Signature Credit Cards for Travel in Aurangabad
Credit cards are a blessing that we take for granted these days. They have made our lives easier and they have made most of the products that we see on advertisements, available to us. They have made it possible for us to access services that we could only dream of had it not been for their intervention in the fiscal market. In short, they have revolutionized the way we conceptualize economic relationships and it has helped us to usher into the digital age of economic transaction and they have really made t
Simply put, a credit card is a card made of plastic with an attached microchip. The microchip is the most important part of the card, as it is digitally connected with the information within the bank regarding your bank account. Whenever you use your card to pay for goods and services that you have purchased, the bank is notified of the transaction and they loan out the amount that has been involved in the purchase. This loaned amount is transferred to the account of the retailer or service provider and thi
Credit cards can be put to a large number of uses, especially when it comes to Travel. Since Travel is an activity that a large number of people partake in order to explore and to get to know the world better, credit cards can surely help to cut down the huge Travel expenses that are an inevitable part of going places. In this connection, Signature credit cards are one of the most recognizable subtypes of cards that a bank can offer. The chief characteristic of this card is that it
So, if you are Travel to or in and around Aurangabad, make sure that you use your Signature Travel credit card in order to not only cut down on how much you spend on the road but also to lessen your reliance on hard cash so that you can easily procure almost anything without worrying too much about the price of the good or service that you wish to buy.
Apply for best Signature Travel credit cards in Aurangabad
| Different Types of Credit Cards and Types | Joining Fee | Annual Fee |
|---|---|---|
| HDFC Bank Regalia Credit Card | 2500 | 0.00 |
| ICICI Bank™ Rubyx Credit Card | 3000 | 2000.00 |
| Air India SBI Signature Credit Card | 4999 | 4999.00 |
| SBI Card ELITE | 4999 | 4999.00 |
Chqbook Review
Free annual membership fee to those registered with Air India Frequent Flyer Program with returns. If you are on lookout for a card abounding in discounts, multiple offers and exciting deals, Air India SBI Signature Credit Card is your perfect choice. It offers optimum reward ratio to its clients. The card is ideally designed for frequent commuters to make their domestic and international travels reasonable without compromising on the quality of travel.
PROS
- Enjoy cover on the lost card of ₹1 lakh. This cover is applicable from the period of 48 hours before reporting of loss till 7 days after intimating the concerned authorities with the loss
- Access cash from over 1 million Visa ATMs all over the world incorporating over 18,000 Visa ATMs in India. You can also withdraw cash from 10,000 State Bank of India ATMs in across 100 cities in India
- Get exemption on 1% fuel surcharge with your Air India SBI Signature Card, across all petrol pumps
- Purchase fuel worth ₹ 500 to ₹ 4,000, to avail this benefit. Get maximum surcharge waiver of ₹ 250 on each statement cycle. Taxes are applicable as per the regulations
- Acknowledged at over 2 million Visa centers worldwide and over 2,85,000 centers in India
- Avail for additional benefits by opting for add-on cards for your family members who are above the age of 18
- Your Air India SBI Signature Card is enabled with chip and pin security strengthening you with state-of-art security against fraudulence and scheming
- Easy Bill Pay facility on your AIR India SBI Signature Credit Card helps you to pay your telephone, electricity and other bills on time
- Make any purchase worth ₹ 2,500 with Flexipay or more and log on to the official website of SBI within 30 days to convert your purchase into Easy Monthly Installment
- Transferring the balance amount through EMI
- You can transfer the balance of other bank's credit cards to your Air India SBI Signature Card, to get a reduced rate of interest and pay back in EMIs
- You can get a draft or cheque with the Easy Money feature against your cash limit and have it delivered to your address
- You can book railway tickets online with your Air India SBI Signature Card without any hassle
- You can replace your Air India SBI Signature Card anywhere in the world
- You can choose from three different types of Insurance covers with your AIR India SBI Signature Credit Card which enables you to tackle accidents, health issues, card loss, loss of the card or theft and more
- With AIR India SBI Signature Credit Card, you can have steady inflow of cash and also encash up to or above your credit limit. Thus you are always geared up for any kind of emergency
CONS
- The AIR India SBI Signature Credit Card may not be the best option if you are not a regular passenger of Air India as this card doesn't offer benefits to the commuters through other airlines.
- A usage fee of up to ₹7 will be charged to your AIR India SBI Signature Card each time on visiting a Priority Pass member lounge.
Chqbook Review
Enjoy a host of special rewards, discounts and benefits with the complimentary Taj Epicure plus Membership Card.
PROS
- The HDFC Bank Regalia Credit Card literally pays for itself – this is true Value for Money and it gives you something back on almost every transaction
- We love the 2 free domestic lounge visits a quarter – and the 6 free international lounge visits per year
- The Rewards story is very strong – and getting ₹0.60 for each Reward point is great
- Post GST – this card still gives the 1% fuel surcharge waiver. Go for it.
CONS
- If you use the HDFC Bank Regalia Credit Card for Priority Pass™ access to International lounges more than 6 times a year – there's a ₹27 fee
- The Vistara Airlines™ Silver membership is valid for one year only – after that, its Upto Vistara™ to renew it based on your usage
Chqbook Review
The ICICI Bank™ Rubyx Credit Card stands out for the benefits it gives for the fee it charges. From the get go, you get Welcome vouchers worth ₹5000 upon joining. Apart from that, the free movie tickets of upto ₹300 are an added bonus – this adds up to ₹7200 per year of savings, which itself is more than the annual fees. Ofcourse, this is just the start and the list of rewards is indeed long. Go for this credit card if you love shopping, movies and are looking for value for money.
PROS
- The ICICI Bank Rubyx Credit Card gives you Payback™ points – and they are redeemable for statement credit – a feature we absolutely love
- Another great thing is that each Payback™ point is worth ₹0.25 – which means you know exactly how much you can redeem them for at any point.
- Movie tickets – Free! – get 2 movie tickets each month worth ₹300 per ticket when you buy one ticket and you get the next one as part of this offer. You have to buy the ticket from bookmyshow™
- You save 15% every time you dine at a Culinary Treat participating restaurant. To find the participating restaurants, you can download the app or look up your favourite restaurants on the culinarytreats website.
- 1% fuel surcharge waived off on fuel transactions at any fuel outlet.
- Get 2 complimentary rounds/ lessons of golf every calendar month2 if the total retail spends on your card is equal to or more than ₹50,000 in the previous calendar month.
CONS
- One drawback we noticed is that if you are frequent traveller, 2 free visits to a Domestic Airport lounge may not be enough
- Start playing Golf! – it's a high point for the credit card, but if you are not a golfer, this feature might be lost on you2
Chqbook Review
If you are looking for a credit card that fits right with your desire to shop and live up life the way you want to, SBI Card Elite is the perfect kind of credit card for you from State Bank of India. With this card in your possession, you can expect the best experience, unmatched convenience and exciting offers and benefits with its use on paying for all of your spends
PROS
- To begin with, it has a welcome e-gift voucher worth ₹5,000 from reputed brands such as Shopper's Stop, Yatra, Marks & Spencers, Bata / Hush Puppies and Pantaloons
- It has a scheme of awarding 50,000 bonus reward points on annual spends with this card. You can also earn five times the amount of reward points every time you utilize this card to pay for such services as dining and spends on purchasing items from departmental and grocery stores
- It also provides a benefit on international spends, by providing the lowest foreign currency mark-up change
CONS
- The only kind of con or disadvantage that could present itself to a prospective cardholder is the fact that both the annual fee and joining fee of SBI Card Elite cost around a rupee shy of 5,000 bucks. This one facet might singularly deter a large number of prospective card owners, lest they don't possess the requisite financial means to maintain this card in the first place
- Another disadvantage that can be attributed to the card is that it is mostly focussed on providing benefits and rewards only when it is utilized by the cardholder to serve their interests to upgrade their shopping and general lifestyle choices, even though SBI Card Elite has the ability to give the cardholder to have access to airport lounges and to spend money when it in India. Under such factors, this card's sole disadvantage might be in it not being used to its full potential and being more or less out of reach for people having limited fiscal means
- Another, albeit minor, con associated with the card is that a person below 21 years of age is not eligible to apply for this card
