Visa credit cards of ICICI Bank for Shopping in Bhavnagar

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55274 Reviews
Pros & Cons
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Explore Cards
55274 Reviews
Pros & Cons
More Details


The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.

ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Bhavnagar and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.

Best Visa credit cards of ICICI Bank for Shopping in Bhavnagar - Apply Now

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55274 Reviews Sort


1 year ago | Victor Singlai
I am not much satisfied withICICI Bank Ferrari Signature Credit Card. I am not sure about the reward points too. The net banking facility is fine. Not sure about the annual charge.


1 year ago | T. Shridhar
I had applied this credit card through online channel. It was a good experience with Jet Airways ICICI Bank Coral Visa Credit Card. The credit limit was satisfactory.


1 year ago | ajay kumar
My overall experience is good ICICI Bank Ferrari Signature Credit Card

You can easily reedem your points with a phone call only

3 months ago | Suresh
My credit card was taken with ICICI Bank Ferrari Signature Credit Card 1 year back. I am using this card from a very long time. I had lots of payback points. The good thing is that to redeem the points only you have to do is to call the customer call center once and they will redeem it.

Great to use

11 months ago | Sanjeev Kumar
My credit card was taken from jet airways ICICI Bank coral visa bank Credit Card . The charges are very less with the bank. I find this card great to use.

Lots of discount offered

11 months ago | Sonam Mohapatra
They give more option on the online shopping . This card is giving you discount on lifestyle outlets. And it is also giving discount on fuel.

Convinient net banking

1 year ago | Pulkit Mishra
I had submitted documents to process my card. Net banking is very much convenient to make payment. I am very happy and satisfied. They have good offers.

Excellent dineout experience

10 months ago | Tenali D
I own a Jet Airways ICICI Bank Coral Visa Credit Card. I generally use this card only for hotel bookings. I normally use i assist to book my hotels. You also get to dine in luxury at the visa lounges at select airports in the country Ð you get 2 complimentary lounge visits per quarter.

Getting good rewards points usage of this card

1 year ago | Shreyashi Kar
I have been using this account for more than one and half years. Compared to other credit cards i am getting good reward points with the usage of this card.

Good card

1 year ago | Ranjit Tripathy
With all other benefits it prtovides credit shield of the coverage of 5 lakhs on outstanding. And you can also get personal accidental cover.

Great card

1 year ago | Majnoj Lohia
The best thing in this card is you can use this card worldwide to dispense cash. If you are a traveller then this card will be a great help. You can also avail the lounge access at international airports.

Having good credit limit

1 year ago | Kumar Rahul
There are good offers on the card and the credit limit is also good. There are no issues in the transactions while i use the card. The online facilities are up to the mark.

NO annual feewith this card

1 year ago | Devender Banothu
This credit card has a great interest rate and has no annual fee. It is accepted without question and I have had great service whenever I have contacted ICICI .

Good offer for movie lovers

1 year ago | Rabindra Kumar Paswan
I get offers like buy 1 get 1 movie tickets in this ICICI Bank Ferrari Signature Credit Card. The experience is good, they have their mobile app facilities. It is easy to generate the pin online.

Excellent credit card

2 years ago | Amit Nandan Kumar
This is an excellent credit card for normal usage. There are lots of offers you can avail with this card. It's a very good card if you like shopping. Because you get quite a good amount of payback points.

Great feature with this card

1 year ago | Mercyebenezer L
The process to get the ICICI Bank Ferrari Signature Credit Card was good. I have applied it via visiting bank. They assist me with explaining all the features and offers.

Lots of offer with this card

1 year ago | Girankumar G
I am using ICICI Bank Ferrari Signature Credit Card from quite a long time. There are lots of offers you can avail with this card. It's a very good card. Because you get quite a good amount of payback points.

Good card

1 year ago | Khushaboo Agrawal
Free access to domestic airport lounges in india is a great benefit and these lounges are great to relax . With this card you can get this facility also. It gives you one free lounge access in every 3 months.

Average card

2 years ago | Gangadharam Obugani
This credit card facilitates you to earn bonus and reward points which are redeemable. On top of that it gives you the facility of cashback also.

Not up to mark

6 months ago | Ompal Singh
My credit card was approved by ICICI and the experience was not up to the mark. When i compared this card with other i find this card as the worst card.