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credit cards of ICICI Bank for Shopping in Hooghly

Explore Cards
55274 Reviews
Pros & Cons
More Details
Explore Cards
55274 Reviews
Pros & Cons
More Details
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
Get 2000 Chqbook Coins
₹500
INSTANT  APPLY 
Travel
Shopping
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
ICICI Bank™ Coral Credit Card
₹500
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
Get 1000 Chqbook Coins
₹199 ₹0
Saved ₹199
INSTANT  APPLY 
Shopping
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
ICICI Bank™ Platinum Chip Credit Card
₹199
₹0
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
Get 12000 Chqbook Coins
₹3,000
INSTANT  APPLY 
Travel
Shopping
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
ICICI Bank™ Rubyx Credit Card
₹3,000
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card
Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™
Get 26000 Chqbook Coins
₹6,500
INSTANT  APPLY 
Shopping
Dining
USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card
ICICI Bank™ Sapphiro Credit Card
₹6,500
Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™
* Terms & Conditions Apply

Introduction:

Imagining the world without credit cards is impossible to begin with. It has become an integral part of how we live and how we form economic relationships with economic entities around us. It has revolutionized the way with which we purchase goods and services from retailers. A credit card might seem to be like a plastic card but in actuality it is a powerful tool, and when used wisely, it not only makes the cardholder?s purchasing power exponential but also helps to raise the credit standing too. This means that it becomes easier for someone owning a credit card to get their loan applications sanctioned because their credit-worthiness is reliable and banking institutions are more than ready to give them the loan that they need.

So how does a credit card work? Well, as we have noted, a credit card is essentially a plastic card that contains a microchip attached with it. The microchip is the most important component of the card as far as functionality goes, since it is digitally connected with the details of your account that is kept in the bank?s database. When the card is used to pay for a transaction, the bank is notified and it automatically loans the amount of the purchase _ essentially crediting your account with the amount _ and allowing you to pay for the product you have procured. Since the amounts are actually loans that the bank credits you with, you have to repay the total amount of credit back to the bank within a specific period of time.


The Pioneers, ICICI Bank:

As far as the Indian financial market is concerned, it can be said without a doubt that ICICI Bank has been a pioneer in this field. Credit cards existed in India since the 1980s but owing to the sheer lack of awareness among the populace, many did not know about it. All of that changed, however, when the Indian government liberalized its economic set up in the early 1990s and opened the floodgates to welcome in free market mechanisms, foreign investment and the availability of scores of products. This enabled the growth of the middle class as a conspicuous aspect of Indian socioeconomic realities, and gave them immense purchasing power. This also coincided with the invasion of the Indian market by foreign firms and corporations who were eager to place their products and services up for sale.

At such a scenario, the pioneering service of ICICI Bank is worth mentioning. They went on a veritable campaign to raise the awareness of the customers. They succeeded in making people aware about the existence of credit cards and their usefulness both as excellent replacements for currency and as a tool for improving one?s credit standing. They introduced a plethora of credit cards that catered to the needs and desires of the ever expanding middle class. If credit cards are popular today, one should be ever grateful to the work of ICICI Bank in the years following the economy?s liberalization.


ICICI Bank Credit Cards:

Owing to the rich experience of popularizing and offering various credit cards for a variety of customers, ICICI Bank credit cards are a combination of that experience as well as the knowledge regarding what does a growing middle class wants. So if you ever want to go on a Shopping spree and buy up accessories or items of interest, you can utilize the credit cards by ICICI Bank specifically programmed for this particular use, and utilize it to buy whatever you want and get the best deals from retail outlets in and around Hooghly.


Best credit cards of ICICI Bank for Shopping in Hooghly - Apply Now

Different Types of Credit Cards and TypesJoining FeeAnnual Fee
ICICI Bank™ Platinum Chip Credit Card00.00
ICICI Bank™ Coral Credit Card500500.00
ICICI Bank™ Rubyx Credit Card30002000.00
ICICI Bank™ Sapphiro Credit Card65003500.00


Know More about cards


USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
Get 2000 Chqbook Coins
₹500
INSTANT  APPLY 
Travel
Shopping
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
ICICI Bank™ Coral Credit Card
₹500
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*

Chqbook Review

The ICICI Bank's Coral Credit Card comes in cheap – at just a Rs. 500 annual fee, you can actually get this back in the first month itself by going for the 1+1 movie offer from BookMyShow™. Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.

