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CREDIT CARDS IN Kolkata

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55274 Reviews
Pros & Cons
More Details
Explore Cards
55274 Reviews
Pros & Cons
More Details
USP
5000 reward points as a welcome gift
Air India SBI Platinum Card
Discount of 2.5% on extra fuel surcharge for each fill between ₹500 and ₹4,000
Get 6000 Chqbook Coins
₹1,499
INSTANT  APPLY 
local_gas_station
Fuel
Travel
USP
5000 reward points as a welcome gift
Air India SBI Platinum Card
Air India SBI Platinum Card
₹1,499
Discount of 2.5% on extra fuel surcharge for each fill between ₹500 and ₹4,000
USP
20000 Reward points on payment of joining fee
Air India SBI Signature Credit Card
Get 20000 Reward points as a welcome gift on payment of your joining fee
Get 20000 Chqbook Coins
₹4,999
INSTANT  APPLY 
Rewards
Travel
USP
20000 Reward points on payment of joining fee
Air India SBI Signature Credit Card
Air India SBI Signature Credit Card
₹4,999
Get 20000 Reward points as a welcome gift on payment of your joining fee
USP
5% savings on fuel, equivalent to almost 70 litres per year
BPCL SBI Card
Earn 5 reward points per ₹100 transaction. 4 reward points roughly make up ₹1
Get 2000 Chqbook Coins
₹499
INSTANT  APPLY 
local_gas_station
Fuel
Rewards
USP
5% savings on fuel, equivalent to almost 70 litres per year
BPCL SBI Card
BPCL SBI Card
₹499
Earn 5 reward points per ₹100 transaction. 4 reward points roughly make up ₹1
USP
Get 2.5% value back on all spends across fbb, Big Bazaar or Food Bazaar
FBB SBI STYLEUP Contactless Card
Right at the time of joining you will get a gift voucher worth ₹500
Get 2000 Chqbook Coins
₹499
INSTANT  APPLY 
Travel
Shopping
USP
Get 2.5% value back on all spends across fbb, Big Bazaar or Food Bazaar
FBB SBI STYLEUP Contactless Card
FBB SBI STYLEUP Contactless Card
₹499
Right at the time of joining you will get a gift voucher worth ₹500
USP
10% value back on railway tickets purchase
IRCTC SBI Platinum Card
Save 1.8% transaction charges on railway ticket bookings on www.irctc.co.in
Get 1200 Chqbook Coins
₹500
INSTANT  APPLY 
Travel
Rewards
USP
10% value back on railway tickets purchase
IRCTC SBI Platinum Card
IRCTC SBI Platinum Card
₹500
Save 1.8% transaction charges on railway ticket bookings on www.irctc.co.in
USP
10 reward points per ₹100 spent on Departmental stores and Grocery
Mumbai Metro SBI Card
2000 turbo points on expenditure of ₹2000 within initial 60 days
Get 2000 Chqbook Coins
₹499
INSTANT  APPLY 
Travel
Rewards
USP
10 reward points per ₹100 spent on Departmental stores and Grocery
Mumbai Metro SBI Card
Mumbai Metro SBI Card
₹499
2000 turbo points on expenditure of ₹2000 within initial 60 days
USP
Welcome e–Gift Voucher worth ₹5,000
SBI Card ELITE
Get 2 free movie tickets every month and save upto ₹6,000 with the BookMyShow™
Get 20000 Chqbook Coins
₹4,999
INSTANT  APPLY 
Shopping
Travel
USP
Welcome e–Gift Voucher worth ₹5,000
SBI Card ELITE
SBI Card ELITE
₹4,999
Get 2 free movie tickets every month and save upto ₹6,000 with the BookMyShow™
USP
Welcome e–gift Voucher worth ₹3,000
SBI Card Prime
Welcome e–gift Voucher worth ₹3,000 from from select premium brands
Get 12000 Chqbook Coins
₹2,999
INSTANT  APPLY 
Rewards
Shopping
USP
Welcome e–gift Voucher worth ₹3,000
SBI Card Prime
SBI Card Prime
₹2,999
Welcome e–gift Voucher worth ₹3,000 from from select premium brands
USP
Amazon Voucher of ₹500 on joining
SimplyCLICK SBI Credit Card
Contactless Credit Card - Make payments Upto ₹2000 without using the PIN
Get 2000 Chqbook Coins
₹499
INSTANT  APPLY 
Shopping
Dining
USP
Amazon Voucher of ₹500 on joining
SimplyCLICK SBI Credit Card
SimplyCLICK SBI Credit Card
₹499
Contactless Credit Card - Make payments Upto ₹2000 without using the PIN
USP
1% fuel surcharge waiver on any petrol pump
SimplySAVE SBI Card
Bag 2000 bonus points on spending ₹2000 within the first 60 days
Get 2000 Chqbook Coins
₹499
INSTANT  APPLY 
Shopping
Travel
USP
1% fuel surcharge waiver on any petrol pump
SimplySAVE SBI Card
SimplySAVE SBI Card
₹499
Bag 2000 bonus points on spending ₹2000 within the first 60 days
USP
₹4,500 vouchers on international & domestic holidays
Yatra SBI card
Get Yatra.com vouchers worth ₹8,250 on joining
Get 2000 Chqbook Coins
₹499
INSTANT  APPLY 
Rewards
Travel
USP
₹4,500 vouchers on international & domestic holidays
Yatra SBI card
Yatra SBI card
₹499
Get Yatra.com vouchers worth ₹8,250 on joining
* Terms & Conditions Apply

