Platinum credit cards in Panipat
We not only lie in an advanced world run by technology, but we also perhaps lie in the most advanced stage of human civilization. Our kind- the human kind has come a long way, treading from those ancient prehistoric forests into today's modern city life. Technology has not only hanged the outer sphere of our existence, but has helped in even the most common and basic problems that we face or have faced in the past. Say for example, earlier withdrawing money from bank was a tall task. It all began by standing at those long queues, and then coupled by a series of paper work. After these entire ordeals you could get your hands on your money. However a very small innovation changed everything. A rectangular plastic card was introduced which not only took are of this problem, but also opened up a new horizon for the world of business and commerce to flourish- the credit card!
A credit card was introduced basically to help businesses increase. As it increased the travelling fever thus increasing the per capita purchasing value. On the other hand, the credit cards also opened the doorway of ash withdrawal from the ATMs. This simplified the complex process mentioned earlier. There are a number of types in which credit cards can be sub divided into. The most expensive among them is the Platinum card. The nomenclature of this this one is on the symbolic lines. We all know Platinum is the most expensive ornamental metal that we have at our disposal. Thus a Platinum card definitely is as exclusive as the metal Platinum. The owner of this card not only enjoys huge benefit and discount in the form of cashbacks and other offers, but it is also a matter of prestige to own one. A credit card works in a pretty simple way. They are actually guaranteed by the bank which issues them. Thus a card holder can use the card to buy any stuff he want, but there is no need to pay right there at the spot. He can payback the credited amount to the bank at a later time at his convenience. The credit card convention took over the globe like a storm, and India was not out of the grid. Very soon this convention became a familiar sight in the country. In the emerging metropolises such as Panipat, it is quite impossible to enjoy life with having a credit card; especially without having a Platinum one.
Apply for best Platinum credit cards in Panipat
| Different Types of Credit Cards and Types | Joining Fee | Annual Fee |
|---|---|---|
| ICICI Bank™ Platinum Chip Credit Card | 0 | 0.00 |
| ICICI Bank™ HPCL Coral Credit Card | 199 | 199.00 |
| Manchester United ICICI Bank™ Platinum Credit Card | 499 | 499.00 |
| ICICI Bank™ Coral Credit Card | 500 | 500.00 |
| MakeMyTrip ICICI Bank™ Platinum Credit Card | 500 | 0.00 |
| HDFC Bank Freedom Credit Card | 500 | 500.00 |
| HDFC Bank Moneyback Card | 500 | 500.00 |
| HDFC Bank Jetprivilege Platinum Credit Card | 1000 | 1000.00 |
| HDFC Bank Platinum Times Card | 1000 | 1000.00 |
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Everything you explore will be rewarding
PROS
- You Earn incremental reward points depending on all purchases
- Do minimum 4 transactions using Credit card every month and get : Free Accidental Death Insurance upto 50Lakhs Free Fire and Burglary protection for goods above ₹5000 for 180 days
CONS
- There is a minimum spent of ₹150 to earn a reward point but this is to be expected as you get points on all purchases depending on categories
Chqbook Review
Fly FREE faster with the best airline co-brand card offering exclusive travel privileges
PROS
- You will get a complementary waiver on base fare on ticket booked through www.jetairways.com (On card fee realization)
- Get a discount voucher of ₹750 on booking a return ticket on www.jetairways.com
- You can redeem JPMiles on Amazon , Flipkart, Free Flights & Fuel at select IOCL outlets
- You can get 5% instant discount on domestic ticket bookings @ jetairways.com
- Enjoy 2 lounge accesses at domestic airpots per quarter via Visa lounge access program
CONS
- No discount on movie tickets - everybody loves to watch movies. A discount or free movie tickets would have made this credit card a complete package
- Per quarter 3 lounge access seems be less for frequent flyers
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Enjoy cashback on your everyday spends. Redeem reward Points for cashback.
PROS
- HDFC MoneyBack Credit Card allows you to earn money while you use the card for purchases. You earn accelerated rewards on online spends and redeem the same for cash
- On minimum 4 transactions using Credit card every month , you get : Free Accidental Death Insurance upto 50Lakhs* Free Fire and Burglary protection for goods above ₹5000 for 180 days
CONS
- First year membership fee is ₹500 but you get 500 RP on card fee realization
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The best entertainment card with discount on movies and dining
PROS
- You can save upto 30% on Shopping, Wellness, Hotel Stays & online spends with HDFC Bank Platinum Times Card
- Get 25% off on movies on BookMyShow™ & other partners
- Save Upto 30% off on Shopping, Wellness, Hotel Stays & online spends
- An unique feature - Live GPS location based online & offline offers across 365 days on Times Card Web App (www.hdfcbank.timescard.com)
- Save upto 20% on your dining bills at participating restaurants
- Fuel surcharge waiver of 1% (up to Rs.250 per statement cycle )
CONS
- HDFC Bank Platinum Times Card doesn't come with airport or railway lounge access.
Chqbook Review
The ICICI Bank's Coral Credit Card comes in cheap – at just a Rs. 500 annual fee, you can actually get this back in the first month itself by going for the 1+1 movie offer from BookMyShow™. Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.
PROS
- We love the 1+1 movie offer from bookmyshow™. It also helps that you can book tickets any day of the week.
- For someone who travels once in a while, the free access to domestic airport lounges with the ICICI Bank Coral Credit Card is a great plus. Also, its one of the few cards to throw in free access at Railway lounges too once in a quarter
- You can redeem your Payback™ points in cash which gets credited to your card account. With each Payback™ point worth ₹0.25, you are going to want to count each point!
- Mark all the HPCL petrol pumps on your map – the ICICI Bank Coral Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.
CONS
- The 1+1 movie offer from bookmyshow is on a first come first serve basis. If the quota for the day gets over, it can get frustrating.
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The ICICI Bank™ HPCL Coral Credit Card is one of the cheapest cards you can get. With a fee of ₹199, and a cashback every time you fill fuel at a HPCL pump, you will recover this small amount very quickly. You also save on the 1% surcharge every time. We think this is one of the best Credit Cards to take if it's your first credit card.
PROS
- This is a great credit card to start out with – the low fee of ₹199 + GST is easily recovered
- We like that you can earn Payback™ points on the credit card. These can be clubbed with other Payback™ points on other cards you might have and used together.
- Getting free movie tickets is always great – ₹100 off each time twice a month is just superb. That's a saving of ₹2400 per year!
- Save a minimum of 15% on your dining bill at participating restaurants through the ICICI Bank Culinary Treats programme.
- You also get 2.5% cashback every time you fill fuel at an HPCL pump for more than ₹500 each time
- Not only that, you also get the 1% surcharge on fuel transactions waived off for a maximum single transaction of ₹4000
- Just ensure you spend ₹50,000 or more annually on your Card and ICICI Bank will reverse your Annual Fee (₹199) for that year.
CONS
- The ICICI Bank HPCL Coral Credit Card does not provide statement credit – a feature we would have loved to see in this economical credit card
Chqbook Review
The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.
PROS
- With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.
- We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates1
- You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.
- Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.
CONS
- The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.
Chqbook Review
The MakeMyTrip ICICI Bank™ Platinum Credit Card comes in cheap – at just a joining fee of ₹500, you can actually get this back in the first 2 months itself by going for the 1+1 movie offer from BookMyShow™. Not only that, this credit card comes with ₹500 My Cash (MakeMyTrip Wallet) and Lemon Tree Hotels voucher along with free access to domestic airport lounges. Go for this card if you like Movies or travel
PROS
- The MakeMyTrip™ ICICI Bank Platinum Credit Card is a no aanual fee card.
- Free access to Domestic Airport lounges in India is a great benefit and these lounges are great to relax and unwind before a flight
- You can save upto ₹6,000 with the BookMyShow™ Buy 1 Get 1 offer, on first come, first-serve basis
- 1% fuel surcharge waiver can be availed on fuel transactions at HPCL pumps
- Save a minimum of 15% on your dining bill at participating restaurants through the ICICI Bank Culinary Treats programme
CONS
- The MakeMyTrip™ ICICI Bank Platinum Credit Card does not provide much of reward points on shopping –Œ a feature we would have loved to see in this economical credit card
Chqbook Review
With an annual fee of ₹499, Manchester United ICICI Bank™ Platinum Credit Card is one of the most economical card available. This card comes with a 1+1 movie offers through BookMyShow™, dining discounts and exclusive Manchester United merchandise discounts. Complementary airport lounge access is a plus. Top spenders will receive an exclusively fully paid Manchester United Experience with a private tour of stadium and museum in Stretford, England and get a chance to watch the stars train
PROS
- The Manchester United ICICI Bank Platinum Credit Card brings you exclusive offers on Manchester United merchandise online/ at stores
- Get a Manchester United branded football on min transaction of ₹1000/month in the first quarter from the date of card issued
- Get 10% discount on merchandise from the Manchester United online store and associated partners in India
- Get buy 1 Get 1 offer, on first come, first-serve basis at BookMyShow™ website or app
- Save a minimum of 15% on your dining bill at over 2500 participating restaurants through the ICICI Bank Culinary Treats programme
- 1% fuel surcharge waiver valid on maximum spends of ₹4000 per transaction at all HPCL fuel pumps when the card is swiped on the ICICI Merchant Services swipe machines
- Enhance your travel experience with 1 complimentary airport lounge visits in India per quarter
- Top most spender every month, across cardholders from both variants, gets a signed Manchester United jersey* and match ticket
- Top 70 spenders, across cardholders, will get Manchester United branded shirt every month
- Top 18 spenders will receive an exclusively fully paid "Manchester United Experienceäóì with a private tour of stadium and museum in Stretford, England, chance to watch a part of a training session of the First Team Squad and a visit to Manchester United megastore
- Get upto 2 free movie ticktets as 1+1 offer on booking tickets online at www.inoxmovies.com, Inox app or visit the Inox box office
