We not only lie in an advanced world run by technology, but we also perhaps lie in the most advanced stage of human civilization. Our kind- the human kind has come a long way, treading from those ancient prehistoric forests into today's modern city life. Technology has not only hanged the outer sphere of our existence, but has helped in even the most common and basic problems that we face or have faced in the past. Say for example, earlier withdrawing money from bank was a tall task. It all began by standing at those long queues, and then coupled by a series of paper work. After these entire ordeals you could get your hands on your money. However a very small innovation changed everything. A rectangular plastic card was introduced which not only took are of this problem, but also opened up a new horizon for the world of business and commerce to flourish- the credit card!
A credit card was introduced basically to help businesses increase. As it increased the travelling fever thus increasing the per capita purchasing value. On the other hand, the credit cards also opened the doorway of ash withdrawal from the ATMs. This simplified the complex process mentioned earlier. There are a number of types in which credit cards can be sub divided into. The most expensive among them is the Platinum card. The nomenclature of this this one is on the symbolic lines. We all know Platinum is the most expensive ornamental metal that we have at our disposal. Thus a Platinum card definitely is as exclusive as the metal Platinum. The owner of this card not only enjoys huge benefit and discount in the form of cashbacks and other offers, but it is also a matter of prestige to own one. A credit card works in a pretty simple way. They are actually guaranteed by the bank which issues them. Thus a card holder can use the card to buy any stuff he want, but there is no need to pay right there at the spot. He can payback the credited amount to the bank at a later time at his convenience. The credit card convention took over the globe like a storm, and India was not out of the grid. Very soon this convention became a familiar sight in the country. In the emerging metropolises such as Gurgaon, it is quite impossible to enjoy life with having a credit card; especially without having a Platinum one.
|Different Types of Credit Cards and Types||Joining Fee||Annual Fee|
|StashFin™ Silver Visa Card||0||0.00|
|American Express Membership Rewards® Credit Card||0||4500.00|
|ICICI Bank™ Platinum Chip Credit Card||0||0.00|
|ICICI Bank™ HPCL Coral Credit Card||199||199.00|
|The Everyday Spend American Express® Gold Credit Card||495||495.00|
|ICICI Bank™ Ferrari™ Platinum Credit Card||499||499.00|
|ICICI Bank™ Coral Credit Card||500||500.00|
|Citi™ Cash Back Credit Card||500||0.00|
|RBL™ Bank Movies and More Credit Card||1000||1000.00|
|RBL™ Bank Platinum Delight Credit Card||1000||1000.00|
|Citi™ Rewards Credit Card||1000||0.00|
|IndianOil Citi™ Platinum Credit Card||1000||0.00|
|Jet Airways ICICI Bank™ Coral Visa Credit Card||1250||1250.00|
|Jet Airways ICICI Bank™ Coral American Express™ Credit Card||1250||1250.00|
|RBL™ Platinum Maxima Credit Card||2000||2000.00|
|American Express® Platinum Travel Credit Card||3500||5000.00|
|Jet Airways American Express® Platinum Credit Card||5000||10000.00|
|Jet Airways ICICI Bank™ Sapphiro Amex™ Credit Card||5000||5000.00|
Getting a cash back in the form of points which you can redeem for cash is pretty good - even better that you can just do it with a swipe at participating stores - we liked that. We did a quick calculation and if you spend approx 60K in the first year, you get rewards worth ₹6300 - we think that's a winner!
The American Express® Platinum Travel Credit Card has it all - from Vouchers on spends to free access to Domestic Airport lounges. This card is great for travel - get travel vouchers worth Rs. 4000 as a Welcome gift and if you spend Rs. 4 Lakhs/year you get travel and hotel vouchers worth almost Rs. 30K.
The Citi Cash Back credit card offers a bundle of benefits, helping customers save while they shop their heart out. Customers can get 5% cash back on all movie ticket purchases.
If spends during a calendar quarter exceeds Rs. 1 lac earn 1000 bonus points.Get birthday bonus of 500 reward points
The ICICI Bank's Coral Credit Card comes in cheap – at just a Rs. 500 annual fee, you can actually get this back in the first month itself by going for the 1+1 movie offer from BookMyShow™. Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.