FacebookTwitterLinkedIn

Visa credit cards for Shopping in Kochi

Explore Cards
24 Reviews
Pros & Cons
More Details
Explore Cards
24 Reviews
Pros & Cons
More Details
USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Signature Credit Card
Get a Complimentary Scuderia Ferrari watch on joining
₹3,999
Joining Fee
INSTANT  APPLY lock
shopping_cart
Shopping
card_membership
Premium
USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Signature Credit Card
keyboard_arrow_right
₹3,999
Joining Fee
Get a Complimentary Scuderia Ferrari watch on joining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
₹199 ₹0
Saved ₹199
Joining Fee
INSTANT  APPLY lock
shopping_cart
Shopping
restaurant
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
keyboard_arrow_right
₹199
₹0
Joining Fee
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
Buy one get one free movie ticket through the week at bookmyshow™
₹1,250
Joining Fee
INSTANT  APPLY lock
airplanemode_active
Travel
shopping_cart
Shopping
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
keyboard_arrow_right
₹1,250
Joining Fee
Buy one get one free movie ticket through the week at bookmyshow™
USP
2 Reward Points for ₹150 spends up to ₹50K per bill cycle
HDFC Bank Platinum Plus Credit Card
Save up to ₹1500 a year on fuel with the Platinum Plus Credit Card
₹1,000
Joining Fee
shopping_cart
Shopping
restaurant
Dining
USP
2 Reward Points for ₹150 spends up to ₹50K per bill cycle
HDFC Bank Platinum Plus Credit Card
keyboard_arrow_right
₹1,000
Joining Fee
Save up to ₹1500 a year on fuel with the Platinum Plus Credit Card
USP
Free Priority Pass™ & Fuel surcharge waiver – Save ₹8K /Year
HDFC Bank Visa Signature Credit Card
Relax at airports in India or overseas with the?best Lounge Program
₹1,000
Joining Fee
airplanemode_active
Travel
shopping_cart
Shopping
USP
Free Priority Pass™ & Fuel surcharge waiver – Save ₹8K /Year
HDFC Bank Visa Signature Credit Card
keyboard_arrow_right
₹1,000
Joining Fee
Relax at airports in India or overseas with the?best Lounge Program
* Terms & Conditions Apply

Our age, the 21st century is the age of innovations, technology and new thinking. And in such an age, our every day is deeply grasped by newer inventions which shapes our life. It is beyond any doubt that digitalization is the greatest boon that we have at our disposal. It not only revolutionized a lot of daily mundane activities such as Shopping, basic monetary transactions etc. , but also paved the way for globalization, pitching us into the well and close knitted global village of today. And in this surge of digitalization, credit cards are its main asset. Taking for example, even a few years back, withdrawing money from banks was nothing but a tedious task, consuming the entire day along with all energy and vigor. But the advent of the rectangular plastic card, changed everything. Now we have access to our money from anywhere across the world. There is absolutely no need for spending entire day at the bank queues to withdraw our very own hard earned money. This easy availability of money boosted another inevitability- commerce. The commerce of today is on par with the digital fever which has grasped the whole wide world. And thanks to credit card, we now have digital or e-commerce as mentioned before. There are a thousand and one benefit of digital Shopping, to begin with. Not only does it saves our precious time, but also brings the whole world at our palm, offering variety of products like never before. Thus the introduction of digital monetary transaction via credit card boosted the commercial ventures on a directly proportional scale.

With the growing popularity of digital banking and Shopping, all the leading banking giants were in a way compelled to offer the credit card services to their customers, and the Visa credit cards which can be used for Shopping at any place in this world became the most sought after service. In fact as days passed, immense possibility of this sector emerged, and the banks with their marketing skills managed to organize tie ups with a wide variety of service providers- from online e-commerce platforms to real world stores, from the finest dining destinations to the most exquisite travel websites; and as a result when a customer uses his credit card to digitally transact with any of the following service provider, he began to get exclusive offers and benefits in the form of guaranteed cash backs, flat discount and so on. The fervor became a global phenomenon in no time, and even in a developing country like India, people began to utilize these opportunities while Shopping. In growing Megapolises such as Kochi, it is almost impossible to enjoy all the nuances of its ever growing and glowing urban life without credit cards, or rather digitalization has become an intricate part of our lives. Thus in today?s world, Shopping without credit cards is almost like eating without a dab of salt- things which just cannot flourish or survive without one another.


Best Visa credit cards for Shopping in Kochi - Apply Now

Different Types of Credit Cards and TypesJoining FeeAnnual Fee
ICICI Bank™ Platinum Chip Credit Card00.00
HDFC Bank Platinum Plus Credit Card10000.00
HDFC Bank Visa Signature Credit Card10000.00
Jet Airways ICICI Bank™ Coral Visa Credit Card12501250.00
ICICI Bank™ Ferrari™ Signature Credit Card39993999.00


Answer few questions about yourself and get Customized Offers


Let's Get Going
USP
2 Reward Points for ₹150 spends up to ₹50K per bill cycle
HDFC Bank Platinum Plus Credit Card
Save up to ₹1500 a year on fuel with the Platinum Plus Credit Card
₹1,000
Joining Fee
shopping_cart
Shopping
restaurant
Dining
USP
2 Reward Points for ₹150 spends up to ₹50K per bill cycle
HDFC Bank Platinum Plus Credit Card
keyboard_arrow_right
₹1,000
Joining Fee
Save up to ₹1500 a year on fuel with the Platinum Plus Credit Card

Chqbook Review

When at airports in India or abroad, avail privileged lounge access and relax in style. Also, we like that you get 10000 Jet Privelege miles (5000 Jet Privelege miles on first swipe within 3 months and 5000 Jet Privelege miles on 75k spends in 3 months) pretty much after you get the card

thumb_up   PROS

  • Save up to ₹1,500 each year on fuel transactions with your Platinum Plus credit card.
  • You can also accumulate Reward Points and redeem them later against air miles
  • Once you cross the ₹50,000 limit, enjoy 50% more points for every ₹150 spent on your card
  • Set aside a part of your credit limit for online spends per statement cycle, within the available limit on your primary Credit Card

thumb_down   CONS

  • Not the best credit card for travel – you can redeem against Air Miles, but if you are a frequent traveller, there are better options
  • While HDFC Bank's Smart buy™ allows you to get great deals, this card is still suited for the first time premium card buyer

USP
Free Priority Pass™ & Fuel surcharge waiver – Save ₹8K /Year
HDFC Bank Visa Signature Credit Card
Relax at airports in India or overseas with the?best Lounge Program
₹1,000
Joining Fee
airplanemode_active
Travel
shopping_cart
Shopping
USP
Free Priority Pass™ & Fuel surcharge waiver – Save ₹8K /Year
HDFC Bank Visa Signature Credit Card
keyboard_arrow_right
₹1,000
Joining Fee
Relax at airports in India or overseas with the?best Lounge Program

Chqbook Review

This is one of the most popular cards from the largest Private Bank in the Country - you just can't go wrong here. Apart from Shopping and Dining benefits, there is complementary Lounge access and lot more. It?s a All-in-One and works very well too

thumb_up   PROS

  • Excellent All-rounder of a Premium Credit Card – save on shopping, get Lounge benefits and more – we couldnt ask for more
  • Fee waiver condition of ₹ 15,000 in the first 90 days of the card setup date works really well – you must make sure you get the fee reversed
  • Getting Lounge access at over 300 airports and over 900 lounges globally is a great plus
  • Getting the Priority Pass™ for just ₹ 500 instead of the ₹ 6500 fee is another great saving
  • Joining the GLOBAL VALUE™ program gets you free Cleartrip™ vouchers & 1% Cash back on all International transactions

thumb_down   CONS

  • Rewards are valid only for 2 years – we like unlimited rewards
  • You need to fill a form and send it to HDFC Bank to enrol in the Priority Pass™ program – so you should remember doing that else get stranded without Lounge access

USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Signature Credit Card
Get a Complimentary Scuderia Ferrari watch on joining
₹3,999
Joining Fee
INSTANT  APPLY lock
shopping_cart
Shopping
card_membership
Premium
USP
Opportunity to attend an official Ferrari Challenge race
ICICI Bank™ Ferrari™ Signature Credit Card
keyboard_arrow_right
₹3,999
Joining Fee
Get a Complimentary Scuderia Ferrari watch on joining

Chqbook Review

You get a Complimentary Scuderia Ferrari™ watch on joining. Top Spenders get an Opportunity to attend an official Ferrari™ Challenge race, Visit to the Ferrari™ Museum and Factory in Maranello, Italy, attend an event with special Ferrari VIP guests in Maranello, Italy. There are discounts on Ferrari™ Merchandise at the Online Ferrari™ Store and a 15% discount on entry tickets to Ferrari™ World Abu Dhabi for tickets bought at the park counter

thumb_up   PROS

  • If you are a Ferrari™ fan, nothing beats having the ICICI Bank Ferrari Platinum Credit Card – amazing flaunt value and great benefits too. You also get an amazing original Scuderia Ferrari™ watch once you pay the joining fee
  • Free access to Domestic Airport lounges in India is a great benefit and these lounges are great to relax and unwind before a flight
  • We love free movie tickets – getting 2 free tickets per month is even better!
  • 15% off at over 2500 participating restaurants and other dining outlets in 12 cities in the country is great – saving this much on your bill is sure to bring a smile on your face
  • We think the ICICI Bank Ferrari™ Platinum Credit Card MUST have fuel surcharge waiver – and it does with a waiver of 1% on fuel surcharge valid on a maximum spend of ₹4000 per transaction at all HPCL pumps
  • You get a 15% discount on entry tickets to Ferrari™ World Abu Dhabi for tickets bought at the park counter
  • Up to 15% discount on Ferrari merchandise at the Online Ferrari Store

thumb_down   CONS

  • If you are not a car afficianado, the ICICI Bank Ferrari Platinum Credit Card's fee might pinch – but considering the benefits we think it's completely worth it

USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*
₹199 ₹0
Saved ₹199
Joining Fee
INSTANT  APPLY lock
shopping_cart
Shopping
restaurant
Dining
USP
Save 15% on your dining bill at over 2,500 restaurants
ICICI Bank™ Platinum Chip Credit Card
keyboard_arrow_right
₹199
₹0
Joining Fee
₹199
Saved
1% fuel surcharge waiver on fuel transactions of maximum ₹4000 at HPCL pumps*

Chqbook Review

The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.

thumb_up   PROS

  • With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.
  • We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates1
  • You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.
  • Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

thumb_down   CONS

  • The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
Buy one get one free movie ticket through the week at bookmyshow™
₹1,250
Joining Fee
INSTANT  APPLY lock
airplanemode_active
Travel
shopping_cart
Shopping
USP
Get 2,500 welcome bonus Jet Privilege Miles on joining
Jet Airways ICICI Bank™ Coral Visa Credit Card
keyboard_arrow_right
₹1,250
Joining Fee
Buy one get one free movie ticket through the week at bookmyshow™

Chqbook Review

The premier airline company in the country and the premier bank in the country team up on this value for money credit card. Apart from the welcome bonus and the JP Miles enrolment, there are discounts on dining, free movie tickets and free access to Airport lounges in the country.

thumb_up   PROS

  • If you fly often, this card is just what the doctor ordered. Not only do you get enrolled into the fabulous Jet Airways Miles program, you also get to earn JP Miles on other transactions on this card as well – all guaranteeing a lot of accrued Miles and free flights
  • The free movie ticket offer with the Buy 1 Get 1 Free option from bookmyshow™ ensures you always get value for money whenever you go to the movies
  • When you fly international, you can redeem your JP Miles against 25+ other airlines – so go ahead and rack up those Miles
  • Dining now has a 15% additional discounts built into it – more outings at some of the best restaurants in the country!
  • Get to dine in luxury at the Visa lounges at select Airports in the country – you get 2 complimentary lounge visits per quarter
  • The annual bonus of 1250 JP Miles go a long way towards setting off the annual fee

thumb_down   CONS

  • If you are not a Jet Airways flyer, this card may not give you the best experience
  • The buy 1 get 1 free movie offer from bookmyshow™ is on a first come first serve basis – so you may not always get the free ticket when you fancy it

24 Reviews Sort
Newest

very good

1 year ago | Rakul mehta
The impressive thing is the customer service is good and well responsive. They explained each and every product with in the call itself.