Introduction:

Standing in the 21stcentury, perhaps everyone among us knows what a credit card is. And this has changed our world in a very short span of time. The main task of a credit card is to ease the process of monetary transactions, and ease the burden of complexities associated with it. Firstly to begin with, they have eased the entire process of withdrawal of money from banks. Earlier withdrawal meant spending almost an entire day standing at the queue, then completing paperwork to get hold of your own hard earned money. But with the advent of credit cards, buying things and paying off bills became almost like a child's play, just swap your card, which contains a digital signature, and its done. All you have to do is pay the money at your bank on a later date, right at your convenience.

This unique invention not only eased the burden of carrying cash, but also opened a whole new world of opportunities for trade and commerce. In fact the rapid growth of e-commerce owes its debt to digital transactions. The digital transactions, fuelled by the development of credit cards positively affected the global economy and led our world strongly into the direction of a global village. The added benefits one gets from it are possible due to the cross platform links that the banks have with diverse range of services and brands and companies. For example, a tourist from Kolkata, on a vacation in Paris, can buy using products his credit card from the local store. This feat is possible just because his bank, or the bank from which he has issued his credit card, has linked itself with the service provider or the Parisian store from which he shopped. There are thus a lot of service providers to choose from the best credit cards in Kolkata.


Classification of Credit Cards:

Now just like anything, a credit card is classified into a number of subtypes. To begin with comes a normal one. Then comes the gold, silver and platinum ranged ones. As we all know, platinum is the most expensive metal used by man for ornamental purposes. So a visa ranged credit card would definitely wield much more benefits than a normal one or a silver one, beating even the gold ranged credit card. Now apart from this range, there comes another type of credit card- the visa credit card. As we all know, to visit a foreign land we need to have a passport and visa - or a provincial passport issued by the authorities of that foreign land. If you don't get a visa you cannot enter that country. Now on a similar note a visa credit card is required to buy commodities from a foreign country. To simplify it more, a visa credit card can be used anywhere around this wide world.


Credit Card Options:

With the growing popularity of credit cards, almost all the leading banking players began to issue credit cards for their customers. And for a big growing city like Kolkata, all the above mentioned facilities are available from the banks while availing a credit card. So whether you want a Visa credit card, or a normal silver one, or a high ranged World Visa credit card- you have a number of options to choose for the most suitable credit cards in Kolkata. All you have to do is contact the banking officials of your nearby branch and avail the credit cards which suit your need. And most importantly, to feel and enjoy all the nuances of a metro city like Kolkata, credit card is essentially needed.


Apply for best credit cards in Kolkata

Different Types of Credit Cards and TypesJoining FeeAnnual Fee
BPCL SBI Card499499.00
SimplyCLICK SBI Credit Card499499.00
FBB SBI STYLEUP Contactless Card499499.00
Yatra SBI card499499.00
Mumbai Metro SBI Card499499.00
SimplySAVE SBI Card499499.00
IRCTC SBI Platinum Card500300.00
Air India SBI Platinum Card14991499.00
SBI Card Prime29992999.00
Air India SBI Signature Credit Card49994999.00
SBI Card ELITE49994999.00


Know More about cards


USP
5000 reward points as a welcome gift
Air India SBI Platinum Card
Discount of 2.5% on extra fuel surcharge for each fill between ₹500 and ₹4,000
Get 6000 Chqbook Coins
₹1,499
INSTANT  APPLY 
local_gas_station
Fuel
Travel
USP
5000 reward points as a welcome gift
Air India SBI Platinum Card
Air India SBI Platinum Card
₹1,499
Discount of 2.5% on extra fuel surcharge for each fill between ₹500 and ₹4,000

Chqbook Review

Air India SBI Platinum Credit Card is the best option for frequent international commuters as it is globally accepted and does not exorbitant fees as overseas charges. Air India SBI Platinum Credit Card is an immensely rewarding card that enhances the shopping experience of customer. The bounty of additional features makes this card profitable for transactions and the distribution of points makes your shopping experience a gratifying one. One can collect reward points so as to receive exciting gifts and products from upscale stores. The Emergency Card facility will lend you the security and ensure that you get a new card in case of a loss or theft of the original card

  PROS

  • When you sign up for Air India SBI Platinum Credit Card, you get a welcome freebie coupon for ₹3000
  • You will gain reward points for spending in international travel, supermarkets, restaurants etc.
  • You will gain reward points for spending in international travel, supermarkets, restaurants etc.
  • You can access entry to around 200 golf courses in the world as a complimentary gift
  • Gets free access to airport lounge using Priority Pass Program for nominal fees
  • Email alerts, SMS and monthly statements will ensure that you have the updates of your performance and transactions of your card
  • If your expenditures exceed the limit five lakh rupees every year, you win a free domestic air ticket (one-way)
  • Use your Air India SBI Platinum Credit Card for more than a year and kickstart the next year with an anniversary gift coupon worth ₹ 3000
  • You can use your SBI Card account using net banking with ease
  • Alerts to ensure that your utility bills are paid on time which will also gain more reward points.
  • Alerts to ensure that your utility bills are paid on time which will also gain more reward points.
  • The Air India SBI Platinum Credit Card has the Easy Money Facility

