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CREDIT CARDS OF ICICI Bank FOR Travel IN Kalka

Explore Cards
55274 Reviews
Pros & Cons
More Details
Explore Cards
55274 Reviews
Pros & Cons
More Details
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
₹500
INSTANT  APPLY 
Travel
Shopping
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
ICICI Bank™ Coral Credit Card
₹500
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
₹3,000
INSTANT  APPLY 
Travel
Shopping
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
ICICI Bank™ Rubyx Credit Card
₹3,000
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
* Terms & Conditions Apply

Introduction:

If you are a resident of Kalka or if you plan on visiting the city then you might want to consider carrying a credit card instead of hard currency. Carrying cash can be a worrisome business since there would be always that gnawing doubt at the back of your mind regarding whether you have the money necessary to pay the expenses of the transaction or not. There is also the risk of losing all of your money and being stranded in a situation that would involve a lot of complication and it could be even dangerous to even find yourself in such a scenario.


Importance and Working of Credit Cards:

Fortunately, credit cards avert such unfortunate inconveniences by bypassing the very need to carry around hard currency. Basically, credit cards are plastic cards that contain a microchip that is digitally connected to your bank account. Whenever you make a transaction the bank is notified of it and they credit your account with the amount with which you have made the purchase. This is essentially a loan that the bank gives to you and you need to pay back the loaned amount (along with interest) within a particular period of time.


ICICI Bank, the Pioneers:

ICICI Bank in the case of credit cards is a veritable pioneer. While credit cards have had existed in India, their eventual popularity among the growing middle class of the country, especially after the deregulation and liberalization of the Indian economy in 1990-91, was the result of ICICI progressively advertising credit cards and raising the awareness of customers regarding their benefits and utilities. Therefore, the large trust and prestige that credit cards enjoy rests largely upon the work of ICICI. If you possess a credit card that has been issued by ICICI Bank, you can consider yourself to very lucky.


ICICI Bank Credit Cards Used for Travel:

If we take a closer look at the ICICI Bank credit cards that pertain to the need of Travel, we would note that they have put their rich experiences to good use. There are three sub-categories of cards that can be construed to be Travel credit cards, namely, the Jet Airways ICICI Bank Credit card, the HPCL Fuel Credit Card and the Unifare Metro Credit Card. The first is a co-brand credit card as a result of a deal with Jet Airways, which gives some cool benefits and amazing Travel on flight bookings made with Jet Airways. The second, as the name suggests, is more of a fuel credit card rather than a Travel credit card in the strict sense, but aids in curbing down on Travel expenses by drastically reducing costs spent on fuel by its institution of a fuel surcharge waiver program. The third card can said to be the most unique among the three and it is a testament to the conceptual and technological innovation brought forth by ICICI Bank; this card contains a chip that not only is usable for performing transactions but can also be used as a smartcard while commuting by metro. Thus, the Unifare card can function as two cards combined into one.


Travel with Comfort:

Now that you know the various Travel credit cards being offered by ICICI and now that you have finalized your Travel plans, we earnestly hope that you can make the most out of it. With ICICI Bank credit cards in your possession, you can now go to any place you want and enjoy the experiences of the places you visit and be in a position to make merry without any kind of stress or worry disturbing your mirth.


Best ICICI Bank Travel credit cards in Kalka

Different Types of Credit Cards and TypesJoining FeeAnnual Fee
ICICI Bank™ Coral Credit Card500500.00
ICICI Bank™ Rubyx Credit Card30002000.00


Know More about cards


USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
₹500
INSTANT  APPLY 
Travel
Shopping
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
ICICI Bank™ Coral Credit Card
₹500
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*

Chqbook Review

The ICICI Bank's Coral Credit Card comes in cheap – at just a Rs. 500 annual fee, you can actually get this back in the first month itself by going for the 1+1 movie offer from BookMyShow™. Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.

  PROS

  • We love the 1+1 movie offer from bookmyshow™. It also helps that you can book tickets any day of the week.
  • For someone who travels once in a while, the free access to domestic airport lounges with the ICICI Bank Coral Credit Card is a great plus. Also, its one of the few cards to throw in free access at Railway lounges too once in a quarter
  • You can redeem your Payback™ points in cash which gets credited to your card account. With each Payback™ point worth ₹0.25, you are going to want to count each point!
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Coral Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

  • The 1+1 movie offer from bookmyshow is on a first come first serve basis. If the quota for the day gets over, it can get frustrating.

USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
₹3,000
INSTANT  APPLY 
Travel
Shopping
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
ICICI Bank™ Rubyx Credit Card
₹3,000
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment

Chqbook Review

The ICICI Bank™ Rubyx Credit Card stands out for the benefits it gives for the fee it charges. From the get go, you get Welcome vouchers worth ₹5000 upon joining. Apart from that, the free movie tickets of upto ₹300 are an added bonus – this adds up to ₹7200 per year of savings, which itself is more than the annual fees. Ofcourse, this is just the start and the list of rewards is indeed long. Go for this credit card if you love shopping, movies and are looking for value for money.

  PROS

  • The ICICI Bank Rubyx Credit Card gives you Payback™ points – and they are redeemable for statement credit – a feature we absolutely love
  • Another great thing is that each Payback™ point is worth ₹0.25 – which means you know exactly how much you can redeem them for at any point.
  • Movie tickets – Free! – get 2 movie tickets each month worth ₹300 per ticket when you buy one ticket and you get the next one as part of this offer. You have to buy the ticket from bookmyshow™
  • You save 15% every time you dine at a Culinary Treat participating restaurant. To find the participating restaurants, you can download the app or look up your favourite restaurants on the culinarytreats website.
  • 1% fuel surcharge waived off on fuel transactions at any fuel outlet.
  • Get 2 complimentary rounds/ lessons of golf every calendar month2 if the total retail spends on your card is equal to or more than ₹50,000 in the previous calendar month.

  CONS

  • One drawback we noticed is that if you are frequent traveller, 2 free visits to a Domestic Airport lounge may not be enough
  • Start playing Golf! – it's a high point for the credit card, but if you are not a golfer, this feature might be lost on you2

55274 Reviews Sort
Newest

Excellent

1 year ago | Confidential
My credit card was taken with ICICI bank for about 10 years. I hold platinum international card and the credit limit was 1,80,000 which is satisfactory . The customer service and responses was good. Here the charges are nominal and I am getting reward points as benefits.

good

1 year ago | Jay Dev Jha
I use the ICICI Bank Coral Credit Card for the past 1 year. I use this CREDIT CARD for online purchases, shopping, fuel charges and for traveling purpose. The customer support service is good with the ICICI Bank Coral Credit Card and they give response to the customers.

good

8 months ago | Kunal
I am using ICICI Bank Rubyx Credit Card from last 10 months, i find this credit card is very convenient to use. I get offers like reward points and cash back in this credit card.

very good

1 year ago | Shanu Kumar
The overall experience with this card is an alright one. I have been getting air miles in it, which is quite good. The limit in it is alright one to have. The payment gets updated within 1 day. The overall experience with them has been quite good.

good

1 year ago | Dheeraj
I am using Jet Airways ICICI Bank Sapphiro Visa Credit Card from last 10 months,I find this credit card is very convenient to use. I get offers like reward points and cash back in this credit card.

Average

8 months ago | santosh singh
I am using Jet Airways ICICI Bank Rubyx Visa Credit Card for the first time. I would like to say that the customer service is not yet experienced and the online portal is really easy to access. Mobile application is good to access and am happy with them till now.

Customer serviceis below expectation

1 year ago | Amit Rath
The main reason i count this card in average group is its customer service response. The calls don????t connect many times. They put you and your problem in a long queue which is not so good.

Nominal annual fee

8 months ago | santi bansal
I got the ICICI bank ferrari platinum credit card . The credit limit is okay. There are minimal annual charges and that is why i chose this card.There is also a emi option.

Benificial card for me

2 years ago | Cihintan kahal
I love to travell a lot and this Jet Airways ICICI Bank Rubyx American Express Credit Card is really benificial for me. You can convert all your jet privilege points into free flight tickets for both domestic and international flights.

Excellent

1 year ago | SATISH KUMAR LAL
I have taken a credit card with Jet Airways ICICI Bank Rubyx American Express Credit Card.The limit on the card is 92,000.The card is active for last one year.I have good reward points as well as redemption options are good.Customer service is good.Net banking as well the mobile App are working fine.

bad

1 year ago | Maya M Dittia
the credit card services are not up to the mark in this bank as there are too many charges on transactions. There is a EMI option which you can avail only if you purchase more than 2500

good

1 year ago | mohd rashid
I hold a credit card with Jet Airways ICICI Bank Sapphiro Visa Credit Card with a limit of 70000. But I wish to in crease the limit for now.I do get reward points with the card and there is no cash back

Comparatively high annual fee

9 months ago | Kalyani
The customer service and responsiveness was good. But the thing bothers me a lot is the annual fee which is very high.

Good credit limit given

4 months ago | Nitesh Kumwari
My credit card was taken from ICICI BankRubyx Credit Card for about 3 years. The credit limit is good . The customer service is excellent.

The service is good

1 year ago | Rizwan Ali
My credit card was taken with ICICI Bank credit card for about 2 years back . The services of this bank is very good compared to others.

Point of contact is not good

1 year ago | Vivek Anand
I got no response from the customer service center after frequent call to the customer care. They donÕt respond properly. They are expert in putting your call on hold.

Overall experience is good

5 months ago | Sakshi Ranolia
The given credit limit was 40,000 which is satisfactory . The customer service and responses was up to the mark. I am getting many offers and reward points. My overall experience was very good.

Great card

1 year ago | Sindhu R
With this card you get 2 payback points for every Rs.100 spent on domestic purchases. You get 4 payback points for every Rs.100 spent internationally .

Poor card

1 year ago | Eetun Mishra
The card service is poor because of their rude behaviour with the customer. They don't do their job properly for which customer suffers.

Great service provider

1 year ago | Anil Kumar
I am using this card for last 3 years. The service provided by the Jet Airways ICICI Bank Sapphiro Visa Credit Card is really great.