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CREDIT CARDS OF American Express IN Gurgaon

Explore Cards
13 Reviews
Pros & Cons
More Details
Explore Cards
13 Reviews
Pros & Cons
More Details
USP
Zero Joining Fee for a limited period only at chqbook
American Express Membership Rewards® Credit Card
Redeem your Points from the fabulous 18 and 24 Karat Gold Collection
₹1,000 ₹0
Saved ₹1,000
Joining Fee
INSTANT  APPLY 
Travel
Dining
USP
Zero Joining Fee for a limited period only at chqbook
American Express Membership Rewards® Credit Card
₹1,000
₹0
Joining Fee
₹1,000
Saved
Redeem your Points from the fabulous 18 and 24 Karat Gold Collection
USP
Get up to 20% off* every time you dine at select restaurants
American Express® Gold Card
Use the card 3 times in First 60 days to get 4000 Bonus MR Points*
₹1,000
Joining Fee
INSTANT  APPLY 
Shopping
Dining
USP
Get up to 20% off* every time you dine at select restaurants
American Express® Gold Card
₹1,000
Joining Fee
Use the card 3 times in First 60 days to get 4000 Bonus MR Points*
USP
Welcome Gift* – Bonus MR™ Points worth ₹4000 Travel Vouchers
American Express® Platinum Travel Credit Card
Enjoy 4 complimentary visits per year to 29 domestic airport lounges in 12 cities
₹3,500
Joining Fee
INSTANT  APPLY 
Travel
Premium
USP
Welcome Gift* – Bonus MR™ Points worth ₹4000 Travel Vouchers
American Express® Platinum Travel Credit Card
₹3,500
Joining Fee
Enjoy 4 complimentary visits per year to 29 domestic airport lounges in 12 cities
USP
Complimentary Lounge access* at 13 Domestic Airports in India
Jet Airways American Express® Platinum Credit Card
Welcome gift* – 10,000 JPMiles + one–way Base Fare Waived Domestic Ticket
₹5,000
Joining Fee
INSTANT  APPLY 
Travel
Shopping
USP
Complimentary Lounge access* at 13 Domestic Airports in India
Jet Airways American Express® Platinum Credit Card
₹5,000
Joining Fee
Welcome gift* – 10,000 JPMiles + one–way Base Fare Waived Domestic Ticket
The Everyday Spend American Express® Gold Credit Card
Spend ₹10,000 in the first 90 days of card issuance and get ₹500 cashback as a welcome gift 3
₹495
Joining Fee
INSTANT  APPLY 
The Everyday Spend American Express® Gold Credit Card
₹495
Joining Fee
Spend ₹10,000 in the first 90 days of card issuance and get ₹500 cashback as a welcome gift 3
* Terms & Conditions Apply

Introduction:

In our modern city life, it is almost impossible to tread a single step without taking the help of certain technological boons, and one such is credit card - a small rectangular piece of plastic, which has revolutionized the entire spectrum of monetary transactions throughout the globe. The credit card serves a lot of purposes, the basic one being to ease the burden of carrying hard cash everywhere, and to transact without cash. This concept of digital money has not only eased business and boosted global trade and commerce, but also has helped the end users, i.e. us. Just imagine the situation we faced even a decade back, standing at large queues at bank in order to withdraw a meagre amount of our hard earned money. And the process not only involved standing at queues, but involved quite a bit of complex paperwork as well, keeping aside the precious working hours wasted in this process.

The arrival of credit cards not only eased all of these mentioned problems, but it also opened a whole new world of opportunities in front of us. In this article we will discuss about that topic. As the rapid popularity of credit cards spread like wildfire throughout the globe, one after another key banking player introduced the system for their customers, which further boosted their prospects. In a very short span of the time credit cards became a global phenomenon.


American Express, an Introduction:

Coming to the Indian scenario, American Express gained the most out this situation as it captured the nascent market with all its strength and might. Even in face of growing competition from other banks, American Express has been able to maintain the edge till now, and whatever might be the place. Credit cards by ICICI are all time favorites for customers. This is because of their immense experience in creating and advertising credit cards in the financial market.