Excellent

3 months ago | Juhi Bajaj
The limit on the card is 1.13 lakhs. The card is two months old.I am happy with the card features. I had submitted documents to process my card. Net banking is very much convenient to make payment

Excellent

1 year ago | devender
The HDFC Bank Visa Signature Credit Card service was quick and fast , I have got the credit card within10 days of time. The customer support service was helpful in regards to my credit card application. The credit limit value is high with this HDFC Bank Visa Signature Credit Card and I am satisfied with it.

good card

10 months ago | Ganesh Singh
I hold ICICI Bank Platinum Chip Credit Card and i hold a limit of 45000. I am satisfied with my limit. I have not received any cash back or reward points with the card. They do have lots of offers in hopping and dining. There is no annual charge.

good

1 month ago | Nilesh
When ever I contacted ICICI Bank Ferrari Signature Credit Card team they were responsive and they sorted out my queries. The website is good and it is very easy to navigate through. The customer services are also good. It was easy to get connected with the banks. Overall good experience.

Great

1 year ago | Himanshu Sharma
The Jet Airways ICICI Bank Coral Visa Credit Card was quick and fast , I have got the credit card within10 days of time. The customer support service was helpful in regards to my credit card application. The credit limit value is high with this Jet Airways ICICI Bank Coral Visa Credit Card and I am satisfied with it.

Got great reward points

4 months ago | Rohit Kumar
I have been using this card for years now. They have provided me with a good limit in it. Reward points are available. They offers a lot in between.

Dissappointed

3 months ago | Shweta Patra
It was not up to the mark with the ICICI bank credit card . I lodged a complaints about their services. Though it is now resolved . But the way they talk with the customer is not good at all.

They are making false promises to the cutomers

10 months ago | Arjun Naik
At the time of applying i was promised with the credit limit of 1 lakhs. But i didn?t get that. And when ever i want to talk about this the customer care personnel are not responding properly.

Excellent

9 months ago | sandeep dubey
My ICICI Bank Ferrari Signature Credit Card is 5 months old.I am happy with the card features. Net banking is very much convenient

Providing useful benefits

8 months ago | S Pratikhya
I am satisfied with ICICI Bank Ferrari Signature Credit Card. The ICICI bank credit card provides good benefits as compared to other credit cards. There is both joining and annual fee. I feel this card cost worthy.

Service charge is high

1 month ago | Pooja Verma
I am using a hdfc bank credit card. The service charge is very high for a normal person. You will endup paying a lot for a small use.

Happy with the limit

11 months ago | Anwar Ali
The credit limit quoted by Jet Airways ICICI Bank coral visa Credit Card service is 1.2 lakhs. I am happy with the limit.

Overall experience is good

1 year ago | Sibu Mishra
When ever i contacted HDFC Bank Visa Signature Credit Card customer care they were responsive. But the offers are not so good as expected.

Good experience

11 months ago | Bilash Rao
The joining fee on the card can be waved of by spending more than 15000 within 90 days of joining and they are not charging any annual fee.I am satisfied with HDFC Bank Visa Signature Credit Card. My overall experience is ok.

Legendry card

4 months ago | Pankaj Gupta
I have suggested all my relatives to invest in this card. Personally for me it was a one time investment and a lifelong fortune. In love with the benefits of this card.

Stringent conditions

2 months ago | Kartik Poduval
The terms and conditions are not at all flexible. There are many do and don'ts to follow while subscribing for this card. The process is complicated and too much lengthy.

Restrictive use

8 months ago | Yuvaraj Arumugam
I took this card with a lot of expectations that I would really enjoy using it. But it didn’t really happen. This card is actually not meant for a person who doesn’t spend lavishly on travelling.

Useless card

7 months ago | Vijaya Kumar
Extremely useless card to opt for. There are several other options to get rewards then why to unnecessarily use this card.

Good card for daily needs

7 months ago | Dinesh Kumar
I have been using ICICI Bank Platinum Chip Credit Card from past 10 months and the experience is good. It is a good card for all my daily needs. I never had any issues with the card and their services. They need to provide more offers to their customers.


Reason: