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Signature credit cards in Phagwara

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36 Reviews
Pros & Cons
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Explore Cards
36 Reviews
Pros & Cons
More Details
USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Signature Credit Card
Get a Complimentary Scuderia Ferrari watch on joining
₹3,999
Joining Fee
INSTANT  APPLY 
Shopping
Premium
USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Signature Credit Card
₹3,999
Joining Fee
Get a Complimentary Scuderia Ferrari watch on joining
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
₹3,000
Joining Fee
INSTANT  APPLY 
Travel
Shopping
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
₹3,000
Joining Fee
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card
Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™
₹6,500
Joining Fee
INSTANT  APPLY 
Shopping
Dining
USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card
₹6,500
Joining Fee
Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™
USP
One-way base fare waived off free ticket upon Joining
Jet Airways ICICI Bank™ Rubyx American Express™ Credit Card
5000 Bonus JP Points upon joining & Buy 1 Get 1 Free Movie Ticket every month
₹2,500
Joining Fee
INSTANT  APPLY 
Travel
Rewards
USP
One-way base fare waived off free ticket upon Joining
Jet Airways ICICI Bank™ Rubyx American Express™ Credit Card
₹2,500
Joining Fee
5000 Bonus JP Points upon joining & Buy 1 Get 1 Free Movie Ticket every month
USP
Get 5,000 JPMiles and a complimentary Jet Airways air ticket
Jet Airways ICICI Bank™ Rubyx Visa Credit Card
2,500 bonus JPMiles and a complimentary Jet Airways air ticket each year
₹2,500
Joining Fee
INSTANT  APPLY 
Travel
Dining
USP
Get 5,000 JPMiles and a complimentary Jet Airways air ticket
Jet Airways ICICI Bank™ Rubyx Visa Credit Card
₹2,500
Joining Fee
2,500 bonus JPMiles and a complimentary Jet Airways air ticket each year
USP
Get 10,000 JPMiles and a complimentary Jet Airways air ticket
Jet Airways ICICI Bank™ Sapphiro Visa Credit Card
5,000 bonus JPMiles and a complimentary Jet Airways air ticket each year
₹5,000
Joining Fee
INSTANT  APPLY 
Travel
Dining
USP
Get 10,000 JPMiles and a complimentary Jet Airways air ticket
Jet Airways ICICI Bank™ Sapphiro Visa Credit Card
₹5,000
Joining Fee
5,000 bonus JPMiles and a complimentary Jet Airways air ticket each year
USP
Complimentary Club Vistara™ Silver membership
HDFC Bank Regalia Credit Card
Free Priority Pass™ Membership – at over 1000+ airport lounges worldwide
₹1,000
Joining Fee
Travel
USP
Complimentary Club Vistara™ Silver membership
HDFC Bank Regalia Credit Card
₹1,000
Joining Fee
Free Priority Pass™ Membership – at over 1000+ airport lounges worldwide
USP
Free Priority Pass™ & Fuel surcharge waiver – Save ₹8K /Year
HDFC Bank Visa Signature Credit Card
Relax at airports in India or overseas with the?best Lounge Program
₹1,000
Joining Fee
Travel
Shopping
USP
Free Priority Pass™ & Fuel surcharge waiver – Save ₹8K /Year
HDFC Bank Visa Signature Credit Card
₹1,000
Joining Fee
Relax at airports in India or overseas with the?best Lounge Program
* Terms & Conditions Apply

Signature credit cards in Phagwara

We not only lie in an advanced world run by technology, but we also perhaps lie in the most advanced stage of human civilization. Our kind- the human kind has come a long way, treading from those ancient prehistoric forests into today's modern city life. Technology has not only hanged the outer sphere of our existence, but has helped in even the most common and basic problems that we face or have faced in the past. Say for example, earlier withdrawing money from bank was a tall task. It all began by standing at those long queues, and then coupled by a series of paper work. After these entire ordeals you could get your hands on your money. However a very small innovation changed everything. A rectangular plastic card was introduced which not only took are of this problem, but also opened up a new horizon for the world of business and commerce to flourish- the credit card!

A credit card was introduced basically to help businesses increase. As it increased the travelling fever thus increasing the per capita purchasing value. On the other hand, the credit cards also opened the doorway of ash withdrawal from the ATMs. This simplified the complex process mentioned earlier. There are a number of types in which credit cards can be sub divided into. The most expensive among them is the Signature card. The nomenclature of this this one is on the symbolic lines. We all know Signature is the most expensive ornamental metal that we have at our disposal. Thus a Signature card definitely is as exclusive as the metal Signature. The owner of this card not only enjoys huge benefit and discount in the form of cashbacks and other offers, but it is also a matter of prestige to own one. A credit card works in a pretty simple way. They are actually guaranteed by the bank which issues them. Thus a card holder can use the card to buy any stuff he want, but there is no need to pay right there at the spot. He can payback the credited amount to the bank at a later time at his convenience. The credit card convention took over the globe like a storm, and India was not out of the grid. Very soon this convention became a familiar sight in the country. In the emerging metropolises such as Phagwara, it is quite impossible to enjoy life with having a credit card; especially without having a Signature one.


Apply for best Signature credit cards in Phagwara

Different Types of Credit Cards and TypesJoining FeeAnnual Fee
HDFC Bank Regalia Credit Card10000.00
HDFC Bank Visa Signature Credit Card10000.00
Jet Airways ICICI Bank™ Rubyx Visa Credit Card25002500.00
Jet Airways ICICI Bank™ Rubyx American Express™ Credit Card25002500.00
ICICI Bank™ Rubyx Credit Card30002000.00
ICICI Bank™ Ferrari™ Signature Credit Card39993999.00
Jet Airways ICICI Bank™ Sapphiro Visa Credit Card50005000.00
ICICI Bank™ Sapphiro Credit Card65003500.00


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Let's Get Going
USP
Complimentary Club Vistara™ Silver membership
HDFC Bank Regalia Credit Card
Free Priority Pass™ Membership – at over 1000+ airport lounges worldwide
₹1,000
Joining Fee
Travel
USP
Complimentary Club Vistara™ Silver membership
HDFC Bank Regalia Credit Card
₹1,000
Joining Fee
Free Priority Pass™ Membership – at over 1000+ airport lounges worldwide

Chqbook Review

Enjoy a host of special rewards, discounts and benefits with the complimentary Taj Epicure plus Membership Card.

  PROS

  • The HDFC Bank Regalia Credit Card literally pays for itself – this is true Value for Money and it gives you something back on almost every transaction
  • We love the 2 free domestic lounge visits a quarter – and the 6 free international lounge visits per year
  • The Rewards story is very strong – and getting ₹0.60 for each Reward point is great
  • Post GST – this card still gives the 1% fuel surcharge waiver. Go for it.

  CONS

  • If you use the HDFC Bank Regalia Credit Card for Priority Pass™ access to International lounges more than 6 times a year – there's a ₹27 fee
  • The Vistara Airlines™ Silver membership is valid for one year only – after that, its Upto Vistara™ to renew it based on your usage

USP
Free Priority Pass™ & Fuel surcharge waiver – Save ₹8K /Year
HDFC Bank Visa Signature Credit Card
Relax at airports in India or overseas with the?best Lounge Program
₹1,000
Joining Fee
Travel
Shopping
USP
Free Priority Pass™ & Fuel surcharge waiver – Save ₹8K /Year
HDFC Bank Visa Signature Credit Card
₹1,000
Joining Fee
Relax at airports in India or overseas with the?best Lounge Program

Chqbook Review

This is one of the most popular cards from the largest Private Bank in the Country - you just can't go wrong here. Apart from Shopping and Dining benefits, there is complementary Lounge access and lot more. It?s a All-in-One and works very well too

  PROS

  • Excellent All-rounder of a Premium Credit Card – save on shopping, get Lounge benefits and more – we couldnt ask for more
  • Fee waiver condition of ₹ 15,000 in the first 90 days of the card setup date works really well – you must make sure you get the fee reversed
  • Getting Lounge access at over 300 airports and over 900 lounges globally is a great plus
  • Getting the Priority Pass™ for just ₹ 500 instead of the ₹ 6500 fee is another great saving
  • Joining the GLOBAL VALUE™ program gets you free Cleartrip™ vouchers & 1% Cash back on all International transactions

  CONS

  • Rewards are valid only for 2 years – we like unlimited rewards
  • You need to fill a form and send it to HDFC Bank to enrol in the Priority Pass™ program – so you should remember doing that else get stranded without Lounge access

USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Signature Credit Card
Get a Complimentary Scuderia Ferrari watch on joining
₹3,999
Joining Fee
INSTANT  APPLY 
Shopping
Premium
USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Signature Credit Card
₹3,999
Joining Fee
Get a Complimentary Scuderia Ferrari watch on joining

Chqbook Review

You get a Complimentary Scuderia Ferrari™ watch on joining. Top Spenders get an Opportunity to attend an official Ferrari™ Challenge race, Visit to the Ferrari™ Museum and Factory in Maranello, Italy, attend an event with special Ferrari VIP guests in Maranello, Italy. There are discounts on Ferrari™ Merchandise at the Online Ferrari™ Store and a 15% discount on entry tickets to Ferrari™ World Abu Dhabi for tickets bought at the park counter

  PROS

  • If you are a Ferrari™ fan, nothing beats having the ICICI Bank Ferrari Platinum Credit Card – amazing flaunt value and great benefits too. You also get an amazing original Scuderia Ferrari™ watch once you pay the joining fee
  • Free access to Domestic Airport lounges in India is a great benefit and these lounges are great to relax and unwind before a flight
  • We love free movie tickets – getting 2 free tickets per month is even better!
  • 15% off at over 2500 participating restaurants and other dining outlets in 12 cities in the country is great – saving this much on your bill is sure to bring a smile on your face
  • We think the ICICI Bank Ferrari™ Platinum Credit Card MUST have fuel surcharge waiver – and it does with a waiver of 1% on fuel surcharge valid on a maximum spend of ₹4000 per transaction at all HPCL pumps
  • You get a 15% discount on entry tickets to Ferrari™ World Abu Dhabi for tickets bought at the park counter
  • Up to 15% discount on Ferrari merchandise at the Online Ferrari Store

  CONS

  • If you are not a car afficianado, the ICICI Bank Ferrari Platinum Credit Card's fee might pinch – but considering the benefits we think it's completely worth it

USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment
₹3,000
Joining Fee
INSTANT  APPLY 
Travel
Shopping
USP
2 complimentary domestic airport lounge visits per quarter*
ICICI Bank™ Rubyx Credit Card
₹3,000
Joining Fee
Get Welcome Vouchers on Shopping & Travel worth ₹5000 upon joining fee payment

Chqbook Review

The ICICI Bank™ Rubyx Credit Card stands out for the benefits it gives for the fee it charges. From the get go, you get Welcome vouchers worth ₹5000 upon joining. Apart from that, the free movie tickets of upto ₹300 are an added bonus – this adds up to ₹7200 per year of savings, which itself is more than the annual fees. Ofcourse, this is just the start and the list of rewards is indeed long. Go for this credit card if you love shopping, movies and are looking for value for money.

  PROS

  • The ICICI Bank Rubyx Credit Card gives you Payback™ points – and they are redeemable for statement credit – a feature we absolutely love
  • Another great thing is that each Payback™ point is worth ₹0.25 – which means you know exactly how much you can redeem them for at any point.
  • Movie tickets – Free! – get 2 movie tickets each month worth ₹300 per ticket when you buy one ticket and you get the next one as part of this offer. You have to buy the ticket from bookmyshow™
  • You save 15% every time you dine at a Culinary Treat participating restaurant. To find the participating restaurants, you can download the app or look up your favourite restaurants on the culinarytreats website.
  • 1% fuel surcharge waived off on fuel transactions at any fuel outlet.
  • Get 2 complimentary rounds/ lessons of golf every calendar month2 if the total retail spends on your card is equal to or more than ₹50,000 in the previous calendar month.

  CONS

  • One drawback we noticed is that if you are frequent traveller, 2 free visits to a Domestic Airport lounge may not be enough
  • Start playing Golf! – it's a high point for the credit card, but if you are not a golfer, this feature might be lost on you2

USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card
Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™
₹6,500
Joining Fee
INSTANT  APPLY 
Shopping
Dining
USP
Welcome Vouchers* for Shopping & Travel worth ₹10,000
ICICI Bank™ Sapphiro Credit Card
₹6,500
Joining Fee
Get 2 complimentary movie tickets worth ₹500 every month through bookmyshow™

Chqbook Review

The ICICI Bank™ Sapphiro Credit Card is one of the best cards for Shopping and Travel. From Statement Credit, to free movie tickets, this card has it all. We also love the DragonPass which allows you to access over 450+ airport lounges worldwide. You also get free access to Domestic Airport lounges 4 times each quarter – more than enough to keep anyone happy. Go for this card if you value points on Shopping, free movie tickets, free golf and access to airport lounges.

