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credit cards of ICICI Bank for Shopping in Vadodara

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22 Reviews
Pros & Cons
More Details
Explore Cards
22 Reviews
Pros & Cons
More Details
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
₹500
Joining Fee
INSTANT  APPLY lock
airplanemode_active
Travel
shopping_cart
Shopping
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
keyboard_arrow_right
₹500
Joining Fee
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Signature Credit Card
Get a Complimentary Scuderia Ferrari watch on joining
₹3,999
Joining Fee
INSTANT  APPLY lock
shopping_cart
Shopping
card_membership
Premium
USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Signature Credit Card
keyboard_arrow_right
₹3,999
Joining Fee
Get a Complimentary Scuderia Ferrari watch on joining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
₹199 ₹0
Saved ₹199
Joining Fee
INSTANT  APPLY lock
shopping_cart
Shopping
restaurant
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
keyboard_arrow_right
₹199
₹0
Joining Fee
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
₹3,000
Joining Fee
INSTANT  APPLY lock
airplanemode_active
Travel
shopping_cart
Shopping
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
keyboard_arrow_right
₹3,000
Joining Fee
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card
Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™
₹6,500
Joining Fee
INSTANT  APPLY lock
shopping_cart
Shopping
restaurant
Dining
USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card
keyboard_arrow_right
₹6,500
Joining Fee
Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
Buy one get one free movie ticket through the week at bookmyshow™
₹1,250
Joining Fee
INSTANT  APPLY lock
airplanemode_active
Travel
shopping_cart
Shopping
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
keyboard_arrow_right
₹1,250
Joining Fee
Buy one get one free movie ticket through the week at bookmyshow™
* Terms & Conditions Apply

Introduction:

Imagining the world without credit cards is impossible to begin with. It has become an integral part of how we live and how we form economic relationships with economic entities around us. It has revolutionized the way with which we purchase goods and services from retailers. A credit card might seem to be like a plastic card but in actuality it is a powerful tool, and when used wisely, it not only makes the cardholder?s purchasing power exponential but also helps to raise the credit standing too. This means that it becomes easier for someone owning a credit card to get their loan applications sanctioned because their credit-worthiness is reliable and banking institutions are more than ready to give them the loan that they need.

So how does a credit card work? Well, as we have noted, a credit card is essentially a plastic card that contains a microchip attached with it. The microchip is the most important component of the card as far as functionality goes, since it is digitally connected with the details of your account that is kept in the bank?s database. When the card is used to pay for a transaction, the bank is notified and it automatically loans the amount of the purchase _ essentially crediting your account with the amount _ and allowing you to pay for the product you have procured. Since the amounts are actually loans that the bank credits you with, you have to repay the total amount of credit back to the bank within a specific period of time.


The Pioneers, ICICI Bank:

As far as the Indian financial market is concerned, it can be said without a doubt that ICICI Bank has been a pioneer in this field. Credit cards existed in India since the 1980s but owing to the sheer lack of awareness among the populace, many did not know about it. All of that changed, however, when the Indian government liberalized its economic set up in the early 1990s and opened the floodgates to welcome in free market mechanisms, foreign investment and the availability of scores of products. This enabled the growth of the middle class as a conspicuous aspect of Indian socioeconomic realities, and gave them immense purchasing power. This also coincided with the invasion of the Indian market by foreign firms and corporations who were eager to place their products and services up for sale.

At such a scenario, the pioneering service of ICICI Bank is worth mentioning. They went on a veritable campaign to raise the awareness of the customers. They succeeded in making people aware about the existence of credit cards and their usefulness both as excellent replacements for currency and as a tool for improving one?s credit standing. They introduced a plethora of credit cards that catered to the needs and desires of the ever expanding middle class. If credit cards are popular today, one should be ever grateful to the work of ICICI Bank in the years following the economy?s liberalization.


ICICI Bank Credit Cards:

Owing to the rich experience of popularizing and offering various credit cards for a variety of customers, ICICI Bank credit cards are a combination of that experience as well as the knowledge regarding what does a growing middle class wants. So if you ever want to go on a Shopping spree and buy up accessories or items of interest, you can utilize the credit cards by ICICI Bank specifically programmed for this particular use, and utilize it to buy whatever you want and get the best deals from retail outlets in and around Vadodara.


Best credit cards of ICICI Bank for Shopping in Vadodara - Apply Now

Different Types of Credit Cards and TypesJoining FeeAnnual Fee
ICICI Bank™ Platinum Chip Credit Card00.00
ICICI Bank™ Coral Credit Card500500.00
Jet Airways ICICI Bank™ Coral Visa Credit Card12501250.00
ICICI Bank™ Rubyx Credit Card30002000.00
ICICI Bank™ Ferrari™ Signature Credit Card39993999.00
ICICI Bank™ Sapphiro Credit Card65003500.00


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Let's Get Going
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
₹500
Joining Fee
INSTANT  APPLY lock
airplanemode_active
Travel
shopping_cart
Shopping
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
keyboard_arrow_right
₹500
Joining Fee
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*

Chqbook Review

The ICICI Bank's Coral Credit Card comes in cheap – at just a Rs. 500 annual fee, you can actually get this back in the first month itself by going for the 1+1 movie offer from BookMyShow™. Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.

thumb_up   PROS

  • We love the 1+1 movie offer from bookmyshow™. It also helps that you can book tickets any day of the week.
  • For someone who travels once in a while, the free access to domestic airport lounges with the ICICI Bank Coral Credit Card is a great plus. Also, its one of the few cards to throw in free access at Railway lounges too once in a quarter
  • You can redeem your Payback™ points in cash which gets credited to your card account. With each Payback™ point worth ₹0.25, you are going to want to count each point!
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Coral Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

thumb_down   CONS

  • The 1+1 movie offer from bookmyshow is on a first come first serve basis. If the quota for the day gets over, it can get frustrating.

USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Signature Credit Card
Get a Complimentary Scuderia Ferrari watch on joining
₹3,999
Joining Fee
INSTANT  APPLY lock
shopping_cart
Shopping
card_membership
Premium
USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Signature Credit Card
keyboard_arrow_right
₹3,999
Joining Fee
Get a Complimentary Scuderia Ferrari watch on joining

Chqbook Review

You get a Complimentary Scuderia Ferrari™ watch on joining. Top Spenders get an Opportunity to attend an official Ferrari™ Challenge race, Visit to the Ferrari™ Museum and Factory in Maranello, Italy, attend an event with special Ferrari VIP guests in Maranello, Italy. There are discounts on Ferrari™ Merchandise at the Online Ferrari™ Store and a 15% discount on entry tickets to Ferrari™ World Abu Dhabi for tickets bought at the park counter

thumb_up   PROS

  • If you are a Ferrari™ fan, nothing beats having the ICICI Bank Ferrari Platinum Credit Card – amazing flaunt value and great benefits too. You also get an amazing original Scuderia Ferrari™ watch once you pay the joining fee
  • Free access to Domestic Airport lounges in India is a great benefit and these lounges are great to relax and unwind before a flight
  • We love free movie tickets – getting 2 free tickets per month is even better!
  • 15% off at over 2500 participating restaurants and other dining outlets in 12 cities in the country is great – saving this much on your bill is sure to bring a smile on your face
  • We think the ICICI Bank Ferrari™ Platinum Credit Card MUST have fuel surcharge waiver – and it does with a waiver of 1% on fuel surcharge valid on a maximum spend of ₹4000 per transaction at all HPCL pumps
  • You get a 15% discount on entry tickets to Ferrari™ World Abu Dhabi for tickets bought at the park counter
  • Up to 15% discount on Ferrari merchandise at the Online Ferrari Store

thumb_down   CONS

  • If you are not a car afficianado, the ICICI Bank Ferrari Platinum Credit Card's fee might pinch – but considering the benefits we think it's completely worth it

USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
₹199 ₹0
Saved ₹199
Joining Fee
INSTANT  APPLY lock
shopping_cart
Shopping
restaurant
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
keyboard_arrow_right
₹199
₹0
Joining Fee
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*

Chqbook Review

The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.

thumb_up   PROS

  • With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.
  • We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates1
  • You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

thumb_down   CONS

  • The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
₹3,000
Joining Fee
INSTANT  APPLY lock
airplanemode_active
Travel
shopping_cart
Shopping
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
keyboard_arrow_right
₹3,000
Joining Fee
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment

Chqbook Review

The ICICI Bank™ Rubyx Credit Card stands out for the benefits it gives for the fee it charges. From the get go, you get Welcome vouchers worth ₹5000 upon joining. Apart from that, the free movie tickets of upto ₹300 are an added bonus – this adds up to ₹7200 per year of savings, which itself is more than the annual fees. Ofcourse, this is just the start and the list of rewards is indeed long. Go for this credit card if you love shopping, movies and are looking for value for money.

thumb_up   PROS

  • The ICICI Bank Rubyx Credit Card gives you Payback™ points – and they are redeemable for statement credit – a feature we absolutely love
  • Another great thing is that each Payback™ point is worth ₹0.25 – which means you know exactly how much you can redeem them for at any point.
  • Movie tickets – Free! – get 2 movie tickets each month worth ₹300 per ticket when you buy one ticket and you get the next one as part of this offer. You have to buy the ticket from bookmyshow™
  • You save 15% every time you dine at a Culinary Treat participating restaurant. To find the participating restaurants, you can download the app or look up your favourite restaurants on the culinarytreats website.
  • 1% fuel surcharge waived off on fuel transactions at any fuel outlet.
  • Get 2 complimentary rounds/ lessons of golf every calendar month2 if the total retail spends on your card is equal to or more than ₹50,000 in the previous calendar month.

thumb_down   CONS

  • One drawback we noticed is that if you are frequent traveller, 2 free visits to a Domestic Airport lounge may not be enough
  • Start playing Golf! – it's a high point for the credit card, but if you are not a golfer, this feature might be lost on you2

USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card
Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™
₹6,500
Joining Fee
INSTANT  APPLY lock
shopping_cart
Shopping
restaurant
Dining
USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card
keyboard_arrow_right
₹6,500
Joining Fee
Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™

Chqbook Review

The ICICI Bank™ Sapphiro Credit Card is one of the best cards for Shopping and Travel. From Statement Credit, to free movie tickets, this card has it all. We also love the DragonPass which allows you to access over 450+ airport lounges worldwide. You also get free access to Domestic Airport lounges 4 times each quarter – more than enough to keep anyone happy. Go for this card if you value points on Shopping, free movie tickets, free golf and access to airport lounges.

thumb_up   PROS

  • The ICICI Bank Sapphiro Credit Card gives you more than you can ask for – with free movie tickets, complimentary airport lounge access and much more
  • We like that you get 4 complimentary visits to Domestic Airport lounges per quarter – or 12 per year.
  • If you enjoy Golf – this card gives you 4 complimentary rounds of Golf at a resort of your choice – every month!
  • You will start checking restaurants listed with ICICI Bank after you get this card – with minimum 15% savings across 2500+ restaurants, who wouldn't!
  • Did we hear free movie tickets? – get 2 complimentary movie tickets or event tickets worth ₹500 through bookmyshow™ every month!
  • We always love statement credit – you can convert your PAYBACK™ points into cash by simply calling the ICICI Bank call center and redeeming them

thumb_down   CONS

  • If we could fault something – it would be the lesser points on Fuel spends – 1 PAYBACK™ point for every ₹100 spent while for other spends you get 2 PAYBACK™ points for every ₹100 spent

USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
Buy one get one free movie ticket through the week at bookmyshow™
₹1,250
Joining Fee
INSTANT  APPLY lock
airplanemode_active
Travel
shopping_cart
Shopping
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
keyboard_arrow_right
₹1,250
Joining Fee
Buy one get one free movie ticket through the week at bookmyshow™

Chqbook Review

The premier airline company in the country and the premier bank in the country team up on this value for money credit card. Apart from the welcome bonus and the JP Miles enrolment, there are discounts on dining, free movie tickets and free access to Airport lounges in the country.

thumb_up   PROS

  • If you fly often, this card is just what the doctor ordered. Not only do you get enrolled into the fabulous Jet Airways Miles program, you also get to earn JP Miles on other transactions on this card as well – all guaranteeing a lot of accrued Miles and free flights
  • The free movie ticket offer with the Buy 1 Get 1 Free option from bookmyshow™ ensures you always get value for money whenever you go to the movies
  • When you fly international, you can redeem your JP Miles against 25+ other airlines – so go ahead and rack up those Miles
  • Dining now has a 15% additional discounts built into it – more outings at some of the best restaurants in the country!
  • Get to dine in luxury at the Visa lounges at select Airports in the country – you get 2 complimentary lounge visits per quarter
  • The annual bonus of 1250 JP Miles go a long way towards setting off the annual fee

thumb_down   CONS

  • If you are not a Jet Airways flyer, this card may not give you the best experience
  • The buy 1 get 1 free movie offer from bookmyshow™ is on a first come first serve basis – so you may not always get the free ticket when you fancy it

