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Platinum Shopping CREDIT CARDS IN Howrah

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55274 Reviews
Pros & Cons
More Details
Explore Cards
55274 Reviews
Pros & Cons
More Details
USP
Get 2.5% value back on all spends across fbb, Big Bazaar or Food Bazaar
FBB SBI STYLEUP Contactless Card
Right at the time of joining you will get a gift voucher worth ₹500
Get 2000 Chqbook Coins
₹499
INSTANT  APPLY 
Travel
Shopping
USP
Get 2.5% value back on all spends across fbb, Big Bazaar or Food Bazaar
FBB SBI STYLEUP Contactless Card
FBB SBI STYLEUP Contactless Card
₹499
Right at the time of joining you will get a gift voucher worth ₹500
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
Get 2000 Chqbook Coins
₹500
INSTANT  APPLY 
Travel
Shopping
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
ICICI Bank™ Coral Credit Card
₹500
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
Get 1000 Chqbook Coins
₹199 ₹0
Saved ₹199
INSTANT  APPLY 
Shopping
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
ICICI Bank™ Platinum Chip Credit Card
₹199
₹0
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
USP
1% fuel surcharge waiver on any petrol pump
SimplySAVE SBI Card
Bag 2000 bonus points on spending ₹2000 within the first 60 days
Get 2000 Chqbook Coins
₹499
INSTANT  APPLY 
Shopping
Travel
USP
1% fuel surcharge waiver on any petrol pump
SimplySAVE SBI Card
SimplySAVE SBI Card
₹499
Bag 2000 bonus points on spending ₹2000 within the first 60 days
* Terms & Conditions Apply

Credit cards were introduced primarily keeping two things in purview; firstly it was designed to boost the market, and secondly to open up an avenue of cash withdrawal apart from the banks. The initiation of the cards lended cash right into the hands of the consumers, and Shopping volume and capacity increased manifold. And the alternative for cash withdrawal from the ATM kiosks cut short the amount of time wasted standing at the bank queues. However apart from these two features, the card convention opened up another new dimension- paved the way for globalization. As the credit cards were extremely fast in their deed of captivating the ?audience?, banks; the sole medium of authorizing and issuing them, began to feel the heat. And as the days passed away, more and more banking players began to tread in this newer pasture. This whole thing in a very short span of time made the world a small place, a small and interconnected one. As more and more features of the card, in its number of forms began to get unleashed, Shopping beyond the border was no longer a dream. The way in which a credit card functions is simple. It is actually a statement given by the authorizing bank, enabling the user to buy stuffs using the card. And the most important part is- he doesn?t have to pay for it right then and there. All he has to do is pay the credited sum, to the bank, at a later time at his convenience. This is not only an user friendly approach but also revolutionized the commercial segment in a big way. Sales began to flourish and the ?new world order? was achieved, at least some kind of it.

Credit cards are classified into a number of subtypes, based on various features. These features are nothing but the added benefits they bring, apart from fulfilling the basic two tasks they were made for. In the realm of the card, the fight for glory is among two champions- namely the Platinum card and the visa card. However as time went on, the Platinum one tilted the edge in his favor. We should actually get into the topic in a bit more detailed manner. The Platinum card is much like the metal it is named after. Just like Platinum it is the most expensive and exclusive card in the realm. The benefits that a Platinum card brings to its users are nothing short of a luxury treat. Firstly they command huge discounts and guaranteed cash backs. And secondly, almost all leading service providers such as leading restaurants and dining chains, Shopping destinations, e-commerce sites, hotels, travel websites, hospitals; so as to say every large scale service provider is on the grid with the Platinum card. And thus while using places and availing facilities as of one?s standard, the card becomes not only effective but handy as well. The winds of globalization ushered by the credit card convention hit the developing countries in the same manner as it did Europe and the Americas. And for this the example of India can be given. The open world trade led to the rapid and massive development of cities such as Howrah, Hyderabad, and Bangalore, breaking away from the age old quadrilateral of Kolkata, Delhi, Mumbai and Chennai. And in these new cities, with all the world class facilities available, having a credit card for Shopping became a must. And with the word credit card we definitely mean the Platinum ones of course. As in this regard the other options are nothing but vintage trash.


