Our age is an age of technology. From daybreak to midnight, we are immersed in the boons of technology. Whatever might be the scene, we are indebted to technology in our daily lives. It won?t be too much to say that technology revolutionized our entire world, our entire way of life. Technology has changed our intellect and we have become smarter and faster in our daily capacities. Take for example; even a few years back we used to stand at the long queues at bank to withdraw our very own money is safely deposited out there. Now standing in those long queues were as if not enough, but the process also demanded filling of complex paper works as well. But a modern invention changed everything. Currently everything that we see around us, has a counterpart in the digital domain. Similarly financial sector has also digital existence to their name. And the doorway to this smart digital world is a rectangular piece of plastic- the credit card. The credit card can essentially be used for two purposes. Namely for transactions and secondly for Shopping. In fact the term credit in the credit card stands for the credit which you get while Shopping using it. Actually the process by which a credit card operates is pretty simple. You buy a stuff, swap your card in the POS machine, which reads all the necessary digital data and information scripted on the card. Now you actually bought that stuff in credit, without actually having to pay right then and there in hard cash. Your authorized card does it for you. Now all you have to do is repay that amount to your bank account within a given period of time at your convenience. This amazing process is possible only with a credit card.
As days passed, more and more people became interested in possessing the card. And guessing the situation, almost all leading banking players began to issue them to their customers. On the other hand, banks began to get into an agreement with a large number of service providers such as retail outlets, restaurants, e-commerce and travel booking websites and many other of that sort. If any customer uses his credit card to shop from any of those select websites or stores, he or she gets a huge discount in the form of guaranteed cashback, or other forms. Credit cards can be divided into a number of sub categories. The most potent one is the #CARD_TYPE credit card which can be used anywhere across the world for Shopping. With the advent of technological advancements such as these, the world began to shrink in size. Digitalization paved the way for the interconnected world of today in which we reside. It paved the way for an effective global village- a state where physical land boundaries and borders won?t matter much. This process of instant business and instant Shopping boosted the economies, and directly helped the developing countries of Asia, Africa and the Latin Americas.
|Different Types of Credit Cards and Types||Joining Fee||Annual Fee|
|ICICI Bank™ Platinum Chip Credit Card||0||0.00|
|SimplySAVE SBI Card||499||499.00|
|FBB SBI STYLEUP Contactless Card||499||499.00|
|Manchester United ICICI Bank™ Platinum Credit Card||499||499.00|
|SimplyCLICK SBI Credit Card||499||499.00|
|ICICI Bank™ Coral Credit Card||500||500.00|
|HDFC Bank Bharat Credit Card||500||500.00|
|HDFC Bank Freedom Credit Card||500||500.00|
|RBL™ Bank Titanium Delight Credit Card||750||750.00|
|RBL™ Bank Platinum Delight Credit Card||1000||1000.00|
|RBL™ Platinum Maxima Credit Card||2000||2000.00|
|Manchester United ICICI Bank™ Signature Credit Card||2499||2499.00|
|SBI Card Prime||2999||2999.00|
|ICICI Bank™ Rubyx Credit Card||3000||2000.00|
|SBI Card ELITE Advantage||4999||4999.00|
|SBI Card ELITE||4999||4999.00|
|ICICI Bank™ Sapphiro Credit Card||6500||3500.00|
One of its kinds, the FBB SBI STYLEUP CONTACTLESS CARD is the ultimatechoice for the metro crowd. It not only helps to avail all that a metro city offers, but at the same time never weights heavy on the wallet
Enjoy Cashback on your everyday spends
Everything you explore will be rewarding
The ICICI Bank's Coral Credit Card comes in cheap – at just a Rs. 500 annual fee, you can actually get this back in the first month itself by going for the 1+1 movie offer from BookMyShow™. Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.
The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.
The ICICI Bank™ Rubyx Credit Card stands out for the benefits it gives for the fee it charges. From the get go, you get Welcome vouchers worth ₹5000 upon joining. Apart from that, the free movie tickets of upto ₹300 are an added bonus – this adds up to ₹7200 per year of savings, which itself is more than the annual fees. Ofcourse, this is just the start and the list of rewards is indeed long. Go for this credit card if you love shopping, movies and are looking for value for money.
The ICICI Bank™ Sapphiro Credit Card is one of the best cards for Shopping and Travel. From Statement Credit, to free movie tickets, this card has it all. We also love the DragonPass which allows you to access over 450+ airport lounges worldwide. You also get free access to Domestic Airport lounges 4 times each quarter – more than enough to keep anyone happy. Go for this card if you value points on Shopping, free movie tickets, free golf and access to airport lounges.
With an annual fee of ₹499, Manchester United ICICI Bank™ Platinum Credit Card is one of the most economical card available. This card comes with a 1+1 movie offers through BookMyShow™, dining discounts and exclusive Manchester United merchandise discounts. Complementary airport lounge access is a plus. Top spenders will receive an exclusively fully paid Manchester United Experience with a private tour of stadium and museum in Stretford, England and get a chance to watch the stars train
Live your passion! If you are fan of Manchester United or any other Football Premier league team, then Manchester United ICICI Bank™ Signature Credit Card is a must to have. This card comes with a loads of freebies and discount on exclusive merchandises. Top spenders get an exclusive Manchester United experience with a tour to stadium and museum in Stretford, England, along with quarterly lounge access
The RBL Platinum Delight Credit Card rewards first time or new credit card users with enough points to make it save more than the fees every year. We also loved the 2x Rewards on the weekends, the fuel surcharge waiver and getting to earn 1000 Bonus Rewards points every month
The RBL Bank Titanium Delight Credit Card delivers on Shopping & Dining benefits. It's also great for booking movie tickets and has a good Rewards system. RBL Bank's website has an extensive redemption platform from where you can book Flights, Hotels, buy Mobile Phones and shop for hundreds of other items
The RBL Platinum Maxima credit card is a must for movie-goers & frequent travellers. It has a great Rewards program and also gives you free movie tickets every month. This card is an all-rounder with reward points on shopping, flights & almost all other categories of spends.
If you are looking for a credit card that fits right with your desire to shop and live up life the way you want to, SBI Card Elite is the perfect kind of credit card for you from State Bank of India. With this card in your possession, you can expect the best experience, unmatched convenience and exciting offers and benefits with its use on paying for all of your spends
You can access cash from anywhere with over 1 million Visa ATMs in more than 100 countries around the world. If you are looking for a credit card that fits right with your desire to shop and live up life the way you want to, SBI Card Elite is the perfect kind of credit card for you from State Bank of India. With this card in your possession, you can expect the best experience, unmatched convenience and exciting offers and benefits with its use on paying for all of your spends
Daily purchases now made easy with SBI Card PRIME. Simply wave your card at a secure reader to transact. In the quest for finding your destination for unparalleled convenience and ease of living the lifestyle of your dreams, SBI Card Prime is the best thing that you may come across. By far, it is one of those credit cards that is filled to the brim with exciting features and exquisite benefits.
For ₹1 lakh and ₹2 lakh spent online annually, customers receive e-gift vouchers valued at ₹2000 each. A very simple and compact, yet very powerful, credit card; the Simplyclick SBI Card is a must for every cardholder around. Although the Simplyclick SBI Card might not look much on first appearances, but as has always been, looks can be deceiving. It is a powerful and important card in its own right, and only by using it can one appreciate the truly ingenious nature of the people who have created the card in the first place
This SimplySave SBI card does justice to its name, offering the user thousand and one option of saving his bucks, while maintaining his standard way of life