22 Reviews Sort
Newest

average service

10 months ago | GOUTHAM JAIN
I feel ICICI needs to improve on the response. The rate of interest and charges are fine when compared to others. The customer service is good with ICICI service. The interest and charges is fine with Icici. The credit limit is nominal,it is a average service that I received from ICICI credit card service.

very good

2 months ago | Suresh Kumar
Using ICICI Bank Coral Credit Card from last one year of time. I would like to say that the response is fine and the credit limit value is around twenty thousand Rupees. Every aspects are really up to the mark.

very good

6 months ago | Sahil
I have taken a credit card with ICICI Bank Platinum Chip Credit Card.The limit on the card is ok. The card is two months old.I am happy with the card features. I had submitted documents to process my card. Net banking is very much convenient to make payment

good

8 months ago | Ashutosh Seth
good card to earn payback points for shopping

good

4 months ago | Sunil Singh
I feel the charges are little high on ICICI Bank Ferrari Signature Credit Card service. The customer support is prompt The response is good,it is totally a good experience which I had on my ICICI Bank Ferrari Signature Credit Card

Satisfied

9 months ago | Nidhi Pushkar
My credit card was taken with Jet Airways ICICI Bank Coral Visa Credit Card for about 9 months. The credit limit was 60k which is satisfactory . They provide 24/7 helpline number .there is no joining fee.they provide cash back is every shopping

Excellent

3 months ago | Payojna pathak
I have a credit limit of 45,000 with ICICI bank.The card is purchased within a months times.Its totally hassle free banking with them.The payment options is very convenient to use.The process was too quick and simple with them.

Interest rate are bit high

8 months ago | Pratima Nanda
The customer service is satisfactory. They need to work on their interest rates. Other than this they are offering good reward poitns.

Got good reward points and cash back

11 months ago | Raju Sharma
I am satisfied with the card. I used to get reward points and cash back with the card. I have redeemed the points.There is no annual fee . The customer service and response is good.

Give benefits in dine and wine

1 month ago | Payoja Rayidu
ICICI bank platinum chip credit card give me benefits onwine and dine option and petrol surcharges.

Happy to get fuel surcarge

1 year ago | Sambit Mishra
My credit card was taken with icici bank platinum chip credit card. With this card you can get 1% fuel surcharge waived at hpcl pumps for fuel transactions of maximum rs.4,000 Using your icici bank credit card. This is a good offer for me.

needs imroveent

10 months ago | Lulu Behura
Using the icici bank platinum chip credit card for the past 12 months. They offered a good limit in which i am satisfied. They charge annual fee of rs.99. I pay the bills through net banking. There are no much offers on this card.

24/7 helpline no is a good initiative from ICICI bank

1 year ago | Sudhir Kumar
My credit card was from with ICICI Bank Sapphiro Credit Card for about 9 months. The credit limit was 80k which is satisfactory . They provide 24 /7 helpline number .The joining fee is high.

Credit limit is more than enough for me

1 year ago | Sameer Sahoo
My experience with ICICI Bank Ferrari Signature Credit Card is good, i have a credit limit of rs 1 lakhs which is sufficient for this credit card. I do a lots of shopping with it both online and offline.

High interest rates compared to other banks

11 months ago | Divya Sathi
I have compared this ICICI rubyx signature credit card with other bank credit card. What i found is the rate of interest is very high as compared to others.

Discount on lifestyle

9 months ago | Shraddha Venu
I am holding jet airways ICICI Bank coral visa Credit Card from last 10 months . With this card I am getting many good offers on dine out and shops like life style and many more.

Convertible jpmiles.

6 months ago | Kamal Jalan
I love to travell a lot and this Jet Airways ICICI Bank coral visa Credit Card is really benificial for me. With this I am getting jpmiles which I can convert into air tickets both domestic and international.

Services of the bank is good

7 months ago | Asadip Mishra
So far very much happy with the services of this bank. I am using this ICICI credit card from last 3 years. Services of the bank are good. Provided credit limit is quite satisfactory too. This card is very useful for dining, fuel stations, air tickets booing etc.

Not satisfies with this card

11 months ago | V Nilesh
I have taken a credit card with ICICI bank,the limit on the card is 60,000,i expected more,the visibilities are more with ICICI bank,the card was taken three years ago.They had increased the limit once but still its low am not satisfied.I get good offers for shopping.

Not satisfy with this card

5 months ago | Prabhu Nath
I hold a credit card with ICICI Bank platinum chip Credit Card and the limit which i hold is 55000. I am not satisfied with my limit. I do get reward points with the card. Mobile banking is more comfortable


Reason: