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RBL™ Platinum Maxima Credit Card
RBL™ Platinum Maxima Credit Card
Fees
Pros/Cons
Joining Perk
Eligibility
USP
Free domestic airport lounge access & free movie tickets
RBL™ Platinum Maxima Credit Card

RBL™ Platinum Maxima Credit Card

2 complimentary visits every quarter at domestic airport lounges
₹2,000
Joining Fee

Fees
Pros/Cons
Joining Perk
Eligibility

Fees

₹2,000
Joining Fee
₹2,000
Annual Fee
Get 10,000 Reward points on crossing ₹2 Lakhs of spends in a year. An additional 10,000 reward points for crossing ₹3.5 Lakhs of spends in a year

Other Fee Benefits

  • 2 complimentary visits every quarter at domestic airport lounges
  • Get one complimentary movie ticket free up to ₹200 every month on purchase of 2 or more tickets at BookMyShow
  • You have to select the RBL Bank Buy 1 Get 1 Offer under Offers/Discounts section at BookMyShow website/ Mobile App to avail the offer
  • Split your card payments into easy EMI's and pay over 6,12 or 24 months
  • Transfer your outstanding balance from another credit card and pay back in easy EMI's
  • Get upto 3 free add on credit cards for your family

Chqbook Review

The RBL Platinum Maxima credit card is a must for movie-goers & frequent travellers. It has a great Rewards program and also gives you free movie tickets every month. This card is an all-rounder with reward points on shopping, flights & almost all other categories of spends.

thumb_up   PROS

  • We love the free movie tickets every month–it's through BookMyShow™ and works like a charm
  • Rewards really count. You can get as much as ₹20K per year back just from the rewards–all redeemable against flight tickets, movie tickets and e–vouchers
  • Get 8000 points when you use the card the first time, plus the annual rewards (10K points on spends of ₹2 Lakhs) are itself worth ₹5?6K
  • Domestic lounge access is a must and the RBL Platinum Maxima credit card delivers on that–2 free lounge access at major domestic airports per quarter

thumb_down   CONS

  • We are missing converting points to statement credit–that's handy on a rainy day.
  • The 1% Surcharge on Fuel transaction value or Rs. 10, whichever is higher – is something we dont like.

Joining Perks

  • Get 8000 reward points on your first transaction within 30 days of card issuance and payment of joining fees by due date
  • Make sure you pay the Joining Fee levied in your first statement by payment due date
  • You also need to make a purchase on the card within 30 days of card issuance
  • Remember to download the RBL MyCard mobile app and register on it to get the 8000 reward points

Eligibility

  • 18 years and above
  • Should have an Indian or MNC bank account – Savings or Current account
  • Annual Income above 4.5 Lakhs/year – for both Salaried and Self–Employed
  • Should have a permanent India Residential Address
  • You should not have any EMI bounces
  • Self–employed – Your company should have been trading for more than 6 months

Documents Required

  • Post applying for a credit card, you application will be approved instantly. However, the Bank will verify income and KYC documents. The bank executive will contact you and pick up the documents required below. The card will be issued once the documents provided are verified
  • Last 6 Months bank statements
  • PAN Card
  • Address Proof (Any one) – Aadhar, Bank Statement, Passport, Gas Connection, Driving license

Rewards

  • RBL Platinum Maxima Credit card rewards you with 8000 points upon card issuance and payment of joining fee within 30 days
  • You must use the card atleast once to get the 8000 reward points within 30 days of the card issuance
  • Get rewarded on all purchases–earn 2 Reward points for every ₹100 spent on all your purchases
  • Earn 5X rewards–Earn 10 Reward Points for every ₹100 when you use your card for dining, entertainment, utility bill payments,fuel and international purchases
  • Annual spend bonus–Get 10,000 reward points when you spend ₹2 Lakhs on your RBL Platinum Maxima credit card in a year
  • Annual spend bonus–Get an additional 10,000 reward points when you cross ₹3.5 Lakhs spend on your RBL Platinum Maxima credit card in a year
39 Reviews Sort
Newest

very good

2 months ago | RAM NARESH YADAV
RBL is a brand name and this is the most value for money card as compared to others. 1st year fees 2000 and anuual fee per year is also 2000 And the benefts are great, which makes it a great bang for the buck.

Excellent

2 months ago | NITYANAND KUMAR
I am using RBL credit card from last 8 months, i find this credit card is very convenient to use. I pay an annual fee of Rs 5000 which has to be paid every year for this credit card. I get offers like reward points and cash back in this credit card.

good

3 months ago | ANKITA PANDEY
I have taken a credit card with RBL Platinum Maxima Credit Card.The card was taken six months ago.The customer service is good and prompt in responding to the customers.The process was quick and fast..Net banking is good to make payments.

good

3 months ago | SIMA TARANNUM
I have taken a credit card with RBL Platinum Maxima Credit Cardk.The card was taken six months ago.The customer service is good and prompt in responding to the customers.The process was quick and fast..Net banking is good to make payments.

good

3 months ago | KHUSHBOO KUMARI
I am using RBL credit card from the last eight months of time. Customer service is an awesome, also the response is good too. I would like to say that the online portal is easy to access and everything is best to access.

good

3 months ago | AJEET KUMAR
MY credit card was taken with RBL 1 year back. The credit limit was 67,000 which is satisfactory . They have offered master International card . Here the fees and charges are nominal . The customer service and responsivness was up to the mark.

good

4 months ago | VICKY KUMAR VISHWAKARMA
If you are an avid Make My Trip user, this is the card for you. The welcome gift almost covers up the initial fees and the annual payment. You can also enjoy up to 70% Cash back on Hotel bookings made via MMT until and of september. Which is what makes it perfect for family vacations.

good

4 months ago | KUMARI RINKU BAURI
Great Credit Card for travelling! Would totally recommend

bad

4 months ago | SAURAV KUMAR SINGH
I am using RBL Platinum Maxima Credit Card from last 7-8 months, the credit card services are not up to the mark in this bank as there are too many charges on transactions. There is a EMI conversion offer in this card but they charge extra for every month.

Satisfied

5 months ago | PANKAJ KUMAR
I had bad experience with RBL Platinum Maxima Credit Card on my credit card. They have higher charges especially penalty charges, they charged 750rs. Based on some charges issue they resolved my quareis. Finally they waived off. Through make my trip I am getting good offers and pay back points as well.

Reason: