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Platinum Shopping CREDIT CARDS IN Ghaziabad

Explore Cards
7 Reviews
Pros & Cons
More Details
Explore Cards
7 Reviews
Pros & Cons
More Details
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
₹500
Joining Fee
INSTANT  APPLY 
Travel
Shopping
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
₹500
Joining Fee
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
₹199 ₹0
Saved ₹199
Joining Fee
INSTANT  APPLY 
Shopping
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
₹199
₹0
Joining Fee
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
Buy one get one free movie ticket through the week at bookmyshow™
₹1,250
Joining Fee
INSTANT  APPLY 
Travel
Shopping
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
₹1,250
Joining Fee
Buy one get one free movie ticket through the week at bookmyshow™
USP
Earn 1000 bonus rewards per month & waiver of fuel surcharge
RBL™ Bank Platinum Delight Credit Card
Welcome gift of 4000 Reward points & 2x Reward points on the weekends.
₹1,000
Joining Fee
INSTANT  APPLY 
Travel
Shopping
USP
Earn 1000 bonus rewards per month & waiver of fuel surcharge
RBL™ Bank Platinum Delight Credit Card
₹1,000
Joining Fee
Welcome gift of 4000 Reward points & 2x Reward points on the weekends.
USP
Free domestic airport lounge access & free movie tickets
RBL™ Platinum Maxima Credit Card
2 complimentary visits every quarter at domestic airport lounges
₹2,000
Joining Fee
INSTANT  APPLY 
Travel
Shopping
USP
Free domestic airport lounge access & free movie tickets
RBL™ Platinum Maxima Credit Card
₹2,000
Joining Fee
2 complimentary visits every quarter at domestic airport lounges
* Terms & Conditions Apply

Credit cards were introduced primarily keeping two things in purview; firstly it was designed to boost the market, and secondly to open up an avenue of cash withdrawal apart from the banks. The initiation of the cards lended cash right into the hands of the consumers, and Shopping volume and capacity increased manifold. And the alternative for cash withdrawal from the ATM kiosks cut short the amount of time wasted standing at the bank queues. However apart from these two features, the card convention opened up another new dimension- paved the way for globalization. As the credit cards were extremely fast in their deed of captivating the ?audience?, banks; the sole medium of authorizing and issuing them, began to feel the heat. And as the days passed away, more and more banking players began to tread in this newer pasture. This whole thing in a very short span of time made the world a small place, a small and interconnected one. As more and more features of the card, in its number of forms began to get unleashed, Shopping beyond the border was no longer a dream. The way in which a credit card functions is simple. It is actually a statement given by the authorizing bank, enabling the user to buy stuffs using the card. And the most important part is- he doesn?t have to pay for it right then and there. All he has to do is pay the credited sum, to the bank, at a later time at his convenience. This is not only an user friendly approach but also revolutionized the commercial segment in a big way. Sales began to flourish and the ?new world order? was achieved, at least some kind of it.

Credit cards are classified into a number of subtypes, based on various features. These features are nothing but the added benefits they bring, apart from fulfilling the basic two tasks they were made for. In the realm of the card, the fight for glory is among two champions- namely the Platinum card and the visa card. However as time went on, the Platinum one tilted the edge in his favor. We should actually get into the topic in a bit more detailed manner. The Platinum card is much like the metal it is named after. Just like Platinum it is the most expensive and exclusive card in the realm. The benefits that a Platinum card brings to its users are nothing short of a luxury treat. Firstly they command huge discounts and guaranteed cash backs. And secondly, almost all leading service providers such as leading restaurants and dining chains, Shopping destinations, e-commerce sites, hotels, travel websites, hospitals; so as to say every large scale service provider is on the grid with the Platinum card. And thus while using places and availing facilities as of one?s standard, the card becomes not only effective but handy as well. The winds of globalization ushered by the credit card convention hit the developing countries in the same manner as it did Europe and the Americas. And for this the example of India can be given. The open world trade led to the rapid and massive development of cities such as Ghaziabad, Hyderabad, and Bangalore, breaking away from the age old quadrilateral of Kolkata, Delhi, Mumbai and Chennai. And in these new cities, with all the world class facilities available, having a credit card for Shopping became a must. And with the word credit card we definitely mean the Platinum ones of course. As in this regard the other options are nothing but vintage trash.


Apply for best Platinum Shopping credit cards in Ghaziabad

Different Types of Credit Cards and TypesJoining FeeAnnual Fee
ICICI Bank™ Platinum Chip Credit Card00.00
ICICI Bank™ Coral Credit Card500500.00
RBL™ Bank Platinum Delight Credit Card10001000.00
Jet Airways ICICI Bank™ Coral Visa Credit Card12501250.00
RBL™ Platinum Maxima Credit Card20002000.00


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Let's Get Going
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
₹500
Joining Fee
INSTANT  APPLY 
Travel
Shopping
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
₹500
Joining Fee
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*

Chqbook Review

The ICICI Bank's Coral Credit Card comes in cheap – at just a Rs. 500 annual fee, you can actually get this back in the first month itself by going for the 1+1 movie offer from BookMyShow™. Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.

  PROS

  • We love the 1+1 movie offer from bookmyshow™. It also helps that you can book tickets any day of the week.
  • For someone who travels once in a while, the free access to domestic airport lounges with the ICICI Bank Coral Credit Card is a great plus. Also, its one of the few cards to throw in free access at Railway lounges too once in a quarter
  • You can redeem your Payback™ points in cash which gets credited to your card account. With each Payback™ point worth ₹0.25, you are going to want to count each point!
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Coral Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

  • The 1+1 movie offer from bookmyshow is on a first come first serve basis. If the quota for the day gets over, it can get frustrating.

USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
₹199 ₹0
Saved ₹199
Joining Fee
INSTANT  APPLY 
Shopping
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
₹199
₹0
Joining Fee
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*

Chqbook Review

The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.

  PROS

  • With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.
  • We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates1
  • You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

  • The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
Buy one get one free movie ticket through the week at bookmyshow™
₹1,250
Joining Fee
INSTANT  APPLY 
Travel
Shopping
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
₹1,250
Joining Fee
Buy one get one free movie ticket through the week at bookmyshow™

Chqbook Review

The premier airline company in the country and the premier bank in the country team up on this value for money credit card. Apart from the welcome bonus and the JP Miles enrolment, there are discounts on dining, free movie tickets and free access to Airport lounges in the country.

  PROS

  • If you fly often, this card is just what the doctor ordered. Not only do you get enrolled into the fabulous Jet Airways Miles program, you also get to earn JP Miles on other transactions on this card as well – all guaranteeing a lot of accrued Miles and free flights
  • The free movie ticket offer with the Buy 1 Get 1 Free option from bookmyshow™ ensures you always get value for money whenever you go to the movies
  • When you fly international, you can redeem your JP Miles against 25+ other airlines – so go ahead and rack up those Miles
  • Dining now has a 15% additional discounts built into it – more outings at some of the best restaurants in the country!
  • Get to dine in luxury at the Visa lounges at select Airports in the country – you get 2 complimentary lounge visits per quarter
  • The annual bonus of 1250 JP Miles go a long way towards setting off the annual fee

  CONS

  • If you are not a Jet Airways flyer, this card may not give you the best experience
  • The buy 1 get 1 free movie offer from bookmyshow™ is on a first come first serve basis – so you may not always get the free ticket when you fancy it

USP
Earn 1000 bonus rewards per month & waiver of fuel surcharge
RBL™ Bank Platinum Delight Credit Card
Welcome gift of 4000 Reward points & 2x Reward points on the weekends.
₹1,000
Joining Fee
INSTANT  APPLY 
Travel
Shopping
USP
Earn 1000 bonus rewards per month & waiver of fuel surcharge
RBL™ Bank Platinum Delight Credit Card
₹1,000
Joining Fee
Welcome gift of 4000 Reward points & 2x Reward points on the weekends.

Chqbook Review

The RBL Platinum Delight Credit Card rewards first time or new credit card users with enough points to make it save more than the fees every year. We also loved the 2x Rewards on the weekends, the fuel surcharge waiver and getting to earn 1000 Bonus Rewards points every month

  PROS

  • We liked the Rewards on ALL purchases with no exclusions – this card dosent make you stop and think before using it!
  • The Monthly Bonus of 1000 Reward points is great – that too on just 5 transactions per month. Worth it!
  • This is one of the few credit cards which still give a fuel surcharge waiver every month – save upto ₹150 per month on fuel surcharge
  • Annual fees of ₹1000 is waived off next year if you spend ₹1,50,000 in the previous year – that's only ₹12.5k a month
  • Each Reward Point is worth ₹0.25 and you can rake up approx much more than you spend on the initial fees while spending ₹10–12k per month – go for it!

  CONS

  • No flight or lounge access is included – if those don?t matter to you, this card is perfect

USP
Free domestic airport lounge access & free movie tickets
RBL™ Platinum Maxima Credit Card
2 complimentary visits every quarter at domestic airport lounges
₹2,000
Joining Fee
INSTANT  APPLY 
Travel
Shopping
USP
Free domestic airport lounge access & free movie tickets
RBL™ Platinum Maxima Credit Card
₹2,000
Joining Fee
2 complimentary visits every quarter at domestic airport lounges

Chqbook Review

The RBL Platinum Maxima credit card is a must for movie-goers & frequent travellers. It has a great Rewards program and also gives you free movie tickets every month. This card is an all-rounder with reward points on shopping, flights & almost all other categories of spends.

  PROS

  • We love the free movie tickets every month–it's through BookMyShow™ and works like a charm
  • Rewards really count. You can get as much as ₹20K per year back just from the rewards–all redeemable against flight tickets, movie tickets and e–vouchers
  • Get 8000 points when you use the card the first time, plus the annual rewards (10K points on spends of ₹2 Lakhs) are itself worth ₹5?6K
  • Domestic lounge access is a must and the RBL Platinum Maxima credit card delivers on that–2 free lounge access at major domestic airports per quarter

  CONS

  • We are missing converting points to statement credit–that's handy on a rainy day.
  • The 1% Surcharge on Fuel transaction value or Rs. 10, whichever is higher – is something we dont like.

7 Reviews Sort
Newest

Excellent

1 year ago | Deepak Upadhayaya
I hold a ICICI Bank Coral Credit Card and i hold a limit of 68K, I am satisfied with my limit. I have received good cash back or reward points with the card. They do have an offer with book my show buy one get one movie ticket. has to pay rs.500 as annual charge.

Excellent card to collect credit points while dining

8 months ago | P Akash
If you reguralry dine out then by using thid card you can collect lots of credit points because you can earn 2x points per rs.100 Spent on dining, movies, department stores, and groceries.

Got great reward points

1 year ago | Rohit Kumar
I have been using this card for years now. They have provided me with a good limit in it. Reward points are available. They offers a lot in between.

Got welcome vouchers

1 year ago | Ilavenil Kumar
I have taken a credit card with icici bank pkatinum chip credit card. Icici bank platinum chip credit card members can get welcome vouchers on shopping and travel .

Very responsible

1 year ago | Dinesh Mishra
The customer service response is good. They listen to your problem carefully and then they do the needful as soon as possible.

No offers are there

11 months ago | Rohini Sen
I have not seen any offers on ICICI Bank platinum chip Credit Card. From last one year i am using this credit card. They don't even inform you about their due date. The interest rate is very high.

Credit limit is very less

4 months ago | Sukhraj Singh
I have been using ICICI Bank Coral credit card for the last couple of months. The credit limit was not good. It is a life time free credit card.


Reason: