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IRCTC SBI Card Premier
IRCTC SBI Card Premier
Fees
Pros/Cons
Joining Perk
Eligibility
USP
The IRCTC SBI Card Premier is a steal for its annual fees as its benefits range from train tickets to airline tickets. This will bring in the rewards and benefits of travelling by both
IRCTC SBI Card Premier

IRCTC SBI Card Premier

Train travel made easy with more rewards
₹1,499
Joining Fee

Available in 520 cities
Min Income - 0/month
Fees
Pros/Cons
Joining Perk
Eligibility

Fees

₹1,499
Joining Fee
₹1,499
Annual Fee
Get 5996 Chqbook Coins

Other Fee Benefits

  • Train travel made easy with more rewards
  • Save 1.8% on the transaction charges when booking tickets on IRCTC for both airline and trains
  • Get value back benefits on e–catering purchases, air ticket purchases and air ticket purchases as Reward points

Chqbook Review

The IRCTC SBI Card Premier is a steal for its annual fees as its benefits range from train tickets to airline tickets. This will bring in the rewards and benefits of travelling by both

  PROS

  • This card brings with the benefits of travelling by both trains and airline. It has reward points system allotted to both
  • You can link your loyalty program of IRCTC with this card to use your reward points along with loyalty points easily
  • Get 10% value back on AC 1, AC 2, AC 3, AC CC for your tickets booked through IRCTC website

  CONS

  • This is a good card if you travel by trains a lot. However, if you occasionally travel by trains and mostly take flights, this is not the card for you

Joining Perks

  • 1500 Reward Points equivalent to ₹ 1500/–
  • Movie voucher worth ₹ 500 from Book My Show on spend of ₹ 2000/– within 60 days of issuance of the card

Eligibility

  • The minimum age to apply for the card is 21 for salaried people and 25 for self employed. In both cases, the maximum age is capped at 70
  • The eligibility for the card is dependent on your income

Documents Required

  • As proof of income you have to submit latest pay slip or IT return copy or Form 16
  • For address proof: Passport/ Ration Card/ Electricity bill/ Landline telephone bill
  • For identity proof: Passport/ Driving License/ PAN Card/ Aadhaar card
  • Photocopy of PAN Card

Rewards

  • Get 5 Reward Points per ₹ 100 spent on air tickets booked via IRCTC
  • Get 5 Reward Points per ₹ 100 spent on E-catering purchases via IRCTC
  • Get 3 Reward Points per ₹ 125 spent on dining and utility
  • Get 1 Reward Point per ₹ 125 spent on other retail spends excluding fuel