  CONS

  • The Air India SBI Platinum Credit Card doesn't offer complimentary golf games either in India or abroad. Therefore, people who prefer to get golf privileges along with their travel cards should consider some other card
  • The Air India SBI Platinum Credit Card does not have any dining offers. Many other travel cards offer rebates as well as dining privileges at popular restaurants
  • The rewards program and redeeming of points for miles is only applicable for Air India flights. It implies that you shall not be able to avail of any benefits through your Air India SBI Platinum Credit Card if you want to travel by any other airlines
  • While the Air India SBI Platinum Credit Card offers fairly decent reward points but there are other cards also which proffer better reward points

USP
20000 Reward points on payment of joining fee
Air India SBI Signature Credit Card
Get 20000 Reward points as a welcome gift on payment of your joining fee
Get 20000 Chqbook Coins
₹4,999
INSTANT  APPLY 
Rewards
Travel
USP
20000 Reward points on payment of joining fee
Air India SBI Signature Credit Card
Air India SBI Signature Credit Card
₹4,999
Get 20000 Reward points as a welcome gift on payment of your joining fee

Chqbook Review

Free annual membership fee to those registered with Air India Frequent Flyer Program with returns. If you are on lookout for a card abounding in discounts, multiple offers and exciting deals, Air India SBI Signature Credit Card is your perfect choice. It offers optimum reward ratio to its clients. The card is ideally designed for frequent commuters to make their domestic and international travels reasonable without compromising on the quality of travel.

  PROS

  • Enjoy cover on the lost card of ₹1 lakh. This cover is applicable from the period of 48 hours before reporting of loss till 7 days after intimating the concerned authorities with the loss
  • Access cash from over 1 million Visa ATMs all over the world incorporating over 18,000 Visa ATMs in India. You can also withdraw cash from 10,000 State Bank of India ATMs in across 100 cities in India
  • Get exemption on 1% fuel surcharge with your Air India SBI Signature Card, across all petrol pumps
  • Purchase fuel worth ₹ 500 to ₹ 4,000, to avail this benefit. Get maximum surcharge waiver of ₹ 250 on each statement cycle. Taxes are applicable as per the regulations
  • Acknowledged at over 2 million Visa centers worldwide and over 2,85,000 centers in India
  • Avail for additional benefits by opting for add-on cards for your family members who are above the age of 18
  • Your Air India SBI Signature Card is enabled with chip and pin security strengthening you with state-of-art security against fraudulence and scheming
  • Easy Bill Pay facility on your AIR India SBI Signature Credit Card helps you to pay your telephone, electricity and other bills on time
  • Make any purchase worth ₹ 2,500 with Flexipay or more and log on to the official website of SBI within 30 days to convert your purchase into Easy Monthly Installment
  • Transferring the balance amount through EMI
  • You can transfer the balance of other bank's credit cards to your Air India SBI Signature Card, to get a reduced rate of interest and pay back in EMIs
  • You can get a draft or cheque with the Easy Money feature against your cash limit and have it delivered to your address
  • You can book railway tickets online with your Air India SBI Signature Card without any hassle
  • You can replace your Air India SBI Signature Card anywhere in the world
  • You can choose from three different types of Insurance covers with your AIR India SBI Signature Credit Card which enables you to tackle accidents, health issues, card loss, loss of the card or theft and more
  • With AIR India SBI Signature Credit Card, you can have steady inflow of cash and also encash up to or above your credit limit. Thus you are always geared up for any kind of emergency

  CONS

  • The AIR India SBI Signature Credit Card may not be the best option if you are not a regular passenger of Air India as this card doesn't offer benefits to the commuters through other airlines.
  • A usage fee of up to ₹7 will be charged to your AIR India SBI Signature Card each time on visiting a Priority Pass member lounge.

USP
5% savings on fuel, equivalent to almost 70 litres per year
BPCL SBI Card
Earn 5 reward points per ₹100 transaction. 4 reward points roughly make up ₹1
Get 2000 Chqbook Coins
₹499
INSTANT  APPLY 
local_gas_station
Fuel
Rewards
USP
5% savings on fuel, equivalent to almost 70 litres per year
BPCL SBI Card
BPCL SBI Card
₹499
Earn 5 reward points per ₹100 transaction. 4 reward points roughly make up ₹1

Chqbook Review

The BPCL SBI card offers a multitude of saving schemes best suited for a common man who has to spend a lot on fuels for his daily job

