FacebookTwitterLinkedIn
gift voucher
Voucher of ₹ 750 on your Credit Card issuance
ICICI Bank™ Sapphiro Credit Card
ICICI Bank™ Sapphiro Credit Card
Fees
Pros/Cons
Joining Perk
Eligibility
USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card

ICICI Bank™ Sapphiro Credit Card

Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™
₹6,500
Joining Fee

Available in 277 cities
Min Income - 1.35L/month
Fees
Pros/Cons
Joining Perk
Eligibility

Fees

₹6,500
Joining Fee
₹3,500
Annual Fee
Annual Fee is waived off if you spend more than ₹6,00,000 in the previous year.

Other Fee Benefits

  • Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™
  • Avail the No Joining Fee on spends worth ₹25,000 or more within 3 months. The Joining Fees will be reversed to the Credit Card by the 5th month
  • 4 complimentary domestic airport lounge visits per quarter, courtesy of MasterCard. 2 complimentary international airport lounge visits per calendar year and 2 complimentary domestic airport spa visits per calendar year, under complimentary membership to Dreamfolks DragonPass™ Lounge Access Programme
  • Enjoy up to 4 complimentary rounds of golf every month at the golf course of your choice based on eligible spends on your card
  • Minimum 15% savings on dining bills at over 2,500+ restaurants across India through Culinary Treats Programme
  • Save a minimum of 15% on your dining bill at over 2,500 participating restaurants spread across 12 major cities with the ICICI Bank Culinary Treats programme.
  • Get up to 20,000 PAYBACK™ points every anniversary year.

Chqbook Review

The ICICI Bank™ Sapphiro Credit Card is one of the best cards for Shopping and Travel. From Statement Credit, to free movie tickets, this card has it all. We also love the DragonPass which allows you to access over 450+ airport lounges worldwide. You also get free access to Domestic Airport lounges 4 times each quarter – more than enough to keep anyone happy. Go for this card if you value points on Shopping, free movie tickets, free golf and access to airport lounges.

  PROS

  • The ICICI Bank Sapphiro Credit Card gives you more than you can ask for – with free movie tickets, complimentary airport lounge access and much more
  • We like that you get 4 complimentary visits to Domestic Airport lounges per quarter – or 12 per year.
  • If you enjoy Golf – this card gives you 4 complimentary rounds of Golf at a resort of your choice – every month!
  • You will start checking restaurants listed with ICICI Bank after you get this card – with minimum 15% savings across 2500+ restaurants, who wouldn't!
  • Did we hear free movie tickets? – get 2 complimentary movie tickets or event tickets worth ₹500 through bookmyshow™ every month!
  • We always love statement credit – you can convert your PAYBACK™ points into cash by simply calling the ICICI Bank call center and redeeming them

  CONS

  • If we could fault something – it would be the lesser points on Fuel spends – 1 PAYBACK™ point for every ₹100 spent while for other spends you get 2 PAYBACK™ points for every ₹100 spent

Joining Perks

  • Avail the No joining fee on spends worth 25,000 or more within 3 months. The joining fees will be reversed to the Credit Card by the 5th month
  • Every ICICI Bank Sapphiro Credit Card comes with a complimentary DragonPass™ membership – allowing you to unwind at over 450 Airport Lounges in 115 countries, regardless of the class or airline you fly with, or whether or not you are a member of an airline frequent flyer club.
  • You are entitled to up to 4 complimentary rounds/ lessons of golf every month if the total retail spend on your card is equal to or more than ₹50,000 in the previous calendar month.
  • Exclusive Movie screening – Expect exclusive passes to movie screening before anyone else gets to see it.
  • You are entitled to an air accident cover of ₹3 Crore and the insurance also covers lost card liability, baggage insurance, loss of travel documents and many other situations

Terms

Eligibility

  • 23 years and above
  • Personal Annual Income above INR 1.8 Lakhs – for Salaried and INR 3 Lakhs for Self–Employed
  • Should have a permanent India Residential Address
  • You should not have any EMI bounces and have outstanding credit

Documents Required

  • Post applying for a credit card, you application will be conditionally approved. However, the Bank will verify income and KYC documents. The bank executive will contact you and pick up the documents required below. The card will be issued once the documents provided are verified
  • Last 6 Months bank statements
  • Pan Card and Aadhar Card
  • Address Proof (Any one) – Voter Card, Aadhar Card, Driving License, Passport Copy

Rewards

  • Earn Payback™ points – Payback™ is India's largest and one of Europe's most successful multi-partner loyalty programme for all your spends.
  • You not only earn PAYBACK™ points when you use your ICICI Bank Credit Card, but also earn additional points from PAYBACK™ Partner Brands for the same purchase. PAYBACK™ Partner Brands include Big Bazaar and HPCL among others, comprising of over 3,000 outlets and more than 50 online partners.
  • You can redeem your PAYBACK™ points by calling ICICI Bank's 24-hour Customer Care, in–store with partner brands or online from over 600 unique rewards
  • Each PAYBACK™ point is worth ₹0.25 – so you know exactly what you can get when you see your points.
  • You get 2 PAYBACK™ points for every ₹100 spent (except on fuel) on domestic purchases. You get 4 PAYBACK™ points for every ₹100 spent internationally (except on fuel)
  • Get 1 PAYBACK™ point on every ₹100 spent on fuel, utilities and insurance categories.
  • You can convert your PAYBACK™ points into Airline Miles with Jet Airways or Miles and More
  • Under the new Milestone Rewards program, get 4,000 PAYBACK™ points on spending ₹4 Lakhs on your card and 2,000 PAYBACK™ points each time you cross ₹1 Lakh spend thereafter in an anniversary year; maximum of 20,000 PAYBACK™ points per year.

Terms

1740 Reviews Sort
Newest

Great offers with this card

2 weeks ago | Ajitha Mamillapalli
I hold a lifetime free credit card with ICICI bank from last 3.5 years, the credit card services are best when compared to other cards. Offers like reward points are good in this credit card and there are no transaction issues. I am happy with the credit limit in this credit card.

Great card

2 weeks ago | Palapala ChittiBabu
The credit card services are pretty good when compared to other credit cards. There was no annual fee charged at the time of getting this credit card. Net banking makes bill payment process too easy.

Rate of interest is very less

2 weeks ago | Apeksha Saraswat
You can enjoy the facility of easy installment plan. It lets you buy just anything and repay in easy monthly installment on a very low interest rates.

Good card

2 weeks ago | Gregory Wahlang
This card gives you the flexibility to use online as well as offline. You get more credit points and reward points on every purchase with this card.

Not happy with this card

2 weeks ago | Sreela Angamaliveliyil Sreedharan Pillai
There are not much offers associated with card and bank does not offer EMI conversion or Balance transfer options. I am using this card from last 1 year and I am not quite happy with the services offered with this card.

Best card in market

2 weeks ago | Sreyasi Banerjee
it is one of the best credit cards available in market. The fee charged by bank is minimal that is rupees 500 per year and the benefits provided are never ending.

Dump this card

2 weeks ago | Bhupendra Lohar
Thinking of closing it and look for another card provider as I am holding this card from past 8 months and not even getting much offers.

Happy with the feature of this card

2 weeks ago | Sukhdevanand .
ICICI Bank Sapphiro Credit Card is a life time free card and i am holding this card for a while and i am happy with the card features and benefits which they had provided. They had provided me with a very good credit limit and there has not been any hassles happened with the banking services of them.

Having good feature and benefit of this card

2 weeks ago | Rakesh M
You can get instant SMS alerts with regards to your credit card status through the Alerts service. The SMS got will comprise of cheque alerts, mini statements, credit limit and cash limit alerts and payment assistance alerts.

Good customer service

3 weeks ago | Digamber Singh
I have taken this card few months back with a credit limit of 50000. Customer service is good. Net banking is convenient way to make payments.

Reason: