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ICICI Bank™ Platinum Chip Credit Card
ICICI Bank™ Platinum Chip Credit Card
Fees
Pros/Cons
Joining Perk
Eligibility
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card

ICICI Bank™ Platinum Chip Credit Card

1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
₹199
₹0
Joining Fee
Saved ₹199

Available in 889 cities
Min Income - 17.5K/month
Fees
Pros/Cons
Joining Perk
Eligibility

Fees

₹199
₹0
Joining Fee
₹199
Saved
₹0
Annual Fee
Get 1000 Chqbook Coins

Other Fee Benefits

  • 1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
  • Upto 2 Supplementary Credit Cards free with the ICICI Bank Platinum Chip Credit Card
  • Fuel Surcharge waiver – 1% fuel surcharge waiver can be availed on fuel transactions of maximum ₹4000 at HPCL pumps when the Card is swiped on ICICI Merchant Services swipe machines.
  • Save a minimum of 15% on your dining bill at over 2,500 participating restaurants spread across 12 major cities with the ICICI Bank Culinary Treats programme.
  • Wine, dine and unwind with great offers from luxury hotels, restaurants, lifestyle stores, spas. Moreover, when you travel abroad there is a dedicated Global Emergency Assistance Service provided by Visa for reporting loss of card, emergency card replacement, emergency cash advance or for other enquiries that you may have. For updated details on all privileges and for a list of contact numbers please visit the visaplatinum website

Chqbook Review

The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.

  PROS

  • With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.
  • You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

  • The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

Joining Perks

  • Security of a chip card to protect you against the risk of fraud
  • Rewards powered by Payback redeemable for exciting gifts and vouchers.
  • Fuel surcharge waiver.
  • Minimum 15% savings on dining at over 800 restaurants courtesy of the ICICI Bank Culinary Treats program.

Terms

Eligibility

  • 23 years and above
  • Personal Annual Income above INR 1.8 Lakhs – for Salaried and INR 3 Lakhs for Self–Employed
  • Should have a permanent India Residential Address
  • You should not have any EMI bounces and have outstanding credit

Documents Required

  • Post applying for a credit card, you application will be conditionally approved. However, the Bank will verify income and KYC documents. The bank executive will contact you and pick up the documents required below. The card will be issued once the documents provided are verified
  • Last 6 Months bank statements
  • Pan Card and Aadhar Card
  • Address Proof (Any one) – Voter Card, Aadhar Card, Driving License, Passport Copy

Rewards

  • 1.5 points/ 100 spent
  • Earn Payback points – Payback is India's largest and one of Europe's most successful multi-partner loyalty programme for all your spends.
  • You can also redeem your Payback points by calling the ICICI Bank 24-hour Customer Care.

Terms

1208 Reviews Sort
Newest

Best card

5 months ago | Parvesh
There are no annual charges for the credit card. There are no additional charges for the transaction which i make. I am holding my ICICI bank credit card for last 4 years , i got this card along with my salary account .

Impressed with the card

5 months ago | Rishab
I hold a credit with ICICI bank platinum chip credit card. I am very much comfortable with this card. I am very impressed.

Got good credit limit

5 months ago | Siddarth Chetri
The credit limit i have been given ids very good.This card gives you a lots of offers as compared to its joining and annual fee. You can say it a free card.

very good

5 months ago | Radhey Shyam Verma
It is a best experience with ICICI Bank credit card service. The customer support is prompt and the credit limit offer is 90k which is comfortable for me. The documents have been collected from my door step which is a easy process. It is a superb experience with ICICI Bank Platinum Chip Credit Card department.

Magnificent card

5 months ago | Hiren Mitra
I had applied and got a icici bank platinum chip credit card. My experience with icici bank credit card is good, i have a credit limit of rs 1 lakhs which is sufficient for this credit card. I do a lots of shopping with it both online and offline.

Difficult to access

5 months ago | Mohd Aakib
This card has very good offers but how can you use this card when you get issues for its access. I have requested to replace this card. But it is not done till now.

Interest rate are quite high

5 months ago | Rahul Munda
I have not seen any offers icici bank platinum chip credit card till now. The interest rate on this credit card is a little bit high as compared to other cards. They have some good offers but they have annual fees also with the card.

Excellent card

5 months ago | Mayank Pandey
I have icici bank platinum chip credit card from last 10 months. With this card i get discount on wine, dine and unwind great offers from luxury hotels, restaurants, lifestyle stores, spas etc

good

5 months ago | Roshan Kumar
I hold a ICICI Bank Platinum Chip Credit Card with a limit of 2.5 lakhs. I am satisfied with the limit but i wish to increase the limit. I do get cash back and reward points with the card. There is no annual charge with the card.The customer service and response is good.

Happy with this card

5 months ago | Tanvi Rana
I am happy with this card and its services. When Rs. 50,000 or more is spent using the card annually, the annual fee for the subsequent year will be waived off. Over all experience of using this card is quite amazing.