If anything can be considered to be a blessing in today's world, it had got to be the credit card. It has certainly made life far easier to live and more comfortable enough to experience everything that can be bought with money, except that there would be no physical money involved. It is because the embedded microchip on the plastic body of the credit card is digitally connected to your bank account. On the payment of a transaction by using your credit card, the bank is notified of the same and they loan the amount involved and credits it to the account of retailer. Since this is a loan, you have to pay back the amount under a specific period of time.
ICICI Bank has had a pioneering role in popularizing the credit card among the ever-growing Indian middle class in the immediate decade following the liberalization of the economy. Today's popularity of credit cards can be attributed to ICICI Bank's efforts regarding the raising of awareness of the benefits of owning a credit card. They have amassed a wealth of experience in understanding the needs of their customers and have designed cards that fit accordingly to the demand of the market as well as the fiscal conditions extant in India.
One of the many subtypes of credit cards that ICICI Bank (along with other banks) have produced is the Signature credit card. This type of card is immensely useful as far as undertaking a long-awaited trip is concerned since a lot of the expenses can be covered by it. What's more interesting is that you can avail great deals and exciting offers if you opt to pay for all your spends by using your credit card. This is a very useful motivator for you to spend money on credit cards, as this would improve your credit standing as well.
So if you are Travelling from one place to another, especially in and around Surat, be sure to put your Signature credit card to good use as it would not only cover the costs of your Travel but it would also offer Travel if you decide to pay all of your expenses by using a credit card.
|Different Types of Credit Cards and Types||Joining Fee||Annual Fee|
|ICICI Bank™ Rubyx Credit Card||3000||2000.00|
The ICICI Bank™ Rubyx Credit Card stands out for the benefits it gives for the fee it charges. From the get go, you get Welcome vouchers worth ₹5000 upon joining. Apart from that, the free movie tickets of upto ₹300 are an added bonus – this adds up to ₹7200 per year of savings, which itself is more than the annual fees. Ofcourse, this is just the start and the list of rewards is indeed long. Go for this credit card if you love shopping, movies and are looking for value for money.