  PROS

  • We love the 1+1 movie offer from bookmyshow™. It also helps that you can book tickets any day of the week.
  • For someone who travels once in a while, the free access to domestic airport lounges with the ICICI Bank Coral Credit Card is a great plus. Also, its one of the few cards to throw in free access at Railway lounges too once in a quarter
  • You can redeem your Payback™ points in cash which gets credited to your card account. With each Payback™ point worth ₹0.25, you are going to want to count each point!
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Coral Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

  • The 1+1 movie offer from bookmyshow is on a first come first serve basis. If the quota for the day gets over, it can get frustrating.

USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
Get 1000 Chqbook Coins
₹199 ₹0
Saved ₹199
INSTANT  APPLY 
Shopping
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
ICICI Bank™ Platinum Chip Credit Card
₹199
₹0
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*

Chqbook Review

The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.

  PROS

  • With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.
  • We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates1
  • You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

  • The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
Get 12000 Chqbook Coins
₹3,000
INSTANT  APPLY 
Travel
Shopping
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
ICICI Bank™ Rubyx Credit Card
₹3,000
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment

Chqbook Review

The ICICI Bank™ Rubyx Credit Card stands out for the benefits it gives for the fee it charges. From the get go, you get Welcome vouchers worth ₹5000 upon joining. Apart from that, the free movie tickets of upto ₹300 are an added bonus – this adds up to ₹7200 per year of savings, which itself is more than the annual fees. Ofcourse, this is just the start and the list of rewards is indeed long. Go for this credit card if you love shopping, movies and are looking for value for money.

  PROS

  • The ICICI Bank Rubyx Credit Card gives you Payback™ points – and they are redeemable for statement credit – a feature we absolutely love
  • Another great thing is that each Payback™ point is worth ₹0.25 – which means you know exactly how much you can redeem them for at any point.
  • Movie tickets – Free! – get 2 movie tickets each month worth ₹300 per ticket when you buy one ticket and you get the next one as part of this offer. You have to buy the ticket from bookmyshow™
  • You save 15% every time you dine at a Culinary Treat participating restaurant. To find the participating restaurants, you can download the app or look up your favourite restaurants on the culinarytreats website.
  • 1% fuel surcharge waived off on fuel transactions at any fuel outlet.
  • Get 2 complimentary rounds/ lessons of golf every calendar month2 if the total retail spends on your card is equal to or more than ₹50,000 in the previous calendar month.

  CONS

  • One drawback we noticed is that if you are frequent traveller, 2 free visits to a Domestic Airport lounge may not be enough
  • Start playing Golf! – it's a high point for the credit card, but if you are not a golfer, this feature might be lost on you2

USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card
Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™
Get 26000 Chqbook Coins
₹6,500
INSTANT  APPLY 
Shopping
Dining
USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card
ICICI Bank™ Sapphiro Credit Card
₹6,500
Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™

Chqbook Review

The ICICI Bank™ Sapphiro Credit Card is one of the best cards for Shopping and Travel. From Statement Credit, to free movie tickets, this card has it all. We also love the DragonPass which allows you to access over 450+ airport lounges worldwide. You also get free access to Domestic Airport lounges 4 times each quarter – more than enough to keep anyone happy. Go for this card if you value points on Shopping, free movie tickets, free golf and access to airport lounges.

  PROS

  • The ICICI Bank Sapphiro Credit Card gives you more than you can ask for – with free movie tickets, complimentary airport lounge access and much more
  • We like that you get 4 complimentary visits to Domestic Airport lounges per quarter – or 12 per year.
  • If you enjoy Golf – this card gives you 4 complimentary rounds of Golf at a resort of your choice – every month!
  • You will start checking restaurants listed with ICICI Bank after you get this card – with minimum 15% savings across 2500+ restaurants, who wouldn't!
  • Did we hear free movie tickets? – get 2 complimentary movie tickets or event tickets worth ₹500 through bookmyshow™ every month!
  • We always love statement credit – you can convert your PAYBACK™ points into cash by simply calling the ICICI Bank call center and redeeming them

