RBL™ Bank Platinum Delight Credit Card
RBL™ Bank Platinum Delight Credit Card
Joining Perk
Earn 1000 bonus rewards per month & waiver of fuel surcharge
RBL™ Bank Platinum Delight Credit Card

RBL™ Bank Platinum Delight Credit Card

Welcome gift of 4000 Reward points & 2x Reward points on the weekends.
Joining Fee

Available in 87 cities
Min Income - 37.5K/month
Joining Perk


Joining Fee
Annual Fee
Get 4000 Chqbook Coins
Annual fee is waived off on spends of more than ₹1,50,000 in the year

Other Fee Benefits

  • Welcome gift of 4000 Reward points & 2x Reward points on the weekends.
  • Swipe your Card within 60 days of issuance and earn 4000 Reward points as a welcome gift
  • Enjoy waiver of fuel surcharge at any petrol pump in India – Valid for fuel transactions between ₹500 and ₹4000. Maximum waiver of ₹150 per month
  • You can split your larger purchases into easy EMI's and pay over 6, 12 or 24 months
  • Transfer your outstanding balance from another credit card and pay back in easy EMI's

Chqbook Review

The RBL Platinum Delight Credit Card rewards first time or new credit card users with enough points to make it save more than the fees every year. We also loved the 2x Rewards on the weekends, the fuel surcharge waiver and getting to earn 1000 Bonus Rewards points every month


  • We liked the Rewards on ALL purchases with no exclusions – this card dosent make you stop and think before using it!
  • The Monthly Bonus of 1000 Reward points is great – that too on just 5 transactions per month. Worth it!
  • This is one of the few credit cards which still give a fuel surcharge waiver every month – save upto ₹150 per month on fuel surcharge
  • Annual fees of ₹1000 is waived off next year if you spend ₹1,50,000 in the previous year – that's only ₹12.5k a month
  • Each Reward Point is worth ₹0.25 and you can rake up approx much more than you spend on the initial fees while spending ₹10–12k per month – go for it!


  • No flight or lounge access is included – if those don?t matter to you, this card is perfect

Joining Perks

  • 4000 Bonus Reward points get credited to your account upon paying the Joining fee of ₹1000


  • 23 years and above
  • Should have a Indian or MNC bank account – Savings or Current account
  • Annual Income above 4.5 Lakhs/year – for both Salaried and Self–Employed
  • Should have a permanent India Residential Address
  • You should not have any EMI bounces
  • Self–employed – Your company should have been trading for more than 12 months

Documents Required

  • Post applying for a credit card, you application will be approved instantly. However, the Bank will verify income and KYC documents. The bank executive will contact you and pick up the documents required below. The card will be issued once the documents provided are verified
  • Last 6 Months bank statements
  • PAN Card
  • Address Proof (Any one) – Aadhar, Bank Statement, Passport, Gas Connection, Driving license


  • You can earn over 12,000 Reward points in a calendar year
  • Earn 1000 Bonus Reward Points every month on swiping your Card 5 times for transactions worth ₹1000 or more in a calender month.
  • Earn 2 Reward Points for every ₹100 spent on all your purchases
  • Weekend Bonanza – Earn 4 Reward points for every ₹100 spent on the weekends
  • Redeem your Reward Points for air travel, hotel stays, shopping vouchers and much more at RBL Bank rewards website
290 Reviews Sort

Services are good

3 months ago | Kuldeep Vijay Kolekar
I hold a rbl platinum delight credit card. I do get reward points with the card. The other services are also very good.

Good experience witht this card

3 months ago | Narendar Pendela
I am using it from quite a long time. Though, it has some annual fee, but it can be waved off if you use this card beyond 75000 rupees per year. Overall experience with this card is good for me.

Good credit limit given

3 months ago | Sanjay Singh Chauhan
I believe RBL bank credit card is very useful for me. My credit card has minimal annual fee .I am very satisfied with the credit limit, they gave me the limit of Rs. 1 lakh.

Very useful

3 months ago | Anvesh Srivastava
The interest rate and services are good with RBL credit card . I am using the card for last 8 months. I find this card very useful.

Fastest card

3 months ago | Rakanisith Mahapatra
The credit card issuing process is very fast. I got the card in hand within 10 days of my application. And its online use is very hasslefree.

24/7 service offered

3 months ago | Paresh Kailas Mengade
With all other benefits you can enjoy 24/7 concierge service for a host of services and exciting offers on various privileges.

Good offer with this card

3 months ago | Anamika Das
I hold a credit card with RBL Bank Platinum Delight credit card and the offers are good. The credit limit is also satisfactory and there are no issues in the process. The statements are clear and the billing is also convenient.

Good customer service

3 months ago | Debasish Jena
I had applied and got the RBL Bank Platinum Delight Credit Card with in a small span of tine. The impressive thing is the customer service is good and well responsive.

Good offers on resturant bills

3 months ago | Som Dutt
I got 1 reward point for every spent of 100 rs from my pocket. They give offer on restural bills.

Good customer service

3 months ago | Dhavalkumar Kemchandbhai Rana
I am using RBL Bank Platinum Delight credit card from last 1 year. The credit card services is very good for a normal earning person. You get cashback for your every bill payment.