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credit cards of ICICI Bank for Shopping in Agartala

Explore Cards
55274 Reviews
Pros & Cons
More Details
Explore Cards
55274 Reviews
Pros & Cons
More Details
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
Get 2000 Chqbook Coins
₹500
INSTANT  APPLY 
Travel
Shopping
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
ICICI Bank™ Coral Credit Card
₹500
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
Get 1000 Chqbook Coins
₹199 ₹0
Saved ₹199
INSTANT  APPLY 
Shopping
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
ICICI Bank™ Platinum Chip Credit Card
₹199
₹0
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
Get 12000 Chqbook Coins
₹3,000
INSTANT  APPLY 
Travel
Shopping
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
ICICI Bank™ Rubyx Credit Card
₹3,000
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card
Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™
Get 26000 Chqbook Coins
₹6,500
INSTANT  APPLY 
Shopping
Dining
USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card
ICICI Bank™ Sapphiro Credit Card
₹6,500
Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™
* Terms & Conditions Apply

Introduction:

Imagining the world without credit cards is impossible to begin with. It has become an integral part of how we live and how we form economic relationships with economic entities around us. It has revolutionized the way with which we purchase goods and services from retailers. A credit card might seem to be like a plastic card but in actuality it is a powerful tool, and when used wisely, it not only makes the cardholder?s purchasing power exponential but also helps to raise the credit standing too. This means that it becomes easier for someone owning a credit card to get their loan applications sanctioned because their credit-worthiness is reliable and banking institutions are more than ready to give them the loan that they need.

So how does a credit card work? Well, as we have noted, a credit card is essentially a plastic card that contains a microchip attached with it. The microchip is the most important component of the card as far as functionality goes, since it is digitally connected with the details of your account that is kept in the bank?s database. When the card is used to pay for a transaction, the bank is notified and it automatically loans the amount of the purchase _ essentially crediting your account with the amount _ and allowing you to pay for the product you have procured. Since the amounts are actually loans that the bank credits you with, you have to repay the total amount of credit back to the bank within a specific period of time.


The Pioneers, ICICI Bank:

As far as the Indian financial market is concerned, it can be said without a doubt that ICICI Bank has been a pioneer in this field. Credit cards existed in India since the 1980s but owing to the sheer lack of awareness among the populace, many did not know about it. All of that changed, however, when the Indian government liberalized its economic set up in the early 1990s and opened the floodgates to welcome in free market mechanisms, foreign investment and the availability of scores of products. This enabled the growth of the middle class as a conspicuous aspect of Indian socioeconomic realities, and gave them immense purchasing power. This also coincided with the invasion of the Indian market by foreign firms and corporations who were eager to place their products and services up for sale.

At such a scenario, the pioneering service of ICICI Bank is worth mentioning. They went on a veritable campaign to raise the awareness of the customers. They succeeded in making people aware about the existence of credit cards and their usefulness both as excellent replacements for currency and as a tool for improving one?s credit standing. They introduced a plethora of credit cards that catered to the needs and desires of the ever expanding middle class. If credit cards are popular today, one should be ever grateful to the work of ICICI Bank in the years following the economy?s liberalization.


ICICI Bank Credit Cards:

Owing to the rich experience of popularizing and offering various credit cards for a variety of customers, ICICI Bank credit cards are a combination of that experience as well as the knowledge regarding what does a growing middle class wants. So if you ever want to go on a Shopping spree and buy up accessories or items of interest, you can utilize the credit cards by ICICI Bank specifically programmed for this particular use, and utilize it to buy whatever you want and get the best deals from retail outlets in and around Agartala.


Best credit cards of ICICI Bank for Shopping in Agartala - Apply Now

Different Types of Credit Cards and TypesJoining FeeAnnual Fee
ICICI Bank™ Platinum Chip Credit Card00.00
ICICI Bank™ Coral Credit Card500500.00
ICICI Bank™ Rubyx Credit Card30002000.00
ICICI Bank™ Sapphiro Credit Card65003500.00


Know More about cards


USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
Get 2000 Chqbook Coins
₹500
INSTANT  APPLY 
Travel
Shopping
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
ICICI Bank™ Coral Credit Card
₹500
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*

Chqbook Review

The ICICI Bank's Coral Credit Card comes in cheap – at just a Rs. 500 annual fee, you can actually get this back in the first month itself by going for the 1+1 movie offer from BookMyShow™. Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.

  PROS

  • We love the 1+1 movie offer from bookmyshow™. It also helps that you can book tickets any day of the week.
  • For someone who travels once in a while, the free access to domestic airport lounges with the ICICI Bank Coral Credit Card is a great plus. Also, its one of the few cards to throw in free access at Railway lounges too once in a quarter
  • You can redeem your Payback™ points in cash which gets credited to your card account. With each Payback™ point worth ₹0.25, you are going to want to count each point!
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Coral Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

  • The 1+1 movie offer from bookmyshow is on a first come first serve basis. If the quota for the day gets over, it can get frustrating.

USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
Get 1000 Chqbook Coins
₹199 ₹0
Saved ₹199
INSTANT  APPLY 
Shopping
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
ICICI Bank™ Platinum Chip Credit Card
₹199
₹0
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*

Chqbook Review

The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.

  PROS

  • With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.
  • We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates1
  • You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

  • The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
Get 12000 Chqbook Coins
₹3,000
INSTANT  APPLY 
Travel
Shopping
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
ICICI Bank™ Rubyx Credit Card
₹3,000
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment

Chqbook Review

The ICICI Bank™ Rubyx Credit Card stands out for the benefits it gives for the fee it charges. From the get go, you get Welcome vouchers worth ₹5000 upon joining. Apart from that, the free movie tickets of upto ₹300 are an added bonus – this adds up to ₹7200 per year of savings, which itself is more than the annual fees. Ofcourse, this is just the start and the list of rewards is indeed long. Go for this credit card if you love shopping, movies and are looking for value for money.

  PROS

  • The ICICI Bank Rubyx Credit Card gives you Payback™ points – and they are redeemable for statement credit – a feature we absolutely love
  • Another great thing is that each Payback™ point is worth ₹0.25 – which means you know exactly how much you can redeem them for at any point.
  • Movie tickets – Free! – get 2 movie tickets each month worth ₹300 per ticket when you buy one ticket and you get the next one as part of this offer. You have to buy the ticket from bookmyshow™
  • You save 15% every time you dine at a Culinary Treat participating restaurant. To find the participating restaurants, you can download the app or look up your favourite restaurants on the culinarytreats website.
  • 1% fuel surcharge waived off on fuel transactions at any fuel outlet.
  • Get 2 complimentary rounds/ lessons of golf every calendar month2 if the total retail spends on your card is equal to or more than ₹50,000 in the previous calendar month.

  CONS

  • One drawback we noticed is that if you are frequent traveller, 2 free visits to a Domestic Airport lounge may not be enough
  • Start playing Golf! – it's a high point for the credit card, but if you are not a golfer, this feature might be lost on you2

USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card
Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™
Get 26000 Chqbook Coins
₹6,500
INSTANT  APPLY 
Shopping
Dining
USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card
ICICI Bank™ Sapphiro Credit Card
₹6,500
Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™

Chqbook Review

The ICICI Bank™ Sapphiro Credit Card is one of the best cards for Shopping and Travel. From Statement Credit, to free movie tickets, this card has it all. We also love the DragonPass which allows you to access over 450+ airport lounges worldwide. You also get free access to Domestic Airport lounges 4 times each quarter – more than enough to keep anyone happy. Go for this card if you value points on Shopping, free movie tickets, free golf and access to airport lounges.

  PROS

  • The ICICI Bank Sapphiro Credit Card gives you more than you can ask for – with free movie tickets, complimentary airport lounge access and much more
  • We like that you get 4 complimentary visits to Domestic Airport lounges per quarter – or 12 per year.
  • If you enjoy Golf – this card gives you 4 complimentary rounds of Golf at a resort of your choice – every month!
  • You will start checking restaurants listed with ICICI Bank after you get this card – with minimum 15% savings across 2500+ restaurants, who wouldn't!
  • Did we hear free movie tickets? – get 2 complimentary movie tickets or event tickets worth ₹500 through bookmyshow™ every month!
  • We always love statement credit – you can convert your PAYBACK™ points into cash by simply calling the ICICI Bank call center and redeeming them

  CONS

  • If we could fault something – it would be the lesser points on Fuel spends – 1 PAYBACK™ point for every ₹100 spent while for other spends you get 2 PAYBACK™ points for every ₹100 spent

55274 Reviews Sort
Newest

very good

3 months ago | Dheeraj
I am using ICICI Bank Coral Credit Card from the last eight months of time. Customer service is awesome, also the response is good too. I would like to say that the online portal is easy to access and everything is best to access.

good

1 year ago | Manoj
I am having the ICICI Bank Platinum Chip Credit Card and the customer service is good one. I would like to say that the response is good one and the credit limit value is fine one too with the ICICI Bank Platinum Chip Credit Card. Online portal is also good too.

good

1 year ago | Harendra
I had applied my credit card in ICICI Bank Sapphiro Credit Card through online channel. It was a good experience. The credit limit was satisfactory. I am getting good offer on flight bookings. It has free air lounge access.and it gives free breakfast ,wifi and other facilities too while flying

poor

9 months ago | Ranbir Tanwar
I am not much satisfied with the limit. I am not sure about the reward points and cash back with the card. The net banking facility is fine. Not sure about the annual charge.

Poor

1 year ago | ritu Kumari
I have a credit card from Icici bank, I use this card occasionally. I am not completely satisfied with the card, as the benefits are not so good and the features are also not satisfactory. I just hold this card and I just use it sometimes. I would rate this card as an average.

Don't have such great offers

2 years ago | Westin J
I have a ICICI bank platinum chip credit card . There is no offer. So i cannot use this card for normal shopping.

great card and useful card

2 years ago | Mriganayani Sahoo
The customer service and responses was up to the mark. I am getting cash back offers and reward points. My overall experience was very good.

Excellent card to earn payack points

1 year ago | Rahul Bedi
You can earn 2 payback points on every 100 spent for all retail purchases except fuel. Your points are easily redeemable for attractive products through payback. You can redeem it by giving a call to customer care.

Poor and inconvinient card

1 year ago | Suraj Kumar
Icici bank platinum chip credit card is not providing notification to remind about the due dates and all,its really inconvinient

Satisfied

1 year ago | moina khuntia
It was totally a average service from ICICI Bank Ferrari Signature Credit Card

Convinient payment option

1 year ago | Kalpana sebha
You can utilise pockets by ICICI bank which will allow you to make payments conveniently through the universal payment wallet which is powered by visa.

Joining perks are great

1 year ago | Ram Charan
I have taken a credit card from ICICI Bank Ferrari Signature Credit Card. . At the time of joining you get some gift as joining gifts. After that with every purchase you get payback points.

Like its name it is valuable like platinum

2 years ago | Rekha Samal
Happy with the service of ICICI bank rubyx credit card,would surely recommend to others. I got huge payback points on the ICICI bank rubyx platinum american express credit card .

World class facility

4 months ago | Tanvi Rana
You can get 1% fuel surcharge waiver at hpcl petrol pump. This bank gives you world class facility at airport lounges.

Average as i donÕt fly much

1 year ago | Manoj Sukla
The credit limit given by ICICI BankRubyx Credit Card service is 1 lakhs. The offers are quite good to use. If you are a frequent flyer then this is your card. You get lounge services.

Not useful for me

7 months ago | Shyam Kishor Goswami
I am using this card from last 1.5 Years, i did not find this card very useful . This card has both the joining fee and annual fee which is very high amount.

Bad customer service

1 year ago | Sindhu Pathipati
One thing i have noticed about this card is the customer service. Its service is very bad.They are charging both the joining as well as annual fee which is very high.

Having good experience with this card

9 months ago | Runa Laila
I never faced any issues with their services so far and it is a recommendable card to have. The card is widely accepted and the experience has been a good one.

Getting cash back credit with this card

1 year ago | Rahul .
I hold a credit card with ICICI Bank Rubyx Credit Card with a limit of 30000. But i wish to in crease the limit for now.I do get cashback with the card.The emi option on electronics is the added bonus in this card.

Cost worthly card

1 year ago | Surbhi Banka
I am using ICICI Bank Rubyx Credit Card. Customer service is good.Net banking as well the mobile app are working fine.That makes it cost worthy.