We are the citizens of 21st century- the age of knowledge, technology and aspiration. And standing in such an exclusive age, our everyday lives are intertwined with a multitude of technologies which we have at our disposal, for our own convenience. Our world has changed rapidly in the past few years. Just in over a decade, everything has metamorphosed into a better tomorrow. And in this transition technology played a very important role, rather the most pivotal role. Today in our daily lives, we get everything at an arm?s distance. And mundane chores of yesteryears such as Shopping and banking have been easy to such an extent that labeling them merely as child?s play won?t suffice. Now behind all such transition, there are several pieces of the pie which have come together to achieve this wonder. And one of them is a rectangular piece of plastic, the credit card. Credit cards have not only dramatically eased our problems regarding monetary transactions, but along with it they have opened up altogether a new world for Shopping and other allied commercial ventures. Just imagine the situation before the advent of this rectangular piece of plastic; recall the situation at the banking sector. Nearly an entire day was wasted, standing and filing complex paper works just to withdraw your very own hard earned money! Thankfully today we don?t have to endure such plight and hardship, our accounts are accessible from anywhere around the world. This ease of transaction opened up a thousand opportunities for the sellers and merchants, and very soon credit card paired with another potent tool of today- the e-commerce and history was created.
Not only the e-commerce selling junctions, but the digital boom affected the traditional setups and stores as well. As the popularity of credit cards grew, banking giants were compelled to issue and expand their services to an ever growing number of happy and eager customers. And in this juncture the best minds of business came together and devised a plan to capture the market with just a pat! These banks began to tie up with the selling junctures and service providers. Understandings were made in such a way that it became a win-win situation for both the financers and the sellers. The tie-ups came into formation in such a manner that the customers or the end users began to get guaranteed offers on cash backs, discounts and other benefits. The e-commerce boom sustained riding on these agreements. For example Shopping from an e-commerce setup digitally would guarantee a cashback, or a lavish discount, which is unavailable if you buy using hard cash. And this boom in a very short amount of time consumed the entire globe and even in developing countries such as India began to experience this phenomenon. The newly emerging cities such as Kaithal are growing on top of this digital Shopping boom. In order to enjoy all the nuances of the city life, one definitely have to subscribe to the new way of life.
|Different Types of Credit Cards and Types||Joining Fee||Annual Fee|
|ICICI Bank™ Platinum Chip Credit Card||0||0.00|
|ICICI Bank™ Coral Credit Card||500||500.00|
|ICICI Bank™ Rubyx Credit Card||3000||2000.00|
|ICICI Bank™ Sapphiro Credit Card||6500||3500.00|
The ICICI Bank's Coral Credit Card comes in cheap – at just a Rs. 500 annual fee, you can actually get this back in the first month itself by going for the 1+1 movie offer from BookMyShow™. Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.
The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.
The ICICI Bank™ Rubyx Credit Card stands out for the benefits it gives for the fee it charges. From the get go, you get Welcome vouchers worth ₹5000 upon joining. Apart from that, the free movie tickets of upto ₹300 are an added bonus – this adds up to ₹7200 per year of savings, which itself is more than the annual fees. Ofcourse, this is just the start and the list of rewards is indeed long. Go for this credit card if you love shopping, movies and are looking for value for money.
The ICICI Bank™ Sapphiro Credit Card is one of the best cards for Shopping and Travel. From Statement Credit, to free movie tickets, this card has it all. We also love the DragonPass which allows you to access over 450+ airport lounges worldwide. You also get free access to Domestic Airport lounges 4 times each quarter – more than enough to keep anyone happy. Go for this card if you value points on Shopping, free movie tickets, free golf and access to airport lounges.