If there is any bank that has forayed the proliferation of credit cards in the domain of Indian commerce, the fame of ICICI Bank comes to the fore. Transaction through credit cards has had been in practice since the second half of the 1980s. Yet, the outreach of online transactions was not widespread, and only a few people had an idea until ICICI Bank popularized the concept of credit cards as a viable option in Indian economic discourse.
Credit cards have brought a sea change in the lives of the middle and low-income groups, relieving them from the restrictions on pecuniary emergencies. It has opened the avenues of availing of fringe benefits such as concessions on holiday, travel and lodging and dining facilities in star hotels. The credit card market in India is a vast market with umpteen growth opportunities for all card users.This credit card can be further subdivided into a number of subtypes based on the benefits they offer, apart fro
India's largest private sector bank, ICICI Bank has designed the Platinum Credit Card, keeping the customers' comfort in mind and ensuring that they avail maximal benefits from using it. Apart from offering lucrative rates of interest, this card has other dividends such as PAYBACK points, waiver on fuel surcharge etc. which cardholders can favor themselves with. This card is exclusively for the customers of the bank.
An IT city that Waidhan is, throbs with the dynamism of Gen-next who can't wait to grab the perks of ICICI Platinum Credit Cards that are on the table:
2.5% surcharge waiver on a purchase of Rs.4000 with the ICICI Bank Platinum Credit Card at any HPCL petrol pump in Waidhan.
Platinum Credit Cards are used to avail numerous Platinum privileges on dining, travel, hotel and travel etc. Earning PAYBACK points on each hundred rupees spent on anything (fuel exempted) is like a bingo for them! These points can be redeemed to avail exciting products anytime.
Premium Platinum benefits on dining, travel, hotel, travel, etc., from visa awaits to be grabbed by the customers.
ICICI Bank Platinum Credit Cards are widely used to make quick online purchases in Waidhan.
It is the discretion of the bank whether to approve the transaction or not in case the customers exceed the credit card limit.
Any new customer receives his/her you credit card in 21 working days.
The auto- debit facility of the bank helps charge the customers' credit card bills directly to their account every month.
|Different Types of Credit Cards and Types||Joining Fee||Annual Fee|
|ICICI Bank™ Platinum Chip Credit Card||0||0.00|
|ICICI Bank™ HPCL Coral Credit Card||199||199.00|
|Manchester United ICICI Bank™ Platinum Credit Card||499||499.00|
|ICICI Bank™ Coral Credit Card||500||500.00|
|MakeMyTrip ICICI Bank™ Platinum Credit Card||500||0.00|
The ICICI Bank's Coral Credit Card comes in cheap – at just a Rs. 500 annual fee, you can actually get this back in the first month itself by going for the 1+1 movie offer from BookMyShow™. Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.
The ICICI Bank™ HPCL Coral Credit Card is one of the cheapest cards you can get. With a fee of ₹199, and a cashback every time you fill fuel at a HPCL pump, you will recover this small amount very quickly. You also save on the 1% surcharge every time. We think this is one of the best Credit Cards to take if it's your first credit card.
The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.
The MakeMyTrip ICICI Bank™ Platinum Credit Card comes in cheap – at just a joining fee of ₹500, you can actually get this back in the first 2 months itself by going for the 1+1 movie offer from BookMyShow™. Not only that, this credit card comes with ₹500 My Cash (MakeMyTrip Wallet) and Lemon Tree Hotels voucher along with free access to domestic airport lounges. Go for this card if you like Movies or travel
With an annual fee of ₹499, Manchester United ICICI Bank™ Platinum Credit Card is one of the most economical card available. This card comes with a 1+1 movie offers through BookMyShow™, dining discounts and exclusive Manchester United merchandise discounts. Complementary airport lounge access is a plus. Top spenders will receive an exclusively fully paid Manchester United Experience with a private tour of stadium and museum in Stretford, England and get a chance to watch the stars train