  PROS

  • WELCOME GIFT: At the very onset, a user is greeted with a whopping 2,000 reward points! This lavish surprise comes as an activation bonus and welcome treat. Practically speaking the reward points amounts to ₹500, which can be redeemed anytime as per your convenience at the select BPCL outlets against petrol transaction.
  • WELCOME GIFT: At the very onset, a user is greeted with a whopping 2,000 reward points! This lavish surprise comes as an activation bonus and welcome treat. Practically speaking the reward points amounts to ₹500, which can be redeemed anytime as per your convenience at the select BPCL outlets against petrol transaction.
  • GLOBAL ACCEPTENCE: Secondly the BPCL SBI card is accepted throughout the wide globe. It is an international card like the visa ones, opening up a borderless world in front of you. You can use this card to transact in any of the 24 million stores scattered throughout the globe, including 3.25 lakh select stores in India.
  • EASY BILL PAYMENT: The users of the SBI BPCL card can utilize the Easy bill pay feature to pay various important bills such as internet, electricity, telephone effortlessly.
  • EASY BILL PAYMENT: The users of the SBI BPCL card can utilize the Easy bill pay feature to pay various important bills such as internet, electricity, telephone effortlessly.
  • EMI BALANCE TRANSFER: A BPCL SBI card holder is offered with the option of transferring his due EMI'S into their BPCL card, and repay in easy monthly instalments, at a lower interest rate. The facility can be availed by net banking or by informing the customer care.
  • EMI BALANCE TRANSFER: A BPCL SBI card holder is offered with the option of transferring his due EMI'S into their BPCL card, and repay in easy monthly instalments, at a lower interest rate. The facility can be availed by net banking or by informing the customer care.
  • EASY REPAYMENTS: using the flexi-pay option the BPCL SBI card holder can easily repay their transactions.
  • EASY REPAYMENTS: using the flexi-pay option the BPCL SBI card holder can easily repay their transactions.
  • ADD ON CARDS: another prime benefit that you will get while using the BPCL SBI card is availing the add-on cards for free. Family members of the original card holder (must be above 18 years of age) can easily avail the add on cards.
  • EASY MONEY: Another ground breaking feature of the BPCL SBI card is the easy money feature which you can avail quite easily. To begin with the scheme is quite simple- just converting your cash limit into actual cash using net banking. The same thing can be done by requesting a draft or cheque as well, which will be delivered to your address.
  • FUEL SURCHARGE WAIVER: as a BPCL SBI card holder you are entitled to a surcharge waiver of 1% up to 4000 thousand rupees. In this scheme you can effectively waive ₹1200 annually.

  CONS

  • As the BPCL SBI card is essentially formulated to ease the burden of fuel costs, which seriously bothers a common man, it hardly takes care of the other aspects such as entertainment and luxury. Thus benefits in those fields are limited to a large scale

USP
Get 2.5% value back on all spends across fbb, Big Bazaar or Food Bazaar
FBB SBI STYLEUP Contactless Card
Right at the time of joining you will get a gift voucher worth ₹500
Get 2000 Chqbook Coins
₹499
INSTANT  APPLY 
Travel
Shopping
USP
Get 2.5% value back on all spends across fbb, Big Bazaar or Food Bazaar
FBB SBI STYLEUP Contactless Card
FBB SBI STYLEUP Contactless Card
₹499
Right at the time of joining you will get a gift voucher worth ₹500

Chqbook Review

One of its kinds, the FBB SBI STYLEUP CONTACTLESS CARD is the ultimatechoice for the metro crowd. It not only helps to avail all that a metro city offers, but at the same time never weights heavy on the wallet

  PROS

  • You can always have your hands on ash, with over 24million ATM kiosks falling under the grid
  • The easy pay facility of the FBB SBI STYLEUP CONTACTLESS CARD makes sure that you never miss a payment of your utility bills such as insurance, internet, telephone and so on. Moreover you can pay all of them at zero additional charge
  • The FBB SBI STYLEUP CONTACTLESS CARD comes with flexi pay option, which enables you toconvert all your transaction into easy monthly segments
  • The balance transfer option of the FBB SBI STYLEUP CONTACTLESS CARDenables you to transfer any other outstanding creditcard balance to your sbi card. And then on you can repay them under easy installments and lower rate of interest
  • With the easy money facility towed with the card, you can always have money when you need. This facility you can get a draft or cheque against your credit limit
  • The FBB SBI STYLEUP CONTACTLESS CARD is undoubtedly a global creation. You can use this card anywhere across the world, with over 24million stores falling under the grid
  • There are over 3.25 lakh stores in India, from where you an avail immense discounts and other facilities using this card
  • You an avail add-on cards for member of your family, given the fact he or she is above 18 years of age
  • The card comes with an impressive replacement facility. It means that even if you lose your card in a foreign country, you will get an easy replacement. The 24X7 helpline is always at your service for emergency card replacement
  • The card awards you a 10X reward point on all spending at Big Bazaar, fbb and Food Bazaar, along with the dining spending as mentioned earlier
  • With the card, you can avail an anniversary gift of 2000 bonus points every year, which is redeemable at the fbb, Big Bazaar and Food Bazaar stores

  CONS

  • As the FBB SBI STYLEUP CONTACTLESS CARD ispivoted more towards fashion spending and urban usage, it is a bit weak for heavy daily usage. Although it has got a global footmark, yet its features might seem limited to a seasoned traveler
  • The card lacks even in the domestic cluster in features such as domestic travel, airfares and so on. Health facility is also not well covered

USP
10% value back on railway tickets purchase
IRCTC SBI Platinum Card
Save 1.8% transaction charges on railway ticket bookings on www.irctc.co.in
Get 1200 Chqbook Coins
₹500
INSTANT  APPLY 
Travel
Rewards
USP
10% value back on railway tickets purchase
IRCTC SBI Platinum Card
IRCTC SBI Platinum Card
₹500
Save 1.8% transaction charges on railway ticket bookings on www.irctc.co.in

Chqbook Review

The SBI IRCTC Platinum Credit Card has been expressly designed for users so as to address the specific needs and preferences in travel and lifestyle. The SBI IRCTC Platinum Credit Card adds an aesthetic touch to the users’ regular expenditure and travel bookings. The SBI IRCTC Platinum Credit Card brings the unique blend of conveniences and privileges which includes 100% value pack on the AC Ticket fare as railways points and complimentary membership to Shubh Yatra Scheme for regular traveler’s et al

  PROS

  • Facilities such as Flexipay help you with easy money and transfer of balance amount or automated payment of bills. Convert your transactions in monthly installments with Flexipay. Just transact for ₹ 2,500 or more and log on to the official website of SBI within 30 days of purchase to convert it into Flexipay
  • The SBI IRCTC Platinum Credit Card has exemplary reward packages for its customers. Buy tickets through the official website of IRCTC for AC1, AC2. AC3 and AC CC and gain upto 10% Valueback as turbo points (1 Reward Point = ₹ 1). You can also gain 1 Reward point for every ₹ 125 expended on non-fuel retail purchases, including booking of railway ticket through the official website of IRCTC
  • The SBI IRCTC Platinum Credit Card holders are exempted from paying the additional charge of on 1% fuel across all petrol pumps in India, on transactions of ₹ 500 - Rs. 3,000, exclusive of GST and other charges
  • The SBI IRCTC Platinum Credit Card is exclusively a travel card and has worldwide acceptance. This travel card can be used in over 29 million outlets across the globe, including 3.25 lakh outlets in India. All users need to do is to look for the VISA sign with the merchant and present their card for payment. With global acceptance, users can travel anywhere and avail all the attractive benefits and offers provided by the card
  • The SBI IRCTC Platinum Credit Card is exclusively a travel card and has worldwide acceptance. This travel card can be used in over 29 million outlets across the globe, including 3.25 lakh outlets in India. All users need to do is to look for the VISA sign with the merchant and present their card for payment. With global acceptance, users can travel anywhere and avail all the attractive benefits and offers provided by the card
  • As the SBI Platinum IRCTC Credit Card has universal acceptance, the card holders can withdraw cash anytime from any Visa ATM. The users have the alternative to withdraw cash from over 1.2 million VISA ATMs across the world which includes 18,000 ATMs in India. You also get access to over 10,000 SBI ATMs across over 100 cities in India itself from where you can withdraw money anytime

  CONS

  • Interest rate charges of SBI IRCTC Platinum Credit Card are a tad bit high in comparison to its compeers. The rate of interest is 3.35% per month (40.20% per annum)
  • While the SBI IRCTC Platinum Credit Card offer satisfactory rewards, there several other cards which give you better flexibility while booking flights from any airlines and yet gain reward points

USP
10 reward points per ₹100 spent on Departmental stores and Grocery
Mumbai Metro SBI Card
2000 turbo points on expenditure of ₹2000 within initial 60 days
Get 2000 Chqbook Coins
₹499
INSTANT  APPLY 
Travel
Rewards
USP
10 reward points per ₹100 spent on Departmental stores and Grocery
Mumbai Metro SBI Card
Mumbai Metro SBI Card
₹499
2000 turbo points on expenditure of ₹2000 within initial 60 days

Chqbook Review

Mumbai Metro SBI Card enables you to travel seamlessly on Mumbai Metro. It also comes with the convenience of shopping from various traders. The Mumbai Metro SBI combo card facilitates commuters to have one card which act as a travel cum shopping card. Apply to avail express privileges such as speedy rewards, offers of dual usage, fuel surcharge exemption, automated top-up etc.

  PROS

  • You get the valuation of Rs 50 pre-charged on your Mumbai Metro SBI Card
  • Mumbai Metro SBI Card gives 2000 turbo points on expenditure of Rs 2,000 within the initial 60 days
  • Mumbai Metro SBI Card provides automatic top-up of Rs 200 when the balance amount reaches to Rs 50
  • You have the facility of dual usage through the Mumbai Metro SBI Card. Gain 10x Reward points and get rebate up to 20% on travel through Mumbai Metro and 10 Reward points per Rs 100 expended on Auto Top up
  • Mumbai Metro SBI Card also gives you the opportunity to win speedy rewards like 10 reward points per ₹100 spent on Departmental stores and Grocery and 1 reward point per ₹100 spent on other items
  • Transact an amount between ₹500 to ₹3,000 at any petrol pump in India to avail the offer on fuel surcharge exemptions
  • Cardholders get the reversal on Annual Membership Fee from second year of subscription on annual expenditures of ₹1,00,000

