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RBL™ Bank Platinum Delight Credit Card
RBL™ Bank Platinum Delight Credit Card
Fees
Pros/Cons
Joining Perk
Eligibility
USP
Earn 1000 bonus rewards per month & waiver of fuel surcharge
RBL™ Bank Platinum Delight Credit Card

RBL™ Bank Platinum Delight Credit Card

Welcome gift of 4000 Reward points & 2x Reward points on the weekends.
₹1,000
Joining Fee

Fees
Pros/Cons
Joining Perk
Eligibility

Fees

₹1,000
Joining Fee
₹1,000
Annual Fee
Annual fee is waived off on spends of more than ₹1,50,000 in the year

Other Fee Benefits

  • Welcome gift of 4000 Reward points & 2x Reward points on the weekends.
  • Swipe your Card within 60 days of issuance and earn 4000 Reward points as a welcome gift
  • Enjoy waiver of fuel surcharge at any petrol pump in India – Valid for fuel transactions between ₹500 and ₹4000. Maximum waiver of ₹150 per month
  • You can split your larger purchases into easy EMI's and pay over 6, 12 or 24 months
  • Transfer your outstanding balance from another credit card and pay back in easy EMI's

Chqbook Review

The RBL Platinum Delight Credit Card rewards first time or new credit card users with enough points to make it save more than the fees every year. We also loved the 2x Rewards on the weekends, the fuel surcharge waiver and getting to earn 1000 Bonus Rewards points every month

thumb_up   PROS

  • We liked the Rewards on ALL purchases with no exclusions – this card dosent make you stop and think before using it!
  • The Monthly Bonus of 1000 Reward points is great – that too on just 5 transactions per month. Worth it!
  • This is one of the few credit cards which still give a fuel surcharge waiver every month – save upto ₹150 per month on fuel surcharge
  • Annual fees of ₹1000 is waived off next year if you spend ₹1,50,000 in the previous year – that's only ₹12.5k a month
  • Each Reward Point is worth ₹0.25 and you can rake up approx much more than you spend on the initial fees while spending ₹10–12k per month – go for it!

thumb_down   CONS

  • No flight or lounge access is included – if those don?t matter to you, this card is perfect

Joining Perks

  • 4000 Bonus Reward points get credited to your account upon paying the Joining fee of ₹1000

Eligibility

  • 18 years and above
  • Should have a Indian or MNC bank account – Savings or Current account
  • Annual Income above 4.5 Lakhs/year – for both Salaried and Self–Employed
  • Should have a permanent India Residential Address
  • You should not have any EMI bounces
  • Self–employed – Your company should have been trading for more than 12 months

Documents Required

  • Post applying for a credit card, you application will be approved instantly. However, the Bank will verify income and KYC documents. The bank executive will contact you and pick up the documents required below. The card will be issued once the documents provided are verified
  • Last 6 Months bank statements
  • PAN Card
  • Address Proof (Any one) – Aadhar, Bank Statement, Passport, Gas Connection, Driving license

Rewards

  • You can earn over 12,000 Reward points in a calendar year
  • Earn 1000 Bonus Reward Points every month on swiping your Card 5 times for transactions worth ₹1000 or more in a calender month.
  • Earn 2 Reward Points for every ₹100 spent on all your purchases
  • Weekend Bonanza – Earn 4 Reward points for every ₹100 spent on the weekends
  • Redeem your Reward Points for air travel, hotel stays, shopping vouchers and much more at RBL Bank rewards website

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