Joining Perk
SBI Card Prime

SBI Card Prime

Welcome e–gift Voucher worth ₹3,000 from from select premium brands
Joining Fee

Available in 256 cities
Min Income - 40K/month
Joining Perk


Joining Fee
Annual Fee

Other Fee Benefits

  • Welcome e–gift Voucher worth ₹3,000 from from select premium brands
  • A waiver of the annual fee is available in the event of using SBI Card Prime to pay for spends amounting to 3, 00,000 rupees and above
  • Welcome e–gift Voucher worth ₹3,000 from any of the following brands: Bata/Hush Puppies, Marks and Spencer, Pantaloons, Shoppers Stop and Yatra.com
  • Enjoy complimentary Trident™ Privilege Red Tier Membership
  • Enjoy ₹1,500 Bonus Points on your first stay & additional ₹1000 hotel credit on extended night stay
  • Up to 50% Discount on Golf at selected Golf courses across India

Chqbook Review

Daily purchases now made easy with SBI Card PRIME. Simply wave your card at a secure reader to transact. In the quest for finding your destination for unparalleled convenience and ease of living the lifestyle of your dreams, SBI Card Prime is the best thing that you may come across. By far, it is one of those credit cards that is filled to the brim with exciting features and exquisite benefits.


  • As has been stated, SBI Card Prime is indeed a prime example of a credit card that provides for immense comfort and luxury when it comes to procuring goods and services with ease
  • It has a welcome gift e-voucher worth ₹3,000 from any of the following brands, viz., Yatra, Hush Puppies/Bata, Marks and Spencers, Pantaloons or Shoppers Stop
  • Other such lifestyle deals include an e-voucher by Pantaloons or Yatra worth 7,000 rupees for spends of ₹5 lakhs
  • Also, for quarterly spends of ₹50,000, Pizza Hut offers an e-voucher that is worth a thousand rupees
  • All these incentivizing benefits, along with the relatively affordable joining and annual fees, make this a card that is advantageous to own


  • Although the joining fee and the admission fee are more or less affordable, those who have a low paying job would prefer taking a credit card that costs less to maintain and renew
  • Also, SBI Card Prime is for the most part, in the strict classification schema, a traditional lifestyle credit card that rewards the cardowner for taking certain lifestyle choices; though it has very minor travel features which we shall mention later on. It can be summarized that since it is for the most part a lifestyle card, it is preferable for people with more purchasing power to possess this card, which makes it out of reach for most individuals
  • Another disadvantage that might be mentioned is that it has different slabs for different categories of applicants. For example, salaried individuals need to be at least 21 years old while self-employed individuals need to be at least 25 years old. On the other hand, pensioners have to be at the very least be 40 years old to apply for the credit card. This non-uniformity in application criteria further complicates the matter when it comes to choosing this card

Joining Perks


    • The only common thing among all the three different eligibility categories is that the maximum age at which a person could apply for the SBI Card Prime is set at 70 years
    • The minimum age at which an applicant can apply for the credit card varies, and it depends upon the financial source of the applicant. That is, if a person receives a salary, they need to be 21 years old to apply
    • If the person is self-employed, they need to be 25 years old
    • If a person is a pensioner, they need to be 40 years old in order to apply
    • The applicants must be citizens of India and must produce the requisite documents while submitting the application

    Documents Required

    • A proof of identity and a proof of residence. Generally speaking, many identification documents in India like Aadhar, the PAN Card or a Voter ID Card are sufficient to establish both
    • The bank statements of the applicant in the previous six months
    • Their salary slip or their letter of employment from the place of work
    • For the applicants who are self-employed, they need to produce:
    • Proof of identity and proof of residence such as an Aadhar Card, PAN Card or Voter ID Card
    • Bank statements for the previous six months
    • A statement of profit and loss or the final balance sheet from the business that the applicant owns
    • For pensioners who wish to apply for the SBI Card Prime, they have to produce:
    • Proof of identity and proof of residence like Adhar Card, PAN Card or Voter ID Card
    • Bank statements for the last six months
    • Both a letter of resignation and the accompanying letter of approving the resignation or a certificate of retirement which certifies the applicant's retirement and specifies the pension amount that they would receive


    • Four complimentary visits to the lounges at international airports outside India under the Priority Pass Program, that is, two visits per quarter
    • Eight complimentary visits to the lounges in domestic airports under the Visa/MasterCard Lounge Program, with a maximum of two visits per quarter
    • Complimentary Trident Privilege Red Tier membership
    • Complimentary Club Vistara membership
    • Gains of 20 reward points on the cardholder's birthday
    • A gain of 20 reward points for every ₹100 spend on paying utility bills via standing instructions
    • A gain of 12 reward points for every ₹100 spent on purchasing products from preferred partners like BigBasket, Reliance Fresh, Reliance Smart and all other Reliance lifestyle outlets
    • Another gain of 10 reward points for every ₹100 spent on dining, buying groceries, at departmental stores and at movie theatres
    1336 Reviews Sort

    Not satisfy with this card

    5 months ago | Mohan Raj H V
    I am not happy with this card. Not satisfied with the credit limit which they have provided to me. The SBI Card Prime is also not good at its lounge service. You have to pay for its pass.


    5 months ago | PREM LAL BANGAR
    The annual fee on the card is Rs.0 when you spend Rs.30,000 or more on your Card in a membership year. Cardmembers with annual spends of less than Rs.30,000 on their Cards are charged an Annual Fee of Rs.1,000.

    Easy and useful card

    5 months ago | Anita Devi P
    Anyone can avail the services and benefits any where by using this card. Using this card is quite easy and useful.

    Satisfies with this card

    5 months ago | SUBHASH CHAND TEOTIA
    I have been using this card from last 6 months, the credit card services are best when compared to other credit cards. I use this credit card for my personal use. Offers like reward points are good in this credit card and i am satisfied with the credit limit in this credit card.

    This card is of no use

    5 months ago | Husen Sab Imam Sab Munavalli
    I have a SBI Bank Prime credit card. The service i got from this card is the worst i would like to say. I suggest don't take this card. Its of no use.

    Wrost card

    5 months ago | Shyam Sunder Meena
    Choosing this card was the worst decision. This card doesnÕt provides you much offers, discounts, cashbacks, instead cost you extra charges along with high interest rate.

    Great card

    5 months ago | JAGDISH CHANDER CHANDER
    SBI Card Prime Credit Card is a definite piece to have, to save a few bucks on your fuel spending.

    Satisfactory customer support

    5 months ago | Chandra Shekhar Gonawat
    I have taken a credit card with SBI Card Prime credit card and limit on the card is 80,000.The customer support is satisfactory and they are responsive. SBI Card Prime credit card customers have to pay an annual fee of rs. 500 Which is billed in the first month statement of the card. Its onetime payment.

    Good card

    5 months ago | Rakhi Kumari
    This card entitles you a Priority pass that provides you access to exclusive airport lounges across the world.

    Not satisfies with this card

    5 months ago | Vijayalakshmi Mallikarjuna Walmiki
    I am not satisfied with the provided credit limit. I hold this credit card and the limit which i hold is not much, itÕs only 50000. I do get reward points with the card. Mobile banking is much convenient.