  CONS

  • The welcome freebie of 2000 points is applicable for a new SBI Metro Credit Card customer. You will be eligible for a welcome gift of additional points only if you apply for a new credit card separately alongside the existing one. Besides, no claim can be laid on a welcome gift for advances in cash transactions, balance transfer and Easy Money Draft expenditures
  • The reward rate of Mumbai SBI Metro Credit Card is very meager up to 2.5%. Speedy rewards are confined to retail shopping and some other categories.
  • Mumbai SBI Metro Credit Card is affordable for Metro travel in Mumbai as an individual credit card. It means you cannot use the Mumbai Metro card for Chennai or any other city in India. It is mandatory to use different credit cards for every city. However, you can enjoy shopping in any part of the world at the merchant outlets with the Mumbai SBI Metro Credit Card
  • The rate of interest of Mumbai SBI Metro Credit Card is 3.35% each month, which is 40.2% per year. This is an exorbitant rate to pay when you default the minimal amount outstanding by the due date.
  • Mumbai Metro SBI Metro Credit Card is not designed with the provision for free movie tickets or dining offers
  • Mumbai Metro SBI Metro Credit Card is mainly formulated for metro travel privileges. Therefore you have no scope for luxury comforts of access to air lounge, concierge and golf spree from Mumbai Metro SBI Credit Cards

USP
Welcome e–Gift Voucher worth ₹5,000
SBI Card ELITE
Get 2 free movie tickets every month and save upto ₹6,000 with the BookMyShow™
Get 20000 Chqbook Coins
₹4,999
INSTANT  APPLY 
Shopping
Travel
USP
Welcome e–Gift Voucher worth ₹5,000
SBI Card ELITE
SBI Card ELITE
₹4,999
Get 2 free movie tickets every month and save upto ₹6,000 with the BookMyShow™

Chqbook Review

If you are looking for a credit card that fits right with your desire to shop and live up life the way you want to, SBI Card Elite is the perfect kind of credit card for you from State Bank of India. With this card in your possession, you can expect the best experience, unmatched convenience and exciting offers and benefits with its use on paying for all of your spends

  PROS

  • To begin with, it has a welcome e-gift voucher worth ₹5,000 from reputed brands such as Shopper's Stop, Yatra, Marks & Spencers, Bata / Hush Puppies and Pantaloons
  • It has a scheme of awarding 50,000 bonus reward points on annual spends with this card. You can also earn five times the amount of reward points every time you utilize this card to pay for such services as dining and spends on purchasing items from departmental and grocery stores
  • It also provides a benefit on international spends, by providing the lowest foreign currency mark-up change

  CONS

  • The only kind of con or disadvantage that could present itself to a prospective cardholder is the fact that both the annual fee and joining fee of SBI Card Elite cost around a rupee shy of 5,000 bucks. This one facet might singularly deter a large number of prospective card owners, lest they don't possess the requisite financial means to maintain this card in the first place
  • Another disadvantage that can be attributed to the card is that it is mostly focussed on providing benefits and rewards only when it is utilized by the cardholder to serve their interests to upgrade their shopping and general lifestyle choices, even though SBI Card Elite has the ability to give the cardholder to have access to airport lounges and to spend money when it in India. Under such factors, this card's sole disadvantage might be in it not being used to its full potential and being more or less out of reach for people having limited fiscal means
  • Another, albeit minor, con associated with the card is that a person below 21 years of age is not eligible to apply for this card

USP
Welcome e–gift Voucher worth ₹3,000
SBI Card Prime
Welcome e–gift Voucher worth ₹3,000 from from select premium brands
Get 12000 Chqbook Coins
₹2,999
INSTANT  APPLY 
Rewards
Shopping
USP
Welcome e–gift Voucher worth ₹3,000
SBI Card Prime
SBI Card Prime
₹2,999
Welcome e–gift Voucher worth ₹3,000 from from select premium brands

Chqbook Review

Daily purchases now made easy with SBI Card PRIME. Simply wave your card at a secure reader to transact. In the quest for finding your destination for unparalleled convenience and ease of living the lifestyle of your dreams, SBI Card Prime is the best thing that you may come across. By far, it is one of those credit cards that is filled to the brim with exciting features and exquisite benefits.

  PROS

  • As has been stated, SBI Card Prime is indeed a prime example of a credit card that provides for immense comfort and luxury when it comes to procuring goods and services with ease
  • It has a welcome gift e-voucher worth ₹3,000 from any of the following brands, viz., Yatra, Hush Puppies/Bata, Marks and Spencers, Pantaloons or Shoppers Stop
  • Other such lifestyle deals include an e-voucher by Pantaloons or Yatra worth 7,000 rupees for spends of ₹5 lakhs
  • Also, for quarterly spends of ₹50,000, Pizza Hut offers an e-voucher that is worth a thousand rupees
  • All these incentivizing benefits, along with the relatively affordable joining and annual fees, make this a card that is advantageous to own

  CONS

  • Although the joining fee and the admission fee are more or less affordable, those who have a low paying job would prefer taking a credit card that costs less to maintain and renew
  • Also, SBI Card Prime is for the most part, in the strict classification schema, a traditional lifestyle credit card that rewards the cardowner for taking certain lifestyle choices; though it has very minor travel features which we shall mention later on. It can be summarized that since it is for the most part a lifestyle card, it is preferable for people with more purchasing power to possess this card, which makes it out of reach for most individuals
  • Another disadvantage that might be mentioned is that it has different slabs for different categories of applicants. For example, salaried individuals need to be at least 21 years old while self-employed individuals need to be at least 25 years old. On the other hand, pensioners have to be at the very least be 40 years old to apply for the credit card. This non-uniformity in application criteria further complicates the matter when it comes to choosing this card

