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Visa credit cards of ICICI Bank for Shopping in Bikaner

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55274 Reviews
Pros & Cons
More Details
Explore Cards
55274 Reviews
Pros & Cons
More Details

Introduction:

The phenomena we identify as consumerism has always existed in India, especially after the political independence of the country from British colonialism. It has seen an increase in recent years, chiefly following the process of liberalization that the Indian government has carried out and restructuring the Indian economy to the needs of the free market. This has increased the number of goods one can find in the market and consumers are left with the choice to buy the product that they like. But it so happens that most of these products can be highly priced and it might be out of the rich of ordinary consumers.

Therefore, Visa cards have made the very idea of buying up a large number of products into an easy affair. The speciality of Visa cards lie in the fact that they are, first of all, acceptable in a number of retail outlets not only within the territory of a given country but also in retail outlets around the world. This wide acceptability has enabled Visa cards to emerge as the popular card of choice for those who want to possess credit cards and use them to make purchases according to their lifestyle choices and their needs.

Visa cards, as we have noted, are actually credit cards that have been tasked to serve a particular purpose. In this case, they are used to aid the cardholder in purchasing consumable products and services from the market. Credit cards work in a very simple way, actually. They are in essence plastic cards that contain an attached microchip. The microchip is connected to the details of your account on the bank?s database. When you use your card to enact a transaction, the bank loans the amount incurred into your account, which is then transferred to the account of the retailer. In this way, with a Visa credit card, you do not ned to carry around hard currency to make purchases.


ICICI Bank Visa Credit Cards:

When it comes to anything that has to do with credit cards, ICICI Bank can be said to be a veritable pioneer in this field. Although credit cards had existed in India since the latter half of the 1980s, many people were not aware of its existence or did not have the means to possess one. Things drastically changed, however, with the deregulation and liberalization of the Indian economy by the Indian government in 1990-91. This led to the entry of free market dynamics and the entry of foreign companies and multi-national corporations in to the scene. The amount of profits accumulated over the years and led to the growth of a distinct Indian middle class with sufficient finances and purchasing power, which could reap the benefits that liberalization brought about.

In such a case, ICICI Bank led the role in not only making people aware of the existence of credit cards and their various kinds but also helped them to become accepted and popular among the population. Thus, credit cards by ICICI Bank would reflect this rich wealth of experience they have gathered over the two decades of their functioning.

ICICI Bank Visa credit cards are the manifestation of both the flexibility of Visa cards and the experience of ICICI Bank. These cards have deals and partnerships with major lifestyle brands, offering amazing deals and unbelievable discounts to those who purchase from these brands and consume their services. In this way, yet again, we have seen how ICICI Bank has revolutionized the Shopping experience for those who have the power to buy their luxurious products. So, if you are at Bikaner and if you wish to shop, you can always rely on your ICICI Visa credit card to make the entire experience memorable for you.


Best Visa credit cards of ICICI Bank for Shopping in Bikaner - Apply Now

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55274 Reviews Sort
Newest

bad

1 year ago | Sujal Guha
there are too many charges on transactions.not happy with the card

good

1 year ago | kunal ghosh
They give more option on the online ticket booking and offers good cash back its convenient to use in hotel bookings as well. if we spend 2.50lakh in a annualy then the annual fee will be waived off

They always give proper solution

2 years ago | Devika Laha
The customer service is quite good with this card. They listen to your problem and gives u the solution properly.

Saves a lot

1 year ago | Rajnish Jal
You can have 1% fuel surcharge waiver across all petrol pumps. You save a lot with this offer. ItÕs a good card to use in day to day life.

High rate of interest

1 year ago | Eric Sen
From last one year i am using this credit card. They have annual fee.They charge very high interest rate. Not a good card to use.

Bad customer service

2 years ago | Deepak Kumar
At the time of applying i was promised with the credit limit of 2 lakhs. But i didn't get that. And when ever i want to talk about this the customer care personnel are behaving rudely. They don't have any work ethics.

Great card

3 months ago | Suraj Singh
If you wish to buy some ferrari product then it's the card. Because it gives you good amount of discount on ferrari merchandise at online ferrari store.

Satisfy with this card

1 year ago | Aditya Jain
I am using this card from last 6 months, the credit card services are best when compared to other credit cards. I use this credit card for my personal use. Offers like reward points are good in this credit card and i am satisfied with the credit limit in this credit card.

Rate of interest is very high

11 months ago | MOHAN BABU K
I've been using the ICICI Bank Ferrari Signature Credit Card for the past 1 year. The rate of interest is so high when comparing to other cards. Their customer support staff must behave in a polite and friendly manner.

Flexible card

4 months ago | Amarnath M
I have applied this card 3 weeks back and received my credit card well on time. With all the value added features and the flexible options you can access any information regarding their credit cards using Citibank's mobile banking, online banking, SMS banking or phone banking services.

Great feature with this card

3 months ago | MANOJ KUMAR
With the use of this card you can get access to unmatched discounts for using your credit card for shopping, dining or travelling.

Average card

1 year ago | Guruprasad A M
Their reward point system is good and i am getting regular reward points with the card. So far I haven't faced any issues with their services. They need to come up with more offers for their customers time to time.

DonÕt giving a good credit limit of this card

4 months ago | Rajendrasingh Rathore
I am not so happy about this card . Specially with the bank. They don't give a good credit limit at the first instance. After many request also they don't change it.