 month ago | Mahesh Pk
I have taken a credit card with ICICI Bank HPCL Coral Credit Card.The limit on the card is very high. The card is few months old.I am happy with the card features. Net banking and mobile banking is very much convenient to make payment

Happy with theservices of this card

1 month ago | Sanjib Panja
Using ICICI Bank HPCL Coral Credit Card for last few years. Happy with ICICI Bank HPCL Coral Credit Card and its services.

Happy with the feature of this card

1 month ago | Madhaba Behera
I bought the ICICI Bank HPCL Coral Credit Card online after reading reviews and i am really happy about the features and benefits of this card, very good feedback, i am happy with the credit limit they offered. Overall the whole application process was easy and hassle free.

Average card

1 month ago | Madhava Prasad Kalavala
I am using this card specially for dining benefits, you can save p to 20 % at 1000 resturants in the country. And you can borrow loan with the credit card.

Credit limit is good

1 month ago | Mohan Chandel
The credit limit is good. They need to have options to redeem the points.I am unable to to utilize the points and the customer care is not reachable as well.

Helpful card

1 month ago | Vinay Kumar Gond
I have taken a credit card with ICICI Bank HPCL Coral Credit Card.The card was taken six months ago.The customer service is good and prompt in responding to the customers. The customer service is the best thing about this card. Really helpful.

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