USP
Amazon Voucher of ₹500 on joining
SimplyCLICK SBI Credit Card
Contactless Credit Card - Make payments Upto ₹2000 without using the PIN
Get 2000 Chqbook Coins
₹499
INSTANT  APPLY 
Shopping
Dining
USP
Amazon Voucher of ₹500 on joining
SimplyCLICK SBI Credit Card
SimplyCLICK SBI Credit Card
₹499
Contactless Credit Card - Make payments Upto ₹2000 without using the PIN

Chqbook Review

For ₹1 lakh and ₹2 lakh spent online annually, customers receive e-gift vouchers valued at ₹2000 each. A very simple and compact, yet very powerful, credit card; the Simplyclick SBI Card is a must for every cardholder around. Although the Simplyclick SBI Card might not look much on first appearances, but as has always been, looks can be deceiving. It is a powerful and important card in its own right, and only by using it can one appreciate the truly ingenious nature of the people who have created the card in the first place

  PROS

  • The most glaring and obvious advantage of Simplyclick SBI Card is its very low and very affordable joining fee. This means almost anybody can get to possess the credit card without spending too much out of their own pockets
  • Neither does one need a silver spoon to renew this card every year, since Simplyclick SBI Card's renewal fees cost the same amount as the joining fee itself, making it quite economical to own and utilize the accentuate your credit card experience
  • Besides, it also offers a gift voucher from Amazon, worth ₹500 rupees, on joining

  CONS

  • However, as a card that is relatively small featuring comparatively minor benefits and features, Simplyclick SBI Card might appear as a redundant entity to many people, and they would not really want to spend their money on getting this card
  • Another disadvantage is its complicated sets of eligibility criteria that is applicable for different sets of people. For example, if one is salaried, they need to be at least 21 years old to apply. In the case of a person who is self-employed, they need to be at least 25 years old in order to file an application. For pensioners, the minimum required age is 40, at which they can successfully apply for the card. Therefore, the sheer affordability of the card and the complex eligibility criteria do not quite gel well together and seem to be contradictory to each other, proving it to be a strange kind of disadvantage that might stand in its way of being chosen by prospective cardholders

USP
1% fuel surcharge waiver on any petrol pump
SimplySAVE SBI Card
Bag 2000 bonus points on spending ₹2000 within the first 60 days
Get 2000 Chqbook Coins
₹499
INSTANT  APPLY 
Shopping
Travel
USP
1% fuel surcharge waiver on any petrol pump
SimplySAVE SBI Card
SimplySAVE SBI Card
₹499
Bag 2000 bonus points on spending ₹2000 within the first 60 days

Chqbook Review

This SimplySave SBI card does justice to its name, offering the user thousand and one option of saving his bucks, while maintaining his standard way of life

  PROS

  • With the SimplySave SBI card, you have access to your money; anytime and anywhere. With the help of the card you can withdraw money from any one of the 1million master card kiosks globally
  • You can avail the easy pay facility to pay your utility bills such as insurance premiums, telephone bills, and internet bills easily. And for that you don't have to pay any extra charge
  • Flexible EMI option is available with the SimplySave SBI Card
  • Easy application for add-on card is now possible with the SimplySave SBI Card
  • You can actually choose your own gift against the point redemption scheme. Infact you earn a reward point per transaction of ₹100. Credit cards were never this easy before
  • Another innovative feature of the SimplySave SBI Card is the option to payback your credited amount with the collected reward points.
  • If your transaction volume is or over ₹90,000 with the SimplySave SBI Card, then you don't have to pay the renewal fees
  • The SimplySave SBI Credit Card has immense global acceptance. So as to say nearly 24million stores are connected to it on the global scale. So now where ever you go from Japan to France, you can efficiently use the card to enjoy all the flavors of the new land
  • Over 3.25 lakh Indian stores are also connected with the SimplySave SBI Credit Card

  CONS

  • As the SimplySave SBI Card is more focused to a large range of general utility tasks, they lack specialization in certain fields. Such as travel

USP
₹4,500 vouchers on international & domestic holidays
Yatra SBI card
Get Yatra.com vouchers worth ₹8,250 on joining
Get 2000 Chqbook Coins
₹499
INSTANT  APPLY 
Rewards
Travel
USP
₹4,500 vouchers on international & domestic holidays
Yatra SBI card
Yatra SBI card
₹499
Get Yatra.com vouchers worth ₹8,250 on joining

Chqbook Review

The SBI YATRA CREDIT CARD is one in a million; the unique breed which although crafted for the wanderer at heart, yet take care of the other aspects as well

