FacebookTwitterLinkedIn
Platinum Chip Credit Card
Platinum Chip Credit Card
Fees
Pros/Cons
Joining Perk
Eligibility
USP
Save 15% on your dining bill at over 2,500 restaurants
Platinum Chip Credit Card

Platinum Chip Credit Card

1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
₹199
₹0
Joining Fee
Saved ₹199

Available in 2497 cities
Min Income - 17.5K/month
Fees
Pros/Cons
Joining Perk
Eligibility

Fees

₹199
₹0
Joining Fee
₹199
Saved
₹0
Annual Fee
Get 1000 Chqbook Coins

Other Fee Benefits

  • 1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
  • Upto 2 Supplementary Credit Cards free with the ICICI Bank Platinum Chip Credit Card
  • Fuel Surcharge waiver – 1% fuel surcharge waiver can be availed on fuel transactions of maximum ₹4000 at HPCL pumps when the Card is swiped on ICICI Merchant Services swipe machines.
  • Save a minimum of 15% on your dining bill at over 2,500 participating restaurants spread across 12 major cities with the ICICI Bank Culinary Treats programme.
  • Wine, dine and unwind with great offers from luxury hotels, restaurants, lifestyle stores, spas. Moreover, when you travel abroad there is a dedicated Global Emergency Assistance Service provided by Visa for reporting loss of card, emergency card replacement, emergency cash advance or for other enquiries that you may have. For updated details on all privileges and for a list of contact numbers please visit the visaplatinum website

Chqbook Review

The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.

  PROS

  • With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.
  • You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

  • The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

Joining Perks

  • Security of a chip card to protect you against the risk of fraud
  • Rewards powered by Payback redeemable for exciting gifts and vouchers.
  • Fuel surcharge waiver.
  • Minimum 15% savings on dining at over 800 restaurants courtesy of the ICICI Bank Culinary Treats program.

Terms

  • 1.
    For other charges, please refer to https://www.chqbook.com/api/providers/files?contentType=pdf&url=https://www.icicibank.com/managed-assets/docs/personal/cards/MITC_cc.pdf (MITC)

Eligibility

  • 23 years and above
  • Personal Annual Income above INR 1.8 Lakhs – for Salaried and INR 3 Lakhs for Self–Employed
  • Should have a permanent India Residential Address
  • You should not have any EMI bounces and have outstanding credit

Documents Required

  • Post applying for a credit card, you application will be conditionally approved. However, the Bank will verify income and KYC documents. The bank executive will contact you and pick up the documents required below. The card will be issued once the documents provided are verified
  • Last 6 Months bank statements
  • Pan Card and Aadhar Card
  • Address Proof (Any one) – Voter Card, Aadhar Card, Driving License, Passport Copy

Rewards

  • 1.5 points/ 100 spent
  • Earn Payback points – Payback is India's largest and one of Europe's most successful multi-partner loyalty programme for all your spends.
  • You can also redeem your Payback points by calling the ICICI Bank 24-hour Customer Care.

Terms

  • 1.
    For other charges, please refer to https://www.chqbook.com/api/providers/files?contentType=pdf&url=https://www.icicibank.com/managed-assets/docs/personal/cards/MITC_cc.pdf (MITC)
839 Reviews Sort
Newest

Good experience of this card

1 year ago | Jasveer Pal
Overall it has been a very good experience with the card and their services. I've been using this ICICI Bank Platinum Chip Credit Card. The provided credit limit is good and I am getting reward points as well as cash back.

good

1 year ago | Pawan
I am not completely satisfied with ICICI BAnk customer service. I am using ICICI Bank Platinum Chip Credit Card for last one year. They offered a good limit which am satisfied. I pay the bills through net banking. There are no much offers on this card.

good

1 year ago | Puspak Kandpal
I have taken a credit card with ICICI Bank Platinum Chip Credit Card. The card is two months old.I am happy with the card features. Net banking is very much convenient to make payment

Good Job by ICICI bank platinum chip credit card Card team

1 year ago | Felu Singh
I am really happy with the icici bank platinum chip credit card i have been using the website for past 8 months. I feel icici bank credit card team is doing good job.

Great card with almost zero fee

1 year ago | Victor Singlai
My credit card was with icici bank platinum chip credit card 1 year back. There is an anuual charge on this card.The charge is only 99rs. The customer service and response is fine with the bank.

good

1 year ago | Shiva Kumar
The limit on the card is more than one lakh.The customer service is good.I have no annual charges for this card.The card is three months old,ICICI Bank Platinum Chip Credit Card is very convenient to use.

Getting great benefits

1 year ago | Dipu Panda
I am very happy with the service.There was never a better way to accumulate happiness. The offers and benefits i am getting with this card is very good.

Very low maintaince card

1 year ago | Prena Sharma
The cost of the card is so less as compared to other cards. But with that they are also offering you a lots of benefits in your day to day life.

Easy to avial fuel surcharge

1 year ago | Rinu Ramisetty
I have my credit card approved with ICICI bank platinum chip credit card . Many offers are there in this card. One can get 1% fuel surcharge discount with this card. It gives you offers on wine and dine out.

Great and hassel free card

1 year ago | Umesh Roy
I got the ICICI bank platinum chip credit card within 15 days of time .The process is very fast for me. The net banking is hassle free.