We not only lie in an advanced world run by technology, but we also perhaps lie in the most advanced stage of human civilization. Our kind- the human kind has come a long way, treading from those ancient prehistoric forests into today's modern city life. Technology has not only hanged the outer sphere of our existence, but has helped in even the most common and basic problems that we face or have faced in the past. Say for example, earlier withdrawing money from bank was a tall task. It all began by standing at those long queues, and then coupled by a series of paper work. After these entire ordeals you could get your hands on your money. However a very small innovation changed everything. A rectangular plastic card was introduced which not only took are of this problem, but also opened up a new horizon for the world of business and commerce to flourish- the credit card!
A credit card was introduced basically to help businesses increase. As it increased the travelling fever thus increasing the per capita purchasing value. On the other hand, the credit cards also opened the doorway of ash withdrawal from the ATMs. This simplified the complex process mentioned earlier. There are a number of types in which credit cards can be sub divided into. The most expensive among them is the Platinum card. The nomenclature of this this one is on the symbolic lines. We all know Platinum is the most expensive ornamental metal that we have at our disposal. Thus a Platinum card definitely is as exclusive as the metal Platinum. The owner of this card not only enjoys huge benefit and discount in the form of cashbacks and other offers, but it is also a matter of prestige to own one. A credit card works in a pretty simple way. They are actually guaranteed by the bank which issues them. Thus a card holder can use the card to buy any stuff he want, but there is no need to pay right there at the spot. He can payback the credited amount to the bank at a later time at his convenience. The credit card convention took over the globe like a storm, and India was not out of the grid. Very soon this convention became a familiar sight in the country. In the emerging metropolises such as Delhi/NCR, it is quite impossible to enjoy life with having a credit card; especially without having a Platinum one.
|Different Types of Credit Cards and Types||Joining Fee||Annual Fee|
|StashFin™ Silver Visa Card||0||0.00|
|American Express Membership Rewards® Credit Card||0||4500.00|
|ICICI Bank™ Platinum Chip Credit Card||0||0.00|
|ICICI Bank™ HPCL Coral Credit Card||199||199.00|
|The Everyday Spend American Express® Gold Credit Card||495||495.00|
|ICICI Bank™ Ferrari™ Platinum Credit Card||499||499.00|
|ICICI Bank™ Coral Credit Card||500||500.00|
|RBL™ Bank Movies and More Credit Card||1000||1000.00|
|RBL™ Bank Platinum Delight Credit Card||1000||1000.00|
|Jet Airways ICICI Bank™ Coral Visa Credit Card||1250||1250.00|
|Jet Airways ICICI Bank™ Coral American Express™ Credit Card||1250||1250.00|
|RBL™ Platinum Maxima Credit Card||2000||2000.00|
|American Express® Platinum Travel Credit Card||3500||5000.00|
|Jet Airways American Express® Platinum Credit Card||5000||10000.00|
|Jet Airways ICICI Bank™ Sapphiro Amex™ Credit Card||5000||5000.00|
Getting a cash back in the form of points which you can redeem for cash is pretty good - even better that you can just do it with a swipe at participating stores - we liked that. We did a quick calculation and if you spend approx 60K in the first year, you get rewards worth ₹6300 - we think that's a winner!
The American Express® Platinum Travel Credit Card has it all - from Vouchers on spends to free access to Domestic Airport lounges. This card is great for travel - get travel vouchers worth Rs. 4000 as a Welcome gift and if you spend Rs. 4 Lakhs/year you get travel and hotel vouchers worth almost Rs. 30K.
The ICICI Bank's Coral Credit Card comes in cheap – at just a Rs. 500 annual fee, you can actually get this back in the first month itself by going for the 1+1 movie offer from BookMyShow™. Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.