  PROS

  • Global Usage: Thanks to the marketing tie-ups of SBI, the SBI YATRA CREDIT CARD can be used at over 24million stores worldwide
  • Massive domestic exposure: you can use the SBI YATRA CREDIT CARD to buy from any one of the 3.25 lakh stores in India, scattered throughout the country. The sheer scale is unprecedented
  • Payment of utility bills: Another unique feature of the SBI YATRA CREDIT CARD is the easy bill pay option, which handles the payment of all your utility bills such as telephone, insurance, electricity well before the due date
  • Add on cards: The users of the SBI YATRA CREDIT CARD can avail add-on cards facility for their family members. The only criterion is that the family member must be above 18 years of age
  • Flexi pay and balance transfer: by using your SBI YATRA CREDIT CARD you can easily transfer your credit dues from other credit cards to the yatra card, and repay them in lower interest rates. The flexi-pay option comes handy while you make a new transaction, repaying expensive purchases with bearable monthly installments under lower interest rates
  • Easy money drafting: by using the SBI YATRA CREDIT CARD you can make a money draft anytime you want, by just calling the card helpline
  • Moreover you get a discount of about 1000 rupees on the booking of domestic flight tickets if you avail the SBI YATRA CREDIT CARD
  • The SBI YATRA CREDIT CARD will get you a discount of 20% on the booking of domestic hotels.
  • Accidental coverage: The SBI YATRA CREDIT CARD holder gets an accidental coverage of 50lakh rupees on air travel. But to avail the benefit you must book the ticket from yatra.com using the card
  • By availing the card you get exclusive access to the MasterCard airport lounges throughout the country
  • Also you get to avail the fuel surcharge waiver of 1%

  CONS

  • As the SBI YATRA CREDIT CARD is aimed primarily for the brood of tourists and people on the go, primary focus is on tour related spending. The scope of using the card for other day to day activities is rather limited

55274 Reviews Sort
Newest

Average

2 years ago | RAHUL RANJAN
My experience with SBI credit card was good, the process was very lengthy and it took 2 months to receive the credit card. Verification process took long time and they provided door step service to collect the documents. I have a credit limit of Rs 2.5 Lacs

not happy with the credit limit

1 year ago | Jeffrey raj
The credit limit they have given me is very less. If i want i cannot book more than two tickets at a time. I have called to increase it for me. But they are taking vry long time. Till now its not done.

Excellent joining perk

1 year ago | Tanvi Rana
You can avail vouchers from Pantaloons/Yatra, worth Rs.7,000 on spending Rs.5 lakhs. There is a lot of joining perks.

Disgusting experience

2 years ago | HUZEFA ZIYA
I have had the worst experience investing in this card. A bogus card and all the services are fake and not in operation.

Very technical to use

1 year ago | vasuki setlur
Literal waste of time and investment. A lot of complicating process to get the card registered and then comes the delayed services along with it

Magnificent offers

1 year ago | GAURAV DUGGAL
This card entitles you to collect 1,00,000 reward points on the annual spends. Use this card and have a chance to earn magnificently.

Suitable for different customers

1 year ago | Shreya Mohan
Any person who wants to make big purchases or short term purchases can use this card for either of them very easily and I am sure the card is going to fulfil all your needs.

High charges

1 year ago | Suresh Shamdasani
Air India SBI Signature Credit Card has many high charges involved in it. Unnecessarily expensive card.

Quite influential card

11 months ago | Khader A
Pretty good and descent discounts offer on probably every transaction made. I have no complaints against this card and I think that this was a worthwhile investment.

Bad customer service

1 year ago | Ankit Choudhary
The offers are not that good and i would say its average card. But when it comes to customer service response this card is worst.

There is no extra transaction charge

4 months ago | Angelina Jasmine T
I am using SBI Card Prime credit card from last years. Am satisfied with the credit limit , as there is no transaction charge . It has decent returns and does what it says.

Very greatful

8 months ago | Ved Prakash Yadav
As compared to other banks this bank has a reputation for its service towards the customer. I also felt the same. I am very happy.

U can avail Emi option

1 year ago | Iqbal Salimbhai Multani
I am using SBI Card Prime credit card, the credit card services are not up to the mark in this bank. There is a emi conversion offer in this card. U can use it for buying anything.

Easy to navigate to another link

1 year ago | Vikash Raj
Online portal of this card is very user friendly and easy to navigate from one link to another. You also get customer support service as well which responds to you in a timely manner.

Average card

7 months ago | Anju V Raj
Using this card and availing offers and deals are very good. The bad thing about this card is they card extra amounts on purchases, and don't entertain your waive off requests.

Good credit limit on this card

8 months ago | DIVYA GUPTA
I am using this card for last few months. The credit limit is good for me. The customer care is also good. Anyone can use this card without any hassle. I am overall satisfied with Simply SAVE SBI Card and its features.

Not satisfied with this card

2 years ago | Ronisha Mohan
The card was taken three years ago.They had increased the limit once but still its low am not satisfied.I get good offers for shopping.

Rate of interest is very high

1 year ago | MAN SINGH VERMA
Don't use the Mumbai Metro SBI Card. They will cheat you in every possible by charging high interest rates.

You can collect lots of credit points

3 months ago | Shrirang Shashikant Deshpande
If you reguralry use this card you can collect lots of credit points because you can earn 3x points per rs.200 Spent on dining, movies, department stores, and groceries.

Good customer service

2 years ago | Challa Babji Challa
This card provides good services on credit card when compared to all other credit cards. I am using yatra sbi card from the last 4 months.