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ICICI Bank Platinum Shopping credit cards in Kangra

Explore Cards
55274 Reviews
Pros & Cons
More Details
Explore Cards
55274 Reviews
Pros & Cons
More Details
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
Get 2000 Chqbook Coins
₹500
INSTANT  APPLY 
Travel
Shopping
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
ICICI Bank™ Coral Credit Card
₹500
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
Get 1000 Chqbook Coins
₹199 ₹0
Saved ₹199
INSTANT  APPLY 
Shopping
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
ICICI Bank™ Platinum Chip Credit Card
₹199
₹0
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
* Terms & Conditions Apply

Credit card- the small rectangular piece of plastic that we all know, and which the most of us possess, was created keeping in mind only three things- Shopping, Shopping and Shopping. It was actually a whole world of opportunity to begin with, the whole world of it. For the first time in human history, one can actually buy stuffs and there is absolutely no need for him to pay right then then and there. This whole thing not only revolutionized the whole concept of trade and commerce, it also opened up a new world order- the order which we today term as globalization. It is indeed fascinating that how a clever business innovation hanged the whole world, altering its existing orders and age old conventions. Firstly credit cards made the world easy for the audience or the end users. And it seriously affected the public psyche. ?I will shop later, when I have money?, became ?let?s go Shopping?, or ?I will shop now?. This change of public mood was not only extremely fast, but impressive as well. Sensing the mood of the audience, the producers of the film, (the banks in this case) began to issue more and more credit cards. And in a very very short span of time, this whole thing became a global phenomenon. The banks began to play the game in a different way; or rather they changed the entire game so as to say. Firstly they began to tie-up with service providers- the whole lot of them. Starting from budget restaurants to the 5star dining conglomerates, everything began to come under a single grid. And not the dining options, but other service providers such as Shopping destinations, stores, malls, hotels, e-commerce websites, travel websites and everything in between were connected in the grid. Thus if a customer avails any of these locations, online or offline, he or she would get huge discounts, cashbacks and so on. And the sheer scale of discounts and benefits is much large than a normal cash transaction can ever offer you. And thus when this pitch became ready, there was absolutely no reason for people to use cash in place of cards.

The credit cards can be classified into a large number of types. But to keep this discussion topical, and straight we will only focus on the Platinum card- the most potent credit card ever formulated. As mentioned earlier, the banks formed tie-ups with the service providers, but in this juncture another decision was also made. All the credit cards, all of them, won?t be able to enjoy the same benefits. The Platinum card as its name suggests is the most exclusive one, will thus enable its user to get the most of the bargain. Whereas a normal card holder would get benefit in a much smaller scale, yet a better deal than cash transaction. Very soon this whole convention hit the shores of developing countries, and in the case of India, the ICICI Bank made the most of it using its better marketing strategy and other business tools. Thus the before mentioned tie-up was formulated by the bank, which created a solid avenue to champion for its Platinum credit card. Now the globalization gave rise to a newer brand of urbanization, with a whole lot of metropolises arising in the horizon. In a very short time towns like Kangra attained the metro status. And in such a city, smeared with all the world class deals, Shopping is an experience. And the best experience can only be achieved by using a Platinum credit card.


Apply for ICICI Bank Platinum Shopping credit cards in Kangra

Different Types of Credit Cards and TypesJoining FeeAnnual Fee
ICICI Bank™ Platinum Chip Credit Card00.00
ICICI Bank™ Coral Credit Card500500.00


Know More about cards


USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*
Get 2000 Chqbook Coins
₹500
INSTANT  APPLY 
Travel
Shopping
USP
Get Reward Points equivalent to the base Joining fees on your card
ICICI Bank™ Coral Credit Card
ICICI Bank™ Coral Credit Card
₹500
One complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter*

Chqbook Review

The ICICI Bank's Coral Credit Card comes in cheap – at just a Rs. 500 annual fee, you can actually get this back in the first month itself by going for the 1+1 movie offer from BookMyShow™. Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.

  PROS

  • We love the 1+1 movie offer from bookmyshow™. It also helps that you can book tickets any day of the week.
  • For someone who travels once in a while, the free access to domestic airport lounges with the ICICI Bank Coral Credit Card is a great plus. Also, its one of the few cards to throw in free access at Railway lounges too once in a quarter
  • You can redeem your Payback™ points in cash which gets credited to your card account. With each Payback™ point worth ₹0.25, you are going to want to count each point!
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Coral Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

  • The 1+1 movie offer from bookmyshow is on a first come first serve basis. If the quota for the day gets over, it can get frustrating.

USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
Get 1000 Chqbook Coins
₹199 ₹0
Saved ₹199
INSTANT  APPLY 
Shopping
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
ICICI Bank™ Platinum Chip Credit Card
₹199
₹0
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*

Chqbook Review

The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.

  PROS

  • With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.
  • We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates1
  • You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

  CONS

  • The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

55274 Reviews Sort
Newest

Shouldn't give false commitments to customers

1 year ago | siva malla
I have been banking with ICICI bank.The limit on the card is 60,000.They told me there is no charges for this card however i have been charged check with the customer service they had promised to refund still same was not done, i am not happy to use this card and planing to close.

good

4 months ago | Suresh Kumar
I am using ICICI Bank Coral Credit Card for the last 3 years. The helpline number was provided to contact the customer service. The joining feeand annual fee on the card is very low I am satisfied with ICICI Bank Coral Credit Card

very good

4 months ago | Rajan
The credit limit is satisfactory and there are no issues in the process. The statements are clear and the billing is also convenient. It has been a good experience till date. In all no issues.

Average

2 years ago | Abhishek Asthana
My credit card was from Jet Airways ICICI Bank Coral Visa Credit Card. The credit limit was 67,000 which is satisfactory . . Here the fees and charges affordable . The customer service and responsivness was up to the mark.

Average

2 years ago | om prakash
My credit card was taken with ICICI BANK which was taken 1 year back. The given credit limit was 36,000 which is not satisfactory at all . I am holding coral card and the given benefits are reward points .The customer service and responses was up to the mark. The validity of the card is up to 2021.

Happy with their low fee option

10 months ago | Singh Deena
I believe icici bank platinum chip credit card is very useful for me,i am very satisfied with the credit limt and fine with the annual fee too

got good reward points

3 months ago | Dhumil Kumar
Icici bank platinum chip credit card provides good services on credit card when compared to all other credit cards. The rewards points are also very good. The redeemption process is very easy.

Very useful

10 months ago | Devendu Satpathy
I am happy with the card features. I use the ICICI bank credit card for the past nine months. The credit limit is ok for me. I find this card very useful in day to day life.

Poor card

3 months ago | Nadim Ansaree
The service is not up to the mark for this card. I mark it as a poor card. Its better to take any other bank credit card than icici bank card.

High rate of interest

3 months ago | Shashi Kumar
The credit card services are not up to the mark in this bank as there are too many charges on transactions. There is a emi conversion offer in this card but they charge extra for every month. The interest rate is also very high.

Average card

1 year ago | Sanju Saha
The offers are not that good and i would say its average card. But when it comes to customer service response this card is worst.

Having rewards points option

8 months ago | Sathish Babu K K
This card has the reward points option, which are redeemable for exciting gifts and vouchers. I have this card with me from quite few years still want to continue with this.

Easy to use card

4 months ago | Dharmendra Kumar
You can use the card every where and when ever you want. Bank provides good facilities for its customers. Net banking as well as mobile banking is user friendly and easy to use.