  PROS

  • The ICICI Bank Sapphiro Credit Card gives you more than you can ask for – with free movie tickets, complimentary airport lounge access and much more
  • We like that you get 4 complimentary visits to Domestic Airport lounges per quarter – or 12 per year.
  • If you enjoy Golf – this card gives you 4 complimentary rounds of Golf at a resort of your choice – every month!
  • You will start checking restaurants listed with ICICI Bank after you get this card – with minimum 15% savings across 2500+ restaurants, who wouldn't!
  • Did we hear free movie tickets? – get 2 complimentary movie tickets or event tickets worth ₹500 through bookmyshow™ every month!
  • We always love statement credit – you can convert your PAYBACK™ points into cash by simply calling the ICICI Bank call center and redeeming them

  CONS

  • If we could fault something – it would be the lesser points on Fuel spends – 1 PAYBACK™ point for every ₹100 spent while for other spends you get 2 PAYBACK™ points for every ₹100 spent

USP
One-way base fare waived off free ticket upon Joining
Jet Airways ICICI Bank™ Rubyx American Express™ Credit Card
5000 Bonus JP Points upon joining & Buy 1 Get 1 Free Movie Ticket every month
₹2,500
Joining Fee
INSTANT  APPLY 
Travel
Rewards
USP
One-way base fare waived off free ticket upon Joining
Jet Airways ICICI Bank™ Rubyx American Express™ Credit Card
₹2,500
Joining Fee
5000 Bonus JP Points upon joining & Buy 1 Get 1 Free Movie Ticket every month

Chqbook Review

The Jet Airways ICICI Bank™ Rubyx Credit Card is for people on the go – zipping past the country. This credit card has a lot to offer, and it starts with a complimentary Jet Airways Economy ticket. You also get loads of points, with the JP Miles flowing in for every purchase. Apart from redeeming them against tickets and hotels, you can also redeem them against 25+ international airlines. All in all, we give a thumbs up to the amazing array of benefits this credit card has to offer.

  PROS

  • With a Joining Fee of ₹2500, you get a Free Base fare waived Jet Airways ticket, and 5000 Bonus JP Miles. That is far more value than what you are spending. Add up all the other Pro's and the Jet Airways® ICICI Bank™ Rubyx American Express™ Credit Card is a no-brainer.
  • If you are a frequent flyer and a Jet Privilege Platinum member, then the joining fee and the annual fee is also waived off – even if you arent when you get the credit card, you could be when it comes to paying the annual fee – which makes this Credit Card extra special
  • Enhance your travel experience with exclusive access to the dedicated Altitude Lounge. Experience personalized attention and Wi-Fi connectivity, while you enjoy an array of gourmet snacks and refreshments. Currently these lounges are at the T3 Domestic departure area in New Delhi and at the Domestic Terminal 1A in Mumbai
  • We love movies! – Buy 1 ticket and get the other ticket free any day of the week, through bookmyshow. Get up to 2 free tickets per month valued at up to ₹250 per ticket
  • Fuel Surcharge waiver – 1% fuel surcharge waiver can be availed on fuel transactions of maximum ₹4000 at HPCL pumps when the Card is swiped on ICICI Merchant Services swipe machines.
  • You get a minimum 15% discount at over 2500 restaurants in India through the Culinary Treats program by ICICI Bank. That itself is savings of thousands of Rupees every year
  • You can convert all your Jet Privilege points into Free flight tickets for both Domestic and International flights – there was never a better way to accumulate happiness!

  CONS

  • If you travel a lot through other Airlines like Indigo and SpiceJet, and are not planning to take Jet Airways flight, you may not be able to get the maximum value out of the Credit Card
  • The fuel surcharge waiver is ONLY at HPCL Petrol Pumps – so be careful which Petrol Pump you are getting into!

USP
Get 5,000 JPMiles and a complimentary Jet Airways air ticket
Jet Airways ICICI Bank™ Rubyx Visa Credit Card
2,500 bonus JPMiles and a complimentary Jet Airways air ticket each year
₹2,500
Joining Fee
INSTANT  APPLY 
Travel
Dining
USP
Get 5,000 JPMiles and a complimentary Jet Airways air ticket
Jet Airways ICICI Bank™ Rubyx Visa Credit Card
₹2,500
Joining Fee
2,500 bonus JPMiles and a complimentary Jet Airways air ticket each year

Chqbook Review

The Jet Airways ICICI Bank™ Rubyx Credit Card is for people on the go – zipping past the country. This credit card has a lot to offer, and it starts with a complimentary Jet Airways Economy ticket. You also get loads of points, with the JP Miles flowing in for every purchase. Apart from redeeming them against tickets and hotels, you can also redeem them against 25+ international airlines. All in all, we give a thumbs up to the amazing array of benefits this credit card has to offer.

  PROS

  • Not only do you get 5000 Welcome Bonus JP Miles – you also get a Jet Airways™ complimentary Jet Airways Economy Class based fare waived off domestic air ticket code!
  • This continues when you renew – get 2500 Bonus JP Miles upon renewal of your card plus ANOTHER complimentary Jet Airways™ Economy Class base fare waived off domestic air ticket code
  • You also get 5% waived off on the base fare for all domestic / international air ticket (revenue flights) bookings made on the jetairways website. The online discount is available only for travel across all Fare Choices in Economy cabin.
  • We love that you can redeem your JP Miles against tickets from Jet Airways and also from 25+ international airlines
  • Get upto 2 complimentary visits to Airport Lounges in India with your Jet Airways ICICI Bank Rubyx Visa Credit Card. Just present your Jet Airways ICICI Bank Rubyx Visa Credit Card and boarding pass to enjoy.
  • Buy 1 ticket and get the other ticket free any day of the week, through bookmyshow™ – get upto ₹3000 worth of movie tickets free per year
  • There is also 1% fuel surcharge waived off on fuel transactions of maximum ₹4,000 at HPCL pumps when the Credit Card is swiped on ICICI Merchant Services swipe machines.

  CONS

  • If you fly a lot and prefer Jet Airways, this card is ideal. If you don't, look for other options since this card is best enjoyed along with the JP Miles benefits
  • We could not find statement credit as an option on this card while redeeming points. It's one thing we always love

USP
Get 10,000 JPMiles and a complimentary Jet Airways air ticket
Jet Airways ICICI Bank™ Sapphiro Visa Credit Card
5,000 bonus JPMiles and a complimentary Jet Airways air ticket each year
₹5,000
Joining Fee
INSTANT  APPLY 
Travel
Dining
USP
Get 10,000 JPMiles and a complimentary Jet Airways air ticket
Jet Airways ICICI Bank™ Sapphiro Visa Credit Card
₹5,000
Joining Fee
5,000 bonus JPMiles and a complimentary Jet Airways air ticket each year

Chqbook Review

The Jet Airways ICICI Bank™ Sapphiro Credit Card shows that you have arrived. If you are sending half your time at the airport, some at the golf course and the rest dining at the finest restaurants, then this credit card is for you. Apart from the complimentary tickets when you join and when you renew your credit card, you also get free access to domestic lounges, free movie tickets and a minimum 15% discount at over 2500+ restaurants. You deserve this credit card – go for it!

  PROS

  • We love the 10000 Welcome Bonus JP Miles and the free complimentary base fare waived economy Jet Airways ticket upon joining
  • The Jet Airways ™ ICICI Bank Sapphiro Credit Card has one of the best earning rates for JP Miles in the country – close your eyes and go ahead with this card.
  • Tremendous value for money when you factor in the welcome gift and the renewal gift – totalling to 15,000 JP Miles and 2 complimentary Base Fare Waived Economy Jet Airways™ tickets
  • This Credit Card also gives you 2 free movie tickets upto ₹400 per ticket when booked through bookmyshow™
  • Save a minimum of 15% on your dining bill at over 2,500 participating restaurants spread across 12 major cities with the ICICI Bank Culinary Treats programme.
  • 1% fuel surcharge waived off on fuel transactions at any fuel outlet.
  • The reward rate on the credit card is amazing – you get 8 JP Miles for spends on the Jet Airways™ website

  CONS

  • As you guessed, if you are arent flying on Jet Airways™; this may not be the best credit card for you

36 Reviews Sort
Newest

bad

4 months ago | Sameer Khen
I have ICICI Bank Sapphiro Credit Card from last 1.5 years, i did not find this card very useful . Bad experience ,worst thing about this card is If we could fault something it would be the lesser points on Fuel spends

Excellent

1 year ago | Rajeev Sharma
I hold a ICICI Bank Rubyx Credit Card with ith a good limit. I am satisfied with the card. I used to get reward points and cash back with the card. I have redeemed the points.

Satisfied

7 months ago | Pukharam Haldhar
I have taken ICICI Bank Ferrari Signature Credit Card and it was taken before one month through online partner. The offers are not that good and I would say its average card. They have given a good credit limit. The anual fee will be reversal.

Excellent

7 months ago | Bhanu
I hold a Jet Airways ICICI Bank Sapphiro Visa Credit Card with a good limit. I am satisfied with the card. I used to get reward points and cash back with the card. I have redeemed the points.

good

1 year ago | hasir ali
The service was quite good with the Jet Airways ICICI Bank Rubyx Visa Credit Card in regards to my credit card application , I had received the Jet Airways ICICI Bank Rubyx Visa Credit Card within 20 days of time. The customer support was good . I would say I had got good service from ICICI bank.

Excellent card for everyone

7 months ago | Raghab Ranjan
I am using this card. I earn a lot of payback points with this card because it gives you 4 points with every transaction of 100 rs online.My credit limit is also satisfactory.Happy to ue this card

Poor customer service

3 months ago | ruchi agrawal
What i have noticed about this card is the customer service. Its service is very bad. They need to improve it a lot.

good

10 months ago | CHHAYA KUMARI
I feel Jet Airways ICICI Bank Rubyx American Express Credit Card needs to improve on the response. The rate of interest and charges are fine when compared to others. The customer service is good with Jet Airways ICICI Bank Rubyx American Express Credit Card. The interest and charges is fine. The credit limit is nominal,it is a average service that I received from Jet Airways ICICI Bank Rubyx American Express Credit Card

poor

1 year ago | manav rahane
Dissapointed to know that Reward Points are valid only for few years, it might take time to accumulate enough.

Need to be transperant and clear

5 months ago | Rupesh Mohanty
The customer support service of the ICICI need to be secured and they need to be transparent with the customers.

Getting complimentry movie ticket

7 months ago | Abdul Haq
You can get 2 complimentary movie tickets or event tickets worth Rs.500 through bookmyshow every month. And also can get lots of payback points with your every spend.

Overall highly satisfied

9 months ago | Rajender Kumar
I hold a credit with ICICI Bank Ferrari Signature Credit Card. I am satisfied with the card. And you can get good amount of payback points with every purchase.

U can easily reach customer support

10 months ago | Sachin More
I had applied and got a credit card from ICICI bank. They provided the credit limit as rs.45,000 Which is satisfactory. The customer support is very good . I did not undergo any difficult whilst reaching their customer support team.

Useful card

4 months ago | Rupesh Kumar
I believe ICICI bank rubyx credit card is very useful for me, because i travel. I am very satisfied with the credit limt and fine with the annual fee too.

Charging high

1 year ago | Sumanolata
The rate of interest with this card is very high. The behaviour of the agents is very bad. They are charging uncesserly for every use.

Excellent reward points

1 year ago | Dnyandip R. Gharge
I am using this card for many years. You can Earn10,000 Reward Points when you achieve spends of Rs. 5,00,000 in anniversary year and additional 5,000 Reward Points when you achieve Rs 8,00,000 in the same anniversary year.

Really good

8 months ago | Jivan Gupta
The overall experience with this card is really good. The payment gets updated within 1 day. It gives you more secured way of transaction.

Smooth process

1 year ago | Sannasi chakravarthy S r
The entire process of getting this card and handling it is very smooth and easy to understand and execute.

Classy card

5 months ago | Manish Kumar
The card offers a bunch of value-added services like instant loans, easy payment and balance transfer options. Ample amount of luxurious benefits.

Epic experience

10 months ago | Dipender Bisht
The most epic experience I have ever had using this card was when my colleagues gave me a surprise birthday party and I had to take all of them to a restaurant for dinner. Thanks to this card as I got a handsome discount on that bill since I used the card for payment.


Reason: