Man has always loved to Travel right from the dawn of human civilization. In fact the Travel spirit of our ancestors was pivotal in laying the bricks of our civilization. Currently the global village in which we live is interconnected like a web, and the key job component, the corporate one, relies heavily on Travel. Not only Travel and corporate life, our times, the times of the global village depends heavily on another tool in its day to day activities- a small pocket size rectangular plastic card. This rectangular plastic card, or the credit card, not only changed our world, but it also opened a whole new world of opportunities in front of us.
Before the advent of credit card, the withdrawal of money from bank was nothing short of an all day toil. It began with a long and boring queue, and had everything within from spending the entire day waiting to a very complex chain of paper works. This banking day had everything in it to ruin our day. But fortunately we don't have to suffer now as we have the credit card at our ready disposal.
Now all the credit cards are not the same. Just like anything else, a credit card is also categorized into a lot of fields. Starting from a normal ordinary to not so ordinary silver one to a lavish and glittering platinum credit card, this classification has everything in it. However, apart from this classification based on ornamental metals, there is another type of credit card, the most versatile, which can be used anyplace around the globe- the Visa credit card. Now what is a Visa credit card? We all know what a Visa is. A Visa is a provincial license that we need to have from the authorities of a country before we step into that land. On a similar note, a Visa credit card can be used to buy commodities from anywhere across the globe without any hassle. For example, a Traveler from India can use his Visa credit card to buy from a departmental store in Rome. Currently all the key banking players issue Visa Travel creditcards for their customers.
The Visa credit card boom is the result of the growing globalization of our wide world. The facilities that a Visa credit card holder enjoys are available due to this global network. For example a bank beforehand aligns with a whole bunch of restaurants, e-commerce sites, Travel websites, transport tycoons, Travel destinations and so on. And this tie-up ensures that when a customer of the bank avails any of those locations or sites, and transacts with the credit card, he gets a lot of benefit, especially in the form of discounts and cashbacks. The owner of a Visa credit card enjoys more such benefit than the person owning a regular or a silver ranged credit card. This process not only revolutionized the banking system, but also helped economies grow, especially that of the low or middle developed nations. In the Indian sector the leaders of Visa credit cards are the State Bank of India, ICICI Bank, and HDFC bank and so on, each offering unique benefits and discounts to their customers. The Visa Travel credit cards have helped the end users to utilize all the nuances of ever growing and glowing urban life, as well as coming handy during Travel. In a fast growing nation such as India, the credit cards initiated a digitalization boom which directly helped in the economic and financial growth of the nation in a very short and limited span of time.
|Different Types of Credit Cards and Types||Joining Fee||Annual Fee|
|ICICI Bank™ Ferrari™ Platinum Credit Card||499||499.00|
|IndianOil Citi™ Platinum Credit Card||1000||0.00|
|Citi™ Rewards Credit Card||1000||0.00|
|HDFC Bank Regalia Credit Card||1000||0.00|
|HDFC Bank Visa Signature Credit Card||1000||0.00|
|Jet Airways ICICI Bank™ Coral Visa Credit Card||1250||1250.00|
|Jet Airways ICICI Bank™ Rubyx Visa Credit Card||2500||2500.00|
|Citi™ PremierMiles Credit Card||3000||0.00|
|Jet Airways ICICI Bank™ Sapphiro Visa Credit Card||5000||5000.00|
Citi PremierMiles credit card is specially crafted to suit the lifestyle of a frequent air traveller. Coming from a premium credit card brand, PremierMiles card offers exclusive benefits like complimentary air travel, access to premium airport lounges and premier Air Miles
If spends during a calendar quarter exceeds Rs. 1 lac earn 1000 bonus points.Get birthday bonus of 500 reward points
Enjoy a host of special rewards, discounts and benefits with the complimentary Taj Epicure plus Membership Card.
This is one of the most popular cards from the largest Private Bank in the Country - you just can't go wrong here. Apart from Shopping and Dining benefits, there is complementary Lounge access and lot more. It?s a All-in-One and works very well too
Have a Ferrari in your name. And your name on a Ferrari. If you love fast cars & Ferrari, this card is just for you. You get Up to 20% discount on Ferrari merchandise at the Ferrari Store in Maranello, Italy, Up to 15% discount on Ferrari merchandise at the Online Ferrari Store, 15% discount on entry tickets to Ferrari World, Abu Dhabi for tickets bought at the park counter.Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.
CitiBank has launched The IndianOil Citi Platinum Card which will benefit people who use their vehicle frequently. This card offers excellent rewards for fuel transactions.
The premier airline company in the country and the premier bank in the country team up on this value for money credit card. Apart from the welcome bonus and the JP Miles enrolment, there are discounts on dining, free movie tickets and free access to Airport lounges in the country.
The Jet Airways ICICI Bank™ Rubyx Credit Card is for people on the go – zipping past the country. This credit card has a lot to offer, and it starts with a complimentary Jet Airways Economy ticket. You also get loads of points, with the JP Miles flowing in for every purchase. Apart from redeeming them against tickets and hotels, you can also redeem them against 25+ international airlines. All in all, we give a thumbs up to the amazing array of benefits this credit card has to offer.
The Jet Airways ICICI Bank™ Sapphiro Credit Card shows that you have arrived. If you are sending half your time at the airport, some at the golf course and the rest dining at the finest restaurants, then this credit card is for you. Apart from the complimentary tickets when you join and when you renew your credit card, you also get free access to domestic lounges, free movie tickets and a minimum 15% discount at over 2500+ restaurants. You deserve this credit card – go for it!