SimplyCLICK SBI Credit Card
SimplyCLICK SBI Credit Card
Joining Perk
SimplyCLICK SBI Credit Card

SimplyCLICK SBI Credit Card

Contactless Credit Card - Make payments Upto ₹2000 without using the PIN
Joining Fee

Available in 256 cities
Min Income - 20K/month
Joining Perk


Joining Fee
Annual Fee

Other Fee Benefits

  • Contactless Credit Card - Make payments Upto ₹2000 without using the PIN
  • ₹600 off on booking a Self–Drive Zoomcar worth ₹2,500 or more with SimplyCLICK SBI Card

Chqbook Review

For ₹1 lakh and ₹2 lakh spent online annually, customers receive e-gift vouchers valued at ₹2000 each. A very simple and compact, yet very powerful, credit card; the Simplyclick SBI Card is a must for every cardholder around. Although the Simplyclick SBI Card might not look much on first appearances, but as has always been, looks can be deceiving. It is a powerful and important card in its own right, and only by using it can one appreciate the truly ingenious nature of the people who have created the card in the first place


  • The most glaring and obvious advantage of Simplyclick SBI Card is its very low and very affordable joining fee. This means almost anybody can get to possess the credit card without spending too much out of their own pockets
  • Neither does one need a silver spoon to renew this card every year, since Simplyclick SBI Card's renewal fees cost the same amount as the joining fee itself, making it quite economical to own and utilize the accentuate your credit card experience
  • Besides, it also offers a gift voucher from Amazon, worth ₹500 rupees, on joining


  • However, as a card that is relatively small featuring comparatively minor benefits and features, Simplyclick SBI Card might appear as a redundant entity to many people, and they would not really want to spend their money on getting this card
  • Another disadvantage is its complicated sets of eligibility criteria that is applicable for different sets of people. For example, if one is salaried, they need to be at least 21 years old to apply. In the case of a person who is self-employed, they need to be at least 25 years old in order to file an application. For pensioners, the minimum required age is 40, at which they can successfully apply for the card. Therefore, the sheer affordability of the card and the complex eligibility criteria do not quite gel well together and seem to be contradictory to each other, proving it to be a strange kind of disadvantage that might stand in its way of being chosen by prospective cardholders

Joining Perks

  • The joining fee will be reversed on an annual spend of ₹1 lakh and more


  • The eligibility criteria for Simplyclick SBI Card are a complicated one. Different sets of qualifications exist for different categories of applicants. However, the common thing that puts all of these criteria into a single fold is the fact that
  • The applicants should be Indian citizens
  • The maximum age at which a person can apply for the Simplyclick SBI Card is fixed at 70
  • The minimum age at which various applicants can apply for the credit card varies according to the category that they belong to. For instance, a salaried employee may apply if they are 21, a self-employed person may apply at 25 and a pensioner can submit their application only if they are 40 years old

Documents Required

  • Proof of identity and proof of residence, both of which can be established by Aadhar Card, PAN Card, Voter ID Card, etc.
  • A copy of the salary slip or of the letter of employment at the enterprise where the applicant is currently working
  • For a self-employed individual, they need to produce the following documents:
  • Proof of identity and proof of residence, both of which can be verified and established via an Aadhar Card, PAN Card, Voter ID Card, etc.
  • Bank statements of the preceding six months
  • A copy of the statement of profit and loss or a copy of the final balance sheet of the year in which the applicant has submitted their application. Besides, the bank authorities can ask the applicant to furnish legal documentation to satisfy the nature and objective of the self-employment that the applicant engages in
  • If a pensioner wants to own a Simplyclick SBI Card, all they need to produce while applying are:
  • Proof of identity and proof of residence, attestable by the information found in the applicant's Aadhar Card, PAN Card and Voter ID Card
  • Bank statements of the past six months
  • A certificate of retirement that specifies that the applicant had been a bona fide employee of the enterprise and that the amount of pension has been set to a particular amount that is payable to the applicant


  • 10 reward points on online spends with exclusive partners: Amazon, BookMyShow, Cleartrip, Foodpanda, Lenskart, UrbanClap and Zoomcar
  • 5 reward points on all other kinds of online spends
  • On a total annual spend of one lakh and two lakh rupees; an e-voucher worth ₹2,000 is available.
  • A 1% fuel surcharge waiver across all petrol pumps in India
968 Reviews Sort

Not happy with this card

5 months ago | Sonalika Bhandari
I am having this card from quite a long tme but I am not happy with the customer service. They didn't respond properly. They take a very long time to solve a little query.

customer care responds is very irretating

5 months ago | MUSHARRAF KHAN
The way the customer care executives respond is very irretating. They don't at all listen to your query. The ploblem solving process is also very long. You have to wait for a long time.

Average card

5 months ago | N.Premalatha . E.Gowthaman
Using the Simply CLICK SBI Credit Card for the past 2 months. The customer support service is average with the SBI, the credit limit value is average with this card, it would be great if they can increase the credit limit value.

Good card

5 months ago | Ashok Kumar Pal
I got the Simply CLICK SBI Credit Card within 20 days of time .The process is very fast for me. The net banking is hassle free. Their field agents are very frendly.

Good card

5 months ago | SUBHASH KHURANA
Being associated with Simply CLICK SBI Credit Card, you will be entitled to enjoy the discounts available on the tickets booking for domestic as well as international flights.

Service charge is very high

5 months ago | Bharat Prabhakar Mane
The card is good to use but the service charge the bank is putting on you is really very high to pay. Instead of saving money you will pay more in this card.


5 months ago | Monika Kumari
SBI Only provides promotional offers, the lack of acceptance is another major issue. Not all the merchants are accepting this card as a mode of payment. Even their own SmartBuy platform does not accept this card.

Very costly

5 months ago | Chaitanya Jala
I am using this card from quite some time and it is very difficult to handle this card due to it's cost factor. This card is too costly as compared to other bank's credit cards.

Good credit limit with this card

5 months ago | Nuzhat Shabbir
Got the Simply CLICK SBI Credit Card around 6 months ago. The customer support service and the response is average with the SBI bank. The credit limit value is good with this Simply CLICK SBI Credit Card and i am satisfied with it. You can avail lounge service with this card.

Good expercience with this card

5 months ago | GURINDER .
It was a very good experience. It has got all the all kinds of facility such as domestic lounge access and online offers for shopping. So far it has been a very useful card for all my daily life requirements.