Classification of Credit Cards:

Credit cards are classified according to the added benefits they command apart from serving their prime purpose. We all know that platinum is the most expensive ornamental metal that we have at our disposal, dethroning gold and silver. Thus it is very easy and simple to deduce that a credit card belonging to the platinum range commands much more benefit than a gold or silver range. And not only has that, the platinum range credit cards also enhanced the social stature of the person owning it, increasing his social value. Apart from the classification in accordance to metals, the credit cards of the visa series are highly flexible and can be used anywhere in this world. For example a couple from Gurgaon, on a vacation in Paris can use their visa credit card to buy stuffs from Paris, without even changing their money into local currency.


Benefits:

Apart from this ease, credit cards also bring a lot of hidden gifts, such as guaranteed discount on dining bills from selected restaurants; e-commerce sites regularly give discounts on purchases using a credit card. And in this ball game, the credit cards from American Express commands much more benefits, due to their tie-ups with a large number of restaurants, e-commerce sites and travel chains such as Makemytrip, Domino's, Pizza Hut and so on.

So to simplify things, it can be said that the American Express credit cards not only ease the burden of carrying hard cash with you, wherever you go, it also brings in a lot of added benefits in form of customer loyalty. If you are from a metro city like Gurgaon, then to experience all the nuances of the ever glowing city life, you must have it .


Best American Express credit cards in Gurgaon

Different Types of Credit Cards and TypesJoining FeeAnnual Fee
American Express Membership Rewards® Credit Card04500.00
The Everyday Spend American Express® Gold Credit Card495495.00
American Express® Gold Card10004500.00
American Express® Platinum Travel Credit Card35005000.00
Jet Airways American Express® Platinum Credit Card500010000.00


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Let's Get Going
USP
Zero Joining Fee for a limited period only at chqbook
American Express Membership Rewards® Credit Card
Redeem your Points from the fabulous 18 and 24 Karat Gold Collection
₹1,000 ₹0
Saved ₹1,000
Joining Fee
INSTANT  APPLY 
Travel
Dining
USP
Zero Joining Fee for a limited period only at chqbook
American Express Membership Rewards® Credit Card
₹1,000
₹0
Joining Fee
₹1,000
Saved
Redeem your Points from the fabulous 18 and 24 Karat Gold Collection

Chqbook Review

Getting a cash back in the form of points which you can redeem for cash is pretty good - even better that you can just do it with a swipe at participating stores - we liked that. We did a quick calculation and if you spend approx 60K in the first year, you get rewards worth ₹6300 - we think that's a winner!

  PROS

  • Earn 1000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of ₹1000 and above in a calendar month
  • Redeem your Points from the fabulous 18 and 24 Karat Gold Collection
  • Split the payment and not the joy. Use your American Express™ Credit Card for your next big purchase & pay in easy EMI
  • Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of annual membership fee. Points to be credited within 90 days of Card renewal
  • Earn 1 Membership Rewards Point for every1 ₹50 spent except for spends at Fuel, Insurance, Utilities and Cash Transactions.
  • Enjoy exciting privileges every time you book your travel through MakeMyTrip2

  CONS

  • Rewards can only be redeemed at Participating Amex outlets
  • Contactless Card payments are restricted to ₹2,000 only at one time

USP
Get up to 20% off* every time you dine at select restaurants
American Express® Gold Card
Use the card 3 times in First 60 days to get 4000 Bonus MR Points*
₹1,000
Joining Fee
INSTANT  APPLY 
Shopping
Dining
USP
Get up to 20% off* every time you dine at select restaurants
American Express® Gold Card
₹1,000
Joining Fee
Use the card 3 times in First 60 days to get 4000 Bonus MR Points*

Chqbook Review

This is one of our favourite Credit Cards – not only is it raining rewards, you also get the fabulous 18 karat and 24 karat Rewards redemption program. Statement credit is great too and let's you get instant gratification for the points you earn across almost all transactions. Lastly, the American Express® Gold Card just looks amazingly good and has great flaunt value – go for it!

