Joining Perk
Amazon Voucher of ₹500 on joining
SimplyCLICK Credit Card

SimplyCLICK Credit Card

Contactless Credit Card - Make payments Upto ₹2000 without using the PIN
Joining Fee

Available in 1041 cities
Min Income - 20K/month
Joining Perk


Joining Fee
Annual Fee
Get 1996 Chqbook Coins

Other Fee Benefits

  • Contactless Credit Card - Make payments Upto ₹2000 without using the PIN
  • ₹600 off on booking a Self–Drive Zoomcar worth ₹2,500 or more with SimplyCLICK SBI Card

Chqbook Review

For ₹1 lakh and ₹2 lakh spent online annually, customers receive e-gift vouchers valued at ₹2000 each. A very simple and compact, yet very powerful, credit card; the Simplyclick SBI Card is a must for every cardholder around. Although the Simplyclick SBI Card might not look much on first appearances, but as has always been, looks can be deceiving. It is a powerful and important card in its own right, and only by using it can one appreciate the truly ingenious nature of the people who have created the card in the first place


  • The most glaring and obvious advantage of Simplyclick SBI Card is its very low and very affordable joining fee. This means almost anybody can get to possess the credit card without spending too much out of their own pockets
  • Neither does one need a silver spoon to renew this card every year, since Simplyclick SBI Card's renewal fees cost the same amount as the joining fee itself, making it quite economical to own and utilize the accentuate your credit card experience
  • Besides, it also offers a gift voucher from Amazon, worth ₹500 rupees, on joining


  • However, as a card that is relatively small featuring comparatively minor benefits and features, Simplyclick SBI Card might appear as a redundant entity to many people, and they would not really want to spend their money on getting this card
  • Another disadvantage is its complicated sets of eligibility criteria that is applicable for different sets of people. For example, if one is salaried, they need to be at least 21 years old to apply. In the case of a person who is self-employed, they need to be at least 25 years old in order to file an application. For pensioners, the minimum required age is 40, at which they can successfully apply for the card. Therefore, the sheer affordability of the card and the complex eligibility criteria do not quite gel well together and seem to be contradictory to each other, proving it to be a strange kind of disadvantage that might stand in its way of being chosen by prospective cardholders

Joining Perks

  • The joining fee will be reversed on an annual spend of ₹1 lakh and more


  • The eligibility criteria for Simplyclick SBI Card are a complicated one. Different sets of qualifications exist for different categories of applicants. However, the common thing that puts all of these criteria into a single fold is the fact that
  • The applicants should be Indian citizens
  • The maximum age at which a person can apply for the Simplyclick SBI Card is fixed at 70
  • The minimum age at which various applicants can apply for the credit card varies according to the category that they belong to. For instance, a salaried employee may apply if they are 21, a self-employed person may apply at 25 and a pensioner can submit their application only if they are 40 years old

Documents Required

  • Proof of identity and proof of residence, both of which can be established by Aadhar Card, PAN Card, Voter ID Card, etc.
  • A copy of the salary slip or of the letter of employment at the enterprise where the applicant is currently working
  • For a self-employed individual, they need to produce the following documents:
  • Proof of identity and proof of residence, both of which can be verified and established via an Aadhar Card, PAN Card, Voter ID Card, etc.
  • Bank statements of the preceding six months
  • A copy of the statement of profit and loss or a copy of the final balance sheet of the year in which the applicant has submitted their application. Besides, the bank authorities can ask the applicant to furnish legal documentation to satisfy the nature and objective of the self-employment that the applicant engages in
  • If a pensioner wants to own a Simplyclick SBI Card, all they need to produce while applying are:
  • Proof of identity and proof of residence, attestable by the information found in the applicant's Aadhar Card, PAN Card and Voter ID Card
  • Bank statements of the past six months
  • A certificate of retirement that specifies that the applicant had been a bona fide employee of the enterprise and that the amount of pension has been set to a particular amount that is payable to the applicant


  • 10 reward points on online spends with exclusive partners: Amazon, BookMyShow, Cleartrip, Foodpanda, Lenskart, UrbanClap and Zoomcar
  • 5 reward points on all other kinds of online spends
  • On a total annual spend of one lakh and two lakh rupees; an e-voucher worth ₹2,000 is available.
  • A 1% fuel surcharge waiver across all petrol pumps in India
542 Reviews Sort

Good expercience with this card

1 year ago | GURINDER .
It was a very good experience. It has got all the all kinds of facility such as domestic lounge access and online offers for shopping. So far it has been a very useful card for all my daily life requirements.

Good offers for travelling

1 year ago | Harminder Singh
It is a good experience with Simply CLICK SBI Credit Card and i got the credit card on time. Great credit card for travelling! Would totally recommend to other.

Great card

1 year ago | Sindhu Nithiyananthan
Using this card allows you to avail many many offers like you can earn 2 reward points on every Rs. 150 charged to your card and you can enjoy 50% additional reward points if you spend above Rs. 75,000 in one statement cycle.

Happy with this card

1 year ago | Avadhesh Kumar Sharma
I am happy with this card. They provide you good customer service. Allows you to earn more reward points. You can also avail revolving credit at an attractive rate of interest.

Lots of offer with this card

1 year ago | SAT PAL
I am using Simply CLICK SBI Credit Card from quite a long time. There are lots of offers you can avail with this card. It's a very good card. Because you get quite a good amount of payback points.

Bestest card

1 year ago | Prashant S
You get fraud eligibility cover with this card. This cover is liable from the period of 48 hours prior to reporting of loss till 7 days post reporting of loss.


1 year ago | Rohan Gaikwad
I have taken a credit card with SBI,the limit on the card is 50,000,i have to pay annual of 500,they have offered a simply save credit card,i make card payment through mobile banking,the card has good offers for shopping i normally do it for fuel transactions.I am happy using this card.

Having good offer on this card

1 year ago | Devimala E
I am using this card from last 3 years and the services which they have been providing so far are good. The credit limit with the card also had been good as well and there has been good offers available with the card as well.

Amazing card

1 year ago | Dropad Debbarma
I am having this SBI Bank. The most interesting feature of this card is EMI conversion, so when ever I make a big transaction, I can convert that in to easy EMI installments. Processing charge is not too high when compared with other credit card providers and interest rate is also quite reasonable.

Getting good amount of rewards and cashback points

1 year ago | Prathamesh Bandopant Soyam
Overall the card is good to use. It gives you good amount of cash back and reward points. Worth using this card. You get buy one get one movie ticket with this card.