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CREDIT CARDS OF American Express IN Gurgaon / Gurugram

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55274 Reviews
Pros & Cons
More Details
Explore Cards
55274 Reviews
Pros & Cons
More Details

Introduction:

In our modern city life, it is almost impossible to tread a single step without taking the help of certain technological boons, and one such is credit card - a small rectangular piece of plastic, which has revolutionized the entire spectrum of monetary transactions throughout the globe. The credit card serves a lot of purposes, the basic one being to ease the burden of carrying hard cash everywhere, and to transact without cash. This concept of digital money has not only eased business and boosted global trade and commerce, but also has helped the end users, i.e. us. Just imagine the situation we faced even a decade back, standing at large queues at bank in order to withdraw a meagre amount of our hard earned money. And the process not only involved standing at queues, but involved quite a bit of complex paperwork as well, keeping aside the precious working hours wasted in this process.

The arrival of credit cards not only eased all of these mentioned problems, but it also opened a whole new world of opportunities in front of us. In this article we will discuss about that topic. As the rapid popularity of credit cards spread like wildfire throughout the globe, one after another key banking player introduced the system for their customers, which further boosted their prospects. In a very short span of the time credit cards became a global phenomenon.


American Express, an Introduction:

Coming to the Indian scenario, American Express gained the most out this situation as it captured the nascent market with all its strength and might. Even in face of growing competition from other banks, American Express has been able to maintain the edge till now, and whatever might be the place. Credit cards by ICICI are all time favorites for customers. This is because of their immense experience in creating and advertising credit cards in the financial market.


Classification of Credit Cards:

Credit cards are classified according to the added benefits they command apart from serving their prime purpose. We all know that platinum is the most expensive ornamental metal that we have at our disposal, dethroning gold and silver. Thus it is very easy and simple to deduce that a credit card belonging to the platinum range commands much more benefit than a gold or silver range. And not only has that, the platinum range credit cards also enhanced the social stature of the person owning it, increasing his social value. Apart from the classification in accordance to metals, the credit cards of the visa series are highly flexible and can be used anywhere in this world. For example a couple from Gurgaon / Gurugram, on a vacation in Paris can use their visa credit card to buy stuffs from Paris, without even changing their money into local currency.


Benefits:

Apart from this ease, credit cards also bring a lot of hidden gifts, such as guaranteed discount on dining bills from selected restaurants; e-commerce sites regularly give discounts on purchases using a credit card. And in this ball game, the credit cards from American Express commands much more benefits, due to their tie-ups with a large number of restaurants, e-commerce sites and travel chains such as Makemytrip, Domino's, Pizza Hut and so on.

So to simplify things, it can be said that the American Express credit cards not only ease the burden of carrying hard cash with you, wherever you go, it also brings in a lot of added benefits in form of customer loyalty. If you are from a metro city like Gurgaon / Gurugram, then to experience all the nuances of the ever glowing city life, you must have it .


Best American Express credit cards in Gurgaon / Gurugram

Different Types of Credit Cards and TypesJoining FeeAnnual Fee


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55274 Reviews Sort
Newest

Great

2 years ago | ghanshyam kumar
Everything is fine with AMEX and there are no hassles in the process. The customer services are good and they been responsive. They have been on time to contact me and give me the needed details. The website is good and very much informative.

good

10 months ago | BIJENDRA DAS
I am using Jet Airways American Express Platinum Credit Card for last 3 Months The helpline number was provided to contact the customer service. It was easy to approach and Online service is also there. They charge annual fee.

I like this card

1 year ago | Navinder Singh
I am holding amex membership rewards Credit Card where as their service was very good . The service is up to the mark.

Great card

1 year ago | Vikas Datir
You not only earn payback points when you use your American Express Gold Card, but also earn additional points from paybank partner brands for the same purchase.

pleasing experience

2 years ago | Samir Swain
The American express membership rewards credit card comes with amazing rewards progamme.Its been 2 years since I have been using it. I also got 5000 membership renewal points after first year competition.

Poor

3 months ago | Bhagwan Das
The credit limit is so less that this card is no use to me. If you cant use it at the time of need then why to take this card. They don't even increase it after lots of request.

Got bonus point with this card

1 year ago | Namita Kumari
I hold a credit card with AMEX bank with a limit of 1 lakh. Along with that I also receive 5000 bonus points as welcome gift. With the continuous monthly purchases I also receive loyalty points as well as reward points. This card also give you the option to convert your big purchases to EMI.

Fastest credit card

10 months ago | Rishikesh Kumar
The process from applying the credit card to receiving the card was very fast for me. Also, I received the online access details well in time.

Credit limit is so less

1 year ago | Atul Ishwara Shinde
The credit limit is so less that this card is no use to me. If you cant use it at the time of need then why to take this card. They don't even increase it after lots of request.

poor

9 months ago | PITTALA INDRAIAH
Credit limit of my card is 60000 and I am using this card from last 1 year. Now when I want to increase the credit limit, Bank is not increasing credit limit inspite of multiple requests.

Very costly card

1 year ago | DAMODAR SARANGI
At the time of applying for the card, it was bank personnals told that there are no hidden charges associated with it, which is not the case.

Overall expercience is very bad

1 year ago | Kuldeep Singh Khirwar
I am not happy with the over all services and performance of this card. I didn't get much offers and deals while using this card.

Best card for cash point

9 months ago | DISHANT NARENDRABHAI UPADHYAY
I am using Everyday Spend American Express Gold Credit Card for long time and its the best card for cash points and reward points for every transaction which i make and that can be redeemed later.

Good

11 months ago | Ramjee Sharma
Customer care service is quite satisfactory. They have a proper turn around time for the qureies which got resolved well in time.

Having good offer with this card

3 months ago | Bijaya Ratna Mandal
With this card you can get 1% fuel surcharge waived at selected fuel stations with a transactions of maximum rs.4,000. The other offers are also very good.

Not good for me

1 year ago | UTPAL SARKAR
Making cash advances on the credit card is never a good idea. This is because the interest starts accruing on that amount as soon as you make the withdrawal.

Great

3 months ago | ALEKYA PANYALA
It has a facility to convert its payback points to cashback points. If you are a frequent flyer then you can use it properly.

Needs to improve this card

3 months ago | Ketki Shyam Karanjkar
I feel AMEX needs to improve on the response. The rate of interest and charges are fine when compared to others. The interest and charges is fine with AMEX. The credit limit is nominal,it is a average service that i received from American Express Platinum Travel Credit Card.

Credit limit is very high

1 year ago | Rahul Dutta
I got this card via online process. The customer support service was helpful in regards to my credit card application. The credit limit value is high with this American Express Platinum Travel Credit Card and i am satisfied with it.

Very happy with this card

1 year ago | Deepali Dhurwey
I am very happy with this card. With this card, for every Rs.100 spent on retail spends except fuel, you can earn 2 PAYBACK points. PAYBACK points can be redeemed against a variety of reward options.