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Voucher of ₹ 750 on your Credit Card issuance
ICICI Bank™ Platinum Chip Credit Card
ICICI Bank™ Platinum Chip Credit Card
Fees
Pros/Cons
Joining Perk
Eligibility
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card

ICICI Bank™ Platinum Chip Credit Card

1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
₹199
₹0
Joining Fee
Saved ₹199

Available in 277 cities
Min Income - 17.5K/month
Fees
Pros/Cons
Joining Perk
Eligibility

Fees

₹199
₹0
Joining Fee
₹199
Saved
₹99
Annual Fee
Annual fee is waived off if you spend more than ₹50,000 in the previous year.

Other Fee Benefits

  • 1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
  • Just ensure that you spend ₹50,000 or more annually on your Card and the Annual Fee for the subsequent year shall be reversed.
  • No Joining Fee for first year if purchases exceed ₹2000 within 60 days of card set up.1
  • Upto 2 Supplementary Credit Cards free with the ICICI Bank Platinum Chip Credit Card
  • Fuel Surcharge waiver – 1% fuel surcharge waiver can be availed on fuel transactions of maximum ₹4000 at HPCL pumps when the Card is swiped on ICICI Merchant Services swipe machines.
  • Save a minimum of 15% on your dining bill at over 2,500 participating restaurants spread across 12 major cities with the ICICI Bank Culinary Treats programme.
  • Wine, dine and unwind with great offers from luxury hotels, restaurants, lifestyle stores, spas. Moreover, when you travel abroad there is a dedicated Global Emergency Assistance Service provided by Visa for reporting loss of card, emergency card replacement, emergency cash advance or for other enquiries that you may have. For updated details on all privileges and for a list of contact numbers please visit the visaplatinum website

Chqbook Review

The ICICI Bank Platinum Chip Credit Card is one of the best first credit card you can have. Not only is the fee very less, its got everything going from Reward Points, low fees and even a waiver of the ₹199 first year fee if you are at select corporates. Go for this card if you are new to credit cards and want to get your feet wet.

thumb_up   PROS

  • With a price of ₹199 as the joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.
  • We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates1
  • You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

thumb_down   CONS

  • The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

Joining Perks

  • Security of a chip card to protect you against the risk of fraud
  • Rewards powered by Payback redeemable for exciting gifts and vouchers.
  • Fuel surcharge waiver.
  • Minimum 15% savings on dining at over 800 restaurants courtesy of the ICICI Bank Culinary Treats program.

Terms

Eligibility

  • 23 years and above
  • Personal Annual Income above INR 1.8 Lakhs – for Salaried and INR 3 Lakhs for Self–Employed
  • Should have a permanent India Residential Address
  • You should not have any EMI bounces and have outstanding credit

Documents Required

  • Post applying for a credit card, you application will be conditionally approved. However, the Bank will verify income and KYC documents. The bank executive will contact you and pick up the documents required below. The card will be issued once the documents provided are verified
  • Last 6 Months bank statements
  • Pan Card and Aadhar Card
  • Address Proof (Any one) – Voter Card, Aadhar Card, Driving License, Passport Copy

Rewards

  • 1.5 points/ 100 spent
  • Earn Payback points – Payback is India's largest and one of Europe's most successful multi-partner loyalty programme for all your spends.
  • Earn 2 Payback points on every ₹100 spent for all retail purchases except fuel. Your points are easily redeemable for attractive products through Payback, India's largest multi-partner coalition loyalty programme.
  • You can also redeem your Payback points by calling the ICICI Bank 24-hour Customer Care.

Terms

1208 Reviews Sort
Newest

Good card

1 week ago | Mayank Pandey
By using this card you can convert your earned reward Points to free fuel or redeem them easily in-store or online for exclusive products in lifestyle, leisure, and travel.

Excellent card

2 weeks ago | Dinesh
I had been holding this card for almost 4-5 years and they had been providing and excellent service. They also had given me with a very good credit limit and i had been using the card for normal shopping and other purchases. They also had given good offers with the card as well.

good

2 weeks ago | Viney Parkash
I have ICICI Bank Platinum Chip Credit Card,there is No Joining Fee for first year if purchases exceed 2000 within 60 days of card set up

good card with nominal charges

2 weeks ago | Ansul Gupta
I have a credit limit of 2.2 Lakh for my icici bank platinum chip credit card service ,i feel the charges are very nominal on my icici bank platinum chip credit card. The experience is good.

Excellent card to get accumulate reward points

2 weeks ago | Prena Sharma
The customer can avail 1% fuel surcharge waiver on making transactions for fuel. You also get reward points while using this card at any where else.

Unable to use this card due to low credit limit

3 weeks ago | Raghunath
I hold a credit card with ICICI bank platinum chip credit card . They are not increasing the credit limit . So i cant use this card properly.

24/7 service is really helpful

3 weeks ago | Mohitha Giri
There is icici bank's 24/7 premium concierge service designed to take care of your travel, hotel, and car rental reservations. So no need to bother about your journey any more. Just inform them and they will take care of every thing.

Good card but some fetures needs imrovement

3 weeks ago | Pawan Chauhan
I am using ICICI platinum chip credit card its good, still i didn't get any benefits, their features should be improved. Specially the services proviced by the bank.

have to pay extra sometimes

3 weeks ago | Jaichand Roy
I am using icici platinum chip credit card, there are too many charges on transactions. You will have to pay extra for every transaction you will make with this card.

Got good reward points

3 weeks ago | S Satyamurty
I hold a credit card with icici bank platinum chip credit card. I do get reward points with the card . You can get discount on fuel surcharge.

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