  CONS

  • If we could fault something – it would be the lesser points on Fuel spends – 1 PAYBACK™ point for every ₹100 spent while for other spends you get 2 PAYBACK™ points for every ₹100 spent

55274 Reviews Sort
Newest

bad

11 months ago | Ramesh Malik
I am using ICICI Bank Coral Credit Card from last 7-8 months, Its also not so good in terms of lounge access

poor

1 year ago | Aakash
I have been using ICICI Bank Platinum Chip Credit Card for the last couple of months. The credit limit was not good. It is a life time free credit card. The customer service and response was average. They provide good offers in fuel bill, and you can also use their points in retail outlets aswell as paying your resturant bills

good

1 year ago | Shiv Kumar
They give more option on the online Ticket booking, they offer good cash back from 5 to 10 % for all the products, its convenient to use in outlets as well. , I am quite happy with ICICI Bank Sapphiro Credit Card

Satisfied

4 months ago | Salim
I feel the customer support is not as I expected from ICICI Bank Rubyx Credit Card service. The credit limit quoted by ICICI Bank is 1.40 lakhs ,which I am not happy about

very good

1 year ago | Jayesh Sharad Bonawate
I use the ICICI Bank Ferrari Signature Credit Card for the past 1 year. I use this card for online shopping and for traveling purposespecialy . The customer support service is good and they give response to the customers.

Excellent

5 months ago | rajni
The immediate response has been given by the Jet Airways ICICI Bank Coral Visa Credit Card customer care team in regards to my credit card application. The customer support service is prompt with the citi bank team, The mobile application of card is easy to use.

Average

2 years ago | Jitendra Kumar
I've been using the ICICI BANK Coral Credit Card for almost one year. I rarely use this cardand I use this card for Online Shopping and Department stores. Their customer support is also good. Overall I never had any issues with the card and their services.

Good offers in luxury hotels

1 year ago | Rajesh Sahoo
ICICI bank platinum chip credit card give me benefits on wine, dine and unwind with great offers from luxury hotels and petrol surcharges.

Easy to apply credit card

1 year ago | Abhijaya Nayak
ICICI bank platinum chip credit card is easy to apply a credit card through online. Under the new ICICI bank milestone rewards program,you get 1.5 Rewards points for every spent of 100rs.

Good card but some fetures needs imrovement

1 year ago | Pawan Chauhan
I am using icici platinum chip credit card its good, still i didn't get any benefits, their features should be improved. Specially the services proviced by the bank.

good

10 months ago | vikash malik
I hold ICICI Bank Ferrari Signature Credit Card The customer service and response with the card is good.

ICICI bank has a good and reponsible team

1 year ago | Rup Kumar
ICICI is also good in the credit card services. The customer services are good, they are responsive when i reach out and the bank has offered me a good credit limit. You can also get air accident insurance cover of rs 3 crore.

Just another average card

1 year ago | Niyati Singh
I hold ICICI Bank Ferrari Signature Credit Card, i have got reward points but not the cash back with the card. An average card i can say.

You can easily reddem your points

1 year ago | Anmol Seth
I am using this card from a very long time. I had lots of payback points. The good thing is that to redeem the points only you have to do is to call the customer call center once and they will redeem it.

Not a wise decission

9 months ago | Manoj Jauhari
The credit card services are not up to the mark. There is a EMI option is there in this card but they charge very high for this. Its not a wise decision to take this card.

Additional security

1 year ago | Umang Mehta
I am using an ICICI BankRubyx Credit Card . ICICI Bank credit cards come with an emv chip embedded in it. This chip is an additional security feature. It is a secured card.

Satisfied with the card

1 year ago | Cital Sukla
I have taken a credit card from ICICI Bankrubyx credit card, the credit card is user friendly i could use it for every purpose and get benefits. I am satisfied with this card .

Credit limit is not good

1 year ago | Mohd Aakib
I am not so happy about this card . Specially with the bank. They donÕt give a good credit limit at the first instance. After many request also they donÕt change it.

Worthless

1 year ago | Sunil Singh
The credit limit i got is very less. The joining and annual fee is very high. For this the card is worthless for me. If you cant use it then why to take such a costly card.

Getting good cash back

1 year ago | Indrajeet Yadav
As i am using this ICICI Bank Coral Credit card Card for last 2 years . I got a lots of cashback points with this card. For every spend on the card you get some amount of coral.