Apply for best Platinum Shopping credit cards in Howrah

Different Types of Credit Cards and TypesJoining FeeAnnual Fee
ICICI Bank™ Platinum Chip Credit Card00.00
SimplySAVE SBI Card499499.00
FBB SBI STYLEUP Contactless Card499499.00
ICICI Bank™ Coral Credit Card500500.00


Know More about cards


USP
Get 2.5% value back on all spends across fbb, Big Bazaar or Food Bazaar
FBB SBI STYLEUP Contactless Card
Right at the time of joining you will get a gift voucher worth ₹500
Get 2000 Chqbook Coins
₹499
INSTANT  APPLY 
Travel
Shopping
USP
Get 2.5% value back on all spends across fbb, Big Bazaar or Food Bazaar
FBB SBI STYLEUP Contactless Card
FBB SBI STYLEUP Contactless Card
₹499
Right at the time of joining you will get a gift voucher worth ₹500

Chqbook Review

One of its kinds, the FBB SBI STYLEUP CONTACTLESS CARD is the ultimatechoice for the metro crowd. It not only helps to avail all that a metro city offers, but at the same time never weights heavy on the wallet

  PROS

  • You can always have your hands on ash, with over 24million ATM kiosks falling under the grid
  • The easy pay facility of the FBB SBI STYLEUP CONTACTLESS CARD makes sure that you never miss a payment of your utility bills such as insurance, internet, telephone and so on. Moreover you can pay all of them at zero additional charge
  • The FBB SBI STYLEUP CONTACTLESS CARD comes with flexi pay option, which enables you toconvert all your transaction into easy monthly segments
  • The balance transfer option of the FBB SBI STYLEUP CONTACTLESS CARDenables you to transfer any other outstanding creditcard balance to your sbi card. And then on you can repay them under easy installments and lower rate of interest
  • With the easy money facility towed with the card, you can always have money when you need. This facility you can get a draft or cheque against your credit limit
  • The FBB SBI STYLEUP CONTACTLESS CARD is undoubtedly a global creation. You can use this card anywhere across the world, with over 24million stores falling under the grid
  • There are over 3.25 lakh stores in India, from where you an avail immense discounts and other facilities using this card
  • You an avail add-on cards for member of your family, given the fact he or she is above 18 years of age
  • The card comes with an impressive replacement facility. It means that even if you lose your card in a foreign country, you will get an easy replacement. The 24X7 helpline is always at your service for emergency card replacement
  • The card awards you a 10X reward point on all spending at Big Bazaar, fbb and Food Bazaar, along with the dining spending as mentioned earlier
  • With the card, you can avail an anniversary gift of 2000 bonus points every year, which is redeemable at the fbb, Big Bazaar and Food Bazaar stores

  CONS

  • As the FBB SBI STYLEUP CONTACTLESS CARD ispivoted more towards fashion spending and urban usage, it is a bit weak for heavy daily usage. Although it has got a global footmark, yet its features might seem limited to a seasoned traveler
  • The card lacks even in the domestic cluster in features such as domestic travel, airfares and so on. Health facility is also not well covered

USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
Get 2000 Chqbook Coins
₹500
INSTANT  APPLY 
Travel
Shopping
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
ICICI Bank™ Coral Credit Card
₹500
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*

Chqbook Review

The ICICI Bank's Coral Credit Card comes in cheap – at just a Rs. 500 annual fee, you can actually get this back in the first month itself by going for the 1+1 movie offer from BookMyShow™. Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.

  PROS

  • We love the 1+1 movie offer from bookmyshow™. It also helps that you can book tickets any day of the week.
  • For someone who travels once in a while, the free access to domestic airport lounges with the ICICI Bank Coral Credit Card is a great plus. Also, its one of the few cards to throw in free access at Railway lounges too once in a quarter
  • You can redeem your Payback™ points in cash which gets credited to your card account. With each Payback™ point worth ₹0.25, you are going to want to count each point!
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Coral Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

  • The 1+1 movie offer from bookmyshow is on a first come first serve basis. If the quota for the day gets over, it can get frustrating.

USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
Get 1000 Chqbook Coins
₹199 ₹0
Saved ₹199
INSTANT  APPLY 
Shopping
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
ICICI Bank™ Platinum Chip Credit Card
₹199
₹0
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*

Chqbook Review

The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.

  PROS

  • With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.
  • We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates1
  • You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

  • The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

USP
1% fuel surcharge waiver on any petrol pump
SimplySAVE SBI Card
Bag 2000 bonus points on spending ₹2000 within the first 60 days
Get 2000 Chqbook Coins
₹499
INSTANT  APPLY 
Shopping
Travel
USP
1% fuel surcharge waiver on any petrol pump
SimplySAVE SBI Card
SimplySAVE SBI Card
₹499
Bag 2000 bonus points on spending ₹2000 within the first 60 days

Chqbook Review

This SimplySave SBI card does justice to its name, offering the user thousand and one option of saving his bucks, while maintaining his standard way of life

  PROS

  • With the SimplySave SBI card, you have access to your money; anytime and anywhere. With the help of the card you can withdraw money from any one of the 1million master card kiosks globally
  • You can avail the easy pay facility to pay your utility bills such as insurance premiums, telephone bills, and internet bills easily. And for that you don't have to pay any extra charge
  • Flexible EMI option is available with the SimplySave SBI Card
  • Easy application for add-on card is now possible with the SimplySave SBI Card
  • You can actually choose your own gift against the point redemption scheme. Infact you earn a reward point per transaction of ₹100. Credit cards were never this easy before
  • Another innovative feature of the SimplySave SBI Card is the option to payback your credited amount with the collected reward points.
  • If your transaction volume is or over ₹90,000 with the SimplySave SBI Card, then you don't have to pay the renewal fees
  • The SimplySave SBI Credit Card has immense global acceptance. So as to say nearly 24million stores are connected to it on the global scale. So now where ever you go from Japan to France, you can efficiently use the card to enjoy all the flavors of the new land
  • Over 3.25 lakh Indian stores are also connected with the SimplySave SBI Credit Card

  CONS

  • As the SimplySave SBI Card is more focused to a large range of general utility tasks, they lack specialization in certain fields. Such as travel

55274 Reviews Sort
Newest

very good

6 months ago | Vijay Kumar
The card was taken six months ago.The customer service is good and prompt in responding to the customers..Net banking is good to make payments.

good

2 years ago | Deepak Kumar
The services are good in ICICI Bank Platinum Chip Credit Card and am using the card for more than 7 to 8 months. They do not charge annual fee on the credit card. The credit limit was not that good. I get some pay back points on all transactions.

Great

1 year ago | Jitender Kumar
Jet Airways ICICI Bank Coral Visa Credit Card is easy to apply a credit card through online. The process was very faster and quick. The customer service was very responsive. This is the first time, I have used the website which was easy to access. I had checked the credit score without any hassle.

Good

3 months ago | bibhu Kishore Jena
I am using this card for since 5 years, but i have found no unique features. Offers from this card i am getting is from big bazaar, apart from this none of the offers getting. As using this card for my multiple purpose, when it comes to the annual

Responsive customer care

2 years ago | Suresh
The customer service and responsiveness was good. I have been using the card for last 6 months. There is an annual fees is there but if you use this card upto their mark then the fee will be waved off.

Needs improvement

1 year ago | Swati Barik
The customer service is satisfactory. They need to improve it a bit. Other offers are good.

Giving poor facility

6 months ago | Majnoj Lohia
This card is not worthy to keep. They don?t give you proper facilities. The offers are also not good.

Quality of service is good

7 months ago | Surya
The time which was taken by Jet Airways ICICI Bank coral visa Credit Card to approve my card was very less. I appriciate the quality of service.

Good card

5 months ago | Gurmit Singh
Having this card is a great previlage. With this card you can get 1% of fuel surcharge waiver on maximum fuel transactions of INR 4000 pumps when the card is swiped on ICICI merchant services and swipe machines.

Poor card

2 years ago | Preeti Sinha
The card is not offering any discount on fuel stations. Also, the reward points they are offering are not good too. My experience with ICICI Bank Platinum Chip Credit Card is not so good.

Easy Emi option is really good

4 months ago | Pruthviraj Mahankali
I have been been using this card from last few months. You can choose easy emi options at near about all electronics shop .

There is no hidden charges

5 months ago | Savitha S
As compared to other cards no hidden charges to card holder. They are good as long as you pay on time, which also apply to other cards. The point system is quite good.No call from insurance people if you activate dnd option.

Bad customer service

1 year ago | Manoj Gupta
They told me there is no charges for this card however i have been charged with a huge amount as the joining fee.

Limited offer with this card

4 months ago | Mahesh M
I will be using this card exclusively for shopping, traveling. I don't find any cashback offers on shopping. I have not experience the online shopping cashbacks.

Joining fee is very high

1 year ago | Goutam Sarkar
I got this card from last 2 years.The joining fee with this credit card is very high i.e 6500. Its very expensive and till now I didn't get any interesting offers with this fbb SBI STYLEUP Contactless Card.

Excellent card for travelling lovers

1 year ago | Neeraja Enupa
this is very excellent for booking hotel and its very accomtable for hotel using, its very best offers for traveling person , I used this card for booking hotel.

Great card for travelling

4 months ago | Narender Tekumalla
This is a great card when it comes to travelling. This card allows you to earn bonus points as well as reward points. These points accumulated on your card can be redeemed anytime, anywhere.