Our age is an age of technology. From daybreak to midnight, we are immersed in the boons of technology. Whatever might be the scene, we are indebted to technology in our daily lives. It won?t be too much to say that technology revolutionized our entire world, our entire way of life. Technology has changed our intellect and we have become smarter and faster in our daily capacities. Take for example; even a few years back we used to stand at the long queues at bank to withdraw our very own money is safely deposited out there. Now standing in those long queues were as if not enough, but the process also demanded filling of complex paper works as well. But a modern invention changed everything. Currently everything that we see around us, has a counterpart in the digital domain. Similarly financial sector has also digital existence to their name. And the doorway to this smart digital world is a rectangular piece of plastic- the credit card. The credit card can essentially be used for two purposes. Namely for transactions and secondly for Shopping. In fact the term credit in the credit card stands for the credit which you get while Shopping using it. Actually the process by which a credit card operates is pretty simple. You buy a stuff, swap your card in the POS machine, which reads all the necessary digital data and information scripted on the card. Now you actually bought that stuff in credit, without actually having to pay right then and there in hard cash. Your authorized card does it for you. Now all you have to do is repay that amount to your bank account within a given period of time at your convenience. This amazing process is possible only with a credit card.
As days passed, more and more people became interested in possessing the card. And guessing the situation, almost all leading banking players began to issue them to their customers. On the other hand, banks began to get into an agreement with a large number of service providers such as retail outlets, restaurants, e-commerce and travel booking websites and many other of that sort. If any customer uses his credit card to shop from any of those select websites or stores, he or she gets a huge discount in the form of guaranteed cashback, or other forms. Credit cards can be divided into a number of sub categories. The most potent one is the #CARD_TYPE credit card which can be used anywhere across the world for Shopping. With the advent of technological advancements such as these, the world began to shrink in size. Digitalization paved the way for the interconnected world of today in which we reside. It paved the way for an effective global village- a state where physical land boundaries and borders won?t matter much. This process of instant business and instant Shopping boosted the economies, and directly helped the developing countries of Asia, Africa and the Latin Americas.
|Different Types of Credit Cards and Types||Joining Fee||Annual Fee|
|ICICI Bank™ Platinum Chip Credit Card||0||0.00|
|SimplyCLICK SBI™ Credit Card||499||0.00|
|HDFC Bank World MasterCard||500||0.00|
|ICICI Bank™ Coral Credit Card||500||500.00|
|RBL™ Bank Titanium Delight Credit Card||750||750.00|
|American Express® Gold Card||1000||4500.00|
|IndianOil Citi™ Platinum Credit Card||1000||0.00|
|HDFC Bank Platinum Plus Credit Card||1000||0.00|
|HDFC Bank Visa Signature Credit Card||1000||0.00|
|RBL™ Bank Platinum Delight Credit Card||1000||1000.00|
|Jet Airways ICICI Bank™ Coral Visa Credit Card||1250||1250.00|
|RBL™ Platinum Maxima Credit Card||2000||2000.00|
|Jet Privilege HDFC Bank World Credit Card||2500||0.00|
|SBI™ Card Prime||2999||0.00|
|ICICI Bank™ Rubyx Credit Card||3000||2000.00|
|ICICI Bank™ Ferrari™ Signature Credit Card||3999||3999.00|
|Air India SBI™ Signature Credit Card||4999||0.00|
|Jet Airways American Express® Platinum Credit Card||5000||10000.00|
|ICICI Bank™ Sapphiro Credit Card||6500||3500.00|
Free annual membership fee to those registered with Air India Frequent Flyer Program with returns.
This is one of our favourite Credit Cards – not only is it raining rewards, you also get the fabulous 18 karat and 24 karat Rewards redemption program. Statement credit is great too and let's you get instant gratification for the points you earn across almost all transactions. Lastly, the American Express® Gold Card just looks amazingly good and has great flaunt value – go for it!