CREDIT CARDS OF American Express IN Pune

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details


In our modern city life, it is almost impossible to tread a single step without taking the help of certain technological boons, and one such is credit card - a small rectangular piece of plastic, which has revolutionized the entire spectrum of monetary transactions throughout the globe. The credit card serves a lot of purposes, the basic one being to ease the burden of carrying hard cash everywhere, and to transact without cash. This concept of digital money has not only eased business and boosted global trade and commerce, but also has helped the end users, i.e. us. Just imagine the situation we faced even a decade back, standing at large queues at bank in order to withdraw a meagre amount of our hard earned money. And the process not only involved standing at queues, but involved quite a bit of complex paperwork as well, keeping aside the precious working hours wasted in this process.

The arrival of credit cards not only eased all of these mentioned problems, but it also opened a whole new world of opportunities in front of us. In this article we will discuss about that topic. As the rapid popularity of credit cards spread like wildfire throughout the globe, one after another key banking player introduced the system for their customers, which further boosted their prospects. In a very short span of the time credit cards became a global phenomenon.

American Express, an Introduction:

Coming to the Indian scenario, American Express gained the most out this situation as it captured the nascent market with all its strength and might. Even in face of growing competition from other banks, American Express has been able to maintain the edge till now, and whatever might be the place. Credit cards by ICICI are all time favorites for customers. This is because of their immense experience in creating and advertising credit cards in the financial market.

Classification of Credit Cards:

Credit cards are classified according to the added benefits they command apart from serving their prime purpose. We all know that platinum is the most expensive ornamental metal that we have at our disposal, dethroning gold and silver. Thus it is very easy and simple to deduce that a credit card belonging to the platinum range commands much more benefit than a gold or silver range. And not only has that, the platinum range credit cards also enhanced the social stature of the person owning it, increasing his social value. Apart from the classification in accordance to metals, the credit cards of the visa series are highly flexible and can be used anywhere in this world. For example a couple from Pune, on a vacation in Paris can use their visa credit card to buy stuffs from Paris, without even changing their money into local currency.


Apart from this ease, credit cards also bring a lot of hidden gifts, such as guaranteed discount on dining bills from selected restaurants; e-commerce sites regularly give discounts on purchases using a credit card. And in this ball game, the credit cards from American Express commands much more benefits, due to their tie-ups with a large number of restaurants, e-commerce sites and travel chains such as Makemytrip, Domino's, Pizza Hut and so on.

So to simplify things, it can be said that the American Express credit cards not only ease the burden of carrying hard cash with you, wherever you go, it also brings in a lot of added benefits in form of customer loyalty. If you are from a metro city like Pune, then to experience all the nuances of the ever glowing city life, you must have it .

Best American Express credit cards in Pune

Different Types of Credit Cards and TypesJoining FeeAnnual Fee

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55274 Reviews Sort


7 months ago | Rahul
I had taken American Express Membership Reward credit card from the Bank through online channel. I am satisfied with the credit limit. I don't know about the annual fee. I haven't used the card yet because not received the pin details. They provided a doorstep service for the documentation.


1 year ago | SB CHINMAY
The offers are not that good and I would say its average card. Though they are giving a good credit limit.


Not satisfied ,Anuaal fees is too hig than other credit cards?

Secured service

2 years ago | Aparna Tarpana
This card is very secure. The securities the bank is giving me is appreciable. No need to worry if you loose the card. Just call the bank and they will do the needful.

Great card

9 months ago | Dipti Ranjan Nayak
i am satisfied with the card. I used to get reward points and cash back with the card. I have redeemed the points. I hold a credit with American Express Gold Card with a good limit.

Poor and unsatisfactory service

10 months ago | Madhusudan Khandelwal
The credit limit i got is very less. For this the card is worthless for me. If you cant use it then why to take such a costly card.

attractive offers

1 year ago | Ajay Gupta
Lot of amazing offers. They even give you vouchers and exclusive privileges.

Great card for banking

6 months ago | Einstin Kumar
Website of this card is very easy to handle and can navigate through quick links. It has all the available options to get connected with the bank.

Great card

5 months ago | Bhawar Lal
The overall experience with this card is really good. The payment gets updated within 1 day. The overall experience with them has been quite good with Jet Airways american expresses credit card.

Not satisfies with this card

8 months ago | Sanjay Shukala
I am having this card from past 2 years. I did not find any good offers in this credit card so far. Charges as well as interest rate associated with card is very high.

Great card

1 year ago | Rajender Singh Balecha
This is one of the best credit card available in market. If i use my card for Rs. 1000 in a 4 times in a month then they will offer 1000 rewards points. I can convert the reward points into cash. On every 50 rupees spent you will get 1 rewards point.

Not satisfy with this card

2 years ago | Mewa Singh
I am not satisfied with the credit limit. I am getting the offers. Almost i am not using the card much. They change the policy and they have not informed too


1 year ago | Gokulraj R
You can earn 1,000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of Rs.1,000 and above every month

Great card

8 months ago | Geetha N
I am using this card from a very long time. I have earned bonus points as well as lots of reward points, which can be redeemed easily by calling customer care and they provide you the facility to redeem those points.

Bad expercience

8 months ago | Prakash Rambhau Gulve
Customer service provided by the bank is very poor. Response time for the queries raised is too high and most of the time queries remains unattended.

Good service provider

9 months ago | Laikhuram Deepak Singh
ve been using this card for a while. Their service is the best, they provide regular cash back offers and also provided me with a very good limit. I never had any issues with their services and it is a recommendable service so far.

Good service provider

2 years ago | Sowmya Choodamani
It has been the best card among all the cards which i have been holding. The card has been providing with good points and their services so far had been excellent so far. I am satisfied with the benefits and the features.

Satisfies with this card

1 year ago | M THIPPESWAMY
Got the American Express Membership Rewards Credit Card around 6 months ago. The customer support service and the response is average with the AMEX bank. The credit limit value is good with this American Express Membership Rewards Credit Card and i am satisfied with it. You can avail lounge service with this card.

Not happy with the services of this card

1 year ago | Sushree Priyadarsini
I am not happy with the service of the card . I usually face difficulties while using this card offline. After repeated reminders also they are not replacing it.

Average card

1 year ago | Munichitra Muniraj
I love the features of this card. It's a good card to use online. They just need to improve their customer service issues.