  PROS

  • Points don't expire – The Points you earn on the American Express Membership Rewards® Programme are yours forever.
  • Your Membership Rewards Points® are worth money – redeem it for Statement Credit or from over 100's of different items at the Amex redemption store online
  • Earn 1,000 Membership Rewards Points® every month on using your Card 6 times for transactions worth INR 1,000 or above, in a Calendar month

  CONS

  • This is a charge card – which means you must pay the bill as soon as the billing cycle is over, which could be a cause for concern for some
  • In case of big purchases, its important to call Amex earlier, so that your charge will get authorized

USP
Welcome Gift* – Bonus MR™ Points worth ₹4000 Travel Vouchers
American Express® Platinum Travel Credit Card
Enjoy 4 complimentary visits per year to 29 domestic airport lounges in 12 cities
₹3,500
Joining Fee
INSTANT  APPLY 
Travel
Premium
USP
Welcome Gift* – Bonus MR™ Points worth ₹4000 Travel Vouchers
American Express® Platinum Travel Credit Card
₹3,500
Joining Fee
Enjoy 4 complimentary visits per year to 29 domestic airport lounges in 12 cities

Chqbook Review

The American Express® Platinum Travel Credit Card has it all - from Vouchers on spends to free access to Domestic Airport lounges. This card is great for travel - get travel vouchers worth Rs. 4000 as a Welcome gift and if you spend Rs. 4 Lakhs/year you get travel and hotel vouchers worth almost Rs. 30K.

  PROS

  • Enjoy complimentary membership to Priority Pass, with the USD 99 annual membership fee waived off exclusively for you – Cardmember/accompanied guest has to pay a usage fee of USD 32 for every visit
  • American Express Selects Dining Programme – Enjoy up to 20% discount10 at select premium restaurants, multiple cuisines & more.
  • Spend ₹1.90 lacs in a year and get Travel Vouchers3 worth up to ₹7700
  • Split the payment and not the joy. Use your American Express™ Credit Card for your next big purchase & pay in easy EMI.

  CONS

  • Welcome Gift can be availed only in the 1st year of Card membership on payment of the Annual Fee and after using the Card once
  • If you end up not using the card and earning points, the renewal fee of ₹5000 can pinch

USP
Complimentary Lounge access* at 13 Domestic Airports in India
Jet Airways American Express® Platinum Credit Card
Welcome gift* – 10,000 JPMiles + one–way Base Fare Waived Domestic Ticket
₹5,000
Joining Fee
INSTANT  APPLY 
Travel
Shopping
USP
Complimentary Lounge access* at 13 Domestic Airports in India
Jet Airways American Express® Platinum Credit Card
₹5,000
Joining Fee
Welcome gift* – 10,000 JPMiles + one–way Base Fare Waived Domestic Ticket

Chqbook Review

If you are a Jet Airways frequent flyer, this card is for you. Get 10000 points as a welcome gift and get 5000 points and a free ticket (base fare only) upon every renewal. We also liked the card's earn rate of 8 points for every Rs.150 spent (except on fuel, utilities, insurance & cash transactions) and the fact that Jet Airways lounges are complimentary. Go for it!

  PROS

  • Welcome gift3– 10,000 Bonus JPMiles + one–way complimentary Jet Airways Base Fare Waived Domestic Ticket on first charge
  • Extend your holiday with a complimentary4 3rd/4th night's stay on booking 2/3 consecutive nights at select properties of Oberoi Hotels & Resorts
  • Enjoy 5% discount3 on Base Fare for revenue ticket bookings made on jetairways.com
  • Enjoy complimentary membership to Priority Pass, with the USD 99 annual membership fee waived off exclusively for you – Cardmember/accompanied guest has to pay a usage fee of USD 32 for every visit

  CONS

  • Works beautifully if you are a Jet Airways frequent flyer, but if you keep using other Airlines, this may not be the card for you

The Everyday Spend American Express® Gold Credit Card
Spend ₹10,000 in the first 90 days of card issuance and get ₹500 cashback as a welcome gift 3
₹495
Joining Fee
INSTANT  APPLY 
The Everyday Spend American Express® Gold Credit Card
₹495
Joining Fee
Spend ₹10,000 in the first 90 days of card issuance and get ₹500 cashback as a welcome gift 3

Chqbook Review

The American Express® Everyday Spends credit card is great for shopping and earning a ton of rewards every year. This is the first such credit card from American Express® - with low joining fees which also gets waived off if you spend 40K per year, this credit card is a no brainer. You stand to earn as much as ₹9000 per year through vouchers on Ola cabs, groceries and on dining. Go for it if you want your first American Express® credit card and get used to a world class service experience and having a smart looking credit card in your wallet.

  PROS

  • Save money on flights, hotel bookings, car rentals, dining and more under the American Express benefits
  • Earn 10 MR points on the spend of ₹50 on Flipkart and Ola
  • Earn 5 Membership Rewards Points® on the spend of ₹50 on Movies (PVR, BMS), Groceries (BigBazaar, D-Mart, More, Reliance Fresh), Cab (Uber)
  • Manage your credit card on-the-go with the latest mobile app.
  • Redeem your rewards points against 500 fabulous and hand-picked redemption options that include exciting gift vouchers and merchandise
  • The 24X7 card related assistance is always there to listen to your queries and resolve them at the earliest

  CONS

  • Rewards can only be redeemed at Participating Amex outlets
  • Contactless Card payments are restricted to ₹2,000 only at one time
  • You do get 5 Membership Rewards Points® on spends of ₹50 at Shopclues, Snapdeal, Jabong, Amazon. However, the total points under e-commerce sites are capped at 250 points per month
  • The rewards points are capped at 500 MR points per month on Ola and Flipkart

13 Reviews Sort
Newest

Great

10 months ago | ghanshyam kumar
Everything is fine with AMEX and there are no hassles in the process. The customer services are good and they been responsive. They have been on time to contact me and give me the needed details. The website is good and very much informative.

good

11 months ago | BIJENDRA DAS
I am using Jet Airways American Express Platinum Credit Card for last 3 Months The helpline number was provided to contact the customer service. It was easy to approach and Online service is also there. They charge annual fee.

I like this card

1 year ago | Navinder Singh
I am holding amex membership rewards Credit Card where as their service was very good . The service is up to the mark.

Great card

1 year ago | Vikas Datir
You not only earn payback points when you use your American Express Gold Card, but also earn additional points from paybank partner brands for the same purchase.

pleasing experience

1 year ago | Samir Swain
The American express membership rewards credit card comes with amazing rewards progamme.Its been 2 years since I have been using it. I also got 5000 membership renewal points after first year competition.

Poor

9 months ago | Bhagwan Das
The credit limit is so less that this card is no use to me. If you cant use it at the time of need then why to take this card. They don't even increase it after lots of request.

Got bonus point with this card

1 year ago | Namita Kumari
I hold a credit card with AMEX bank with a limit of 1 lakh. Along with that I also receive 5000 bonus points as welcome gift. With the continuous monthly purchases I also receive loyalty points as well as reward points. This card also give you the option to convert your big purchases to EMI.

Fastest credit card

5 months ago | Rishikesh Kumar
The process from applying the credit card to receiving the card was very fast for me. Also, I received the online access details well in time.

Credit limit is so less

1 year ago | Atul Ishwara Shinde
The credit limit is so less that this card is no use to me. If you cant use it at the time of need then why to take this card. They don't even increase it after lots of request.

poor

3 years ago | PITTALA INDRAIAH
Credit limit of my card is 60000 and I am using this card from last 1 year. Now when I want to increase the credit limit, Bank is not increasing credit limit inspite of multiple requests.

Very costly card

6 years ago | DAMODAR SARANGI
At the time of applying for the card, it was bank personnals told that there are no hidden charges associated with it, which is not the case.

Overall expercience is very bad

10 years ago | Kuldeep Singh Khirwar
I am not happy with the over all services and performance of this card. I didn't get much offers and deals while using this card.

Best card for cash point

10 years ago | DISHANT NARENDRABHAI UPADHYAY
I am using Everyday Spend American Express Gold Credit Card for long time and its the best card for cash points and reward points for every transaction which i make and that can be redeemed later.


Reason: