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RBL™ Bank Platinum Delight Credit Card
RBL™ Bank Platinum Delight Credit Card
Fees
Pros/Cons
Joining Perk
Eligibility
USP
Earn 1000 bonus rewards per month & waiver of fuel surcharge
RBL™ Bank Platinum Delight Credit Card

RBL™ Bank Platinum Delight Credit Card

Welcome gift of 4000 Reward points & 2x Reward points on the weekends.
₹1,000
Joining Fee

Available in 87 cities
Min Income - 37.5K/month
Fees
Pros/Cons
Joining Perk
Eligibility

Fees

₹1,000
Joining Fee
₹1,000
Annual Fee
Get 4000 Chqbook Coins
Annual fee is waived off on spends of more than ₹1,50,000 in the year

Other Fee Benefits

  • Welcome gift of 4000 Reward points & 2x Reward points on the weekends.
  • Swipe your Card within 60 days of issuance and earn 4000 Reward points as a welcome gift
  • Enjoy waiver of fuel surcharge at any petrol pump in India – Valid for fuel transactions between ₹500 and ₹4000. Maximum waiver of ₹150 per month
  • You can split your larger purchases into easy EMI's and pay over 6, 12 or 24 months
  • Transfer your outstanding balance from another credit card and pay back in easy EMI's

Chqbook Review

The RBL Platinum Delight Credit Card rewards first time or new credit card users with enough points to make it save more than the fees every year. We also loved the 2x Rewards on the weekends, the fuel surcharge waiver and getting to earn 1000 Bonus Rewards points every month

  PROS

  • We liked the Rewards on ALL purchases with no exclusions – this card dosent make you stop and think before using it!
  • The Monthly Bonus of 1000 Reward points is great – that too on just 5 transactions per month. Worth it!
  • This is one of the few credit cards which still give a fuel surcharge waiver every month – save upto ₹150 per month on fuel surcharge
  • Annual fees of ₹1000 is waived off next year if you spend ₹1,50,000 in the previous year – that's only ₹12.5k a month
  • Each Reward Point is worth ₹0.25 and you can rake up approx much more than you spend on the initial fees while spending ₹10–12k per month – go for it!

  CONS

  • No flight or lounge access is included – if those don?t matter to you, this card is perfect

Joining Perks

  • 4000 Bonus Reward points get credited to your account upon paying the Joining fee of ₹1000

Eligibility

  • 23 years and above
  • Should have a Indian or MNC bank account – Savings or Current account
  • Annual Income above 4.5 Lakhs/year – for both Salaried and Self–Employed
  • Should have a permanent India Residential Address
  • You should not have any EMI bounces
  • Self–employed – Your company should have been trading for more than 12 months

Documents Required

  • Post applying for a credit card, you application will be approved instantly. However, the Bank will verify income and KYC documents. The bank executive will contact you and pick up the documents required below. The card will be issued once the documents provided are verified
  • Last 6 Months bank statements
  • PAN Card
  • Address Proof (Any one) – Aadhar, Bank Statement, Passport, Gas Connection, Driving license

Rewards

  • You can earn over 12,000 Reward points in a calendar year
  • Earn 1000 Bonus Reward Points every month on swiping your Card 5 times for transactions worth ₹1000 or more in a calender month.
  • Earn 2 Reward Points for every ₹100 spent on all your purchases
  • Weekend Bonanza – Earn 4 Reward points for every ₹100 spent on the weekends
  • Redeem your Reward Points for air travel, hotel stays, shopping vouchers and much more at RBL Bank rewards website
590 Reviews Sort
Newest

Service is not up to the mark

5 months ago | Raj Kumar
I am not happy with the services the bank is offering. The quality is very negligible. They need to improve it.

Customer service is not upto the mark

5 months ago | Pulkit Joshi
I don?t like this card only due to irs customer service experience. So I don?t recommend anybody to take this card.

Good customer services

5 months ago | Rutwik Kiritbhai Tank
RBL bank platinum delight credit card is a very good bank when compared with the other bank's credit card and the customer care service is also very much good. Its a zero annual fee free card since i have a salary account with RBL. With this card I have received a very good credit limit.

Less creditlimit offered

5 months ago | Bhagyesh Kataria
The credit limit they have offered is very less. The credit points you get with every purchese you made is also not admirable.

Excellent profit received

5 months ago | Indratha Mishra
If you reguralry dine out then by using thid card you can collect lots of reward points because you can earn 1 points per Rs.100 spent on dining, movies, department stores. So it?s a huge profit.

Need some improvement

5 months ago | Rahul Bhalearao
Sometimes I feel that the card is good. The online service is easy to handle But the offers they are giving in this card id not up to the mak. Over all an average card. card.

Very helpful

5 months ago | Pradeep Dalai
I hold a RBL Bank Platinum Delight Credit Card and i am very happy with the service provided by RBL bank. The customer service provided is really good and they are very helpful as well.

Hidden charges are there

5 months ago | Subhashree Ping
When I applied for this card, bank personnals told me that there will be no hidden charges or extra costs associated with it, which is not the case.

No use to me

5 months ago | Stewardson Sangma
The credit limit is so less that this card is no use to me. If you cant use it at the time of need then why to take this card. They don't even increase it after lots of request.

Great discount with this card

5 months ago | Abhijit Mishra
I am associated with RBL Bank Platinum Delight Credit Card. With this card you can get 1% fuel surcharge waived at hpcl pumps for fuel transactions of maximum rs.4,000 Using your RBL bank credit card.