ICICI Bank™ Sapphiro Credit Card
ICICI Bank™ Sapphiro Credit Card
Joining Perk
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card

ICICI Bank™ Sapphiro Credit Card

Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™
Joining Fee

Available in 889 cities
Min Income - 1.35L/month
Joining Perk


Joining Fee
Annual Fee
Get 20000 Chqbook Coins
Annual Fee is waived off if you spend more than ₹6,00,000 in the previous year.

Other Fee Benefits

  • Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™
  • 4 complimentary domestic airport lounge visits per quarter, courtesy of MasterCard. 2 complimentary international airport lounge visits per calendar year and 2 complimentary domestic airport spa visits per calendar year, under complimentary membership to Dreamfolks DragonPass™ Lounge Access Programme
  • Enjoy up to 4 complimentary rounds of golf every month at the golf course of your choice based on eligible spends on your card
  • Minimum 15% savings on dining bills at over 2,500+ restaurants across India through Culinary Treats Programme
  • Save a minimum of 15% on your dining bill at over 2,500 participating restaurants spread across 12 major cities with the ICICI Bank Culinary Treats programme.
  • Get up to 20,000 PAYBACK™ points every anniversary year.

Chqbook Review

The ICICI Bank™ Sapphiro Credit Card is one of the best cards for Shopping and Travel. From Statement Credit, to free movie tickets, this card has it all. We also love the DragonPass which allows you to access over 450+ airport lounges worldwide. You also get free access to Domestic Airport lounges 4 times each quarter – more than enough to keep anyone happy. Go for this card if you value points on Shopping, free movie tickets, free golf and access to airport lounges.


  • The ICICI Bank Sapphiro Credit Card gives you more than you can ask for – with free movie tickets, complimentary airport lounge access and much more
  • We like that you get 4 complimentary visits to Domestic Airport lounges per quarter – or 12 per year.
  • If you enjoy Golf – this card gives you 4 complimentary rounds of Golf at a resort of your choice – every month!
  • You will start checking restaurants listed with ICICI Bank after you get this card – with minimum 15% savings across 2500+ restaurants, who wouldn't!
  • Did we hear free movie tickets? – get 2 complimentary movie tickets or event tickets worth ₹500 through bookmyshow™ every month!
  • We always love statement credit – you can convert your PAYBACK™ points into cash by simply calling the ICICI Bank call center and redeeming them


  • If we could fault something – it would be the lesser points on Fuel spends – 1 PAYBACK™ point for every ₹100 spent while for other spends you get 2 PAYBACK™ points for every ₹100 spent

Joining Perks

  • Avail the No joining fee on spends worth 25,000 or more within 3 months. The joining fees will be reversed to the Credit Card by the 5th month
  • Every ICICI Bank Sapphiro Credit Card comes with a complimentary DragonPass™ membership – allowing you to unwind at over 450 Airport Lounges in 115 countries, regardless of the class or airline you fly with, or whether or not you are a member of an airline frequent flyer club.
  • You are entitled to up to 4 complimentary rounds/ lessons of golf every month if the total retail spend on your card is equal to or more than ₹50,000 in the previous calendar month.
  • Exclusive Movie screening – Expect exclusive passes to movie screening before anyone else gets to see it.
  • You are entitled to an air accident cover of ₹3 Crore and the insurance also covers lost card liability, baggage insurance, loss of travel documents and many other situations



  • 23 years and above
  • Personal Annual Income above INR 1.8 Lakhs – for Salaried and INR 3 Lakhs for Self–Employed
  • Should have a permanent India Residential Address
  • You should not have any EMI bounces and have outstanding credit

Documents Required

  • Post applying for a credit card, you application will be conditionally approved. However, the Bank will verify income and KYC documents. The bank executive will contact you and pick up the documents required below. The card will be issued once the documents provided are verified
  • Last 6 Months bank statements
  • Pan Card and Aadhar Card
  • Address Proof (Any one) – Voter Card, Aadhar Card, Driving License, Passport Copy


  • Earn Payback™ points – Payback™ is India's largest and one of Europe's most successful multi-partner loyalty programme for all your spends.
  • You not only earn PAYBACK™ points when you use your ICICI Bank Credit Card, but also earn additional points from PAYBACK™ Partner Brands for the same purchase. PAYBACK™ Partner Brands include Big Bazaar and HPCL among others, comprising of over 3,000 outlets and more than 50 online partners.
  • You can redeem your PAYBACK™ points by calling ICICI Bank's 24-hour Customer Care, in–store with partner brands or online from over 600 unique rewards
  • Each PAYBACK™ point is worth ₹0.25 – so you know exactly what you can get when you see your points.
  • You get 2 PAYBACK™ points for every ₹100 spent (except on fuel) on domestic purchases. You get 4 PAYBACK™ points for every ₹100 spent internationally (except on fuel)
  • Get 1 PAYBACK™ point on every ₹100 spent on fuel, utilities and insurance categories.
  • You can convert your PAYBACK™ points into Airline Miles with Jet Airways or Miles and More
  • Under the new Milestone Rewards program, get 4,000 PAYBACK™ points on spending ₹4 Lakhs on your card and 2,000 PAYBACK™ points each time you cross ₹1 Lakh spend thereafter in an anniversary year; maximum of 20,000 PAYBACK™ points per year.


1740 Reviews Sort

Having great offers with this card

5 months ago | Piyush Bhandari
When I applied for this card sales person offer me a very good credit limit, however when I received this card, they provided me with a very less credit limit, felt cheated.

Enhance your dineout quality

5 months ago | Qasim Qureshi
You will start checking restaurants listed with ICICI bank after you get this card with minimum 15% savings across 2500+ restaurants. Who will not like this offer with this card.

Unable to utilize points of this card

5 months ago | Rajasekhara Reddy Kotla
I hold a ICICI Bank Sapphiro Credit Card and i have earned good points. I am unable to to utilize the points and the customer care is not reachable as well.

Non supportive team

5 months ago | S Kartik
The customer care support is not supportive as expected. But the credit limit i got is good. So overall is a good card to use.

This card full with feature

5 months ago | Prabhat Kumar Sahu
This card is full with feature. With PAYBACK points, dining discounts and smart chip security, ICICI Bank Credit Card offers lots of benefits to the cardholder. Spend rewards, fuel surcharge waiver, EMI payments etc.

Bad customer service

5 months ago | Arun Kumar N R
The ICICI Bank Sapphiro Credit Card. But for this card also they don't have different customer care. So as usual you have to wait for a very long time in queue to have a chat with customer care.

Good offer avail with this card

5 months ago | Munna K Dorai
I had been holding this card for the last 2.5 years and the services which they had been providing so far are good. The credit limit with the card also had been good as well and there has been good offers available with the card as well.

Overall experience is good

When ever i contacted ICICI Bank Sapphiro Credit Card they were responsive and they sorted out my queries. The website is good and it is very easy to navigate through. The customer services are also good. It was easy to get connected with the banks. Overall good experience.

Updates are quick

5 months ago | Parvati Sahoo
The overall experience with this card is really good. The payment gets updated within 1 day. The overall experience with them has been quite good with ICICI Bank Sapphiro Credit Card.


5 months ago | Sonu
It was totally a average service from ICICI Bank Sapphiro Credit Card