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CREDIT CARDS OF American Express IN Mumbai

Explore Cards
55274 Reviews
Pros & Cons
More Details
Explore Cards
55274 Reviews
Pros & Cons
More Details

Introduction:

In our modern city life, it is almost impossible to tread a single step without taking the help of certain technological boons, and one such is credit card - a small rectangular piece of plastic, which has revolutionized the entire spectrum of monetary transactions throughout the globe. The credit card serves a lot of purposes, the basic one being to ease the burden of carrying hard cash everywhere, and to transact without cash. This concept of digital money has not only eased business and boosted global trade and commerce, but also has helped the end users, i.e. us. Just imagine the situation we faced even a decade back, standing at large queues at bank in order to withdraw a meagre amount of our hard earned money. And the process not only involved standing at queues, but involved quite a bit of complex paperwork as well, keeping aside the precious working hours wasted in this process.

The arrival of credit cards not only eased all of these mentioned problems, but it also opened a whole new world of opportunities in front of us. In this article we will discuss about that topic. As the rapid popularity of credit cards spread like wildfire throughout the globe, one after another key banking player introduced the system for their customers, which further boosted their prospects. In a very short span of the time credit cards became a global phenomenon.


American Express, an Introduction:

Coming to the Indian scenario, American Express gained the most out this situation as it captured the nascent market with all its strength and might. Even in face of growing competition from other banks, American Express has been able to maintain the edge till now, and whatever might be the place. Credit cards by ICICI are all time favorites for customers. This is because of their immense experience in creating and advertising credit cards in the financial market.


Classification of Credit Cards:

Credit cards are classified according to the added benefits they command apart from serving their prime purpose. We all know that platinum is the most expensive ornamental metal that we have at our disposal, dethroning gold and silver. Thus it is very easy and simple to deduce that a credit card belonging to the platinum range commands much more benefit than a gold or silver range. And not only has that, the platinum range credit cards also enhanced the social stature of the person owning it, increasing his social value. Apart from the classification in accordance to metals, the credit cards of the visa series are highly flexible and can be used anywhere in this world. For example a couple from Mumbai, on a vacation in Paris can use their visa credit card to buy stuffs from Paris, without even changing their money into local currency.


Benefits:

Apart from this ease, credit cards also bring a lot of hidden gifts, such as guaranteed discount on dining bills from selected restaurants; e-commerce sites regularly give discounts on purchases using a credit card. And in this ball game, the credit cards from American Express commands much more benefits, due to their tie-ups with a large number of restaurants, e-commerce sites and travel chains such as Makemytrip, Domino's, Pizza Hut and so on.

So to simplify things, it can be said that the American Express credit cards not only ease the burden of carrying hard cash with you, wherever you go, it also brings in a lot of added benefits in form of customer loyalty. If you are from a metro city like Mumbai, then to experience all the nuances of the ever glowing city life, you must have it .


Best American Express credit cards in Mumbai

Different Types of Credit Cards and TypesJoining FeeAnnual Fee


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55274 Reviews Sort
Newest

satisfactory

1 year ago | Nitin kumar
Basically I didn't know about specialty of the, I thought to have one credit card. But then I availed this credit card, American express offered good credit card, I have done few transaction for hotels, shopping etc. Still one month not completed hence I didn't receive the bill.

good

1 year ago | JOLLY GHOSH
2 weeks to receive the credit card. I have a credit limit of Rs 2 lakhs which is sufficient for this credit card.

very good

1 year ago | NAGMANI SINGH
I am using this credit card rom last 1 years, this credit card is very convenient to use. Has to pay an annual fee but that?s totally ok. I get offers like reward points in this credit card.

Processing time very long

10 months ago | Gurmeet Bagga
The card is average but the bank customer service is so bad that I want to close this card now. In that process also they are taking too long time.

Great card

1 year ago | DILPREET SINGH
I hold a American Express Gold Card with a limit of 50000. I am satisfied with the card. They give you lots of rewards points with this card time to timeC

Getting average service from this card

1 year ago | Ashish Middha
I am not satisfied with the ICICI credit card, i am using this credit card from last 2 years and i did not find any good offers in this credit card so far. The credit limit is less when compared to other credit cards.

inferior quality

9 months ago | Pousali Ghosh
the service is so bad that i had to close the card because of its Inferior quality.

Poor service

1 year ago | Harsh Kumar
I am using this card from last 5 months and the service they are providing is very poor in terms of offers and charges.

Limited offer

8 months ago | Shorya Goel
Bank should have provided the notifications or reminders for the due date of payment, which they are not providing.

So much offers are there

2 years ago | Boboy
With this card you can get 1% fuel surcharge waived at selected fuel stations with a transactions of maximum rs.4,000. The other offers are also very good.

Great for movie lovers

2 years ago | Sunita Devi
The American Express Platinum Travel credit card give me benefits on bookmyshow buy one and get one movie ticket and petrol surcharges.

Happy with thie services

1 year ago | Buchchi Srinivas Nagumalla
For online shopping it's a good card. You will get 2 payback points for every 100 rupees you spend. It's a cost effective card. Happy with the services.

Very useful

3 months ago | Adivaiah Badugu
Most of the times this card is very useful to use. It helps in earning reward points and bonus points which can easily be redeemed.

Good customer service

8 months ago | Jayshreeben Dilipbhai Bhatt
I have a credit card with AMEX from last 8 months, the credit card services are best when compared to other cards. I am happy with the credit limit in this card and there is no annual fee charged for the first year.

Poor

1 year ago | Sudam Dharua
Rate of interest of this card is a bit high which is not a good this about this in comparison to other banks.

I m facing transaction issue with this card

1 year ago | Apurva Mittal
My experience with American expresses credit was not up to the mark, the process took 2 week to complete and the credit limit is very less in this credit card. I am facing transaction issues. The customer card don't listen to your query.

Good service provider

1 year ago | Kshema Purushu
The service was quite good from the AMEX Bank . I have got the American Express Platinum Travel Credit Card within 7days of time. The customer support service is prompt with the American bank team.

Rate of interest is very high

1 year ago | Suhas Rajendra Belsare
I feel the intrest charges are little high on American Express Platinum Travel Credit Card . The customer support is quick . The response is good,it is totally a good experience with American Express Platinum Travel Credit Card .

No use for me

9 months ago | Ambesh Kumar
I have taken American Express Platinum Travel Credit Card through online. It would be great if they can increase the credit limit value.It has the interest rate which is high.

Having less offer on this credit card

1 year ago | Manjumatha P.
There has not been good offers with this AMEX credit card which i had expected. I have applied for this card due to its benefits associated with this card but I am disappointed with my this decision.