Have a Ferrari in your name. And your name on a Ferrari. If you love fast cars & Ferrari, this card is just for you. You get Up to 20% discount on Ferrari merchandise at the Ferrari Store in Maranello, Italy, Up to 15% discount on Ferrari merchandise at the Online Ferrari Store, 15% discount on entry tickets to Ferrari World, Abu Dhabi for tickets bought at the park counter.Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.
The ICICI Bank™ HPCL Coral Credit Card is one of the cheapest cards you can get. With a fee of ₹199, and a cashback every time you fill fuel at a HPCL pump, you will recover this small amount very quickly. You also save on the 1% surcharge every time. We think this is one of the best Credit Cards to take if it's your first credit card.
The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.
If you are a Jet Airways frequent flyer, this card is for you. Get 10000 points as a welcome gift and get 5000 points and a free ticket (base fare only) upon every renewal. We also liked the card's earn rate of 8 points for every Rs.150 spent (except on fuel, utilities, insurance & cash transactions) and the fact that Jet Airways lounges are complimentary. Go for it!
Get the Power of 3 amazing brands in 1 Credit Card – ICICI Bank, American Express and Jet Airways bring you this Coral Credit Card packed with features and light on the pocket. Not only do you get 2500 Bonus Jet Privilege Miles upon Joining, you also get Free Movie tickets with the Buy 1 Get 1 Free offer from bookmyshow. 15% discounts at over 2500 restaurants across the country itself will save you more than the Joining fee of ₹1250. You also get complimentary access to select lounges at airports in India with your Jet Airways ICICI Bank Coral American Express® Credit Card. To avail, just please present your Card at the lounge reception. If you are a frequent flyer with Jet Airways, JetPrivilege Platinum tier members will not be charged with Joining/Annual Fees till they maintain their JetPrivilege Platinum tier i.e. at the time of joining and at the time of anniversary date, the JetPrivilege member should be a JetPrivilege Platinum tier member.
The premier airline company in the country and the premier bank in the country team up on this value for money credit card. Apart from the welcome bonus and the JP Miles enrolment, there are discounts on dining, free movie tickets and free access to Airport lounges in the country.
The Jet Airways™ ICICI Bank™ Sapphiro American Express™ Credit Card announces to the world that you have arrived. Apart from the free tickets, the Golf Course access and the Movie marathons you can have, this Credit Card is for the discerning person who already spends most of the time jet setting the globe, and is otherwise found at a Gold Course. Go for this card, you deserve it!
Customers are offered complimentary KFC vouchers or Pizza Hut vouchers worth Rs. 300 every month.
The RBL Platinum Delight Credit Card rewards first time or new credit card users with enough points to make it save more than the fees every year. We also loved the 2x Rewards on the weekends, the fuel surcharge waiver and getting to earn 1000 Bonus Rewards points every month
The RBL Platinum Maxima credit card is a must for movie-goers & frequent travellers. It has a great Rewards program and also gives you free movie tickets every month. This card is an all-rounder with reward points on shopping, flights & almost all other categories of spends.
StashFin™ Silver Visa Card is a lifetime free credit facility card with zero joining and annual membership fees, exclusively for Chqbook users. It is much more than a credit card. For the first time in India, you can withdraw the complete amount of the approved credit limit as cash from any ATM. The StashFin™ Silver Visa Card can also be used to make online purchases and can be swiped at all merchant stores. Cash can be withdrawn from all ATMs across the country, 24 hrs and 365 days a year. Every draw down from credit limit is converted to easy EMIs, hence there is no burden to repay complete amount in one go. Interest is charged only on the amount utilised and not on the entire credit limit. The best part is that interest rates are almost 50% cheaper as compared other credit cards
The American Express® Everyday Spends credit card is great for shopping and earning a ton of rewards every year. This is the first such credit card from American Express® - with low joining fees which also gets waived off if you spend 40K per year, this credit card is a no brainer. You stand to earn as much as ₹9000 per year through vouchers on Ola cabs, groceries and on dining. Go for it if you want your first American Express® credit card and get used to a world class service experience and having a smart looking credit card in your wallet.